​Series #7

Nov 2, 2024
Hi Pete,
I just wanted to share the good news that I passed my Series 7 exam today! I appreciate your help so much!
I didn’t know for sure [if I passed] but I did feel pretty confident about most of it! There was way more than expected on taxation - it felt like half, ha! Also a lot on suitability which I expected.
AH - Wells Fargo

Oct 25, 2023
Hi Peter,
I was in your S7 review class at the beginning of this month. Just sharing the good news that I PASSED last Thursday □□
I almost ran out of time bc I took way too long to answer the first half of the questions (even though I know better!). Once I was down to 30 min with 35 questions left, I started to freak out. But I somehow pulled it together and got it done. I honestly had no clue if I passed or not.
I wouldn’t say there was anything too weird on the exam. I saw a lot of options questions, which I was glad bc I had those down. Thanks again for all of your help!
JM - Fidelity

May 24, 2023
Just thought I’d share that I passed!! Thanks for all your help.
I wouldn’t say I was confident that I passed but didn’t feel like I failed either. It was as tough as I figured it would be and I used up every bit of my time! The only thing that threw me off was that many of the regulations were tested as paragraph length examples of situations. Often with irrelevant information!
SC - Baird

Dec 12, 2022
Pete:
Thanks for your help last week, it did help. It was important that I focused on the things that we discussed, and passing the test seemed to go as planned. I'll give you a couple notes if you'd like on what I saw on the test. I would say very close to the series 65 I took last year with out the law/Rule on registration questions.
Probably more MSRB rules that I would of thought; 5 + questions
Small amounts of math: No difficult math for sure though, really wanted to know if I understand the rule/computation not actually do it.
One convertible/Parity
5 or so Options gain loss/BE
One question on Margin: no clue on this one debit balance was 0 and customer was long stock, long Mutual fund and cash. The wanted buying power.
I would have liked more questions on debt; they were more on what does it do rather that what is tit. Plenty of question on customer account/FINRA regs/Rules on sign up customer/Tickets/procedures; maybe 15/20 questions One question on risk rating slash mutual fund that was weird, it didn't come out and say that it was a recommendation of a mutual fund by a third party.
As far as the Past Perfect program, I think it did a very good job of teaching me what I needed to know, I can recommend it. I think if Thanksgiving wasn't in the middle of my studying it would have been more ideal, but that has more to do with me than the program.
MK

Aug 20, 2022
Good afternoon, I just wanted to say thank you for all of your help getting ready for the exam, I passed it yesterday morning.
Was very standard and more what I expected, it seemed to me a much more balanced draw then what I had previously. I will definitely stay in touch as I begin the 66 materials for any help along the way.
Thanks,
JG - Janney

Aug 1, 2022
Good morning Peter,
I PASSED
Thank you so so much for everything!!!!
I recognized 95% of the questions and felt confident during the exam…
When I started the SIE back in 2019, I thought pass perfect was a little too difficult for me so I switched to Kaplan. Fast forward to now, I 100% believe pass perfect is the best way to prepare yourself for this exam!
I appreciate your help over the past few months. You have been a tremendous help!
ML - Fidelity

Mar 5, 2022
Passed! Thanks for all your help!!!
JR - Ameriprise

Mar 5, 2022
I recently took your three day lecture for the Series 7, and I found them very helpful. I passed my test on 02/17. Thank you for the great lecture. I felt that your cheat sheet had some great information.
Thank you so much again for the lessons the other week.
JG - Wells Fargo

Jun 8, 2021
I PASSED!! Thank you for all of your help!!
CC - Raymond James

Jan 13, 2021
Good Morning Pete,
I just wanted to let you know that I passed the exam.
I only took one [practice] final. I followed your advice and focused on the quizzes and material in the sections with which I struggled. That made more sense for me. I have never had any trouble with time management during these types of exams, so I really didn’t feel I needed to focus on taking the exam over and over again. I just needed the exposure to the questions.
I didn’t notice anything strange on the exam. The material the coursework reviews seems to cover everything.
Thank you for all of your help, insights, and perspective...it was invaluable to me to have someone who could give context and color to the content.
All my best
CS - Wells Fargo

Oct 7, 2020
Peter
PASSED! thank you so much!
Did 10 [practice finals], scoring between 72 and 78 consistently but all over in terms of missed answers. Felt confident goin in but all dropped after the first two questions which both included terms I never heard of! Recovered...
No Roman numeral questions; all straight multiple choice. Lot of suitability and tax questions.
Was shaky the rest of the day, but just unwrapped the 66 book!
TS - Wells Fargo

Aug 21, 2020
Hi Peter,
I passed my Series 7 exam yesterday. Thank you for the tutoring sessions. They really helped me.
I really liked the way you explained options and broke down the math portion of the test.
RF - Citi

Jul 28, 2020
Good Morning Peter,
I have attended all of the tutoring classes you have held for Citibank. I was also the one that wrote you a few weeks back asking what study material you would suggest. I was using Kaplan at the time and just didn’t feel the practice questions were working for me. You suggested Pass Perfect (not surprising ).
I am writing you to let you know that I passed my 7 yesterday. I wanted to thank you, I mean really thank you. Your time and services are valuable, and what you did for me and the rest of the team was invaluable.
I had asked you about what material to use because at the time I was using Kaplan and I had already tried and failed the 7 twice. Needless to say that I was a little stressed and overwhelmed.
Anyways, I took your advice and switched to Pass Perfect. And man was it rough. The practice tests, the practice mid-terms and final where all tough. But during your last tutoring session earlier this month, I changed how I was calculating options and bonds to mirror how you teach it. Instead of trying to memorize formulas and calculations in my head, I took your advice and I wrote them down. Every time for EVERY question. From Margin to Earning Per Share, I went through 4 notebooks of just me doing the math.
I found that Pass Perfect’s tests were far harder than the actual exam, and the way the study material is designed it ensures that you put the work in. Plus the order in which it teaches you things, helped me understand the concepts better. Plus I was using your option formula and bond method.
Needless to say, the actual test was much easier in my opinion. The methods you taught just made everything so much easier.
Interesting note: I probably had, no joke, 25-30 option questions. So much I had to ask for my scratch paper. I had one DPP question, and maybe 2 parity / conversion questions. The test was Options ( mainly spreads ), hedging strategies and Account opening documentation.
Thank you again.
SH - Citi

Jul 10, 2020
Thank you so much for all your great help. I took the test this morning and passed! :)
[The questions] were long and wordy. Lots of recommendation questions and I had 15 options questions but they were not very tricky. Just hedge and income and spread and some asked to identify them. Only thing was they were put into scenarios say customer wants to buy a spread (they gave you a spread scenario) and how much would it cost to the customer?
It took me the whole time to finish (as the wordings are not straightforward) and I submitted at the very last minute. Two of my friends in my cohort passed this week too. Their tests were long and wordy too- as you mentioned in the training, lots of recommendations, suitability questions.
HR - Wells Fargo Advisors

May 27, 2020
Hi Peter,
Thanks for your study prep help! Just wanted to share with you that I took the test on Friday and passed! Super helpful!
Thanks,
TV - Citi

Feb 4, 2020
Hi Peter!
Great news! I passed the S7TO on Saturday!! The test itself wasn’t nearly as difficult as I imagined it would be, I didn’t have many municipal questions, there were a lot of options questions (none of them were particularly difficult, there was one straddle question, situational income/hedge questions, and a few foreign currency questions, P.S. the t-charts and remembering to emphasize the investors position on the stock itself rather than the option when encountering the situational questions were immensely helpful), many suitability questions, although they were fairly general.
Thank you so much for the tutoring
RS - Andrew Garrett

Nov 29, 2019
Hi Peter,
Just wanted to check-in and let you know I passed my series 7 test.
I did many finals, 75%, 76%, 72% 80%. There was nothing out of the norm, lot of suitability questions. I actually got more Option questions than I had previously, and I actually finished the exam an hour or so earlier. I think this time I really knew the material.
Thank you for all your help!
PW - Independent Financial Group, LLC

Oct 7 , 2019
Just to follow up, I PASSED my exam! Funny thing is I didn’t have to calculate any accrued interest. Oh well, now I know.
This test focused more on Suitability, Product (basics and in relation to suitability) and Risk. Also retention timeframes for MSRB and complaints. I’m sure if I had to take it again it would be completely different. Thankfully I do not have to!!
Thank you,
AV- Wells Fargo Advisors

Aug 6, 2019
I passed my series 7 and wanted to thank you for your super awesome cheat sheet! It was like a confu pow all in one solution that helped me prefect my own cheat sheet! Thank you!
CF- LPL Financial

Apr 17, 2019
Hey Pete,
I was in your Series 7 3 day class about a 1 ½ weeks ago and you asked us to let you know how we did on the exam. I just wanted to let you know that I passed the series 7 and now complete with the series 7, 63, 65, life/variable for my role.
I was able to complete the pass perfect program and passed 4 finals with 75% or greater.
The test seemed much easier than I thought it was going to be. There were a couple questions that asked to complete the formula and thankfully I remembered those ones! Although I did have 27 questions marked for review for questions I was pretty sure I was right but wasn’t 100%. There were a couple questions that were worded a little tricky but reading the answers and reading the question a 2nd time cleared that issue right up.
Thank you for your help...the class was helpful
DS- Wells Fargo Bank, NA

Apr 12, 2019
I passed!!!!
I was around an 80% on the PP finals. Not to crazy. I did notice that on the actual test the questions weren't as "direct" as some of the questions on PP. I felt like the actual tests threw in a few variables to try and trick you.
TJV- Wells Fargo Bank, NA

Apr 3, 2019
Hi Peter!
Just a quick note to let you know I passed my exam on Monday!
I only took 6 finals...scores were 69, 68, 75, 70, 81, and 73. I reviewed all all of the exam questions, even the ones I answered correctly because I could have been guessing.
Mine had a lot of math (simple math), 3-4 annuity questions, lots of suitability, bid/ask prices, 3-4 questions on what type of correspondence (retail, correspondence, etc.) who needs to approve and when (before/after), lots of spreads.
I definitely feel I got one of the harder versions. Timing is pretty tight, I had 1 minute left and 5 questions to answer. Thank you so much for you help!!! Now on to the 66 □
CD- RBC Capital Markets

Mar 14, 2019
Passed!
I had quite a bit of muni’s structured in suitability style questions. The margin examples were very similar to the examples you gave me, they provided all the numbers just had to use the formula to calculate. A lot of questions in regards to communications with the public. About 20 or so options, very simple option questions.
That’s all that really stuck with me leaving the testing center. I’m glad that’s over with!
Thanks again for all the help.
SM - US Bancorp Investments

Mar 14, 2019
Thank you! I’m happy to have it behind me. Thank you for all your help, a lot of the things we went over with options on the phone and your live review was very helpful.
MC - Wells Fargo Advisors

Feb 12, 2019
Good morning Peter,
I wanted to thank you for being there to assist me when I had questions. Thank you for helping me understand how to use the T chart. Thank God I was able to pass! I took my test yesterday!
OC - Wells Fargo Advisors

Dec 11, 2018
Hi Peter,
I took the series 7 on Nov 30th, a week after your class. I passed!
Nothing was really out of left field. Just the nature of how much it covers, some questions were asked a little differently about concepts that were covered. Which is expected from FINRA. Ill give kudos to Passperfect preparing me for the level of difficulty. The practice questions were as hard, or more so, than the actual test.
While I did not complete the prescribed 4 of last 6 [finals], I was getting passing scores when I took my last few. That’s on me for doing this in a short amount of time. I really think the way the material was laid out and structuring all the practice questions really helped. The most help was taking the final, seeing where I struggled and focusing on those specific practice questions. I wish I had been able to take multiple chapter quizzes within each book after completing them. But the re-reading and reviewing the chapters really helped after going through your class.
I hope in the future they allow a recording of your lessons to reference. It was hard for me to go back to just the powerpoint slides and remember the flow of your teachings without the recording, but that may just be my learning style.
Thank you for all the help.
DK - American Century

Dec 3, 2018
Hello Peter,
I would like to take a moment to thank you for your time and support with the Series 7 review. I do want to let you know that I did pass the Series 7 exam this past Friday on my first attempt!
I am sure that you would like a little feedback regarding your services. The greatest thing about your review with us is that you cover all of the most important material included on the exam.
Thank you so much for your support!
AG - Wells Fargo

Nov 21, 2018
Passed the exam yesterday.....thanks for all your help! The Quick 7 book was genius, I studied strictly from that and the exams; never even opened the complete study books. On to the 24!
Thanks!
AM - Merrill Lynch

Jun 15, 2018
Good morning Peter! Passed the 7 yesterday - 86 - your sheets were a tremendous help. I used Kaplan, but found your website and materials - a very big help! I was scoring in the mid to upper 70’s [on the practice exams].
Thanks.
SG - Pruco

Jun 4, 2018
Good Moring Peter,
I wanted to reach out and let you know that I passed my series 7 exam on Friday. I was scoring in the 60s before the virtual review and bumped up to the 70s after and passed my exam with 75 as well. I wanted to thank you and let you know that you’re virtual review was incredible and so helpful and it led me to passing.
Kindest regards,
MR - Wells Fargo Advisors

Jun 4, 2018
Hi Peter,
I passed! 76, almost unbelievable. The test was challenging for me I really focused and put all my energy to pass. My finals were 68, 70 72, 79, 74, 74, and 75. So they wanted me to pass more finals, I guess. But I was ready.
I think that I have been in the industry for 8 years helped me pass. I do not believe everything tested was in the material. Suitability questions I answered from experience. Thank you for all your help
RC - Wells Fargo Advisors

May 31, 2018
Hi Peter,
I attended the virtual sessions with you last week. I took the series 7 yesterday, and I passed with 80%. I wanted to reach out to you and thank you for answering all my questions and keeping me engaged in these sessions. Your teaching definitely added tremendous value to my success.
I felt the entire exam was weird (lol). Many times the questions had two correct answers and had to pick the best one, which was difficult since they are both were correct. I was provided with four answers and only had to pick one. There were no A & C or B & D options. I believe that pass perfect provided all the information needed to answer the questions. Questions were never direct, it was always situational based and I had to recall from all that I had study.
I only did four finals and I got 78, 80, 82, and 86 on them.
RS - Wells Fargo Advisors

May 21, 2018
Peter,
I passed the Series 7 last Friday! I got a 78%....which was right on par with my PP scores You’re right, the cheat sheet helped.
Thank you!
TL - Stifel

Apr 11, 2018
Hi Pete,
I took my Series 7 exam yesterday and made a 92. Thank you so much for your help and the review course.
My passperfect finals were similar. The highest I got was day before a 93.
I think the exam was fair and review course definitely covers majority of the exam. There were a few things I didn’t recognize, but besides that I felt good. I had about 30 min left at each section and I really took my time during the test to read each question carefully.
I already have life, 6, 63 and 65 so now I am done! Woo hoo!
JG - Wells Fargo Advisors

Apr 9, 2018
Hey Pete,
So I took the exam on 4/3… I passed!!! w/ an 87%.
Thanks again for all your support. It was VERY helpful and needed. You know it seems that the practice quizzes/finals/midterms were more difficult than the actual exam… which in hindsight is much appreciated.
Thanks again for all your help! I am so grateful for you.
JH - Wells Fargo Advisors

Apr 9, 2018
Hi Pete
I passed my Series 7 on Thursday with a 74%. I was averaging about 73-74% on my finals until the last week when it jumped to the high 70s.
I am really grateful for the virtual class around Options. I had been struggling with it until it “clicked”, so thank you for that. The exam was very different than Pass Perfect, from my experience. There seemed to be a handful of questions on municipal new issues and discretionary accounts. There weren’t as many suitability questions as I thought there would be – also, the A-B-C-D format was much different that the roman numeral format.
Now, on to the Series 66.
KJK - Wells Fargo Advisors

Mar 28, 2018
Hi Pete, I passed my series 7 test yesterday. 74 percent. My last pass perfect final was a 74 too!
I’m burning my books tonight. The review was really helpful, thank you again. I used your cheat sheet, It just all came together yesterday, THANK GOD!
You know I was struggling with the material and not passing any finals, mid terms and even my quizzes were low scoring. Please pass on to other students. If you put in the time you can pass this test. The funny things you told us really helped. There were a few questions I did not know the answers to. The questions were so foreign, something I had never seen in the pass perfect training, I knew it was a sample question, answered and moved on quickly.
You know Murphy’s law, yes!, it happened. I struggled with options and of course I had at least 100 questions on options, And I still passed. Yesterday was a good day
LD - Wells Fargo Advisors

Dec 22, 2017
Peter,
I got an 85 on my Series 7 yesterday!
I wanted to thank you for the instructing the Virtual Training Class last week. “P Diddy Music” made it into my cheat sheet during the exam. One thing that I did learn from the exam, I was able to complete my cheat sheet before even starting the timer on my exam. This may be a good thing to tell the future students. I spent a good 20 mins on my cheat sheet without eating into the 3hrs time limit.
The questions in the actual exam did seem a lot more difficult than the Pass Perfect material. The questions on BDC, Oil & Gas, and US Treasuries Payment dates threw me off. I think I got lucky with my score. Regardless, I passed! Thank you very much for your help!
Merry Christmas and a Happy New Year!
NA - Wells Fargo Advisors

Aug 24, 2017
Peter,
Thank you for the pass perfect crash course the week of August 7th. I took away many acronyms that I used during my exam (P Diddy Music, ABC, Pro Golfers Don’t Miss, Butter The Popcorn). Additionally, the cheat sheet that you created became a document that I practically memorized. Your instruction definitely helped me feel confident. I took the exam yesterday and scored an 88. I wanted to say thank you for how you taught the class and all the information you shared.
I think you were right about the practice finals. I took over 28 practice finals and I was scoring between 83 and 88 before I took the exam which I received 88 so it was pretty much right on the score.
If I were to give anyone advice, it would be to remember the acronyms, understand the options inside and out, understand every aspect of the cheat sheet you provide, and take a lot and a lot and a lot of finals.
DA - Wells Fargo Advisors

Aug 22, 2017
Hey Pete,
I took part in your series 7 prep 8/7-8/11, took the exam 8/19 and passed! I want to thank you for the entertainment and insight into the subjects covered in the books.
I got a 77% which was +-1 to 2 points away from my average on Pass Perfect. I would have gotten a higher grade if I had spent more time studying the sections I wasn’t doing so hot in rather than just taking the test over and over again. Now on to the Series 66!
HB - Arvest

Jul 25, 2017
Thank you Pete.. even though we only put in 5-6 sessions, your help was invaluable and I appreciate you being there for me. Couldn't have done it without your help and guidance. Thank you!
WC - Emerson Equity

Jun 19, 2017
Was able to pass with an 82%...the PP tests had me right in that range. I thought the tests very accurately portrayed how the real exam was and it was a nice surprise to sit down and take the test and understand the format completely because it was almost identical to the PP format.
Thanks for all the help
JE - Wells Fargo Advisors

Apr 14, 2017
Great response time... always right there when needed, SPOT ON when you said actual score should be average of last 4( 81,81, 84,81) I scored an 80!
Not a thing I saw on the actual test that I wasn't prepared for. I'd recommend Pass Perfect and Pete G to any one having trouble as I was! It made the difference, thank you
RT - First Standard Financial

Apr 13, 2017
Got an 80. That sheet was invaluable in memorizing it. Thank you!
SL - MML Investors

Feb 14, 2017
Hey Peter
Thank you for everything. Passed my test with an 80 so I’m super thrilled...on the PP Finals I was getting around 75-76
The first 130 ? were easy but the second part boy did they step it up.
I do not recall the questions they asked, but I remember there being a good amount of LEAST likely. My best score was “Provides info on Investments and Makes suitable recommendations” which is weird because my worst section was “ Evaluates Customers other Sec holdings Fin Situation and needs” which I would think you need that before you can make recommendations .
Anyway thank you again, and that review you do is fantastic.
PW - Wells Fargo Advisors

Feb 10, 2017
Good morning Peter,
Thank you for your help during our Series 7 study program. I’ve taken and passed the examination yesterday. I got 78% on actual exam and average 85% on Pass Perfect finals.
Just couple of feedbacks on the exam:
The format is very similar to Pass perfect. There are a lot of conceptual questions and investment recommendation scenarios.
I really appreciate your tips and acronyms to remember some of the information. It was very helpful! Please continue your virtual review with other participants to help them succeed.
DL - Wells Fargo Advisors

Feb 10, 2017
Good morning!
I wanted to let you know I passed the Series 7 with a score of 90%!
I was averaging around mid 80s to high 80s throughout the last week of review, with my highest grade being a 90. Nothing terribly weird, they did ask more questions on options than I thought, I will say they word the questions in a way that wasn't the easiest to understand. But I guess they want to make sure you understand the concept.
Thank you for your insight and training program! I used the T chart after much resistance and it worked like a charm, definitely relieved my anxiety when solving for Options.
IB - Wells Fargo Advisors

Feb 10, 2017
Hi Peter--
I passed the series 7 yesterday with an 85%! I had averaged an 85% on my last 4 practice exams.
There wasn’t anything that stood out and caught me off guard on the exam.
Your class helped prepare us well!
Thank you!
TA - Wells Fargo Advisors

Feb 7, 2017
Pete,
Wanted to send a quick thank you for helping me prep for my 7 exam. I passed yesterday and can’t thank you enough for the help!
I achieved 79, 79, 76 on three PP final exams and received a 75 on the real exam
As far as exam material, there were quite a few questions concerning the taxation of investment companies, payouts for a bankrupt company, current yields of common stock and what happens when dividends or CS price changes.
Also, a main component was analyzing short term bond yields vs long term bond yields in terms of price volatility, coupon rates, and recommendations to customers based on their objectives.
The class covered the beef of the material, but these are the things I remember struggling with.
Best,
BH - UAT Resources, LLC

Jan 20, 2017
PASSED! 80!
Soo excited !!! It was a pretty tough exam, heavily weighted on Options, suitability, debt. It’s done though ! Thought I’d let you know  Thanks for all your help Pete. Have a Great weekend !!!
RK - Wells Fargo Advisors

Jan 10, 2017
Passed the exam with 84% and that’ s what my last 4 practice test average!
Tips that helped, RTFQ! MUMUMAMU, MUMAMAMA...
I wrote down the question # that I doubted so that I can go back to RTFQ in review…
Thanks
RN - Wells Fargo Advisors

Jan 4, 2017
Hi Pete;
I was in one of your Series 7 training couple of weeks ago, and I just passed my Series 7 test yesterday with 86%. I had to wait extra 2 weeks before I took the test as there was a delay in my ESL processing.
Wow, what a relief. With so many questions, I have felt like there are 2-3 right answers, but I guess I picked correctly.
I was most scared of options, but there were just a few questions on that topic. I remembered from your training when Calls and Puts go “in the money” and it helped me tremendously to answer most options questions.
I was so concerned about remembering DORM, PGDM, etc… but then, I felt like more than half of the test was on all kind of varieties of Preferred Stocks and ETFs.
Again, thanks for your tips and help with studying, but mainly thank you for the Quick 7 booklet that kept me sane for last couple weeks.
Have a Happy New Year!!
SS - Wells Fargo Advisors

Jan 3, 2017
Passed...with an 87. Thank you for your help! Certainly was very helpful.
MC - Quest Capital

Jan 3, 2017
Thanks again Peter for those five days!!
I took the exam last Thursday the 29th of December and passed with a score of 82%.
Those were five magical days and everything I learnt coupled with the Pass perfect practice questions came in handy during the test.
Those PP finals provided very good basis to prepare for the real exam. I think the trick is to take those questions and pay attention to the explanation of the answers. Know the WHY of the correct answer and you build your confidence. The actual S7 will come off ok.
The Quick 7 also makes for a good review.
All is well that ends wells.
Cheers.
OE - Wells Fargo Advisors

Dec 31, 2016
Passed with an 83!
At first I was scoring low 69 67 71 [on practice exams]
Then after your class and reading your notes again...I scored 76 78..74...At the end I was scoring 84, 81, 83, 79!
Pgdm
Dorm
Pbdf
Mumamama
Mumumamu
Options concept is what's really most important...not too many calculations...There were also some on partnership stuff. I mean there were some questions that I was not familiar with at all...or at least it didn't click, but I couldn't tell you what it was about exactly ..I was in shock for a good 12 hours after hahaha
Thanks for your help!
NA - Wells Fargo Advisors

Dec 22, 2016
Peter!
Wanted to inform you that I passed my Series 7 Exam yesterday with 84%. On my Pass Perfect finals I was scoring between 76% to 86%.
Your Review sessions Peter are VERY EFFECTIVE. Helped me a lot!!
The actual exam’s interface and the way it asks the questions are very identical to Pass Perfect tests. I haven’t felt any areas of the test that I was not familiar with. There were some words for me being hard to translate, as English is my third language
My favorite part of the Exam was Options questions, where you need to do some calculations versus to Regulations part, where you just need to remember the years, thresholds and the slightly differences between various SRO rules, which is solely memory task.
Thank you again!
My best regards,
OK - Wells Fargo

Dec 22, 2016
Hi Peter!
I passed two days ago with a score of 75%. Last five [practice finals] were 76-79-79-79-84.
The first section was easy. I thought it was going to be a cake walk.
The 2nd part of the test, I lost all confidence and wanted to cry.
When I saw the passing score, I screamed in silence in utterly shock.
Thank you for all your help. Couldn’t have passed without you.
GK - Wells Fargo

Dec 22, 2016
Passed the Series 7 with an 89!
Thank you for your clarification and memory techniques – made some of the info a lot easier to recall during the exam!
Merry Christmas!!
KG - Wells Fargo

Dec 21, 2016
Morning Pete,
I wanted to thank you for teaching a few little tricks to get me through the 7. Yesterday I took it and passed with an 80 – as you said, pretty even with the last handful of practice finals I took.
You made the class fun and enjoyable, especially since I got to sit back and listen/watch the various other people in our class say absurd things. Your dry humor was great and made the materials less of a pain to go through. Several specific things you taught stuck in my head and I used on the exam giving me confidence that I would pass. Thanks again
Cheers to you Pete and Merry Christmas!
JB - Wells Fargo

Dec 19, 2016
Hey Pete,
I passed my series 7 today thank you so much for a wonderful review week!
I passed with a 77 I finished the test in roughly 2.5 hours with a 30 minute break. Nothing weird really some suitably but nothing I wasn't prepared for thanks again so much
I learned a lot from you. You knew what I needed to review and go from there!! Thanks again!
JV - Wells Fargo

Dec 15, 2016
Hi Peter
I just wanted to let you know that I passed my Series 7 yesterday with 87%! I was getting 80-90 on pass perfect.
The questions were all over the place. To me it was harder than the pass perfect finals. I felt like in one question they were asking several different subjects that required knowledge of the overall material.
Lots of focus on options, which helped me because I was really good with options. And I found 3 questions that were trying to trick me . I found the second half easier though.
Your class helped me clarify things so much and I cant thank you enough for explaining everything so clearly.
Thanks again
LM - Wells Fargo

Dec 9, 2016
Mr. Gibowicz,[never like it calling me "Mr.", as dad is still alive! :)]
I passed my Series 7 exam with a 90% this morning. It was my goal to get a 90% on the practice exams but I couldn’t get higher than an 89%. I finally got it on the real thing—it feels great. Thank you for all of the amazing preparation. Three of the mnemonics you taught us worked perfectly for questions on my exam: Pretty Girls Drink Margaritas, Butter The Popcorn and EPIC.
Thanks again!
JC - Wells Fargo

Dec 5, 2016
Peter,
Thank you again for the review classes. It helped tremendously! With the pass perfect, I took a total of 22 practice finals with an average of 84% on my most recent 4 finals. I passed the series 7 examination with an 81%. Like you had mentioned, it was within 3-4 points with the pass perfect study material.
It was almost identical with the PP material. I did have to say, I felt the first half was more difficult compared to the second half but in both sessions, they had the same difficulty curve. First 40 questions are pretty easy and straight forward, then it progressively gets more difficult up to about question 75-80, then it tapers off to easy questions again. If I remember, there were hardly any analysis questions like you mentioned in the review. Tons of regulations, options and debt questions of course which your review covered greatly. I’m just glad that’s over, that process was mentally taxing!
DT - Wells Fargo

Dec 1, 2016
Hey Peter,
Thanks for the class, helped tremendously. Passed w/ an 82.
VM - Wells Fargo

Dec 1, 2016
Hello Peter,
Just wanted to let you know that I Passed! I got a 72.
There were more calculation questions on there than expected. Quick asset ratio, YTM, YTC, TEY, Bond parity price, and few other questions that I do not remember exactly.
My pass perfect score were all over the place, I took 10 finals results were: 76,74,79,76,69,73,74,81,83,79.
No questions in regards to the accretion on the Bonds, few questions in regards to OSLOBS, OBLOSS, a lot of OPTIONS questions, couple about PDGM, DORM, REG D, 144A.
A lot about GO and Revenue bonds and Govt and Agency securities.
Thank you!
AR - Wells Fargo

Dec 1, 2016
Hey man I made an 84. [Was scoring] Between 75-83 [on the practice exams]. Thanks for your help in passing it
BT - Wells Fargo Advisors

Nov 29, 2016
Hey Pete,
First of all thanks for the review and the guide because it really helped.
I got a 82 and to be honest didn’t read the book much after we had that guide filled out. Now they asked a bullet bond question and then a lot on the cost basis for everything. It seems like they are focusing on taxes as of recent and also customer suitability focused questions. thanks a lot
EP - Wells Fargo Advisors

Nov 23, 2016
Hey Peter,
I wanted to let you know I took my exam yesterday and PASSED!
I think the materials really did do a fantastic job in preparing me, and to top it off your exam prep really did help solidify some different concepts that I was wavering on. Also, you mentioned that my exam score would be pretty close to my average on my practice exams, which was almost dead on… My average was 75% and my exam score was a 76%.
Thanks for all of the help!
DK - Raymond James

Nov 20, 2016
Great news! I passed the 7 today!!! I made a 72.
I wasn’t passing the [Pass Perfect] finals. I was averaging a 68. I don’t think I gave myself enough time to study when I scheduled my exam. Work, two kids…. You know – LIFE in general!!! I was very discouraged going into the exam, but thanks to your help, and the power of prayer, I somehow pulled it off!
The first half was ridiculously hard. I really thought there would be no way to redeem myself after that half. Second half seemed more like the pass perfect questions.
They really tried to trick me on the wording. There were a lot of EXCEPT questions. I bet I had at least 50 questions marked on the first half. I didn’t have time to go back through all of them, but I took your advice on writing the question number and the subject of the question for easy reference. That helped tremendously.
There were not a lot of margin questions on mine. A good amount of options and BE, MP, MPL. That was the easiest part for me. Not very many on Retirement accounts or college savings. I did have one on a 5:4 stock split. There were a lot of situational questions and compliance. Many of the answers seemed to be correct and choosing the right one wasn’t too easy.
Thanks for all of your help. I will definitely recommend your training to my peers.
Have a blessed Thanksgiving!
BH - Raymond James

Oct 13, 2016
Took it today- got an 80. Thanks for checking in! Was not easy at all but the review definitely helped. My test was heavy in debt questions and TONS of suitability.
SM - Raymond James

Oct 6, 2016
Hey Pete,
I passed with an 86! My average PP score was an 81% with a lowest 75% and highest 87%. I felt like it was everything that you said it would be.
I had maybe 8 questions on options. Small amount of basic math to get any answers. Had to calculate CY but not YTC or YTM. I had a lot of suitability questions. I wish I could have taken your class twice, once before reading all the material and once afterwards. I thought it was that helpful! I could hear you saying “who cares about the coupon” on the test. It made me laugh.
Part 1 of the exam I had about 20 minutes left at the end. Part 2 I had about 40 minutes left before I submitted for a grade. It scared me to be that far ahead of time but I felt confident. For all those soon to take your 7 here is my exact scores on PP finals. I took 12 test (results in order): 84%, 79%, 81%, 83%, 84%, 80%, 81%, 84%, 75%, 79%, 81%, 87%.
I read most of the feedback posts and found most people score about 2-4 points higher than PP average. I focused only on final test and Peter’s class hand out in my last week. Any weak areas I re-read Pete’s hand out and retested. I did not write out the whole “cheat sheet”. I had an outline of areas (do what works for you). Then, I simply knew one half of the solution and compartmentalize the other half (just like Pete said)!
Thanks again Pete.
ML - Wells Fargo Advisors

Oct 4, 2016
Peter:
Thank you for all the help, especially the mnemonics and “save the brain space.” Passed yesterday with an 88%, which is higher that I got on any of the practice finals.
All the best.
JWB - Wells Fargo Bank

Oct 4, 2016
Hi Peter,
I was on the Series 7 call with you a few weeks back and just wanted to follow up to let you know I passed my test!! I Received a 79%! Just wanted to thank you for the time you spent with us going over all the material and helping me understand it better! I know without that review call It would have been more difficult for me to pass.
I would score anywhere from a 72-84 on pass perfect, so I would say my real test sore was in the same range as my practice finals. There was nothing weird. Pretty much all the questions asked covered info that I had seen before, just maybe asked in a different way. To be honest it was all a blur, just thankful I got through and passed the first time!
 Thanks again for all your help. Have a great day!
SH - Wells Fargo Advisors

Oct 3, 2016
Thanks Peter! I took your class two weeks ago and just passed the series 7 this morning!
I scored an 82 on the test and I had been scoring around 76-84 on the pass perfect [finals]. I thought the test was very similar to what I was seeing on the pass perfects and didn't really see anything out of the ordinary. Whenever they had you calculate bond prices they always had you purchasing 100,000,000 which made it a little more difficult to calculate rather than 1m or 5m I had been seeing.
You do a great job with the topics and even better job explaining the wording to look for in the test questions.
Anyways, thanks again Peter
SZ - Wells Fargo Advisors

Oct 3, 2016
Hey Peter,
I took my test last Thursday and PASSED with an 85%!!!!!!!!!!!!!!
I think your class helped me – especially the mnemonic devices and how you broke down the T method for options. I was struggling a bit with understanding how to use it but the way you explained it like an algebra equation really made the difference.
Thanks again!
JR - Wells Fargo Bank

Sep 21, 2016
Hi Pete
Just wanted to report back and let you know I passed the 7 today with 83%!
I was getting low 70’s on the finals from the databank questions. They were, at least I think, more difficult than the actual questions on the exam were.
I really didn’t have to calculate much of anything. Just needed to really understand the concepts and how they influenced and reacted to situations.
I did much better on all of the options and margin sections in practice tests after our session, so thank you very much!
They didn’t throw much on the exam with complicated options, pretty straight forward versions.
On to the 66……….
Thanks for your help.
KJ - Centaurus Financial

Sep 20, 2016
Peter,
Thank you for the review course last week. It was a great reinforcement of the material and helped solidify some information. I passed yesterday with a score of 84%. This score was close in line with my practice test averages. I took 22 practice tests (11 online and the 11 Final Exams in the book) and that definitely helped with the endurance aspect of the test. However, I really did not feel confident while I was actually taking the test. It was much harder than any of the practice exams I took.
I saw several questions on the test relating to alpha and beta. There was one question on there regarding the take-down order for new issue muni sales and the answers did not relate to the PGDM.
Thank you again for the help and on to the 66!
SR - RBC Wealth Management

Sep 18, 2016
Passed the Series 7 Exam!!! 74, and for me it was a matter or just passing so I could get on to the 66!
Especially thanks to your cheat sheet, I have recommended it to some of my buddies that are also going on the same path.
The weird thing was that the first part of the section was tougher than the second. By part I mean the whole exams since there's 2 exams within the 6 hours. Also, I found more option questions than I thought.
I must say, the cheat from you was extremely helpful and a significant reason for why I passed.
MS - Ayco

Aug 31, 2016
Peter,
Thanks for all of your last minute help on Sunday. It paid off and I passed with an 86! That was the higher than any score I ever got in a practice exam, which is odd, but I'll take it!
Here are some things that I found to be true of my exam:
- barely anything on dpps or investment cos
- a good amount on annuities
- there were about 25 options questions, all of which had to do with spreads and covered positions
- convertible bonds and stock were heavily tested
- only 2 questions on fundamental/technical analysis and nothing specific to analyzing a balance sheet
- munis not as heavily tested as I thought
- about 20 suitability questions. These were difficult and not as clear cut as on STC practice exams
-only 2 questions on margin: 1 on sma buying power and 1 on calculating sma
- lots of taxation
- rule 144 and 144A probably had about 4 questions, not which included calculations
- very very heavy in account opening procedures and sharing commissions
I'll be taking the 63 in the next 6 months and I look forward to speaking to you then!
Thanks again!
LG - Charles Schwab

Aug 18, 2016
Hi Pete,
I passed!! Such a relief and definitely feels good to have the Series 7 behind me. I am so thankful that I was able to prepare for the exam in your class - I felt prepared and confident walking into the exam, and your mnemonics and tricks could not have been more helpful. Debit call bull, mumamama, pbdf, pgdm, call la to put the kids in high school...it was all there. I wish I could share more detailed questions/topics with you, but I've kind of blocked it all out. What did stand out were the many questions on preferred stock and the different features/characteristics (something about arrears). Taxes were also heavily tested. Mutual funds. And certificates of deposit.
Now, onto the 63!
Thanks again!
AL - JP Morgan

Aug 18, 2016
Hi Peter,
Am writing to once again thank you for the crash course; I cannot tell you how helpful it was- could literally hear you reciting some of the things we learned as I was taking the series 7! I scored a 91 and felt very prepared with all the notes you gave us.
Thank you again!
RR - JP Morgan

Jul 21, 2016
Hi Peter,
Hope you are doing well. Thank you for your time and your kind help. I passed my Series 7 with 77% on Tuesday July 19. I scored average of 75% - 77% on my Pass Perfect practices final exam.
Thanks for going through Trading Market, Debts & Taxation with me. The review class with you helped me a lot.
NB - Bank of America / Merrill Lynch

Jun 21, 2016
I was averaging 76% on my PP scores; got a 72% (whew!). Was really confident going in and felt like I had a good grasp on everything. So many questions on ETF’s and ETN’s completely through me off….didn’t not feel confident after the first half. I think my nerves were getting the best of me too! I have test anxiety like nobody’s business!
The analysis questions were difficult. In PP, there were generally at least 2 options that you could easily eliminate. On my 7, all 4 of the answers were very close and took a lot of time trying to “pick the best one”. Obviously, I didn’t do a good job picking the best one, as it was my lowest score.
Not very many options questions that were math related, which made me sad because I loved options! The majority of the options questions were around giving a scenario and asking what you would recommend the customer do, as well as with the reasoning behind it.
Thank you again for your awesome class which was extremely helpful—your voice was in my head during the exam!
SK - Wells Fargo Bank

Jun 17, 2016
Hi Peter,
I was part of your online review a few weeks back and just wanted to thank you for your time and effort. I passed my exam today! I had 0 background and came into this industry a few months ago with a master's in contemporary art theory.
Just wanted to let you know I had a bunch of questions on investment companies, ETF's, and ETN's.
Also almost all the questions were A, B, C, or D. Very few roman numeral (I&III, I&IV etc.) questions.
Thanks again,
AH - Wells Fargo Advisors

Jun 14, 2016
Just wanted to give you some feedback from exam yesterday.
Tougher than my finals I felt, but I got through it with an 88%. Just felt it was a muni bond exam on the whole.
Did 15 finals averaged 81. I’m putting the 88 down to adrenalin. Like you said, no bonus to doing it twice!
I felt like I got 50-60% muni bond related questions and along with approx. 15-20% Gov’t issues q’s I would say only other areas that I got more than 6-7 Q’s on were suitability analysis. Other areas I got of note:
5-6 VA’s
6-7 Rule 144 (not calculation just rule purpose & limitations)
3-4 Rule 144A
4-5 on Neg COD’s which I didn’t expect.
Options questions were more suitability for hedging than basic BE, MPG, MPL.
Some good educated guesses!
Thanks for your help, and will no doubt be in contact again for the S66 calls.
DB - Wells Fargo Advisors

Jun 14, 2016
Peter,
I took the Series 7 yesterday and passed with an 86! I used the Pass Perfect online program, Quick 7, and textbooks, and had a 1 hour review session on taxation with you two days before the exam. So glad we went over taxation, because the cost basis questions would have totally sunk me before. And the brief history lesson helped the tax rules 'stick' and provided context which was much appreciated.
Combined with the practice finals, midterms, and chapter tests, I worked it out that I answered almost 6000 questions through the PP system. The Pass Perfect questions looked almost nothing like the questions on the exam, but obviously they over-prepared me. The average of my last six PP finals (and I took 20 of them!) was about 75%. The lowest I scored was a 68, and the highest an 81.
You were 100% right, the second half of the test was a lot easier! It was great that I learned the concepts instead of just memorizing. Thank you so much, Peter - you were very responsive to e-mails and moved through the material efficiently during our session, which was a very effective use of my time and money.
Thank you again!
DM - Ameriprise Financial

Jun 13, 2016
Pete,
I just wanted to thank you for the information and how you shared it during my week of virtual training, it paid off I passed the Series 7 on round one woohoo…I made a 72, bare bones hahaha, but I will take it.
I really wanted to express how much your training really helped me remember things I needed and not a lot of the stuff I did not need “save the brain space”. Even though the pass perfect program helps with the question styles and content, it was how you broke it down that helped a simple old country boy like myself pass this exam, thanks and hope to have you on my 66 3 day virtual program.
Thanks,
JG - Wells Fargo Advisors

Jun 10, 2016
Good Morning Peter,
I wanted to let you know that I passed my Series 7 yesterday with an 88% and to thank you for the amazing online review you hosted a few weeks ago. It really helped me understand a few concepts that were troubling me (margin in particular).
As for what stood out to me on the test, there were a lot of options questions (which had been my best area so I was happy with that), questions on municipalities, basic debt questions (what does well in rising/falling interest rates and GNMA/FNMA/FDMC/CMOs) and a lot of suitability questions, like deciding who would best benefit from purchasing an ETN (that question in particular I remember because I was very unsure about it).
From what I can remember, I think your review did a great job highlighting the major areas that would be tested. The test itself, in how the questions were worded, seemed to be overly complicated and not as straight forward as the questions in Pass Perfect. However, the score I got on the actual exam was higher than any score I got on the practice exams, so again, I think you did a great job preparing us for the exam. I hope the other students did just as well, if not better!
J - Wells Fargo Advisors

Jun 10, 2016
Hey Peter, I passed the Series 7 with an 82. Thanks for the help. I wanted to let you know they asked a lot of questions on my exam about preferred stock and how it differed from common. There were probably 4-5 questions around the subject of if the common stock did well or poorly how it would affect the preferred. They asked a some questions that kind of threw me off, since the wording was different than I had seen it in Smart7. I ended up taking 12 finals in total with PP and they ranged in score from 73%-90%, but my last three scores were 84, 82, and 85, so I scored right along with the average. It just takes consistent effort to study day-in and day-out, but the program obviously worked for me. I didn’t do exactly what was suggested by the program, but I followed it about 90%. Again, thanks for your efforts.
WD - Wells Fargo Advisors

Jun 9, 2016
Passed Peter! Really appreciate all your help. Options would never have clicked had it not been for you. Thanks so much.
RW - Raymond James

Jun 9, 2016
Passed on the first try! Only 79% though. I was hoping for something in the 80s.
My practice scores were actually quite a bit lower than that. I managed to pass the course with the 75% minimums, but I still felt adequately prepared because of the structure Pass Perfect gives the tests. The rationale behind the correct answers saved my butt more than once!
I didn’t run into anything overly weird on the test. I expected more questions on bond maturities and interest due to sellers (there were a total of two and both related to muni bonds and not corporate ones) and I expected a bit more about suitability. I’d guess there weren’t more than 5-10 suitability questions on my entire exam. Otherwise the questions seemed weighted pretty closely to what I was prepared for.
DD - Wells Fargo Advisors

Jun 7, 2016
Thank you, Peter! Your virtual class AND cheat sheet definitely helped. I PASSED! 82%!!!
You were right, my scores were within the same range. I generally scored an average of 77% prior to the virtual class, and my scores increased throughout and following to an average of 80%.
There was an unusual question regarding the deposit of US dollars into an offshore account and the best answer was EURODOLLARS. Only unusual verbiage.
Nothing on short margin accounts, full focus on long margin accounts. And, unfortunately, my nerves were so shot I can’t remember much else.
Pass Perfect’s questions definitely exceeded the difficulty level of the exam, making it much easier to apply the process of elimination.
I’m looking forward to the Series 66 study being as helpful. Thanks again!
RF - Wells Fargo Advisors

Jun 6, 2016
Good Afternoon Peter,
Thank you for all your help. I was able to pass the Series 7 exam with a 80% today. You are right - I did hear your voice in my head! How do you do that! ;-p
I scored in the high 70s low 80s in my PP finals. Really nothing weird - a lot of questions around communication - who is approving what. The options were focusing on B/Es and cost basis / identifying straddles / building spreads. Nothing weird - but I am totally worn out.
Thank you again for everything,
IS - Wells Fargo Advisors

Jun 6, 2016
Hi Peter,
I wanted to thank you for all of your help! I took the Series 7 last week and passed with an 81. WOO! My PP finals scores ranged from 72-83. I found the wording of the questions on the actual exam to be different from the PP Finals and it threw me off a bit at first.
It’s important that you take the time and RTFQ!
The second half of my exam was SIGNIFACANTLY easier than the first half. I took almost all of the time allotted for the first half and then finished the second half within an hour. It really is all broad concepts and nothing too detailed. Your virtual class really helped me! I could hear your voice in my head as I was taking the exam. Thanks again!
CN - Wells Fargo Advisors

Jun 1, 2016
Pete,
Thanks for the great training last week. Just wanted to let you know I passed my exam yesterday! Got a 79; couldn’t have done it without your training!
I got a 79 and 84 on my last two PP final scores. The only thing that threw me off was I saw several questions (probably around 5) on ETF’s/ETN’s, which I didn’t study very thoroughly. Other than that I mostly remember seeing options, variable annuities, cmo’s, etc. The usual stuff.
KB - Lockton Financial Advisors

Jun 1, 2016
Hey Peter,
Fantastic job last week for the Series 7 review. It was a great use of time, but more importantly, at an effective pace. Highly recommended.
I passed my exam yesterday. My scores were pretty much in line with the practice finals. I scored a 77. (Although I did get an 88 on one practice final!)
As you had explained last week, the exam was heavy in suitability. Situational type questions. Some questions that stemmed from that, were account-opening questions, discretionary and power of attorney-like questions. A good amount.
Next, Options. I know they had decreased the percentage of questions asked. I was surprised on how few there were. It felt as though I had around 20, maybe even less. Trying to recall as best I can. The type of option questions were not basic (Find MPG, MPL, B/E). Many tested the full range of exercised situations calculating profits or losses. Maybe 2 that were spreads. 2 were straddle related.
Need to know Variable Annuities well. Mostly the mechanics. About 7-10. There was only 1 situational tax related VA questions. Ex. NQ contract w/ a w/d @ age 60. (excess of basis taxed at o/i).
Debt. Know it all. I felt you covered all topics thoroughly.
Same with foreign currency related topics.
Thanks again,
GZ - Wells Fargo Advisors

May 31, 2016
Peter,
I wanted to thank you for all of the help and support last week. Just letting you know I passed on Friday! Made for a great weekend.
I actually only took 6 of the final exams and was scoring anywhere from 74-81. I got a 77 on the actual exam, so I was right in the middle which was perfect. Nothing really too weird on it, just the wording of some of the questions could throw you off. I also had barely any roman numeral questions which I was thrill about. But tons of VAs vs MFs vs ETFs.
Thanks
RK - Wells Fargo Advisors

May 28, 2016
Hi Peter,
I wanted to thank you for your guidance - I took and, drumroll please..., PASSED the 7 today!
Proof that even those with the smallest intellects can succeed with your direction!
If I'm giving you more information than you're seeking, I apologize. I simply want to paint a clear picture on all of the things that I did wrong so maybe I can help one of your students down the road; and because I'm so grateful for your program.
First off, here are the things that, were not only perfectly accurate, but can't be reiterated to people enough:
- If you just learn content, you will likely not pass. That's what I had done for two and a half months prior to taking your course.
- Take as many practice tests as you can until you're getting high 70s+ and you can walk in to the test with complete confidence. I say this because the test is, in my opinion, EXACTLY like the practice tests, but easier.
- After you take a quiz/test, utilize the analytics in the PP program, review, and write down/print out the answer. After getting a 59% on the 1st full practice exam I took the night before the test, I freaked out and spent 24 hours straight doing this and I believe it's the only reason I passed. - Quizzes are not a substitute for practice exams. I did well on quizzes in a lot of categories and I thought that meant I had mastered that area - far from true. However, when I did really well in a section multiple times on the practice exams, that was an indicator to me that I was prepared to answer questions on that topic in the actual test.
- Your tips regarding the weighting of each subject were very accurate. Regulations, Muni Debt, Suitability... Not as many options questions as we'd all like :)
- You have to stay immersed and focused on studying for the exam; you lose a lot when you take breaks from the material. I took a lot of those throughout the time I was studying. Bad idea.
To answer your question, I did not complete your entire program. My firm provides Kaplan's physical and online materials. I hadn't seen your program until I signed up for the cram course (Purchasing the Smart 7 was a prerequisite to signing up for it.)
The best score I ever received on a practice exam was a 67%.
And, the question you really want to know - what score did I receive? Drumroll please.... A seventy freaking two!Can we just pause for a movement and think about that? That's like being dealt a royal flush; getting EXACTLY the score I needed to pass.
If I missed one more question, I literally don't know what would have happened. I have to know, how many times has someone reported receiving a 72% to you.
There was nothing weird/new/surprising on the exam. As I said, your course replicates it perfectly. Finally, my personal observation on the test is that, no matter your personal or professional background, experience, or educational level, if someone follows your curriculum, they will pass. And again, thanks for everything.
MH - Raymond James

Apr 21, 2016
Hey! Just wanted to let you know…I passed. Got an 89%
I felt very well prepared. I was scoring in the low 80s on my PP finals. But, then again, when I do practice exams I rush through questions more than when its go-time.
Thanks!!!!!
SLP - Wells Fargo Advisors

Apr 6, 2016
Pete....I passed!! Woohoo! I didn't break any records and only got a 79% but that was the best 79% I've ever gotten. Ha.
Nothing too weird. There were very few where you'd choose two of the four answers. It was mostly "choose one of the four answers" kind of deal. That surprised me a little. But you were absolutely right they never gave a question that had more than two of the four options as answers.
The one question that sticks out the most was when they asked what the formula was for CY. Instead of annual income /market price it said "coupon rate"/market price. I get it but thought that was a weird way to word it since it's more than just the coupon rate.
Otherwise it was fairly straightforward. Not a whole lot of math really. There were a lot of suitability questions and advice to customer questions.
Thanks so much again and now it's on to the 66!!!!
JC - Wells Fargo Advisors

Apr 6, 2016
Peter, thanks for all your help! Shortly after taking your course, I scored an 88 on the Series 7.
PP scores were around 80-82 at best. RTFQ was my best friend, I finished with plenty of time and went over my answers where I found 5 where I did not RTFQ. I know normally going back and changing answers is a bad idea, but in this case I could clearly tell I did not read the full question.
I found that the options and debt pieces relied heavy on concepts and did not have me do a lot of math. Narrow / expire / credit and widen / debit / exercise was also very helpful.
There was an interesting question around client gifts / entertainment where a customer who the agent already sent a $50 gift card to, got a big promotion. The agent wants to send another gift, but in ¾ choices, the totals added over $100. The correct answer was actually a pair of $200 tickets to a sporting event or something like that, but since it was client entertainment and not a gift, it was allowed.
JD - Bank of America

Apr 5, 2016
Hi Peter,
I passed my exam on Friday!!!!!! 78…my score was consistent with my last 5 or 6 PP finals.
Thank you for your assistance.
TS - Wells Fargo Advisors

Apr 1, 2016
Good morning,
Thank you for such an excellent review and breakdown of the S7. I passed my S7 on yesterday [80%] and the extra tips that I picked up from last week really helped me simplify some of the items that I was struggling with. Thank you!!!
Honestly, I ran out of time on at least 85-90% of my practice exams and averaged in the low 70s. I only wish that I had learned some of your methodology during the beginning of my studies. It would have saved me some of the time and brain space that I used trying to memorize formulas and translate what I assumed was ancient hieroglyphics.
My actual exam was heavily weighted in analysis, debt, and regulations. Sadly, I only had 15 or less questions relating to options (which, I was actually good a).
As far as weirdness and difficulty, here is what I recall:
• Tons of questions on Acts 1933 and 1934, disguised with loads of “extra” information
• There were no clues that linked the Acts by their year of enactment…only the characteristics of each
• Just about every single corporate, gov’t, agency, and municipal issue and type were on the exam…I am not kidding!
• “Interest Rate” option strategy for a self-directing trader that follows “interest rates” (something to this effect)
• “In whole” call?
• Used the word “Federal Agency” instead of Gov’t agency
• I also noticed that I was asked the some of the same questions (pertaining to regulations) twice, but with completely different wording
*”Word for word” questions from the practice exams: day trader definition, differences between closed end and open ended (capitalization), variable annuity unit accum./annuit. phase, and one on T bill auctions.
Thank you again, for all of your help!
Peter Gibowicz is Da Man!!
KA - Wells Fargo Advisors

Apr 1, 2016
Pete,
I passed my series 7 yesterday. I will say that there was not to many options questions which was disappointing because I am good at that. There were a ton of debt questions and regulations. I noticed they harped on ADR’s, and variable annuities were everywhere. I would say debt, regs, taxes, and some investment companies and retirement plans were the majority of the exam. Your course was huge for me and helped put a lot of pieces together that were not covered in the text or were difficult to understand.
I scored an 85, and my pp exams I averaged a 73 until the last 3 days where I received 80, 81, 76, and I believe another 81. I feel the pp exams were a lot more difficult, considering most of the questions I had wrong were always the, choose I, II, III, or IV, which were only a few on the exam, and these only made you choose two answers. So this was helpful. I will say though that the pp exams were not really the same, and there were many things on the actual exam that I never saw on pp, and I had taken 17 finals and numerous quizzes and practice questions, over 2,000 questions I would think. Also, the questions were formatted different, and the pp site and software was totally different than the actual test. I do not think I would have passed based off of just the pp reading and online questions without your review, and that is not even trying to toot your horn just a fact.
Thank you.
BMO - Wells Fargo Advisors

Apr 1, 2016
Hey Peter,
Just wanted to reach out to you because I took the Series 7 yesterday and passed with an 80.
Your training session definitely helped, so thank you very much!
A little feedback on the exam- the verbatim is completely different than Pass Perfect. If there is one thing I got hung up on it was this. I REALLY had to sit there and read over the question a couple of times before it even looked like a language I knew. Sometimes I thought there were no right answers. Other than that, there were a lot of suitability and situational questions, so I’m glad we beefed up on that a little.
I got a higher grade on the exam than my last PP exam score. However, if I combined all of my finals, the score I achieved is probably close to spot-on. Again, I think I was very well prepared- except for the fact that the exam is worded so differently.
JB - Wells Fargo Advisors

Mar 30, 2016
Hey Pete,
Thanks for the review help last week, I took the 7 yesterday and passed! I scored 79% (which I’ll take any day of the week, a pass is a pass!), on the finals I’d scored anywhere from 72%-88% (I think I took a total of 7 or 8 finals total). The seven didn’t go as detailed as I thought it would, most questions were surface level, so in certain aspects and areas I think I over-studied some sections, and didn’t focus enough on other parts.
The past week I spent more time doing chapter quizzes just to get the repetition up, when I probably should have done more finals. Nothing weird or out of the normal. There was a lot of suitability and tax questions on my, muni’s and options didn’t stand out as much as I thought they would.
TP - LPL Financial

Mar 25, 2016
Peter,
I took your online Series 7 class at the beginning of March. Just wanted to follow up and let you know that I took the exam today and passed with a score of 87%! I felt pretty prepared going in, but had never scored higher than an 81 on the practice exams, so I didn't expect to get a score that high. But I guess the study -- and your class -- paid off!
Happy Easter!
JM - LPL Financial

Mar 24, 2016
Good morning Pete. I just wanted to let you know that I took my series 7 on 3/11 & passed. I got an 86, which was my exact average from taking finals. Thanks for all your help! I was honestly dreading being on a conference call for 4 hrs a day for an entire week, but you kept it from being boring. I really appreciated your blunt honesty & humor during the calls. Thanks again!!
HP - Wells Fargo

Mar 22, 2016
Good Morning Peter,
I just wanted to thank you for all your help with the Series 7. Your brain dump sheet made the test a breeze. Don’t get me wrong, I still studied hard, but the brain dump sheet allowed me to quickly access information during the test which allowed me to finish almost 2 hours early.
NB - Kipling Jones

Mar 21, 2016
Thanks for all your help. The test was much easier than all the study materials. Passed with a 78 Nothing at all about SMA haha. Some questions were slightly strange and I think I over analyzed a few (I actually thought it was too easy almost). My practice final scores ranged from the lowest of a 69 to the highest of an 84 with an average around 71.
I did find a majority of the questions were about debt and options and the ability to make quality recommendations to clients (I scored the highest on the test on this section between 80%-90%)
BC - Wells Fargo

Mar 18, 2016
Just wanted to let you know I passed the Series 7 yesterday. Although I got a 90, to be honest, I guessed on a huge percentage of the questions. Here’s what I found:
Nothing on new issues – just one OID question but it was about tax implications. But nothing on the syndicate, spread, western etc.
One on limited partnerships and whether it was a 100% tax shelter
Very little on options and margin – disappointing because I like these
A few on investment advice for a new client, but no govt security choice answers!
Nothing on investment cos except comparing ETF to Mutual funds – btw Tons on ETFs, at least 15!
Nothing on opening accounts except one on what was required for an options account
One question on 144 rule, otherwise nothing on 145, 147, ’33, ’34 etc.
Very few on economics, one on deflation’s effect
Seriously, just one on analysis – like what wouldn’t a technical analyst look at.
OMG, and nothing on trading markets! First market , second,…NASDAQ vs NYSE, nothing!
That’s all I am remembering now, but I just kept wondering when they were going to ask something I knew!
I’m looking forward to doing the 66 with you
JE - Wells Fargo Advisors

Mar 17, 2016
Peter!
I got a 90% on my series 7 Exam today!!
I feel the virtual review was helpful to me because it was fast paced. It forced me to not think too much about the questions and trust my instincts. I did what you said, and practiced chapter quizzes on Debt, Regs & cust acc. As well as practice finals. While taking the exam I didn't feel like I knew most the answers 100% but made the best choice using the process of elimination. I was not sure if I had even passed!!
Thank you for your enthusiasm while teaching the class. I appreciate your sense of humor since it's easier to learn if you have fun during the process!
LM - Wells Fargo

Mar 17, 2016
Hey Peter!
I’m sorry it took so long to respond, but I wanted to let you know that I passed with an 82%!!! I love that you suggested going back and taking Chapter quizzes on sections I was struggling on. Also, I felt like I had an okay understanding of Options, but after your class I nailed it (100% on every practice test). The T chart was confusing when you first explained it, and I was struggling with break evens. As soon as I practiced a little more and got the T down, I didn’t even use the old way I was doing it that I understood. Thank you for all the tricks and tips!!!
MCT - Wells Fargo

Mar 16, 2016
Hi Peter How are you?
I ended up getting a 75 and yes very similar I was getting 68’s and 71 prior to your class. After the time with you then it jumped to 75’s to 80’s.
Thank you for your easy instruction and clear explanations, it truly did help me with the exam! The tips and short catch phrases that you continuously used during the webinars stuck with me! While I was taking the exam I would remember them and implement them, I am glad to say that I passed the exam and ready for the next!
Thank You
Best Regards
IM - Wells Fargo

Mar 15, 2016
Hi Peter-
Just wanted to let you know I passed my series 7 with an 84. I took your class the week of the February 29 and I took my exam yesterday, March 14th.
I really benefitted from your class and would highly recommend it to anyone who asks. I was scoring 66 on the final exams and after your class my lowest score was a 73 with and ave of 77.
Have a great week. Take care!
SK - RBC

Mar 14, 2016
Hello Peter,
I took the Series 7 on Friday and passed with a 94%. Thank you for your program. You asked for feedback and I wanted to say that your advice on compartmentalizing the questions really helped me bump up my score. After your online class I was averaging around 92/93 on the final exams.
Also, I had purchased Series 7 for Dummies 1001 Questions 3 weeks ago to get a different perspective on the exam. After completing about 100 or so questions I began to realize that those questions were just too easy. In the interest of maximizing my time I stopped using that book and took your advice by focusing on finals and chapter quizzes.
Thank you again,
RG - Wells Fargo

Mar 14, 2016
Peter,
Just wanted to let you know I passed the Series 7 with a 92. Thanks again.
I did fairly well on the PP tests with 82 being the lowest and 90 being the highest scores so I was confident I would pass the test just didn't think I would pass with a score that well.
The review course that you provided was great. Even though a lot of the material you covered I already had a firm grasp on it really helped reinforce some of that knowledge that made it easier to remember when I took the actual exam. The acronyms was a great help to remembering key points too.
Nothing on the test itself stood out other than the first half seemed tougher than the second half. Not sure if it was just from being early and comprehending differently because it was the "real" exam or if it was truly tougher.
Thanks again - the cheat sheet served well as a last minute pretest review too.
JM - Wells Fargo

Mar 14, 2016
Hey Peter!
I passed my Series 7!!
I got an 84 on the test. It was fairly close to my practice test scores. I was ranging between 80 and 87. Nothing weird about the test but I was just a bit disappointed that there were very few questions around options. The bulk of the test was of regulations as expected.
DB - Wells Fargo

Mar 11, 2016
Peter,
I took the Series 7 exam today and passed with a score of 82%!
Your virtual class was invaluable to me and reinforced the Pass Perfect material I had been learning prior to the virtual class.
Two weeks before taking the exam, I was taking practice finals, one a day. Your course was during the first of the two weeks prior to the exam, so after I’d take a final, I’d break for about 30 minutes and then log in to your class.
I found your virtual class to be invaluable. After the first day, the score on my final improved. As I reviewed my missed questions and my areas of opportunity, I would take chapter tests specific to those areas. I took your advice and read the full explanation of each question I missed. During the week of your class, every day, I would review what we went over when I got home, to reinforce those concepts. Also, after your explanation and demonstration of the “T” chart on options, my scores dramatically improved in options! (On my “final” final yesterday, #16, I scored 100% in options! I didn’t think that was possible! But I used the skills you demonstrated in class.)
This week, the week of my exam, I took two practice finals per day, in the manner I expected on test day. This helped me to feel confident about the material as well as my physical endurance because, I believe, the exam is partly informational, partly psychological and partly physical. My average score this week on my Pass Perfect finals (I took 8 this week, 16 total, over two weeks) was 81%.
I also practiced writing down memory joggers from your cheat sheet and when answering some of the questions, I’d recall what you’d said in class. For example, “Forget about the coupon: it’s the yield!” and “You EXERCISE at the strike price!”
Thank you, Peter, for helping me to pass the Series 7! Absolutely every individual studying for the Series 7 should take your class.
Sincerely,
WF - Wells Fargo Bank

Mar 4, 2016
Good Morning Peter!
I was in your series 7 class on Feb 22-26 and I just tested yesterday and passed with a 90! I had studied all of the Pass Perfect materials, and was scoring an average of 81% on my 8 practice finals I took before the exam. To keep it fresh, I took your advice, and went back and took a midterm and chapter quizzes on all of the chapters that I had ‘weakness’ in.
I focused my studies heavily on Debt, Options, and Regulations, taking extra chapter quizzes on those, which helped me feel very prepared. I was able to do a little info dump/ notes sheet right when the test began with some options charts and included some of your mnemonics you taught us in class and that easily helped me confirm several right answers.
I found the questions on the actual exam to be worded very closely with how Pass Perfect writes there questions.
Thank you for your help and support with simplifying the material and adding some humor into your class. Your class really helped put everything together! …On to the 66 now! 
Thanks again!
DM - Wells Fargo

Dec 14, 2015
Hey Peter,
I just wanted to say thank you so much for all your notes, and help along the way. Your mnemonic devices and sayings really were a lifesaver on the small nuances on that exam. I was literally hearing your voice as I was studying and taking it, thank you so much again!
DS

Dec 7, 2015
Good news, I passed with a 74! The test seemed a lot harder than the practice ones, but glad it I got through it.
My last four were 73,73,73 and 71, so it was pretty close! I was really thrown off by the wording of the questions on the first half, it was nothing like the pass perfect stuff. Also, I didn't see that many questions on options or regulations and I used my T-chart like three times. I had a lot of margin questions as well.
SS - Fidelity

Nov 30, 2015
Hi Peter,
Wanted to let you know what an asset your virtual class was to me. With your help, I scored an 84. Prospective S7 test takers out there here is my advice: 1.) Use Pass Perfect (2.) Take Peter's virtual class.
I did a lot of research on all of the different programs and I feel the above two decisions were the correct ones in preparing for the exam. Follow the program and let Peter hone your hard work into something you can confidently walk into the test with knowing you are ready.
One note: I exclusively used the Quick 7 to study instead of the main book. I felt this saved time and covered the salient information enough for me to spend more valuable time taking tests. I wasn't surprised to find out Peter wrote the Quick 7. Very well done. Thanks again and Happy Holidays.
BB - Raymond James

Nov 19, 2015
Hi Peter,
I enjoyed the virtual review course you conducted in the last week on October. It helped me focus on the test itself – and not on the seemingly insurmountable volume of content – and catapulted me to success.
I took the test yesterday and got a 94. My PP finals were 84, 81, 87, 83…
Both sections were similar in content and duration (I used 2:45 for both sections, no review)…
Less calc questions then experienced in the PP tests (I used very little note paper whereas I used at least a full page for each of my practice tests)…
Several questions gave multiple data points, of which only one was necessary to answer…
Obviously, the real test appeared to be easier for me – can’t explain if it was a better focus or the test itself, but I’m a “big game” player, to be sure!
Thanks, again! I’ll look forward to having my Quick 7 book signed if our paths ever cross…
JH - Wells Fargo

Nov 17, 2015
Hi Peter,
Just want to update you that I passed series 7 exam with 82% thanks a lot for your help Thanks,
CM - Wells Fargo

Nov 17, 2015
Peter
Thanks again for the Series 7 training in the Oct 26th. I was struggling with how much information that I needed to cover. Your training made it more manageable. I passed the test yesterday. I'm pretty sure your class made the difference for me. I only scored 70 on 2 practice exams but had to take the real due to a time crunch.
[I scored} 77. Less math than I thought.
NM - Wells Fargo

Nov 13, 2015
Passed yesterday with a 78! Last 10 finals on PP were avg 77. NICE!
First half was harder than the second. I had 2 of the EXACT same questions and numbers on the first half that required calculating what to do in a rights offering of preferred stock. Just had to make sure the owner maintained proportional ownership.
Also what threw me off was they quoted a treasury bond as 102.5 which I wasn’t used to. I assume they meant 102-5 which translates to 102 5/32. Had two questions like that, calculating current yield and 1 on accrued interest.
As for options, almost no single options questions maybe 1 or 2. Lots of situational examples such as when to use each strategy or what type of option covers what. Had two calendar/horizontal spreads you had to recognize.
Muni’s were tested heavily but nothing specific stuck out.
Two questions on repos/reverse repos in relation to money supply.
That’s about all I can think of, hope this helps!
Thanks,
ML - Raymond James

Nov 12, 2015
Hi Peter,
I was in your [gotomeeting] class two weeks ago and had my series 7 yesterday. Good news…passed with a score of 80! The best advice you gave was to take the chapter quizzes over and over rather than the finals. It really honed my skills in weaker areas.
The few [Pass Perfect] finals I took were in the low 70’s. But I felt I was drowning in trying to remember all of that material. So, I changed my strategy to completing chapter quizzes which multiplied the number of questions in those areas many times over what I would have received in the simulated finals. I also made sure that I read and re-read every explanation in the review process whether I answered that question correctly or not. Often times the summary review provided me with information that would allow me to answer a related but different question the next time I took a quiz. My strategy for the final four days leading up to the actual exam was taking chapter quizzes on chapters 1-5 on day One and then chapters 6-10 on day Two and then repeating that same process on days 3 and 4. This way I was exposed not only to many more questions, but for me it also made the concepts click rather than focusing on memorization. But, everyone is different in what works best for them. No real surprises on the actual exam. Not many margin questions, maybe just one or two and just a handful of options questions – so you could say that was a surprise and a lot more suitability questions than I was expecting.
Personally, I thought the actual exam questions were slightly harder than the PP questions but it could have been my nerves. I did acquire a book with 1001 Series 7 questions that I thought might help me but I soon realized those questions were far too elementary to be of any value for the actual test so I dumped that. Again, the real help for me was doing multiple chapter exams and spending quality review time on each answer.
Thanks again!
KB - Wells Fargo Advisors

Nov 12, 2015
Hi Pete, it's over. I passed with 85%
For me the first part was more difficult then the second. Nothing weird, everything was covered. I didn't notice a lot of regulations questions. A lot of debt questions. Not too much math, only few...had to find out non taxable rate. Some options calculations and a lot of questions on spread,straddle and how to hedge or make extra income. Also I noticed a few questions about cumulative preferred, CMO, REIT's, ETN's, American and European options, utma, analysis and suitability, variable annuity,...
Thank you for everything!!!
MS - Wells Fargo Advisors

Nov 10, 2015
Pete,
Thank you so much for teaching a class.. you are awesome.. I just took my series 7 exam today and I got a 95 on it... I am so grateful to your training class.
Here is how I did on my PP finals... 86..92..90...87..84..90..91..92..92..92..87..93 ...so average of 89... frankly I though the finals were harder that actual test...the 2nd part [of the exam] was lot harder for me....in the first part I didn't know the answer to 17 questions and 2nd part I didnt know answer to 19 questions...so I just used the process of elimination and it was a huge help...
one thing was really weird .. I had like 15 questions on preferred stock ... Variable annuity was like 10 question...and muni and bonds were tested really heavy...I only had like 4 question where I needed calculator ...had really weird question on ADRs... regulations werent tht heavy...I had question on 144 144a 145 and that's it... they did had lots of recommendation questions ... but I thought all of them were a joke...also CMO and Fed agency had almost like 10-15 questions...
Thanks once again .. you are the best i will recommend you to anyone who i know is taking this exams...
HP - Wells Fargo Advisors

Nov 10, 2015
Hi Pete,
Thank you for all your help. I took the Series 7 exam yesterday and passed with a 78%. I was getting 75%-81% on my practice tests. I definitely wouldn’t have passed without your class. It was difficult to pick up everything through the self-study. Your class clarified concepts and simplified the studying process. Thank you!
SK - Wells Fargo Bank

Nov 10, 2015
Passed the 7, Peter! My scores Passperfect scores for the last 5 tests were between 73-84 bounced in that range. The day of the test, I was sick with a horrible sinus infection and still passed with a 76!
Just glad to have it done and you were a big part of helping me. Thank you for that support!
ASB - Wells Fargo Advisors

Nov 10, 2015
Hi Pete,
Took my Series 7 yesterday. Man I hate to say this but the so called “most weighted” sections Regulations and Debt, barely any questions were asked. I think I just got a really unlucky draw of questions, it was unreal.
I scored in the high 70s and low 80s on the PP finals. And everyone was telling me that pass perfect was harder than the actual exam. And that was not the case for me unfortunately. For a general exam they really do try to trip you up with the language they used. Either way I got exactly a 72%, and I’ll take it!
DJG - Wells Fargo Advisors

Nov 9, 2015
I passed my Series 7 today! (2nd time taking it) but the way you taught the class turned the lights on for me.
I was getting between 80-85 on the pass perfect [exams]. I got a 75 on today's test.
What I did on this test vs. the one I failed, was used all the time I had allotted. I didn't rush through any question. I RTFQ basically every question. I immediately, before starting the test, wrote down every thing I could remember from the cheat sheet and the taxation of bonds and stuff.
I felt like they asked a lot of questions about cost basis.
Thank you so much.
NB - Wells Fargo Advisors

Nov 9, 2015
Thanks for your help---just wanted to let you know I just passed the 7 with an 84!
My final practice test score was the same as what I scored on the exam...second part was much more difficult I thought than the first part...I had only picked 13 for review on the first section but about 30 on the second. (didn't change any and didn't even review the second part questions.) Had several questions it seemed on REIT and ADR's.....
WC - Wells Fargo Advisors

Nov 9, 2015
Peter,
I took your review class two weeks ago. You had asked for some feedback and if your course helped in preparation. I passed my series 7 today with a score of 81% (First attempt). I had been scoring on Pass Perfect around that as well.
I had read and been through all of the pass perfect material prior to your class. I was struggling with a couple topics and I do believe your course helped me grasp them and reaffirm a lot of other topics as well. I remembered a lot of your acronyms too. EPIC, Call LA to PUT kids through HS, Butter the Popcorn. Even as ridiculous as they are, they stuck out in my mind.
I appreciate the class!
Thanks again!
JAL - Wells Fargo Advisors

Nov 9, 2015
Hey Peter,
I passed the 7 with an 81.
I was topping out at a 77 on the pass perfect exams. Nothing weird on the exam. However, there was more math than I expected. I.e. current yield, dividend yield, parity price, margin requirements. I would say I had about 8-10 questions that required knowing a formula. Also with options there was less computation and more situational usage like how would you protect a long position, what strategy is best in a stable market, or fluctuating market , knowing the difference bet a straddle and a spread.
Thanks for your help. I hope I have you again for the 66.
CEM - Wells Fargo Advisors

Nov 7, 2015
Hi Peter,
Ended up with an 86 on the exam, right around the 84 I was scoring on PassPerfect. I had a good amount of Options & Regulations questions. Nothing caught me by surprise. A lot of people gave me the preconceived notion the wording was going to different, and it wasn't. Definitely glad I hung around for Margin at the end.
The training was definitely helpful, I didn't have the same quality training with my 6 & 63.
Thanks,
CA - Wells Fargo

Nov 3, 2015
Hi Peter,
As promised, I wanted to let you know how my exam went today. I PASSED :) I scored a 78! I was pretty sure I was going to fail though because I wasn't able to pass any of my practice finals. The highest practice final score I got was a 72.
There were some margin calculations, so I'm really glad I stayed tuned at the end of our course to watch you go over them. I had a ton of options and a lot of trading market and analysis. Overall I thought it was really hard, but we went over most of what was on it. Also, some questions about Chartists and head and shoulder models? Luckily I guessed correctly on them :)
Thanks for the great class!
RT - Starks Financial

Nov 3, 2015
Hi Peter,
Just wanted to let you know I passed the Series 7 exam...73.
I am new to the investment business having been an international school teacher for the last 30 years so the learning curve was rather steep. My niche at the Raymond James branch will be furthering the international side of the business connecting with directors and teachers overseas to set up retirement, investment and matched savings plans.
Now I need to work on the 63 to get all my bases covered!
Thanks for your attention and organization.
Warm regards,
CM - Raymond James

Oct 25, 2015
Peter,
I was signed up for your JP Morgan Series 7 prep course a few months ago and wanted to thank you. Your mnemonics were fantastic and helped me pass the exam the first time around. I felt that much of what was tested was, in fact, covered in our training.
Again, thank you! Best of luck with everything.
Regards,
SR - JP Morgan

Sep 11, 2015
Good Morning Peter,
I just wanted to let you know I passed with an 81, which was right on par with my last 4 average finals. I wanted to thank you for the help and valuable insight provided by your online review class. I know that on my actual test there was a good amount of CMO and pass though questions. Also the questions were they ask about suitability of what product to choose were extremely similar to the one in the practice material. There was really nothing that caught me off guard and I felt thoroughly prepared. I would highly recommend anyone thinking about taking the online review class to take it.
Thanks again and I am looking forward to using Pass Perfect for my 66 shortly!
MK - Stifel

Sep 9, 2015
Peter,
I PASSED- got a 77! Thank you for your help preparing me for the exam. I definitely did your class out of order, but I was on a strict 6 week deadline and ended up taking your review class before taking any Final Exam practice tests. However, after- I took a LOT of finals.
A lot of scenario questions with “what is the BEST option” and the BEST option was rarely actually there. That was tricky picking a mediocre option every time haha but you did warn me to be prepared for that.
thank you for your help and for awesome notes! Huge help!
MP - RBC Wealth Management

Sep 4, 2015
Hi Peter,
I took my series 7 yesterday. Passed with an 82. There were a bunch of questions on ETFs and ETN. More than I was expecting. And there were not many questions on Income/Hedging/Spreads etc.
The class was very helpful and really helped on the test. Thank You!
JC - Wells Fargo Advisors

Aug 28, 2015
Hey Peter,
Just letting you know that I passed my exam with an 80. I thought your class last week was very helpful...my last 5 exams that I took on Smart 7 averaged out to be 80.6. Can’t get much closer than that!
I hope you will be doing something similar for the 66.
As far as the exam went, I thought you had my pretty well prepared. There were a good amount of questions on CD’s and ETF’s and less questions on variable annuities than I thought there were going to be. They also word their options questions differently from the way that the Smart 7 has it set up, which threw me off a little bit, but I just took my time and worked my way through it.
Thanks for all your help
CC - Wells Fargo Advisors

Aug 27, 2015
Peter –
Thanks for the virtual training last week for the 7. I passed yesterday with a 90.
I took 9 PP finals – 82, 79, 79, 79, 79, 75, 84, 84, 81 – all of which were difficult to me. The actual exam was a lot easier but nothing really tricky or weird.
I went in and dumped a lot of what I knew on one of the dry erase boards and used it as a reference. The options chart, epic, go/co/no, oslobs over obloss, and memorized the DC is bull, DP is bear, CC is bear and then CP is bull. There was probably 2 or 3 questions on these that I was easily able to answer.
ZE - Wells Fargo Advisors

Aug 26, 2015
Pete,
I took the series 7 today and passed with a 76% which is the exact average I got on all 6 of my passperfect finals. I thought the first part of the exam was very difficult, but the second portion I seemed to breeze through. The questions were worded a little differently than passperfect but I was able to understand what they were ultimately trying to ask. There were MANY suitability questions. The hints that you gave us in the online course were very helpful. I'm not sure I would have passed without that course, as it made the concepts a lot clearer.
Thanks for everything!
KB - Wells Fargo Advisors

Aug 21, 2015
Peter,
Thank you for your training class. Monday and Tuesdays sessions were very helpful. The “You Call Your Mama Cuz You Need-to Yell” came in handy on the test. I took my test yesterday and passed with an 85.
I was getting scores of 79 and 82 on most of the practice finals. There were a few questions that were definitely not covered in the book or in practice exams.
Any other weird questions definitely stood out as it had to be one of the 10 throw away questions.
EG - Wells Fargo Advisors

Aug 20, 2015
Pete,
Passed – 78%. The first half was definitely harder than the second. To the point that I ran out of time with 5 questions left (poor time management on my part). Longer worded questions compared to practice exams. However, the practice exams carry a higher degree of difficulty. I saw 5-7 variable annuity questions. I actually saw the same question twice, all basic VA questions. ETF & ETN 4-5 questions. Credit enhancement on muni’s 3-4 questions. The option questions were very simple. It’s all about regulations, suitability, & debt.
Merrill Lynch provides Fire Solutions… Your material and finals were VERY similar to the actual exam!
Thank you,
TG - Merrill Lynch

Aug 14, 2015
Hi Pete,
The exam went well. I got an 80%. My average pass perfect scores were 79%, so right in line with actual grade.
Had like 4-5 variable annuities questions and not as many options questions.
I would say for future students:
The real exam seems to be worded differently but make sure that doesn't throw you off
Everyone after the first half thought it was super difficult and all those same kids did just fine
Do all the quizzes before taking the practice tests- I didn't do the regs quiz thinking I would just learn it through the finals, which didn't bode well for me.
Thanks,
MO - JP Morgan

Aug 12, 2015
Hi Peter!
I passed the 7 Monday with an 86! Thank you very much for your help. Your mnemonics, slides, practice questions, and summary sheet were incredibly helpful. I got an 86 on the practice test we had in class but that had been my highest score before the actual exam (others were in the 71-79 range). Aside from the basic information, your advice and reassurance about the exam in general gave me a better idea of what to expect and a little more confidence going into it. I'm so happy to start work with the relief of having passed - thank you for making it happen!
DP - JP Morgan

Aug 11, 2015
Hey Peter,
Just wanted to reach out and thank you for all your help in preparing for the Series 7. I passed with a score of 86 after only taking 6 practice exams and felt overly prepared for the exam. Thought you would like to hear!
The finals we took were definitely harder, but helped prepare for the content well. They did throw in a lot of customer suitability questions and almost half of the questions included the words “registered representative”. Some were related to trades, but most on what they are allowed to do and not. Nothing we didn’t see before showed up really.
Thanks again for the help!
PD - JP Morgan

Aug 10, 2015
I got an 87, can't believe it!
Nothing strange. Harder than I expected and took longer than the practice exams (finished in 6 hours including the break). It felt that I was making educated guesses a lot more than on the practice exams.
Thanks for all your help!
TW - JP Morgan

Aug 10, 2015
Hi Peter-
Just took the series 7 and passed with an 80! The highest I got on practice tests was a 72, ranging from 64-72.
I didn't completely finish the pass perfect stuff because I didn't have time. I did about 5 chapters then just used your slides for the rest of the material!
also...there were barely any options questions...a ton of debt/suitability/regulations!
You were so so helpful during the whole process and I definitely couldn't have done it without you!! Thanks for being so helpful!
BS - JP Morgan

Aug 10, 2015
Dear Pete,
I passed with an 82%!! Thank you so much for all of your help, it paid off!
Best,
FK - JP Morgan

Aug 10, 2015
Hi Pete,
Thanks for all the help! I passed with an 81!
Also, a few of us agreed that there were more equity questions than we thought. Nothing too difficult, but enough that it stood out.
Best,
DS - JP Morgan

Jun 19, 2015
Hey Pete,
Just wanted to let you know I passed with an 81%.
I averaged a 77 on my practice finals, with a range of 73-85. There were a few weird questions. My highest section on all of the practice exams was options by far. They had one that was a call spread, but the higher strike price option had a higher cost than the one with the lower strike which made it confusing because it was a net debit, but he sold the lower strike and bought the higher strike, which should be a bear call spread.
Also, one with two brothers who own a business together and one of them dies. What kind of rights does the wife of the deceased husband have?
I think I got that one right, but it just seemed like a really weird way to structure it and I think they threw in annuity payout options in the answer choices, which made me have to re-read the question about 5 times.
There were also surprisingly more questions with ETFs and BDCs. Only one UGMA question and 0 on UTMA.
My lowest section on the score analysis was: Opens Accounts, Transfers Assets, And Maintains Appropriate Account Records with a 60-70%.
I was a little worried hitting the submit button at the end. I thought I was going to score a little higher, but I am just happy I passed. Thanks again for all of your help, I don’t think I would have passed without taking your course. Thanks again and take care.
CF - Wells Fargo Advisors

Jun 12, 2015
Hi Peter,
I ended up passing the test!!!!! It was tough and there were some tricky questions in it. I ended up getting a 77%. Was a little more difficult then I thought it would be that's for sure. Once I get confirmation when my testing window opens for the Series 66 I would like to take class with you! I will keep you informed thanks again.
I am glad I decided to use you and get a second opinion it really helped me.
Thank you!
JA - Raymond James

Jun 2, 2015
Hi Peter,
I passed yesterday with a 77!!!
There were a bunch of stock split questions, 3 questions on current yield, lots of suitability and debt. I feel like I didn’t get a lot of options questions of course once I finally got good at options.
Thank you so much for your help!
AM - Berenberg Capital Markets, LLC

May 28, 2015
Peter,
Just wanted to let you know that I passed my series 7 exam this morning with an 89! I wouldn’t say anything too weird [BUT], the test was worded in a way that was substantially different from the PassPerfect finals (options questions for example are laid out differently etc.)
There was definitely A LOT of taxation (cost basis/sales proceeds, taxable events, contribution limits, tax-status etc) and a lot on regulations, and some very tough questions on specific regulations. I must say I was shocked with an 89, during the exam I was just hoping I passed and I wasn’t even certain of that…just goes to show that you shouldn’t second guess yourself too much.
I can’t thank you enough for all of your help in preparation for this exam.
MS - Stifel

May 21, 2015
Good morning Peter,
I did take the series 7 exam and passed. I was scoring 74-78 [on the Pass Perfect finals] and I got a 78 [on the actual exam].
Lots of suitability questions and options. I found it funny that I did not get much municipal bond questions. I really think that the pass perfect, your slides and tips sheet helped. Now I need to do the 66 and plan to use the pass perfect again.
Thank you,
DC - Edward Jones

May 17, 2015
Hi Peter!
I took my series 7 on May 15th and passed with an 85!! I took 8 practice exams and was averaging 77.
The class I took with you May 4-8 was awesome. You made concepts clear that i couldn't fully understand by just studying on my own and the printable workbook with your notes, especially the cheat sheet, that you made available was extremely helpful! The test had about 6 questions on variable annuities (which you helped me fully embed into my brain during the class) and several questions on bonds and options were no brainers because of the concepts and memory joggers you taught in the class.
DR - Wells Fargo Advisors

May 14, 2015
Hey Peter just wanted to let you know I took the test yesterday and passed! I scored a 73% but I have a tough time sitting in one spot for so long lol
Yes the mnemonics helped a lot. My version of the test was weighted heavily with taxes and analysis questions. Customer recommendations was really big in regards to their tax status and what investment would be best for them. If you have a firm understanding of the Treasury components as well the types of bonds to use you will be in good shape.
Very few option questions and no regulation questions at all. Also there were a few questions on preferred stock as well. It was not as hard as the pass perfect and I scored about 5 points higher on the exam. Pass perfect gives you four choices but those choices can be A) I B)II C)III D)I & III on the exam the most they will give you is two choices together. I would give more attention to the aspect of customer accts and what you would recommend to them. Like I said this was my second time taking this and it was the same as the first.
JC - Wells Fargo Advisors

Dec 23, 2014
I scored a 92%. Can't believe it. Thank you so much!!
The highest I ever got on pass perfect was an 88 and that was once. The rest were low 80's and high 70's. The first section i thought was harder than the 2nd. The terminology on some questions was just weird. :-/ can't think of any examples now. But the 2nd half I finished in 45 minutes.
CR - Wells Fargo Advisors

Dec 16, 2014
Hello Peter,
I’m happy to say that I passed my S7 with an 82.
I was scoring from 76- 80 so my real score was consistent but slightly higher. I do feel that the virtual class and the content that you presented was helpful for me to achieve a better score on the real exam than on my practice exams.
The scoring analysis that they provided me after the test indicates that I scored either between 70% - 80% or 80% - 90% in all of the categories. Therefore I didn’t struggle in one category more than the other that I’m aware of. Where I was stronger (80-90%) was in suitability type of questions in the following two categories;
Section 2 (out of 5): Evaluates Customers’ Other Security Holdings, Financial Situation And Needs 80-90%. and
Section 4: Provides Information On Investments and Makes Suitable Recommendations 80-90%. I didn’t find anything weird on the exams. Many questions were similar in nature to the PP exams. I don’t recall a lot of formula type of questions. Instead of what is the max gain or max loss options questions they were asked more open ended in style. For example, what position would be most profitable? Or Which recommendation is most suitable for someone whose primary concern is safety, etc.
Thank you so much for your help!
ND - Wells Fargo Advisors

Hi Pete!
I took my 7 on Thursday and passed, thanks for your help with the review course! I found a lot of your memory devices helpful! I got a 92, which was better than I ever did on Pass Perfect. My last 5 quiz scores were 87, so that's what I expected to get. The highest I ever got on pass perfect was 90%.
I found that the wording of the questions was a little different on the exam and the only calculations I had were regarding options and whether there was a gain or loss on the position. Oh, I think I also had to calculate YTM once and Current Yield. I drew the options chart from Lisa in Pass Perfect and that was a big help to me on the test. Oh, and regarding spreads there were no calculations but whether you were creating a bull or bear spread and what the MPG and MPL were. I did use the T chart method and those were the majority of my scratch paper. I wrote down Mu Mu Ma Mu. There were a lot of tricky suitability questions that I felt had at least two possible answers.
I missed the majority of my questions on suitability and making recommendations. I found the review course to be very helpful and think that's what helped me do so well.
Thank you so much for your help!
HM - Wells Fargo Advisors

Hey Peter,
I was in your virtual class last week and I took my test yesterday. I was prepared coming into your class and had been scoring in the low 80s on my practice exams. I scored an 85% on the actual exam. The passperfect scores were pretty spot on.
Your class was the perfect refresher and the quick overview really helped to make me more confident. There were a lot of ETF and ETN questions on my test. Nothing too surprising. Thanks for the lecture.
CKW - Wells Fargo Advisors

Hi Peter,
Thank you for all of your support in the training process! I took the exam on 7 January and was completely shocked at my results! The morning session was sketchy as I started the test much earlier in the day than I had ever done before. The afternoon section was easier but took longer to complete. I marked about 21 for review in each session and changed about 4 of them in the morning. When I pushed the finish button, I was petrified....a 92?! I was astounded and asked the proctor if the printout was correct.

Peter, I couldn't have done it without you and PP! Thank you again and have a terrific week!
Warm regards,
DO - Raymond James

Hello Peter,
I just took my Series 7 test last Monday and got an 85! I found that the info you stressed on figuring out what type of transaction I was looking at (purchase or sale) on the taxation questions really helped. I also used the Mu Mu acronyms a few times, PGDM, OSLOBS over OBLOSS was probably the most helpful! Epic also helped on a few import export option strategy questions. I had very few option "math" questions, but quite a few questions on deciphering spread, straddle, if customer should exercise or expire.
I didn't have much on trading markets (NYSE), maybe one on Pink Sheets. One circuit breaker question and a lot of MSRB questions.
I was getting pretty close scores on my [Pass Perfect] finals. The scores ranged from 75 to 81, so I did better on my actual test. My very last final was a 71 though and I was worried! But obviously did fine.
Anyway, thank you for the valuable info! Option strategy, MSRB, option accounts, taxation, analysis, and knowing how limit orders and stop limits orders are placed were all resounding themes on my test. Thank you for the prep!
JG - Wells Fargo Advisors

Pete,
Thank you very much for your help I passed yesterday with a 77! What was spot on with my low practice exam score. What’s amazing is I took exactly 101 final exams (by the way is that a record? Lol) [Pete ays, "holy crap"] so I was worried that I was starting memorizing questions but because it is such a big bank of questions and well balanced every exam this luckily wasn’t the case. On to the 66 and hopefully they’ll let me attend your class for this one too!
Thanks again!
VM - Wells Fargo Advisors

Hello Pete!
I just wanted to thank you for your course! I passed the 7 yesterday with an 89%!
I scored an 89% on my last practice exam! There weren’t any surprises on the actual test. I felt very prepared. I finished both with 20-30 minutes remaining. Thanks again!
In gratitude,
DSM - Wells Fargo Advisors

Peter,
Just wanted to take a moment to let you know that your training materials made it possible for me to pass the 7. I have had zero experience in this industry and I was a" self-study" student for the series 7. I had picked up a copy of "Series 7 for Dummies" by Steven M Rice and it had a fraction of what your materials actually had so when I got your materials through Merrill Lynch I knew I had a shot (Yes I stopped reading the dummies because it didn't hold a candle to Pass Perfect). My final practice test (#18) through the online portion of pass perfect was a 74, my Series 7 Test was a 75! Your training material was spot on, some of the words were different but because you helped me understand the concepts I was able to understand what the questions were asking. The 4 day virtual/online training was extremely helpful, you made the class fun and you covered the materials in an easy to understand way so the concepts started to stick after that.
Sincerely,
JP - Merrill Edge

Passed the 7 today with an 85% (and it "felt" like I got 72-73%).
If we take the average of my last four passing practice finals [from Pass Perfect] then my average score was 80% (this would be within the 5% range you were speaking of since I scored 85% on the actual exam).
Thanks for your help! :)
EJB - Wells Fargo Advisors

Done and passed my #7 with [a] flying 90%... THANK YOU FOR YOUR HELP!!!
Thought it was a little easier than the practice.. Nothing weird.. I came out slightly higher, as I as ranging 79-89 for practice….
YCK - Wells Fargo Bank, N.A.

Good Afternoon Peter!
Well it is over…and I got an 84%...on my low end I scored 73 and 85 on the high end on the PP tests. I took 11 finals…why, I wanted the largest bank of questions I could see.
I agree with some of the posts in that the language is a bit more difficult on the actual exam. I shouldn’t need a thesaurus to do an exam! And I am a language lover!
On ETF’s they would give you a situation and then say for an ETF you should tell the customer (and they were looking for the downside), whether illiquid, no guarantee of principle, costly etc. no inverse ETF’s. I had about 5-7 math questions. Not a lot of bond questions and luckily only one that I needed MuMuMaMu with.
I did make sure when I first sat down I drew the graph showing Long- Call/Puts and Short- Call/Puts and the market direction and I used this several times when they asked for when you would use what call.
Thank you so much for all of the study materials and acronyms. They are easy to memorize and come up with under stress!
ADA - Wells Fargo Bank, N.A.

Peter,
Just thought I would let you know that I passed this morning with an 82.
I was scoring in the mid to low 80s [on the Pass Perfect finals] so right on point. Nothing too weird, inverse etf's showed up once and I had maybe two more questions on etf's, lots of variable annuity questions, not too heavy on an calculations which surprised me. Couple of questions on inverse curves, head and shoulders formations. Alot of questions on suitability. Couple questions on limited partnerships but very basic info.
Thanks for all your help.
MR - Wells Fargo

Test was pretty easy.. Scored a 90. After going through the material, which felt like a new language at first, and going through your virtual class it came together. I wrote down the Oslobs/Obloss, call/put chart, and a couple other tricks you and the material covered. I’d practiced using those enough on the practice finals where the concepts came together and I didn’t reference the charts much at all on test day. My last practice final was a 90 (previous 86, 84, 85)so it seemed to be right on the money with pass perfect. I took a total of 9 finals in 10 days. Each time reviewing the missed ones and taking a couple quizzes on the weaker areas (started at a 73). No surprises on test day. Thanks.
SS - Wells Fargo

74! No surprises!
What a load off my mind. It was pretty much the same makeup that we predicted.
Thrilled!
BI - UBS

Sorry I didn’t have a chance to email you earlier. I was out of the country celebrating my passing score on the 7! Ended up getting a 74%. Thank you for your help in the class!
I don’t remember much from it… I was too nervous!
I actually was doing quite poorly on the practice exams. My highest was 76% but my average was about 68-70%. I was in a very tight time crunch so went for it, and lucked out! I also finished in about 4 and a half hours!
Happy new year & stay warm
KK - Raymond James

Hi Peter,
I took the exam and passed with a score of 79%. I focused on your handouts and have to admit I never took the mid-term or final exams through the Smart 7 site, nor did I finish all the tests in the books. In addition to reading through the books, I read every single page of your handouts at least three times! Thank you for your help.
CJ - Wells Fargo

First half of the test I had 9 minutes left. Second half I had an hour left...The crazy part was I was getting beat down with options, variable annuity, [and] bond questions and when I pressed the button I was convinced it would be close...Then an 81! As for your program I must say that I felt the questions on the practice exams were much harder to a point that I was doubting my knowledge as you witnessed during our sessions. However I was certainly prepared!
Lastly, the highest score I received on any PP test was an 80 and the lowest last weekend was a 63...To get an 81 was amazing.
SA - React Financial

Peter,
Thank you for the class. I took the exam on 12/23/13, and scored an 87. I think the entire program was great, and on point.
I took all the chapter exams, 9 final exams: 69,70,76,68,80,73,80,77,77. I spent the last 2 days studying everything I missed, and made sure I conceptually understood the cheat sheet. I never took another test after doing that last review. Nothing weird, but the questions require careful reading. Glad I knew MPG and MPL, cost basis, tax treatment of muni, fnma, gnma. Cash settlement time, customer recommendation (asset allocation %)...following the customers request and documenting...tricky. Spread ...what type of spread, bullish or bearish. BA..key word "drawn" 144 and 144a (QIB). Var annuities tax, 403b, REIT tax
Thank you again.
VAC - Raymond James & Associates

Hey Peter
I PASSED!!!! With a 73 Thanks for all your help. The test included a lot of variable annuities a good portion of options, questions with most of them being on spreads. But what helped the most was our review of taxes and suitability it really put me over the edge. Thanks a ton!!!
EL - Rockwell Global Capital

I passed buddy. 79. Trust the process is all I have to say to future candidates. Know taxes and cost basis.
JL - Wells Fargo

Passed the Series 7 tonight with an 82. I just thought I would email you about the test while things were still fresh in my mind. Peter, it was very much like the feedback on your website. The feedback really helped me get a feel for what to expect for the test. Most of the questions were not direct at all. I was unsure about half of my answers... It was pretty scary.
Lots of variable annuity questions, 3 or 4 ETF Q's, a couple of ETN's, SO MANY conversion ratio, price, parity etc. A couple of stock splits, a few option math Q's like maybe 2 or 3 but a lots of option strategy Q's. About 3 or 4, maybe even 5 Q's about option disclosure statements specifically and several on customer accts. It seemed like they asked me the same Q's over and over again. Lots of tax Q's on Cost Basis and sales proceeds. Several Q's on taxation of options. 3 on taxation of muni's. about 2 on common stock and maybe 2 or 3 on preferred. one very specific preferred Q about all the different types of preferred. One Q on the income statement (very broad not specific). One Q on oil and gas. I think it was the definition of an exploratory well. Lots of bond Q's of course. Only about 5 suitability Q's. Hardly any analysis at all!! I feel like I could have skipped the entire chapter and still passed. one current yield, one tax equivalent yield, one IRA Q and one profit sharing. 3 or 4 on different kinds of communications.
The first half of the test was MUCH harder than the 2nd.
The test was a beating. But you guys really helped me prepare for it. Thank you so much for all of the help.
CE - Wells Fargo

Peter,
I passed my series 7 test yesterday with a 84%! Thanks for all your help with the virtual review class, it was a huge help and great refresher on the material, especially helpful for the first couple chapters that we started studying a little over a month ago (debt and options). The test was very similar to the pass perfect finals, with less emphasis on the mathematical portion of options but rather knowing the market sentiment and debit/credit spreads. There were a lot of questions on creating a bear spread, etc..
There were also a few questions on inverse ETFS, I don’t remember going over these much so I am think they were probably the sample questions for future exams. Major focus on the test was on the taxes section and knowing how to computer cost basis and sale proceeds. Thanks again for all your help, great review class!
NMW - Wells Fargo

Pete,
I want to thank you for conducting an outstanding job with the Series 7 review course this past week. I sat for the 7 yesterday, and I finished in just over 3 hours. I made an 88 on the exam! I usually never use mnemonic devices to help retain and remember materials, but your "GO-CO-NO", DORM, Pretty Girls Dig Me, and EPIC really facilitated my studying. Also, I was able to apply these on the final exam to perfection.
As far as the test goes, I had a ton of questions regarding tax: cost basis, sales proceeds, capital gains, and income tax. I graduated with honors from Clemson University with a degree in Financial Management and a minor in Accounting in 2009. Also, I already had my SC Life Insurance License and FINRA Series 6, 63, and 65 licenses, so the background knowledge really helped as well. Likewise, I had a plethora of questions concerning callable/convertible bonds and the effect of interest rate movements on whether or not the customer should tender or convert. The State of South Carolina definitely isn't known as the pinnacle for well-educated individuals, so I feel like I did some good for the better benefit haha.
Thanks again for all the help and for making class fun and enjoyable. By the way, feel free to use "God's Waiting Room" as a synonym for Florida any time you would like!
LH - Wells Fargo

Peter,
Passed the 7 yesterday with an 85%. Was getting about a 76% average on the practice finals. Thanks for everything, the review course hit some things home for me that definitely helped!
RJD - Wells Fargo

Peter,
I attended your virtual training this past week. Just wanted to let you know that I passed the 7 today. I took 4 practice exams, scoring 81, 75, 77, and 80 for an average of 78.25%. My score on the exam was an 82%. Couple observations: I had several questions regarding spreads, but nothing on straddles or collars. There were no questions relating to ACATS or low value stocks in margin accounts. I had one question on fill orders (Pro Golfers Don't Miss) but nothing regarding the takedown. Had 3 or 4 questions relating to partnerships. Nothing on tranches or TANs, RANs, TRANs, or BABs. One of the most common things that I saw had to deal with zero coupon treasuries. I remember a few questions on those and seeing it a lot in my answer choices. I had several questions relating to preferred stock and convertible bonds each.
I'm sure that I could list another dozen or so items but those were the things that stuck out the most. I hope this feedback helps with your future courses.
Thanks for all the help,
WM - Wells Fargo

Peter,
Good morning! Yes, I did indeed pass. I got a 79 as my final score and that was a bit of a jump from my previous PP scores, although I was told that is often the case. This was my second attempt and so I focused on “saving the brain space” and utilizing the pneumonic devices. They were a lifesaver. My exam questions did have a large focus on suitability and regulations. Calculations were limited to YTM, CY, and taxable versus tax-exempt. I hope this helps you help others and from the bottom of my now licensed heart, thank you so very much.
CS - Wells Fargo Advisors, LLC

Hi Peter,
Just wanted to say thanks! I passed the 7 yesterday with a 77!
I toggled between Kaplan and PP practice tests …. Was getting high 60’s on Kaplan and then got a 73 and 76 in PP the weekend before the test – so ended up a bit higher on the actual! I did feel like there were a number of tax questions. I was seeing tax questions on the practice PP, but didn’t anticipate the number that showed up on the real exam.
Not as many straight options calculations – more like – is this a “credit call spread”. Or, what would make a bull call spread – and then it gave you 4 options with the exp and strike only, no premium. I did also see one question on leveraged ETFs that I never really came across in practice.
AB - Fidelity

Good morning Peter,
I took the Series 7 exam yesterday and scored an 89! I thank you for your invaluable help and guidance with the online course.
Have a good week, and thanks for “digging” me. J
GG - Robert W. Baird & Co.

Peter,
Thank you so much with your help on the Series 7! I passed with an 86. Your class was incredibly helpful. I was shocked by the lack of option questions and heavy focus on tax and cost basis.
Thanks again for all your help!
KP - JP Morgan

Hi Pete,
I passed the exam with an 86 and my main take away is to trust your gut. My median score was 82 on the practice finals with a couple outliers of 87 and 91. I felt like many of the questions were worded much differently in cadence and vocabulary than the practice finals were. However, the concepts were exactly the same (obviously). I didn’t go back and change any of the answers even if I thought I should have! I felt like the first half was weighted a little tougher than the second half. Also, there were plenty of suitability questions and regulations questions. In addition, ETFs made an appearance throughout along with option strategies (not necessarily math questions). Thanks for all of your help and now on to the 66!
DN - Wells Fargo Bank

Peter,
I wanted to let you know I passed…barely. 73…J
I had extra time and changed a few answers to wrong ones. I was second guessing myself. None the less, I passed and am still smiling.
The wording used was similar, but not exactly the same. Pass Perfect and you helped, thank you.
JC - Wells Fargo

Hey Pete,
So I took the exam on 4/3… I passed!!! w/ an 87%.
Thanks again for all your support. It was VERY helpful and needed. You know it seems that the practice quizzes/finals/midterms were more difficult than the actual exam… which in hindsight is much appreciated.
Thanks again for all your help! I am so grateful for you.
SJ - Wells Fargo Private Banker

Peter,
I just took and passed the Series 7 yesterday with a 78. I had three questions on Front Running. I had 3 or 4 questions on discretionary agreements and when they can be used. I had 4 questions on preferred stock. I only has 7 total math option questions. Most had to do with what to buy or sell to hedge or make additional income. I had the same question 40 questions apart.
Only four individual answers [A, B, C, D]. Only ten percent were combo answers [I and III, II and IV]. That made it much harder in my opinion. Thanks for your class it brought things together.
SJ - Wells Fargo Private Banker

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SIE

Jan 7, 2024
I wanted to email to let you know that I passed my SIE exam on the first attempt. Thank you for teaching us so well in class and for a great semester!
I was pretty confident before I clicked the button. There wasn’t anything weird on it in my opinion the questions were very streamlined with the STC practice tests and the questions from your course.
Happy New Year!
JS - Sacred Heart University

Dec 6, 2024
I hope you're doing great! Happy to share that I've passed my SIE Exam! Was a bit nervous going into it, but some of the things taught in class stuck with me and helped out. Thank you for the semester and for understanding my situation. Will recommend this course to anyone interested in financial markets!
I wouldn't say there was anything weird, the STC rlly covered everything well, especially the practice exams.
I didn't need a calculator at all actually. Most of the questions that had numbers were more conceptual.
A lot of questions on all 4 different options, and 1 or 2 about how to cover them. There were a few questions on OCC and settlement as well.
Bonds were a big part too. Knowing the order of the different yields and what would happen to the bonds prices if the Fed did this or that.
Investment risks were also a huge part. Think I answered "market risk" like 4 times.
Hope this helps everyone else pass!
JP - Sacred Heart University

Jul 8, 2024
Hey Pete,
I just wanted to let you know that I passed the SIE today. Thank you for your help throughout the trimester.
The only weird thing about the exam was the way they were asking questions was different than the way they would ask them from the STC exams and yours. They were a lot more concise and to the point. Not a lot about suitable investment questions for like a widow for example. Barely any math too, only stock split math. Had like four questions on rights and warrants. They also asked about Senior Notes in terms of liquidation which I have not heard of before, but I just assumed it was first in the order. I had a lot of regulatory questions, not much about customer accounts, options and customer orders. But I'm just hyped I passed.
FA - Sacred Heart University

Apr 27, 2023
Hi Peter,
Just want to drop you a note and thank you for your guidance. I just passed the SIE exam, by using only using Pass Perfect material with one Finra test. You’ve always supported me, even during non-business hours, and I really appreciate that you went above and beyond to help. (Even if you don’t have to)
Thank you very much, and I can’t imagine getting there without your help!
SD - Fidelity

Jun 28, 2022
I could hear you talking to me when I was there
And I was able to properly do the options chart
I watched your video multiple times
Thanks so much Pete □
KW - Merrill Lynch

Mar 26, 2022
Good morning Pete,
I was in your 3 day review class for the SIE last week and you asked us to let you know how we did on the exam. I am happy to let you know that I passed the exam! Your review helped me grasp the concepts that I was struggling with and the Bull Bear Training guides and cheat sheets were a huge help as a review right before I went into the exam! I appreciate your help greatly!
RG - Wells Fargo

Mar 9, 2022
Hey Peter!
I was able to pass my SIE exam thanks to your help with the cheat sheet and with providing me the slides.
Thank you again for all of your help!
DS - Bank of America

Oct 20, 2021
Hi Mr. Pete!
I passed yay. Thank you for helping me!
BW - RobinHood

Jul 23, 2021
Hello Mr. Gibowicz [I mentioned to him that my dad is still alive - HE is "Mr. Gibowicz"],
I was in your SIE review class this past week. I took the exam and passed it today.
Thank you for your review! It was very helpful and contributed to helping me pass the exam.
AB - Wells Fargo

Jul 23, 2021
Hi Pete,
I was in the 7/19-7/21 SIE classes you held with PassPerfect. I just wanted to let you know I passed the SIE and your classes helped tremendously with review of topics.
I took 10 practice finals, 2 of which were a 65 and led me to bear down and learn from my mistakes. The other 8 I scored between 72-79.
The test's wording was different, but covered the same subjects.
I did my best to try and think back to the final questions about the material to pinpoint the right answer on tricky questions. There were a lot fewer "click" questions where I knew the answer as soon as I read the question than I expected (there were a lot with PassPerfect).
ND - Wells Fargo

Jul 22, 2021
Hi Peter -
I passed my SIE exam. Thanks for your help and insight.
I had done all 13 PP final exams, the FINRA exam as well as 6 Kaplan exams.
On the pass perfect…in the beginning my scores were 66-69….then they progressed to 70. Then 76. FINRA scored an 82.
Test was strange….a lot of things I thought would be on there wasn’t. I had like 4 questions about updating your U4 and only 3 option questions. Didn’t feel like a lot about bonds…..
Would love to know my score but a pass is a pass!!!
AM - LPL Financial

Jul 22, 2021
Hi Peter,
I took your class for the SIE this week and wanted to let you know that I finished and passed!
Thanks for your help this week.
MC - Wells Fargo Bank

Aug 2, 2019
Hi Peter,
I just wanted to update you and say thank you so much for your help. I passed my SIE exam yesterday morning. I noticed it was heavy on regulations questions...I was surprised by how in depth they went.
Thank goodness I took your review class because I would have missed a ton of stuff.
Thank you again,
JG - Securities America

Jan 30, 2019
Peter,
Good afternoon. I passed my 65 test on Monday. So Far I passed all the SIE, 6, 63,65. Thanks for teaching me. We never met in person but you have been really helpful to me last 3 months. Thanks again.
DB - Wells Fargo Bank

Dec 6, 2018
Thank you Peter,
I was successful in passing the actual exam and I have to admit that your cheat sheets have helped me enormously. It took me longer to decipher them since I missed most of the actual virtual training but once I did decipher them I gained more confidence. That is what makes all the difference when you are under stress and the clock is ticking.
Best regards,
AP - Wells Fargo

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Series #66

Nov 19, 2024
Passed!!!! Thanks for everything!!!! Everything checked out for the most part I felt really good to be honest. I ended up getting a few balance sheet questions which coordinated with Ratios used which felt good. There was something new I saw on AMT. Aside from that I don't really remember maybe 1 or 3 that stood out.
MK - RobinHood

Jan 25, 2024
Hello Peter,
Yes I passed!!!! Thank you so much for your help. You were SO efficient and knowledgeable.
I felt pretty good, but there were at least 15 questions where I wasn’t sure.
There were at least 5-6 questions on CAPM, discount cash flow formula, and discount dividend model. I knew the formula, but it would have served me better to know the components. Tips also came up.
MK - Morgan Stanley

Dec 21, 2023
I used your material through PP and also your cheat sheet and PASSED the 66 today. I had to take a break from the 24, but also needed to get this thing done before yearend.
I appreciate the materials you put out. They are concise and so helpful. Especially for someone that does not sell investments, but supervises people that work with Advisors (so advisory is not my day to day!).
Happy holidays. Thanks for getting me through the 24 and the 66 this year! No other licenses that I can think of that I will need.
JK - Wells Fargo

Jul 17, 2023
thank you so much for your help these last couple of weeks, I really appreciate your support□
I had a feeling I had passed but I let the timer run out as I was going over my question, I was too nervous to submit on my own . I didn’t find any question overly difficult, some were on topics I did not go over so I hoped for the best on those. One thing I did that I feel like it helped was reminding myself whether the questions were regarding Federal or State laws and that state laws do not supersede Fed. It helped me read the questions better in my opinion.
NC - Merill Lynch

Dec 5, 2022
Hi Peter,
I wanted to let you know that I passed my Series 66 exam!
So after I submitted the exam for scoring it popped up letting me know that I passed.
They like to ask about unethical business practices that apply to RIA, IAR and FC advisors
There where a couple of questions that I had to read several time to understand what they where asking, so very important to read each question carefully to make sure you understand what they are asking.
There were questions about PV, form ADV, semi-strong , P/E ratio, excluded/exempt from registration, who would be considered an IA
I had two calculation questions about finding NAV
Thank you for all your help and advice as it was very helpful in how I studied and made all the difference in how I approached prepping for the test.
EP - Wells Fargo

Sep 29, 2022
Peter, Passed 66 … your material helped bunches… thanks
CK - Farm Bureau Financial Services

Jul 19, 2022
I passed!
Peter it was hard harder than the 10! It might just be me but I marked 32 questions for review! Could be my nerves lol but def tough
Thank you for your help!
GN - Wells Fargo Advisors

Jul 11, 2022
Hi Peter!
Hope your Monday is going well- just wanted to let you know I passed my Series 66! Thank you for all of your help!!! Enjoy the rest of you week.
LH - Merrill Lynch

Jun 27, 2022
Hi Peter!
I took and passed the 66 today! Wahooooo!!! Your cheat sheet did it for me. Thank you so much for that sheet and all the help. Thank you so much!! I have to admit, it feels good!!! :)
RB - Baird

Jun 8, 2022
Hi Peter, I PASSED!!
Thank you for all your help!
I had a good feeling about it because I only flagged maybe 10 questions to go back and review. Doing so many pass perfect finals definitely helped with my nerves with the actual exam. The wording on the actual exam is very different but I was able to narrow down the answers set. You definitely helped when you used real life examples because that’s how I can remember things. Again thank you!
MR - Baird

Mar 15, 2022
Hey Pete,
Just wanted to share the good news that I passed my Series 66 today.
Thank you for the learning session and the cheat sheets from your website. Much appreciated.
JG - Wells Fargo Advisors

Feb 17, 2022
Passed
Thank you
I could not have done it without your help!!
ER - Morgan Stanley

Sep 15, 2021
Hey Pete,
Passed the 66 today, Training Consultants was a good prep. I’ve learned no one is perfect in materials but your Quick 66 and Training Consultants were perfect together.
KM - Wells Fargo

Sep 10, 2021
I passed!!! YAY!!!!!!
The questions were fairly straightforward except for a few. Most of the answer choices, however, were awkwardly worded. Just glad to have the ‘Pass’
TW - Raymond James

Aug 10, 2021
Thank you, Peter. I successfully passed my exam yesterday, thanks to your review class!
I found most of what we practiced to be true for the exam. A lot of synonyms were used, only 1 Roman numeral question. To my surprise and perhaps by luck of the draw, my exam questions were very straight forward.
SM - Wells Fargo

Aug 9, 2021
I passed!
Thank you for the weekend responses. Got a 91 on the last final so I was confident going into the exam. Passperfect does a great job of preparing students for the exam.
Nothing weird. Zero math problems. Very few numbers overall. Most number questions were in regard to bond basis/premium/discount and volatility. No oslobs etc. Maybe one Options strategy questions. Lots of definitions and application re NPV, IRR, Sharpe, CAPM. Most of the exam what or who is included & excluded and who needs to register where and why. Lots of definitions and “which of these is a violation” type questions. I remember two suitability questions and thought they were terrible questions and narrowed them down to two options and guessed. I thought my test asked mostly non-qualified retirement plan questions which I thought was odd.
SS - Wells Fargo

May 28, 2021
Hi Peter,
I wanted to drop you a note that I took my Series 66 yesterday and PASSED!! I was in your class last week and thanks so much for the help/insight.
Have a great weekend!
JA - Stifel

Mar 31, 2021
It was not really surprising...I just learned a lot of key [things] from you. I had several capm and alpha questions and remember our talk. Not even one option question. Weird. So glad it is behind me. Got my life back!!!!!
Thank you for being such a great tutor!!!!
GL - TIAA

Jan 11, 2021
Passed! Was a lot easier this time! The npv question came up and I understood it... Thanks again for the help
MA - Wells Fargo Advisors

Aug 31, 2020
Hi Peter, Thanks for the session on Friday. I actually took my exam this Saturday and passed!!! YAY!!!!!  Appreciate your support and guidance through this process.
Thank you,
JM - Citi

Jul 28, 2020
Hi Peter, Thank you!
Yes, I took a total of 5 finals and my scores would fall between 85 - 88. There was nothing weird on the exam and I felt you and Pass Perfect covered everything; with that being said, I hated the exam because, as you know, the answer choices are sometimes intentionally ambiguous or are all correct with one being the “most” correct.
JH - Citi

May 11, 2020
Peter, Passed the 66 and it was brutal in my opinion. There were several “lay up” questions but felt it was difficult with tricky wording. I don’t think I used my calculator one time and here are some things I remember:
DCF - definition
Dividend Discount
Net Present Value
Only 1 option question and it was an overall market direction...question HSA Variable Premium Life Insurance Registration etc.
I ended up using PP for the SIE, 7 & 66. Nonprofit background with no finance experience and it saved my life.
JM - Wells Fargo Advisors

Feb 26, 2020
Peter,
Really enjoyed your February S66 Virtual Class!
Yesterday, I passed the 66 on the 1st try, thanks largely to your insight and teachings.
FA - Principal

Feb 17, 2020
Good Morning Peter,
I took the Series 66 on Friday, AND PASSED! I actually had two repeat questions from your PDF packet from the crash course. I used Kaplan but took your course and had the Quick 66.
Takeaways:
•I had to calculate NPV,
•Event Risk was asked to identify
•At least four questions on types of insurance comparisons
•Management tenure for mutual funds
•Lots of custody questions but instead of saying custody they would describe what would qualify as custody and as the question from that point

•A few questions on where Administrators had jurisdiction if a client was on vacation
•Sale/offer to sell
•Per Stirpes
Thank you again for all your help,
CC - Arvest

Feb 13, 2020
Thank you Peter! I passed.
Again- like the 10 - wasn’t sure I had.
No fixed income questions specifically – it was inferred. Several on NPV no options - no balance sheet. Several questions on advertising - websites.
questions about funds - closed and open. Management and investment styles – tactical/ strategic - momentum, ETN
I appreciate your help!
KF - Fidelity

Jan 6, 2020
I PASSED!!! Nothing weird pretty much everything we went over the only formula I had to do was total return and NPV.
LA

Nov 18, 2019
I just wanted to thank you for the notes you sent me for the Series 66; I found it super helpful. I passed my exam today □
The first time I used Kaplan and made a 66; I bought Passperfect a month ago for my retake......it was more like Passperfect.
Passperfect prepared me very well. Everything I saw was similar in questioning on each topics the way PP presented it to me in their program! I highly recommend PP to anyone trying to take this exam. I got DDM around 4 questions, CAPM, PV etc... everything I saw before.
TY - Merrill Lynch

Nov 1, 2019
Pete,
I passed!! I will definitely contact you when I have to take more exams! Thank you so much for your help.
MT - Raymond James

Jun 14, 2019
Just a quick check in. I passed!!!
I guess I got lucky a lot of Blue Sky questions and a lot of suitability stuff.
Thank you for your help.
JB - MML Investors

Mar 4, 2019
I passed today!! Thanks so much for your help
I took over 10 simulated exams with Kaplan, including the proctored exam at the end of the study course.Tricky questions of course. Zero math involved for me. Material you and I went over ended up being quite helpful.
ML - Merrill Lynch

Mar 1, 2019
Peter
Thank you for your support
I passed the series 66 last Monday
Your material was very useful
Best
JMT - Citi

Feb 4, 2019
Thank you so much Peter for the time you took to go over the 66 content with me, I passed my exam! I’m so excited and happy to be done finally!
CF - RBC Capital Markets

Jan 10, 2019
Passed :) wish I knew my score but I passed regardless! Thanks for everything!
KK - John Hancock Fund

Dec 13, 2018
Peter,
Thank you for your support and training resources {for #7 and #66}. The preparation allowed me to PASS both my exam’s on the 1st try and could not have done it without your assistance.
Much gratitude.
RM - Wells Fargo Advisors

Dec 6, 2018
Just got out of my test – passed it – it was an easy test which I guess means the Pass Perfect materials prepared me well. You talked to me 3 times this week...and down from the ledge a couple of times and I wanted to say thank you very much.
BM - Wells Fargo Advisors

Oct 22, 2018
Hi Peter-
I took the test today and passed it...they only showed “pass” or “fail”, no grade.
As far as material, I got a lot of questions about the state and federal laws, types of accounts (joints, trusts, ira), retirement plans. Questions on how to calculate the total return, about discounted cash flow, time weighted, mutual fund and closed end funds.
Thank you again for helping!
VK - Morgan Stanley

Oct 4, 2018
Peter I cannot thank you enough! Couldn’t have passed this test without your help.
I sat for the test at the end of August having studied with Kaplan. I was doing well on my practice tests getting consistent high 70’s throughout but failed with a 60! Needless to say, Kaplan did not prepare me! I felt blindsided by the actual exam and didn’t recognize some of the material.
I studied with Peter for four weeks using Pass Perfect and passed it at the end of September. Pass Perfect works! Hammer the practice questions from each section. Go over any section you are unsure about with Peter and you will ace the test.
SP - Merrill Lynch

Jun 17, 2018
Passed! 76%
I am a bit disappointed by the score, seeing that I failed once before and averaged 83% over 17 Pass Perfect Finals. However, it’s now over. For those wanting an insight into what the S66 might be like: Allocate your time to Chapter 1 – It makes up much of the exam.
Thanks for everything Pete!
KK - Wells Fargo Advisors

Jun 6, 2018
Y’all are doing something right with the study materials for 7 & 66. I was less confident going into the 66 just because of the subject material, but I ended up with a 94.
I can’t thank you all enough for putting up with my constant questions.
RS - Wells Fargo Advisors

Jun 1, 2018
I passed!!! Your right, pass perfect is the way to go!! Thanks for the study guide. I got an 80. My scores were 79,83,69,71,77,82 and 77 [on the Pass Perfect finals]. I would say it was similar to the content of the questions but asked in a different way. Nothing too surprising besides a few but that was expected with the sample test questions.
MP

May 2, 2018
Hi Peter
I passed- thanks!! I got a 75.
I was getting anywhere from 70-77 on Pass perfect, but 75-80 on Kaplan. I was glad for the PP since they were harder and seem to match the test decently. There were a lot more calculations on PP than on the actual exam, but it did prepare me for the few I needed (who knows if I got them right the- I think I did!) I had maybe one options question which was weird. There were a lot of straight definition Q’s with confusing wording to sift through.
I also still think they try to trick you and put 2 answers that based on the rule and studies can both be correct and it is the answer they decide is correct – but I don’t have to worry about that anymore!!
SS - Morgan Stanley

Jan 30, 2018
Hi Pete, I passed my 66 – 80%!!!!!!!! And in just two weeks of studying time – yikes!
BTW the key areas on my exam were very much focused on theories, i.e. Standard Deviation, Tactical and Strategic Allocation, several on discounted cash flow and Dividend cash flow, quite a few on NPV and IRR,... Quite a few ethical questions as well. Almost no dates and oddly no questions on exempt transactions or securities.
So relieved to have this all behind me. Thank you so much for all of your help. I will be sure to pass on your info to those who need help studying in the future.
JJ - Charles Schwab

Dec 15, 2017
Pete
Thanks for your help! Scored an 85 today
Alot of NPV questions...asked in about 10 different ways...also questions on IA, BD, agent exemption/exclusion scenarios, and unethical behavior.
Also, I thought the PP courseware in the Portfolio/Fixed Income Basics section spent WAY too much detailed emphasis on calculations/math problems (CAPM, Sharpe Ration, Alpha, Stand Dev, NPV) than the theory. All of my questions in these areas were theoretical in nature. I had only one calculation and it was Total Return.
Thanks again for your help.
ES - Securities America, Inc.

Dec 1, 2017
PASSED
Got an 85%
TU - Thrivent

Dec 1, 2017
Passed the 66 yesterday with an 85. [after using Kaplan for the 65 and scoring a 68%] Passperfect really was key.
My scores on PP for their Finals was reflective of my exam score.
Nothing weird on it just the same topics.
JH - Merrill Lynch

Oct 2, 2017
Passed the S66 with an 86%! I was scoring exactly between 80% and 87% in pass perfect!
Not a whole lot of weird stuff; a couple questions seemed completely out of the blue (I was expecting that due to the questions that don’t count) but all in all pretty straight forward.
Thank you for your help!
SK - Wells Fargo Advisors

Sep 29, 2017
Peter,
Hope all is well. I took your series 7 and series 66 crash course. I thought both were extremely valuable. I found the cheat sheet you created for both exams and some acronyms you shared most valuable. I passed the series 7 with an 88% a few weeks ago and passed the series 66 this morning with an 87%.
Nothing surprised me from the series 66 exam, other than all the questions about Federally Covered Advisers, there were about 10 questions about those types of advisers (where do they file, what do they cover, their representatives). A few questions about fundamental and technical analysis and net present value. Thank you for all the help. It definitely made a difference.
DA - Wells Fargo Advisors

Sep 27, 2017
Peter,
Thanks for the help. I passed the exam.I got an 80 which was about in line with my PP exam scores.
Nothing too strange. Not many calculations but you had to know the definitions of things like: -(MPT, NPV, FV, DCF,)
-Question about the difference between Class A and B Shares
-Question about what is considered a front end sales charge
-Two or three questions involving quick ratio/current ratio/liquidity
-I can’t recall a question referring to specific # of days for anything, whether registration or revoking
-LOTS on soliciting and of course disclosure.
-Also a lot on Joint Accounts, JTWROS, TOC, TOD,
Appreciate it,
MR - Morgan Stanley

Aug 21, 2017
Peter,
Just wanted to let you know that I got an 85 on my Series 66. As always thank you for the help in the review. I averaged an 85 on all my practice finals
There was more questions around technical, fundamental and quantitative analysis than I was expecting.
Thank you,
TB-H - Wells Fargo Advisors

Aug 21, 2017
Thank you for your time in the 66 class, I passed with a 77 which is 1% below what I was averaging. That was the 4th time I have used the pass perfect program and or your review calls. I appreciate it.
I feel the 66 was one of the more difficult exams I have taken even more so than the 7. The language they use is what gets you.
Thanks again
DS - Wells Fargo Advisors

Aug 21, 2017
Hi Pete,
Just wanted to let you know I passed with a 92. Thanks for you help. The exam had a LOT of questions on NPV/Future value. There was maybe only one or 2 that required calculation and the rest were definitional but pretty hard. I didn’t expect there to be so many.
Thanks again for all of you help!
LC - Wells Fargo Advisors

Jul 20, 2017
I passed the series 66 with a 79%...the style and wording of the Pass Perfect questions was quite similar [to the actual exam].
The question topics through Pass Perfect also prepared me for what was on the real exam. There were a ton of questions pertaining to administrative rules governing federal and state registered IA's and Broker Dealers. I never once used my calculator to calculate any equation relating to pv fv twr dwr, they were all concept based questions.
Thanks
KO - Edward Jones

Jul 7, 2017
Good morning Peter, Thanks for the review last week. It was very helpful.
I took my exam for the Series 66 yesterday and passed with an 84%.
I was scoring between 74% and 82 % on my PP Finals. I scored 82% on all 3 Final Review Question mock exams.
The actual exam I took yesterday had questions worded kind of weird and vague. No real math calculations to speak of. I did have to know and understand Net Present Value and Forward Contracts.
Have a great weekend and I will recommend your virtual course to others in the future
CN - Wells Fargo Advisors

Jul 5, 2017
Peter,
Passed with an 88. Thanks for the help.
TC - Raymond James Financial Services

Jul 1, 2017
Passed!!!! 75
Getting 84-89 on PP practice finals
Dif set up of verbiage and content distribution amongst the questioning.
Lots of questions on bonds & formula components. It almost felt like there was an emphasis on them.
I feel great & also really found your class very helpful .
Thank you.
JP - Joseph Gunnar & Co.

Jun 21, 2017
Peter,
I passed with an 87 today! Glad to be done with that test. I'd rather take the 7 again than the 66. Most of my errors were on the Regs (of course).
Thanks for all your help. I did the Kaplan for the 7 and 66 as well as the Pass Perfect. The Pass Perfect material is so much better. Your Quick guides are a big plus too.
Best regards,
RS - Merrill Lynch

May 25, 2017
Peter,
Passed Series 66 today with a score of 86!
Great to have it done...Thank you for your help and guidance.
I had been scoring in the range of 85-94 on the final practice exams through Training Consultants. In speaking with TC, they stated that it is normal for people to score 3-5 points lower than their respective average so I guess that would be accurate for me as well.
While there are 10 questions that do not factor into one's score, there seemed to be 12-15 questions that were not directly covered in the material. Overall, nothing weird on the exam. As you would imagine, the questions are worded in such a way as it makes simple concepts more confusing than it needs to be.
Thanks again,
JW - TD Private Client Wealth LLC

May 2, 2017
Pete,
I passed with a 75. Was getting lower 70's score's on the Pass Perfect Finals but they sure do prepare you for the real thing. Lot of Joint Account Q's along with NPV definition Q's. Not too many formula questions I never used my calc once.
Thanks again,
JV - PKS Investments

Mar 20, 2017
Good morning!
I passed 84%!!!!!!
Wow!! Thank you so much for your support and wealth of knowledge!!
Lot of NPV you have to understand how to apply the concept. Much similarity with PassPerfect finals [than STC's]!! The finals and Smart 66 definitely prepares you for the test, I got a 83% on my last PassPerfect final which was spot on.
Thank YOU AGAIN!!!
DV - JP Morgan

Dec 9, 2016
Your sheet was helpful for studying. I ended up passing. I was scoring in the low 80s on my practice exams and passed with a 77.
The test was very similar to the practice [Kaplan’s] test questions, which I found to be the most effective method for me to absorb the content. Nothing weird per se about the exam except for the most content itself ;-).
Thanks again for your help.
D

Nov 7, 2016
I passed!
Thanks for the support I got an 88. Because I prayed a lot!!!
It was very weird
Wording wasn't similar to finals.....
I really thought I didn't do well bc so much wasn't familiar.
I did 5 finals, so I knew material and you helped so much!!
Thanks again!!!
LS - Raymond James Financial

Oct 27, 2016
Peter
Good morning. I did pass with an 83%.
I only started taking the ‘full’ practice tests on Tuesday and stayed consistently in the mid 80s (for the few I completed). I had been using Kaplan prior to your training, then switched to Training Consultants.
One observation is that TC had a significant number of “except” questions on their tests vs the actual test. The actual exam also covered more ground than TC prep tests did – a bit more tax, financial analysis, npv, etc. Your training was much more comprehensive than the info covered in the TC tests, so I think it was helpful to me to have had the quick refresher with you.
If you want to know what was / would have been most helpful…the cheat sheets in the front. If I had had time to ‘expand’ those really short bits into slightly more expanded notes, I would have used it heavily and it would have done a pretty good job of covering some of the weaker parts of the test (for me).
JS - Oswald Financial

Oct 25, 2016
I scored a 73, talk about close call. I also scored a 72 on my Series 7.
On the practice tests I was scoring in the mid 80’s and I did the special exams as well.
I think the biggest difference b/w pass perfect and the test were the questions on portfolio income. They had a lot of “text book” definitions on terms like NPV, Modern Portfolio Theory, Efficient Frontier, etc.
Thanks again for all your help!
NB - Wells Fargo Advisors

Oct 21, 2016
Passed with an 88.
I probably averaged around a 92 -93 on the practice exams. My last score was an 89 though, and I thought it reflected the actual exam the best having a couple random questions I did not know. I think I had higher practice exam scores earlier in the week because the USA and inv adv act were fresh in my head. The exams were a fair reflection, especially with the questions from your class added in.
NPV for sure a big factor. Had some fundamental analysis questions along with some dividend discount model questions. The regulations/act questions gave me the most trouble as I expected.
Thanks for the class, it helped a lot.
JS - Wells Fargo Advisors

Oct 21, 2016
Peter,
I passed with an 89% which is right in line with what I had been getting on the last few practice tests. I didn’t see anything too weird. There were a fair number of questions about ethical or fraudulent behavior but that was no surprise.
Thanks for your help!
DH - Wells Fargo Advisors

Oct 19, 2016
Pete!
I passed the 66 today with a 77! My last 3 PP finals were 77,82, and 83. After now passing the 7 and the 66 using the PP program and your review classes I am a firm believer in the program. Fellow studiers, you will have days that you want to get under your desk in the fetal position and put a pacifier in your mouth. This information is not easy, and there is so much to learn in a short amount of time, my advice is to keep your head down and take it one day at a time. The stress involved is overwhelming at times, but I’m telling you, this program gets you ready.
Pete, thanks for making some things clear that I was having a hard time with. Sometimes just hearing you say it helps make it concrete in my mind. NPV is on the test, and not calculation, but answering questions about the concept, and the questions are very vague and the 4 choices are all very similar. Had to calculate one current value from a balance sheet that DID NOT look like the PP program, the key there is to know what things you need to pick out for the formula. I probably had 5 questions on Fundamental Analysis, weird I know, but they asked it in a bunch of different ways.
Overall I felt like the questions were very similar to the PP questions, some were even exactly the same. 0 options questions, but it could be different for you. Also, 2 questions on futures, one asking if it was a security or not, and another referring to whether the price is stated or market (its stated). That’s all I can remember, time to go take a nap! Good Luck!
AW - Wells Fargo Advisors

Oct 5, 2016
81! Passed!
I scored exactly to my pass perfect test scores and I took the extra tests, well 2 of 3! Hurricane prep got in the way!
Very wordy questions and I felt the short questions were not there, such as what is an example of passive investing. Present value was there, current ratio, but I felt the questions were spot on. I took 5 finals on pass perfect, 82,82,80,77,82 and then 2 extras with and 80 and 82.
They just use different words that mean the same thing.
Future value was there but not how to use the formula but what is the formula in words and same for most of the other calculations.
MF - Wells Fargo Advisors

Oct 5, 2016
Good Morning Peter,
I took the 66 yesterday and PASSED with an 82%!
the PP scores were slightly better. I was scoring between 88 – 90 on most of the finals. I took 2 out of the 3 special questions and was scoring around an 82 – 85% on those.
Breakdown on content. 5 / 5 correct on economic factors and business info. 17 / 20 correct on investment vehicle. 27/30 correct on Client Investment Rec and Strategies. And 33 / 45 correct on Laws, Regulations, and Guidelines.
There were a few questions that I simply didn’t know but unfortunately I don’t remember the details of them!
There were a lot of questions about NPV. Probably 7 – 9 totals that talked about concepts, formulas, etc.
I didn’t do very well with the IA, IAR, RAI, Broker Dealer, Registrations, Advertise, Federal Covered Advisers, Administrators part of my studying so it makes since the Laws, Reg, and Guidelines was my weakest area.
Thank you for your training – it was helpful.
Have a great day!
AH - Wells Fargo Bank

Oct 3, 2016
Peter
I just wanted to thank you for the class last week. You did a great job and made the information easy to understand. I took the test on Friday and passed (even though it ended up being tougher than I thought it would be)!!!!!
I scored 80 on the real test, and I was scoring mid 80’s on the practice test. They for sure had 4 – 5 questions on Present value. I found that they had a few questions where none of the answers really made sense in my mind, so I just picked the one that seemed the best. Maybe I just got a little nervous, because I was marking the ones I was not sure on and it started to feel like I was marking a lot. That can weigh on the mind. Lol. Also, they had several questions where it seemed like two of the answers could be correct and that was frustrating as well. I am just glad I passed.
I know that your tips and information are what put me over the top.
Thanks again.
CB - Wells Fargo Advisors

Oct 3, 2016
Hi Peter,
I passed!!!
I got an 80
A lot of NPV questions, I felt they asked at least 10 questions on it and pretty much the same question 10 different ways. The rest were regulations and a good amount of basic retirement questions, stuff covered in chapter 5.
No questions on options or bond yields etc.
Thanks for your help!!
TV - Fidelity

Oct 3, 2016
Killed it. 83% had over an hour left. There was weird stuff on it. I had a lot of calculations including Alpha. I had probably 5 or 6 Discount Cash Flow questions, a couple questions about aggregated bunch ordering and fee structure.
PT - Raymond James

Sep 29, 2016
My practice finals were: 83,80,83,83,80
Actual Exam: 80
I should have hit Net Present Value harder; remember at least 7 questions on NPV. The concept, not the formula.
This test was a true demon and completely messed with my psyche. This was the first time I used Pass Perfect software, I am so pleased! Visualize cartwheels and back handsprings!
Thank you for your help!!!
RK - Wells Fargo Advisors

Sep 29, 2016
Hi Peter,
I just took my 66 exam…and got an 88%!
It was difficult and I really thought I could fail! I definitely had to use my best judgment on many questions. I had a few questions on education plans…Coverdell, 529. One on 403b. One asked why a person would transfer Traditional to Roth. Another asked why someone would open a trust and the choices weren’t straightforward. One question asked to calculate current ratio. A couple questions that referenced formulas gave choices based on less than/more than/equal to. I actually would have preferred the math ha-ha. I got a 44/45 on the laws/regulations which shocked me.
Thanks!
KS - Wells Fargo Advisors

Sep 26, 2016
Hey Peter,
Passed the S66 on Friday with an 82. Pass Perfect final average was an 83, so right in line. I feel like the test hardly touched on the majority of the information covered in the book. It focused mainly on registration and NPV. I bet I was asked 10+ questions on NPV in different ways. Know the different formulas for different returns and when to apply them. All-in-all the test was right in line with everything PP teaches.
Thanks for all your help in the review class.
CF - Wells Fargo Advisors

Sep 9, 2016
Passed yesterday with a 93.
I did 6 of the practice finals and was scoring in the 82 to 85 range and one 75.
I did feel that the actual test was harder and the questions were phrased much more vaguely than Smart 66. It did throw me off in the beginning for sure.
A lot of insurance questions too that I don’t know if they were experimental or not like “how would you calculate the net proceeds after surrender charges, etc.”
My biggest issue with the actual exam was the oblique nature of how the questions were written/phrased vs. Smart 66.
Thx.
TA - Wells Fargo Advisors

Aug 31, 2016
Hi Peter,
I PASSED!!! 73! I will take it!! That is one crazy exam, it was way worse than the S7. Some of the questions were verbatim from bonus ?’s. They were my game changer.
Thanks.
MS - Wells Fargo Advisors

Aug 18, 2016
I passed! 82%, lots of questions about registration and federal covered advisers. Maybe 2 easy options questions: nothing on futures. Some balance sheet stuff, hardly any actual math. I'm trying to remember - I pretty much forgot everything as soon as I was done. I remember having difficulty with one question in particular, can't even remember what it was. Oh, it was the current ratio question. I just calculated all the different combinations of the current assets against current liabilities, and would you believe that there was only one answer that made sense? The other options weren't even numbers you could get by doing the calculation with the wrong numbers.
You know how pass perfect has tons of answer options that look like A) I only B) I and II etc,? The actual 66, much like the 7, only had a handful of those types of questions.
I think it's the hard, multi-concept questions pass perfect has that really prepare you for the real exam. Getting one pass perfect question right is like getting 3 actual exam questions right, so when you get to the exam, and each question only tests one or two concepts it feels like a breeze. In baseball, you take a few swings with a heavier bat - then the game bat feels lighter. Pass perfect is the weighted bat of the financial registration exams.
My approach to studying the 66 was different too; I didn't bother reading the book. I did the practice questions while looking through the quick 66 (such a helpful book, Peter, I wonder who wrote it) then the chapter tests open-book/quick-66, I took the midterms closed book, and took all six finals on the Saturday before the test.
It really helped to have you go over the uniform securities act and private placement regulations, but there really weren't many questions on private placement. I was expecting something nitpicky over regs 504,505,etc., but the question they asked was really general.
Anyway that's a lot of info. Thanks again.
DM - Ameriprise

Aug 16, 2016
Peter,
Passed with a 78% today. My last 3 Pass Perfect finals were 88%, 88%, 85%. Lots of NPV questions as well as defined benefit and defined contribution questions. Only 2 option questions which were super easy. Thanks for all your help the other week!
Thanks,
KS - RBC

Aug 9, 2016
Peter,
Passed the Series 66 with a 79 score. I had lots of questions on NPV and several on filing timelines.
Thanks for the review,
RL - Wells Fargo Advisors

Jul 12, 2016
Yes.. today and I Finally PASSED!!!!! With a 76
Thank You for all of your help!
I felt like this test was the hardest thus far, it really went into the “why” of things and not just being able to answer the questions based on practice exams…
Not one question on the following:
Options or option strategies
Participation Rates
What calculation to use when bonds are trading at premium or discount, nor highest to lowest ratings
There were several questions on Fundamental and Technical analysis
Current Ratio
Debt/Equity
I only used the calculator twice (one question on TIPS and one on Bonds)
Thanks again!
TF - Ameriprise Financial

Jul 10, 2016
Hi Peter,
Wanted to give you feedback after my exam this morning. Passed 86%, found it very challenging as I felt 80% of exam was tied to USA V IA ’40 definitions so long winded qs. My practice finals results were 83, 85, 89, 89, 89, 90, 90, so pretty similar to my exam.
Got more questions on trusts than I expected.
I did not get one option calculation question , only one that it’s a derivative. No bond questions other than “which bond value appreciates more if int rates drop….a 3yr to mat or a 10 yr to mat”
I got approx. 6-8 qs on defining which formula to use to ascertain values of various investments.
Again, much like with the 7 exam, I felt the real exams were harder just because their questions included 4 answer choices that all were very appropriate, so it took a little longer to pick through the answers. But, I didn’t get a question, or have answer options, that we haven’t covered so the study material was spot on.
Hope this helps for review and thanks again for your course materials and time.
DB - Wells Fargo Advisors

Jul 8, 2016
Hey Pete,
I passed the 66 last night with an 81! It was a tough test - I had been averaging around an 88 on the last 6 PP exams I took. A lot of comprehending the definition of NPV/FV. I was surprised by how little there was of who is exempt/excluded from state registration and the ones that were asked were pretty tricky. Lot of client investment strategies and recs q’s. Thanks for all the help, really appreciate it!
JS - Wells Fargo Advisors

Jul 8, 2016
Hi Peter,
I took the 66 yesterday and PASSED! Yay!
I got a 73...I'll take it though. I changed 2 answers not sure for the good or the bad. LOL. I did not take the extra questions b/c of short of time. I was making 79/82 on PP with one 73. Thank goodness the passing score was lowed to 73. PP study guide is very accurate and i'm sure if I had a couple of more weeks to follow the program completely I would have scored much higher.
There were a lot of questions that had 2 correct answers and you had to choose the best answer.
I had only one question on cyber security.
I had a lot of NPV concept questions. I had to calculate alpha for one question. No option questions (of course I had my chart memorized and was prepared for those) except for one concept. No PF questions. A lot of state vs fed law that were very tricky. A couple of prospectus questions...when must you give out a prospectus. A couple of cost basis questions around personal items or real estate. And a few questions on which product would be best chosen...which were tricky as well.
You did a wonderful job with the virtual class. Thanks for your help!
LGJ - Wells Fargo Advisors

Jul 5, 2016
Peter,
Didn’t leave much room for error but passed on Friday with a 75! Can’t thank you enough for all the help last week with the training course. You definitely helped clear up some uncertainties I had going into the exam. I was scoring anywhere from 78-83 on the PP practice tests, so just a little bit lower than I wanted, but hey a pass is a pass.
With regards to the actual test, personally I thought it was more difficult than the Series 7, just due to the vague wording of most of the questions. I noticed almost all of the questions had two “correct” answers, but you had to choose the “best” one, so that was tricky. I had a good amount of questions distinguishing between the USA and Federal Law, as well as many suitability questions (picking the best type of investment for a client --- however with very vague wording). I also was very surprised to see at least 9 or 10 NPV questions – which I was not very good at.
All in all, like you said the test is written by lawyers so as a whole it’s very verbose with jargon you’re not usually that familiar hearing. But the review class helped me focus on the main topics rather than getting stuck in the weeds.
Thank you again for everything!!
RK - Wells Fargo Advisors

Jul 1, 2016
Passed my 66 last night! 78%. Pretty close to PP scores- I got an 80-82% on all 10 finals.
Really, there were no surprises.
To figure out cost basis, they used real estate as the example. I didn’t use a calculator once. Most of the questions were knowing what components made up the equation or what you’d use it for.
I didn’t have a single question on PF advisors. There wasn’t really anything that stuck out that was weird---the questions resembled the extra questions for sure, though!
Glad to be done! 
SLK - Wells Fargo Advisors

Jun 9, 2016
Hi Peter,
I took the 66 this morning and passed.
My score last night on passperfect was an 89. So I went in feeling really good. The score I got today was a 76. I still feel good about it. There were a few things I felt I didn’t know the answers to so I knew I wasn’t going to score as high. I was challenged with the wording on some of the questions but most of them were very similar to what you teach.
I really appreciate all of your support.
SF - Merrill Lynch

May 25, 2016
Hey Pete,
I passed my 66 yesterday with a 79. I felt the PP questions were easier and I was scoring on average about a 90...The extra questions were definitely more similar to the actual exam and harder. To tell you the truth I used PP for the 7 and 66, and the 7 was much better in terms of similarity to the actual exam questions.
I noticed there were a lot of questions that began with, “Under the USA…” so that was a huge majority of them. Excluded or exempt BD and IA’s was also a big ticket item, what state they have to be registered with or registered with SEC or State, couple things on options, only calculations I did was proprietary and the rest of the equation based stuff was just knowing components of it, such as what is included in NPV or future value, the insurance stuff was based on whole-life and variable only asking the components of what they consist of.
Best Regards,
BO - Wells Fargo Advisors

May 19, 2016
Just wanted to reach out again, I just passed the 66 and wanted to thank you for the cheat sheet. Used pass perfect and studied for about 2-3 weeks, I got a 79%. Thanks!
CJ - Wells Fargo Advisors

May 18, 2016
Hi Peter-
I attended your series review the week of April 25th and happy to report that I took the exam Monday and passed. I scored a 77. I took 6 practice finals the weekend before I tested and scored a 78 twice, 81, 82, 83 and 86. So I think your 5 point rule runs true.
Overall, I think the Pass Perfect material well prepared me for the exam. I did notice a lot of interchangeable terms for capital needs assessment and several others (that I can’t recall at the moment). Basically, you needed a pretty good vocabulary to match the answer you knew to the terms offered. I do feel that some for the practice exam questions focused on calculations that went into much more detail than the actual test. I did have several (4 I think) questions on Futures contracts. I’m assuming I got a couple wrong so they kept throwing up more-I did change the answers to the first couple of futures questions because I figured the first choice I made wasn’t correct!
Thanks for your help and yippee for a pass!
AS - Wells Fargo Advisors

May 5, 2016
Good morning Peter,
I was in your class last week and passed the 66.
I got 77… actually lower than my practice finals. But I am happy to pass.
I got quite few on total return, Internal rate of return.
As someone said, the questions were similar but the answers very different.
Only one questions on options, minimum calculations.
AV-M - Wells Fargo Advisors

May 4, 2016
Pete,
Thanks so much for all your help with both the 7 and the 66, I passed with a score of 80 on the 7 and 79 on the 66.
The last PP final I took I scored an 81, so yes, pretty close to what I scored on the actual exam. There were a lot of questions on NPV. Also, I’m glad that my vocabulary skills are so strong because the lawyers that wrote the exam sure do use a bunch of multi-syllabic words when a single syllable would suffice. ;-)
You’re the best!!!
LF - Wells Fargo Advisors

May 2, 2016
Morning Peter,
I passed on Friday with a 77. I thought the test was much more difficult than the Smart 66 exams.
I took 13 finals and around 15 midterms covering the first half of the book. On the finals I was scoring in the mid to high 80’s between finals 10-15.
I think I got used to the way pass perfect wanted me to answer and got too used to their style of question asking. For the actual series 66 I saw a handful of words that I had never seen before and a couple times they were options on the answers. I also found the wording on the questions to be poor at best. It seemed that they wanted to throw you for a loop in the question instead of just asking it in a simpler way. I can’t say that for all the questions, but MANY were poorly worded and I found myself shaking my head. About 25% of the exam was as basic as. “Systematic risk is the same as…”
Like many other students have said I only had around 4-5 questions that I had to use numbers on. I only had to use my notepad for 1 of those questions and only had to use my calculator 1 time. I did have 2 EIA questions and also some in depth questions on when an EIA would in high demand.
Overall, I marked 23 for review which I couldn’t believe. The questions were fairly easy 1-40 and 80-110. I figured during the exam I was around an 80 score and was confident that I had passed, but knew that my margin of error was tight. I did switch 1 question at the end.
Thanks for the help and let me know if you have other questions.
MG - RBC Wealth Management

Apr 26, 2016
Thanks again Pete! I got an 84!
NG - Wells Fargo Advisors

Apr 25, 2016
Hi Peter,
Thank you again for the help on the 66 review, I passed Saturday with a 78. Got a 100% on the Economic Factors and business information, 80% on investment vehicle characteristics, 76% on client investment recommendations and strategies, and a 76% on Laws, regulations and guidelines.
The questions as a whole were similar to the practice questions but the answers were more vague and harder to distinguish compared to the practice answers given.
Thank you again,
TC - Wells Fargo Advisors

Apr 22, 2016
Hi Peter,
I just wanted to let you know that I took the test yesterday and passed with an 85%.
I was scoring in the mid 85-90 on most of my practice exams. There were a few weird questions that I didn’t understand, but honestly I’m blanking now on what they were about.
Thank you for your review which was very helpful.
JGN - Wells Fargo Advisors

Apr 21, 2016
I passed with an 85!!
5 points higher than average final exam scores. Not many calculation(whew), probably 4 in total. A lot of questions on the role and powers of the Administrator and Federal regulations.
Thanks, again!!
KA - Wells Fargo Advisors

Apr 21, 2016
Peter
Passed with an 82...You did a really great job with the presentations.
Actually, I did not get to the extra questions; but for the last 24 hours I did a huge amount of quizzes regarding USA and Fed regs.
I was impressed by how it was more about interpreting the rules and regs vs. straight memorization. There was a reference to an arcane IRS rule regarding tax deferral for highly compensated employees. The 10 additional questions were very difficult to discern… I didn’t know questions would not be counted – though I was really locked on to the task at hand.
The option/future questions and market-related questions were very easy and straightforward.
I was testing in the 80-84 range for the practice tests – so the 82 was right up the middle.
Anyway…glad that is over. Thanks for your help
DB - Wells Fargo Advisors

Apr 21, 2016
Whew! Passed, 88 w/an hour left to spare. Thanks for your help.
JLV - Wells Fargo Advisors, LLC

Apr 21, 2016
Although I spent the entire duration of the test certain I was failing, I just passed the 66 with an 84.
I did all the practice questions and took 8 finals. I was averaging around 84, which is exactly what I scored. The questions were a little different. I would say a majority of the questions allowed me to eliminate 2 possible choices immediately and decide between the remaining two. I had to go with what I thought to be the best choice, but I was never really confident that I had picked correctly. To me, it was more nerve-wracking than the 7, so I'm glad to have it behind me.
Thanks again.
JB - Wells Fargo Advisors

Apr 18, 2016
Peter,
I passed with an 83! I can't thank you enough for our 1 on 1 and for the Passperfect study material. I felt as if the real test was almost identical to the exams I took with Passperfect. Thanks again!!
KC - Royal Alliance

Apr 15, 2106
Peter!
I sat today for my series 66 and I passed with an 86!!
I was very pleasantly surprised by my score. I was getting mid 80's in the practice exams pretty consistently yesterday using the pp material. I threw in a training consultant test a few times throughout my studies and tended to score higher there. However I feel tc is a lot less detailed, pp gives a much better explanation of things needed to know for the exam. I am glad I had both materials to study, gave me a different perspective of how to look at the questions.
The biggest thing for me was "rtfq." And throughout the exam I kept hearing your voice say "SCARY SCARY!" Ha. I appreciate your guidance and explanations, you definitely helped me get through this exam with a passing score. Thank you!!
JK - Wells Fargo

Apr 11, 2106
Just wanted to let you know that I passed my 66 today! I was relieved for sure! I got a 79.
I was getting mid 80s and when I left Friday, I got an 86 so I was pretty confident when I left on Friday. The questions today scared me in the middle of the test and I honestly thought I wasn’t going to pass. So…I’ll put it this way…I disagreed with some of the answers from pass perfect (almost like I wanted to argue with how my answer was correct) but I was learning how to get into PP head and answer how they wanted me to; however, today, the answer choices didn’t have the ones I wanted to see (how to answer like PP wanted me to) but they still had my answers so…I wasn’t sure how to choose…ha! But there were about half of the questions that I had no doubt were correct because we had directly talked about the subjects…so that was good. (the other half was what I was concerned about).
I know they talked about rule 502 or 506 or something and I really never remembered hearing about that. I had 3 questions on it…I can’t even remember what it asked but I wrote it down on my paper so I would remember to send that to you all. I got 100 on both the economic factors and invest vehicle sections…so those were fine. I got a 35/50 on the laws and regs. (Which I knew this was the section that I struggled with.
But overall, I was very happy with the PP material. Thanks so much for all of your help! The review session was AWESOME and very helpful...and the extra questions at the end helped me the most and I really appreciate it!!
JC - Wells Fargo Advisors

Apr 11, 2106
Good Afternoon Peter,
I sat for the Series 66 exam this morning for the first time and thanks to your help and guidance I PASSED with an 81%!!!!!
My practice final exam scores were the following: 71, 69, 70, 69 – then I took your class, reviewed the notes, took multiple mastery exams and did a majority of the extra questions. After all of that I then scored 77, 78 and 87.
I really didn’t see anything out of the ordinary on the actual exam. The biggest thing that helped during the actual exam was writing down the # of a question that I was on the fence about and if a similar question came up later in the exam I then knew I had the previous question wrong. So I then went back and corrected it.
Thank you again for all of your help!
PN - Wells Fargo Advisors

Apr 4, 2106
Hi Peter,
Passed the Series 66 – with an 87!
...nothing too weird although they snuck in a question on LEAPs – but I like trading them so it was easy.
I couldn’t get over 80 until Thursday of last week. Then I ranged anywhere from 77 – a high of 85. The material was very good in preparing me.
Thanks for the class.
AR - Wells Fargo Advisors

Apr 4, 2106
Good Morning Peter,
I took the S66 on Friday and passed with an 88%! Of the finals I had taken, I averaged 86% and was in the high 80s for my regulations mastery exams. I had a lot more confidence going into this exam knowing what to expect at the exam center but the material is heavy! I took a break at about question 70 because the questions were starting to wear me down. The test was mostly what I expected but they threw in a lot of terms that I had never heard or read before, maybe these were the 10 “test” questions. I followed the same study habits of the S7, I took several practice finals as well as going back and doing some mastery exams on regulations. You were right when you said that half of the test is regs. If you don’t quite grasp regs you will struggle with this exam. They seemed to test pretty heavily state registration requirements with little variances in each question, (does the admin in state A have jurisdiction… In what state does the IAR need to register…Federal Covered…not Federal Covered…) I found myself reading the question a few times to make sure I didn’t miss those subtle differences they included. Everything else was pretty much exactly how you explained. Your course really helped me feel confident going into the exam and was a huge difference maker for me. I highly recommend your class right before taking the exam as you have a great way of “putting it all together”.
Thank you so much!
DM - Wells Fargo Advisors

Mar 31, 2106
I passed today with an 81.
Super straight forward.
2 questions on EIA that were really technical and went beyond the information provided in PP material.
2 Questions on participation rate.
A LOT on the Exemption/Exclusion/Definition of BD/IA/IAR.
IRR = 0.. that was on the exam
Political, Interest, Inflation Risk
457 is for executives non-qualified.
Thank you for your help.
PDN - Wells Fargo Advisors

Mar 31, 2106
Hi Peter,
Took my exam this morning and got a 85%.
My PP scores were very similar. I was averaging around 84%. My only feedback would be that the exam questions were more vague than pass perfect finals. Re-reading the questions were huge because one word could change the answer of the questions. Also, the extra questions that were provided to me seemed to mimic the exam more than the questions on the pass perfect finals, because they were shorter, little bit more vague, and most of the time it came down to two answers. All in all, that was a tricky exam and I’m glad I was on the right side of most of those questions!
Thanks for all your help!
AJ - Wells Fargo Advisors, LLC

Jan 21, 2106
Dear Pete,
Hope all is well, Happy New Year.. Just wanted to reach out and let you know that I just passed my Series 66...I got a 76
The long, grueling process of licensing is finally over...
My manager got a website called examfx, which I used to study the material.. Then I took about 8 practice finals with passperfect, and I think that prepared me well for the actual test.
Thanks for your help along the way, it’s greatly appreciated!
KM - MetLife Solutions Group

Dec 28, 2015
Hey Peter,
I took the series 66 cram course with you 2 weeks ago and took the test on the 22nd. I PASSED with a 79%. I was getting lower than that on the practice tests but really focused hard on the state law quizzes. Your slides were very helpful and made it easier to understand such a mind boggling test. As far as info on the test that I remember, I used my calculator maybe one time and all options questions were qualitative (1 or 2). Exactly 2 questions on forward contracts with futures as a possible answer (know the difference).
The most challenging part of this test is the state law/fed law wording in the questions. Passperfect’s quizzes are really harder than the test which is good but I had to read the question multiple times because many answers seemed correct. You mentioned it would be like this in the cram course.
Thanks again for your help!
ML - Raymond James Financial

Dec 23, 2015
Thank you for providing the Series 66 seminar. I passed the exam today with an 85%. I appreciate how you helped make my next career steps possible. I wish you the best.
Kindest regards,
CNL - Thrivent

Dec 6, 2015
Passed....not as high as I'd hoped but passed with 78:)
1) Never once did I use my calculator. I had the options charts all written out and ready for Long stock/ short call kind of questions along with 12 formulas because I wanted to info dump.
But then all I got was....what kind of strategy does a covered call offer-- I selected income:) Otherwise no math and not even one formula to work on. No compounding of anything either. But actually, I did get asked about the composition of formulas such as which of the following components do you need in order to work a present value calculation (excuse my paraphrasing of the question but you get the idea?) They asked about Future value as well. Plus a question about assets minus liabilities is which of the following- they listed net worth, net working capital so on. Might have been one on Quick ratio, too. However, none of them asked me to do the calculation just the comprehension of the formula and how to put it together. I do recommend for people to know the calculations in order to identify out of four options.
2)The entire test felt to me like a reading comprehension exam. I do agree with the idea that you have to understand the material because their questions were very different in phrasing then the Pass Perfect ones. However, I did have a deep knowledge of the concepts from my training which helped to navigate the new questions. They did have your "if you buy futures" question which your cheat sheet helped me on- bullish strategy. People really need to understand that the sheer number of questions on regulations will exhaust you and they try to trip you up with the answers. I felt like there were always two obvious wrong answers and two that I just had to keep analyzing because they are both right except for a tiny nuance. I was not always sure which way to go and I didn't feel prepared for that on the test. I wish I could think of one to quote you---hmmmm---I'll keep trying to remember. Here's a tip= I have a specific issue with holding my attention on long convoluted answers.
***RTFQ - twice - until you are sure you know what they are asking- because of our training we think we know the direction the question is going but it seemed to me they took it to a different question or angle which kept throwing me. Sort of like we are conditioned in one way and they want us to write with a different hand now. However, if you can slow down, read, eliminate the answers that don't work then look at the two left and think through what you do know it comes into focus.
Thanks for everything, Peter!
AB - Wells Fargo Private Bank

Dec 4, 2015
Hey Pete
Just wanted to let you know I passed the series 66.
Hey I scored a 78 I was scoring in the low 80’s on the practice finals. I felt that this test had a number of questions in which there where two right answers and you where stuck with choosing the one that was best in regards to that scenario which was different than taking the 7.
Thanks for all your help.
CEM - Wells Fargo

Dec 2, 2015
I passed!
I got a 75. My practice finals were anywhere from 77-84. I had a lot of index annuities questions and almost no questions on options (which I was really prepared for). I think I only needed a calculator for 2-3 questions. I know that came up as a question in virtual class. No weird questions that a can remember.
I’m so relieved it’s over, I was worried about passing!
Thanks for your help!
TJG - Wells Fargo Advisors

Dec 1, 2015
Hi Peter,
Just a note to let you know I passed the S66 exam yesterday, thank you for your help!
Some really deep NPV questions, lots of Universal Life, a question on ‘soft dollars’ and what can be purchased with them, 457 question….I got a 76%, which was pretty consistent with my practice scores.
AW - Thrivent Financial

Nov 20, 2015
Hi Peter,
Just wanted to let you know I passed! Whew!
82. Very few options. A lot of suitability, equity index annuities, but hardly any calculations. USA stuff incredibly vague responses. Like ? on performance comp no accredited reference but only logical response had to do with ok if admin orders or rules. Good thing I scored so high on other stuff. 78 on the legal. 100, Econ, 92 on Inv vehicles. Futures and forwards---5 questions.
Thumbs up!
KSJ - Wells Fargo Advisors

Nov 11, 2015
Good morning, Peter,
Wanted to pass on feedback from the S66 test/Passperfect material.
I passed, but barely. I was very prepared based on Q bank questions. Ten finals at well over 80%, and they were very similar to real life test I took last year. However, the questions on the Passperfect material this time were completely different than real test. I felt as if I had studied for an algebra test, but the test given was calculus. It seemed to me that the Passperfect Q bank has not caught up to real life level of questions.
Moreover, one of the nice features of Passperfect has been that their software mirrored real life almost exactly. However, the real life software is updated and not even similar to Passperfect any longer.
I am thankful for passing. I seriously put the time in and thought I was so ready. Left testing center bewildered that I had put so much time in unnecessarily…. I wasn’t even studying anything that was on the test.
PK - Wells Fargo Advisors

Nov 6, 2015
Peter,
Just wanted to touch base regarding my Series 66 test this morning. I passed with an 85%, which was almost identical to my last 10 practice exams (85.4%). Thank you so much for the review class. It was extremely helpful and I'd recommend to anyone.

Thanks,
ZU - Stifel

Oct 26, 2015
Peter,
Thank you so much for all you do. I passed the 66 this morning.
I got a 79 on the test. And this score was very similar to my last few finals. I only had 1 calculation which was on an option. And I don't remember any questions on bonds? And I had at least 3 different questions on equity index annuities. Which was a good surprise, because I knew all those answers.
Thanks again, I swear by you and your review courses. Thanks to you, this was the 4th securities exam I was able to pass the first time. (Previously I passed 6, 63 & 7)
I hope you have a wonderful day!
SB - Fidelity

Oct 6, 2015
Peter,
I finally took the test again yesterday and passed ( 83 ). My highest score was on laws (92) and my lowest on Client investment (66). I know I was a mess the first time and probably it was just relaxing and doing it.
Thanks again for your support !!!
AKW - Wells Fargo Advisors

Sep 27, 2015
I have been studying almost religiously for the series 66/65 for the past two years. For some reason despite my efforts I was always unable to pass... Then I discovered PassPerfect and Peter. Not only did my scores and the actual comprehension improve, but so did my final 66 score to a 78%. None of this would of been remotely possible without Peter's support, tutoring, and classes. It was possibly the best use of resources and money I have ever spent, without PP and Peters lessons and support I would of had to choose a different career.
Thank you Peter for everything, I thoroughly suggest Peter's services to anyone that actually has a desire to pass the 66/65 and is possibly struggling. The 66 was my 4th attempt and as usual it is worded in a way that always confuses or misleads, nothing can prepare you for that. The material I saw this time around was the following.. 1. IAR/Agent Registration Expiration 2. Total Return questions 3. Efficient Market Theory/Modern Portfolio Theory 4. Bond diversification (Domestic/Global! Remember that!) 5. NPV, Holding Period Return 6. 8k file how many days? (4 days!) 7. Options and Breakeven 8. Strong, Semi Strong, Weak questions, 9. Memorize exclusions/exemptions
Final note to all that read this is trust Peter and what he teaches, and memorize the Regulations portion completely and also "understand" the material. Now on to life..
Thank you again Peter for everything.
Best,
BT - Wells Fargo Advisors

Sep 3, 2015
Hi Peter,
Thank you for all your help. The training calls where essential. I would strongly recommend at least a week of those calls. My score was 77, exactly what I scored on PP.
Thanks,
JK - Wells Fargo Advisors

Sep 3, 2015
Peter, just a quick thanks for your 3 day course last week! I passed earlier this week with an 80. Your class definitely helped with my passing.
I was getting 80’s and 81’s on finals and got an 80 on the test itself so right in line. Nothing weird that I saw which was a worry of mine but it seemed right in line with studies. Thanks again
MB - Wells Fargo Advisors

Aug 31, 2015
Peter, I passed the 66 today with an 81. My last test was a 73 after training with STC.
Pass Perfect was head and shoulders a better program and platform. I also paid for tests with Training Consultants and they were too easy and plain.
I would recommend Pass Perfect as the primary platform for the 66 without question. It was an ass kicker taking all those quizzes to get my score high enough to move on.
PV - Morgan Stanley

Aug 31, 2015
Hello,
I passed my test late yesterday with 81!!!
Many thanks for all your help.
all the questions were pretty normal.
Mostly one or two line questions.
1 BE option calculation and one Alpha question calculation, one total return calculation. 6-7 retirement questions.
Many rules and regulations questions.
Overall very fair test if you know all the materials.
FS - Wells Fargo Advisors

To be clear on the FEEDBACK...MOST students will score within 2-3% points on their Pass Perfect finals...you average those exams and the score is pretty close to your actual exam. THAT is for most students....there is a time when there is a "one-off"
The student below, posted Aug 26, 2015, was scoring 90s on his last TC finals...and an average of 86% on PP finals

Aug 26, 2015
I passed! 83%!
It was definitely more like TC. I would say that about half of the questions were almost verbatim…It felt much better while I was taking it. I actually didn’t cringe when I hit the submit button – I think I knew.
Material wise – A couple Total return questions/calculations – a few insurance questions – many more unethical behavior questions – a few questions on the appropriate admin actions (what can they do) – It was right in line with the TC material and their finals.
Thanks for your help!
JW - Wells Fargo Advisors

Aug 20, 2015
Peter,
Just wanted to let you know I passed today with an 81!!! The test was a bit more difficult than I expected but the Pass Perfect Smart definitely helped me prepare. I was getting between an 81-88 on all my tests. The concepts that came up a lot were future and forward questions I had at least 5 of those. I also had a question regarding CAPM and what it assumes I believe the answer was willing to take more risk then what they think. Also, I was getting tricked up on the Investment Policy Statement and what it is used best fore I chose defined qualified benefit plan not sure if that was right or not. Overall, I am very happy I went with Pass Perfect my second time around I used another vendor before and failed and Pass Perfect is the way to go along with your class. Thanks again for your help and will forward anyone to you who is in need of passing these tests!
Thanks,
JA - Raymond James

Aug 20, 2015
Hi Pete,
I took your virtual class back in June, and took the 66 today. I don't get to study at work, so it took a lot longer to prepare for just studying at nights and on weekends. I passed with an 81-but it sure was tough! Your course did help, while I didn't take it right before the exam, having the slides in a binder and the practice tests were key in my studying.
My best advice would be to just do practice test after practice test! I did four in the book to start out with, and then took 8 on the computer. The computer ones are by far the most helpful because if you answer a question incorrectly, it will ask again, just like the real test. Everyone at my office told me that pass perfect is way better than others (ahem, Kaplan), and I would agree with that.
Thanks for everything!
MT - Merril Lynch

Aug 6, 2015
I passed!!!! Thank you for your help
I was averaging in the mid 80s on my practice finals and I scored 84% on the actual exam.
I didn’t see anything weird. I will say, I thought the practice questions in Pass Perfect prepared me for the exam content and wording. I thought the actual exam would not be very tricky, but realized that it was actually worded very similarly (as in there were tricky questions) as the practice questions.
Thanks again for your help!
AR - Wells Fargo Bank

Aug 5, 2015
Peter,
I passed with an 82% there was a good assortment of questions.
I scored between an 81-88% on pp finals.
Nothing weird but they did ask about partnerships mainly on my business questions.
Again thank you for your review, they are always helpful.
JLB - Wells Fargo Bank

Aug 5, 2015
I passed! Made an 80.
On my PP practice finals, I was getting anywhere from 78-82.
I had so many prohibited practice questions, which I know is expected, but I love those so I was happy about it. There were quite a few suitability, too. Those were easy for me.
There weren't many options related questions; I think only two. Anything that had to do with knowing a formula didn't involve working it out. It would just ask for definition, etc. My biggest hurdle was knowing who is considered agent/IA/BD/rep when, why, and how, couple with which is State vs Fed on those. I studied and studied those and still got tripped up on them.
There were only a couple that I remember thinking "I don't remember this at all!" They had to do with insurance questions and for the life of me I can't remember exactly what they were.
MS - Raymond James

Jul 20, 2015
Peter,
Per your request, on feedback I took and passed the 66 on Thursday with an 84%. That was just slightly higher than what I was scoring on the Pass Perfect finals (low 80s on a few finals). I also had access to the “extra questions” worked my way through those and thought they were good reinforcement.
I didn’t think the exam was anything too tricky- some “legalese” language but that was expected. I had 2 questions that were word for word from the practice questions. Only 1 or 2 questions where I was extremely confused.
Thank you so much for all of your help!
SS - Wells Fargo Advisors

Jul 17, 2015
Passed with an 84. I will tell you that there were about 4 questions on discounted cash flows, which I’ve never even heard of that I can recall. I am assuming that those were some of the questions they’re testing for the future. They do have some very different answer options than what’s on the passperfect material. There answers were much wordier and difficult to interpret at times. Not very many straight forward one word options. But with that, I never have to see that test again LOL.
Thanks for the training help.
JH - Wells Fargo Advisors

Jul 16, 2015
Pete,
Thanks for the review over the last couple of days. Per your request to follow-up with results, I did pass this morning (87). Your review certainly helped.
Thanks,
TS - Wells Fargo Advisors

Jul 14, 2015
Passed on the 10th. 85.
Thanks for the work and interspersed questions in the review material.
I was getting 78 and 77 on the finals. A little tighter than what I wanted (more than PP wanted also), but it worked out.
Nothing overly weird. Only one calculation question that I recall, and it dealt with variable annuities.
Thanks again,
WF - RBC Wealth Management

Jul 7, 2015
Hi Peter,
I took the exam yesterday and passed with a 93. I was averaging around 90 on the finals and mid terms so right in line with that. As far as the exam itself it was very straight forward.
I had a lot of questions on IA’s and IAR’s as far as being exempt/excluded or not in certain situations. Probably 7 or 8 times as many questions as I had on BD’s and Agents.
There was nothing on Bonds and I don’t remember using the calculator at all.
I had about 5 questions comparing the different business types and why it would be an advantage or disadvantage to have one vs. the other. Basically you need to have a good understanding of the material but memorizing small details probably won’t help much. Most of the questions were one sentence and I don’t remember any that were misleading or tricky.
Hope that helps, thanks again for getting me through the 7 and now the 66.
AS - Wells Fargo Advisors

Jul 3, 2015
peter,
Hey I passed my series 66 yesterday with a 76.. I got 75, 81, 81, 83, and 89 on the practice test and felt decently prepared. The level of difficulty compared to pass perfect was about the same, I did get some "wtf" questions and most of them where in the beginning. A couple npv questions, 3 Math type questions that iv seen directly word for word from practice test and other then that pretty much what I expected! Thanks a lot for the crash course class, and have a good holiday.
JG - Wells Fargo Advisors

Jul 1, 2015
Good evening Peter,
I sat for my Series 66 today and passed!
Thanks for all the advice and helpful training.....it worked :-)
SL - Raymond James & Associates

Jun 27, 2015
Evening Peter,
Just wanted to let you know I passed the Series 66 this afternoon with an 85%. Before the exam I was consistently scoring high 80’s and low 90’s on the Smart 66 finals.
The exam was as expected. Worded differently and a bit more technical than what you might see on the PP finals, but nothing that felt unmanageable. Would definitely say I was well prepared. Thanks again for all of your help on this! MS - Stifel

Jun 19, 2015
Peter,
I was in your last 66 session. You really helped me grasp the information. I was getting scores of 80 on the Finals and I got the same score on the test. I also did all of the “special” wells questions. Nothing really out of the ordinary.
Thank you for all of your help.
Best,
WJ - Wells Fargo Advisors

Jun 17, 2015
Hey Pete,
I PASSED with a score of 85!!! PP scores were 77,78,84.85 and 85 on the review questions from Wells.
I probably had no more than 3 - 4 calculations. Questions were worded differently, which forced me to really think!
Thanks so much for all your help!
Best regards
CW - Wells Fargo Advisors

Jun 17, 2015
Hi Peter. I passed the series 66 test yeah!!! I got a 78. I think 66 was harder than 7. [my practice finals] were 81,82,90, and 81.
I got a lot of questions on the net present value. Like two questions on tips as far as calculation the value of the bond if the inflation rate was higher than the coupon. A lot of questions on B/D registration as far as exemptions and exclusions.
A lot of questions on agents too. No so much about IAR or IA. Questions about the issuers. Also, a lot of questions on the adviser's contract as far as what is permitted and what not within the contract.
Thanks
LP - Wells Fargo Advisors

Jun 11, 2015
Hi Peter,
I wanted to let you know that I passed on Tuesday!
I got a 77. The first time, I got a 72. I changed a few answers so I do not know if that dropped or improved my score.
Nothing extremely weird but questions are asked in such a different way that it takes a while to grasp what it truly is asking. Of the 110 questions, I only had one question where I had to use a calculator and that was for rate or return (for example, a client had $1000, 10 years passed, now it’s worth $4000, what was the rate of return.) I had quite a bit on investment vehicles, S corps/C corps...
JC - Wells Fargo Advisors

Jun 10, 2015
Hello Peter,
I passed the exam last Friday. Thanks to you and Pass Perfect for helping me prepare. I earned an 82.
I took 4 Pass perfect final exams and scored an 80 and three 81’s. While the questions on the actual exam are similar to those in Pass Perfect, I thought they were a bit more thought provoking. I had to read many questions more than once to fully understand the question. Once I understood the question, I was able to eliminate a couple answers provided on many questions.
There were not many option questions and only a few that required any math.
Thanks again,
DP - Wells Fargo Advisors

Jun 8, 2015
Peter,
Passed the 66 exam on Friday. Your review class for the 7 and 66 were amazing! Thank you for all of your help and great sayings. I was able to nail the options down with Dead Wives Cant Nag and Call LA to Put the kids through High school! Your class was extremely informative and enjoyable to be in.
I was getting constant 83’s on the finals. I knew going in to the test I could get 25 wrong and still pass. I started marking for review and tailing the ones I had. I my final score was an 79. Not the best but still a win. I found the questions were very similar to our review call. I had a ton of registration questions CAPM, Net Present Value, and Theory questions. I remember a few questions that were exact to our conference study examples of if a customer wants a dividend of $1.25 how much market value should she be looking for. A few Return’s questions, Sharpe Ratio, Alpha, Active/passive, sector rotation, S-Corp (100 member) taxable entities llc, llp, sole prop know liability. There was a Muni in an IRA question that I know we reviewed. I remember a few questions identical to the Extra questions that were available. My advice RTFQ 2 times make sure you identify specifically what they are asking and read all the answers on how it relates and think specifically how they are different from each other!
Best regards,
AJS - Wells Fargo Advisors

Jun 3, 2015
Hi Peter,
Just returned to the office. I passed the Series 66 this morning…score,88.
I ranged in mid to high 80’s for the most part [on the PP finals]. Nothing out of the ordinary. Quite a few questions were very similar to the questions you reviewed in class.
The class was a great help. Thank you!!!!!!
Regards,
CW - Wells Fargo Advisors

Jun 1, 2015
Peter,
Thank you for all your help. I passed the exam with an 80.
Nothing crazy on the test. The verbiage was a little different but the gist was there. As for PP scoring, I was in the 70's range for the entire weekend and getting frustrated as the expectations for PP was 80's.
Went back over a lot of the questions, most I kept my original response. When I saw a question again I reviewed the first one to make sure I answered it correctly.
But it is over, "I have successfully passed the series 66 exam and will not register with the SEC" ;)
Thanks again
MS - American Portfolios

May 29, 2015
Peter,
I just got back to the office from taking the Series 66. I passed in 1:45 with a 96%.
My PP practice finals were-in order- 78, 83, 86, 80, 83, 87.
I took the test starting at 1pm local time, which I did not really want to do since I prefer morning testing but I also was not about to take the test on a Friday and I wanted to hear all three days of your review. Yesterday morning I was able to make it through about 160 of the 300 additional questions Pass Perfect provides after passing the required finals. I think that helped me get into the mind frame of testing.
As far as anything weird, nothing unexpected. About a quarter of my test was questions that more than two answers appeared to be correct, half of the remaining test was easily narrowed between two answers, and the remaining were layups (i.e.: Is stealing illegal?) I was surprised to see several questions that were more in line with S7 material, asking about broad securities issues rather than federal or state regulations; but that was probably what struck me as being the most strange.
There is one question that has stuck with me that I am really irritated with as all four answers appeared to be variations of the same correct answer. I’d like to know the explanation behind the choices but that’s something I’ll just have to let go.
Personally, (on the questions I was unsure about) it came down to making the best educated guess based on the things I had memorized, which historically I have been pretty good with. I’ve been telling my non-securities industry friends that the S7 can be learned, the 66 has to be memorized, which I believe to be true. The one piece of advice I would give anyone starting to study is to not wait too long to test. Read the material, retain as much as possible and just go take the test.
TS - Wells Fargo Advisors

May 21, 2015
Hey Pete,
I took the 66 today and passed with a 79. I was getting low to mid 80’s on practice finals. I felt that smart 66 online program and crash course did a good job of preparing me for the exam and I thought a lot of the practice questions were similar to the actual test questions.
One of the main problems I ran into on the test was trying to distinguish between two answers that both looked correct and there were a few questions that were wordy and intended to confuse. The amount of practice questions you can take and the explanations to the questions were invaluable to me in passing the test. Thanks for your help in getting me through it!
TB - Arvest Asset Management

May 12, 2015
Hey Peter,
I PAAASSSEEED 84% Thanks for all your help. Smart66 is definitely waaaay better than STC. The questions were very helpful.
...my PP Finals were all around an 84%. Hardest part for me was a bunch of questions about discounted cash flows and expected rate of returns and questions like that. More the definitions like, sum of all present values plus par… or future values.. etc. I don’t know but those types of questions were throwing me off. But, I think the extra questions really helped. Thanks again
Cheers
SK - Wells Fargo Advisors Financial Network, LLC

Apr 23, 2015
Passed my 66 got 83. It was my second [attempt at the exam], first I got 72. I ended up taking about 18 finals all passing with 5 of them at 90%. I took the 300 extra questions twice.
I was able to “game’ the exam by marking a question incorrectly, answering the next question on that subject correct then going back to change it.
I had 6 future and forward questions, a lot of broker-dealer questions and I did not use my calculator once. I didn’t have anything on bond yields. I think overall the more finals the better at lease take 10 of them.
AA - Wells Fargo Advisors

Apr 22, 2015
Hi Peter,
It was tough but made it through! The laws are what really stood out to me but really no calculations to do. My scores in Pass perfect were not great. Highest I got was a 78 on the final, got an 85 on the test.
AS - Wells Fargo Advisors

Apr 9, 2015
Pete!
Thanks for all the help! The Pass Perfect classes were a big help and the material was pretty thorough. I took my exam yesterday and thought I would share what I came away with between the exam and the Pass Perfect material.
I received a 79 on my S66 exam yesterday, and my finals scores were 93 and 88 in Pass Perfect (I did not have enough time to complete any more). Here’s what I came back with from the actual S66 exam:
1. The actual exam was seemed harder due to the construction of their questions and the use of terms which I do not remember seeing or reading, i.e. certain variations to life insurance policies, “Return of Premium Life Insurance”.
2. Regulations was obviously half the exam, but their questions revolved heavily around specific scenarios tied to the very specific law (U.S.A., IC Act of 1940, IA Act of 1940, Sec Act of 1933, SE Act of 1934, etc). Not only were the questions heavily detailed, but the answer options would be incredibly similar with just one word making the difference between each option. From what I saw, the most revolving around exemptions or exclusions.
The other scenario-based questions had paragraphs of detail meant to confuse and distract. I would have quite some difficulty just trying to reconstruct such a question with its answer options.
Overall, the classes and material were helpful, and having the access to the practices, quizzes, exams, and finals, really being the most helpful. Having the variety of questions and tests was the best practice. Again, thank you for all your help!
SC - Wells Fargo Advisors

Apr 8, 2015
Peter,
I have to say I was surprised that the actual Exam felt *significantly* more difficult than the practice exams which I had taken in advance of my test this past Saturday. Fortunately I had passed with a 77%, however after averaging near 85% on my last 12 exams (I had taken ~22 in total) the test still felt very difficult. The questions were structured, in my opinion, to be far more confusing/full of legalese than what had been presented on the practice exams.
That being said, the prep course was very helpful and I would still HIGHLY recommend that anyone preparing to sit for the exam take as many practice examinations as possible. 10 at an absolute minimum. I felt extremely confident going into the exam, and although I passed I still felt that it was been very difficult.
Thank you for your help in preparing for both the 7 and 66!
CJK - Wells Fargo Advisors

Apr 8, 2015
Hi Pete,
My score was very close to pass perfect , I was around 83(last finals) and scored 82. There were only few questions on options but used future contract(hardly used calculator 5 times I think). 2 questions on Div ratio, 2-3 on bonds calculation (2-3 other simple questions like discount and premium )very similar to the practice questions we had on your class. I found the chapters from our bond lesson very helpful as it made my base stronger.
My personal experience says that you have to be able to read the question very well as most of the time I couldn’t choose between the last 2, wording were very tricky so I had lots of doubts in choosing. By the time I got to 40 questions, I had marked 20 for review so I stopped doing that as I knew I wouldn’t have time for reviewing that much.
Even though I had 18 finals and practiced a set of 290 questions twice, I felt like every single question structured differently, I had to read 3 times one question to know exactly where the question was heading.
Lastly, I would like to thank you for your support. Your class made a great impact on my revision. Great job, I am sure it added a lot of value to others too.
Thanks.
MT - Wells Fargo Advisors

Apr 8, 2015
Hey Peter.
I was making around mid 80’s on my practice exams and made an 84 on the actual exam.
Some of the extra questions were almost word for word on the exam and that was nice to see. I did see a couple of questions about Value Investing and I remember seeing a few questions that were straight definitions and I had to identify which term it described (Value Investing was one of those terms).
The couple of option questions had me say the holder of a put would… and gave the options for delivering cash/stock and taking delivery of cash/stock.
I was actually able to go back and correct a question about the semi-strong market theory because I saw another question on the exam a few questions later but I caught myself thinking about whether or not I had seen a question instead of focusing on the question at hand. The only other thing I can remember coming up multiple time was identifying the best course of action to demonstrate the prudent man rule and I saw three questions on Term Life which I found surprising.
All in all, the smart program in addition to your crash course had me confident going into the exam and I think that helps more than anything.
Thanks,
JD - Wells Fargo Advisors

Apr 8, 2015
Hi Peter!
So I took the exam yesterday and scored a 79%. I took 6 PP finals and was scoring high 80’s and low 90’s. This was the second time taking the 66 and I definitely felt a lot more prepared and a lot more confident as I was taking the actual exam. Your cram sessions have been extremely helpful and yes if you conduct them for the 9 and 10, please let me know because that is in my near future once I get done with insurance. (Oh, and by the way I was the one that was taking the Kaplan in class course… the class was good but their practice exams were “horrible”… let’s just say they don’t do much for your confidence when you go from scoring 90’s to a 64 and the simulation is not as good as PP)
As far as some feedback from the exam yesterday… I had about 5 or 6 questions around net present value, future value, present value. I may be stating that incorrectly but on the actual exam they were referring to the term “present value” and I’ll be honest, I wasn’t sure if they meant NPV. I had several questions about that the first time around and so I wasn’t surprised but I felt like it played to my weakness because that is one area I did not spend much time on. I had one question about it and then 2 questions later had another and then a few questions later had another… I kept track of the topic and question # to see exactly how many points I can prepare to potentially lose. I think that is an area that could have a little more time spent on it during review. Other than that, nothing too out of the ordinary except a question I noticed from the practice that they had us answering differently than what the actual exam suggested. You can pretty much narrow it down so it’s nothing to worry about but it had to do with “what is needed to determine tax status…” and one of the correct answers provided was citizenship. Weird since that was wrong during practice finals and even outlined in the reasoning given below.
Anyway, I hope that helps!  Thanks for being such an AWESOME cram course instructor!!
AD - Wells Fargo Advisors

Apr 8, 2015
Hey Peter,
I passed with a 78 and was making consistent 85’s and 84’s on the practice exams. I thought that 75% if the exam felt very very familiar, even down to the verbiage of the questions. The answer choices were a little different of course and some choices touching on areas that I felt like I hadn’t seen. Perhaps it was just different terminology that I haven’t seen before. The questions also took a different angle on the practice questions we had. So without an in-depth knowledge of those questions (i.e. reading the breakdown after each practice question) I might not have had as much luck. Lots… and I mean lots of questions on the different type of LLC’s that went pretty in-depth as well.
Over all I was REALLY surprised at how much more prepared for the 66 I was in comparison to the 7- even down to similar verbiage.
ERT - Wells Fargo Advisors

Apr 3, 2015
Hi Pete,
I passed with a 78% today. I felt overall Pass Perfect covered all the material I saw on the actual exam.
Though I was hoping to see more of the items I was strong in, my test was weighted in things I struggled with through the practice tests. I took my time with the questions to get down to 2 answers, then selected what I felt they were looking for. That’s what really helped in the end.
Thanks again!
SS - Fidelity Investments

Apr 3, 2015
Peter,
Passed the test yesterday with 92! My practice finals were 87, 84, 81, 89. But my additional 297 test was close to 80.
Doing and reviewing all the answers for the 297 additional questions helped, so did the online review sessions.
You are right about not gaming the test, it’s impossible to do.
Thanks.
BD - Wells Fargo Advisors

Apr 1, 2015
Hey Peter. Just a quick note to let you know that I passed the exam today. The class on Monday and Tuesday was helpful. Thanks.
I got a 78 which was right in line with my PP scores. It also did feel similar to the 7 in that it was easier at the beginning and the end.
But nothing unusual on the exam. The questions were right in line with the practice exams. I didn't notice anything that I didn't recall seeing before.
TRB - Wells Fargo Advisors

Mar 30, 2015
Passed!!! 88%! Up from a 73% 30 days ago!
Still felt tough. So many questions on equity indexes annuities and dollar cost avg. barely any options.
Tell your students that is stuff is nothing more than a psychological burden!
JD - Wells Fargo Advisors

Mar 2, 2015
I passed with an 81! Thanks for your help!
I definitely remember feeling that there were a bunch of questions on hedge funds which I thought was strange. I was surprised there wasn't a ton of questions on who should be registered and where they should be registered. That is what I studied the most.
I didn't feel confident when I finished the exam. I took the whole time and flagged and reviewed 40ish questions. Even changed my answers on about 15 of them (which I tend to lean towards not changing my answers). I am extremely relieved that I do not have to take it again.
ALR - Ameriprise Financial Services, Inc.

Mar 2, 2015
Passed 92. It wasn't easy tho and surprised it came out that high. [Actual score] was a few points higher than best PP exam.
A lot of net present value, had to calculate tips twice. Something about jobs invest program for unaccredited investors.
When asking about exemption they were vague/short on most answers. Such as who is exempt - Canadian bank, Bermuda insurance etc.
Lot of limited partner vs llc
CN - Wells Fargo Advisors

Feb 24, 2015
I passed the 66 this morning with an 83. That was just a few points lower than my average PP finals grades. I did not see much about insurance or options. I was prepared to see the questions where the answer is either 1, 2,4 but there were very few of these. It was mostly multiple choice. Some questions were the exact same yet there were a few topics that I had not heard since I started training.
Thanks for your help and I appreciate your tips and tricks.
KM - Wells Fargo Advisors

Feb 23, 2015
Hi Peter, just wanted to let you know that I passed the exam.
I got an 84, it would be the “median” of my scores. It was pretty much the same as the material studied as oppose to the series 7, where I thought the real Exam was tougher than the course.
Thanks for your time and help last week.
FR - Wells Fargo Advisors

Jan 12, 2015
Pete,
I passed the 66 with an 84%. Thanks again for all of your help. With both tests it was all the little memorization tricks you talk about in class that really helped me recall important info during the test.
Best,
TN - Wells Fargo Advisors

Jan 9, 2015
Peter,
Passed the Series 66 test yesterday w an 83. Just as you said, it was very wordy and tricky. I was consistently getting mid to high 80's on the finals w PP so I scored a little lower on the actual test. Thanks for your guidance! You have now helped me pass all of my securities exams and I certainly appreciate it!
All the best,
BC - Wells Fargo Advisors

Jan 7, 2015
Hi Peter,
I passed the Series 66 yesterday, thanks for all your help! Several questions on NPV. Your suggestions all paid off, especially on how to read the questions properly.
Best regards,
DH - Wells Fargo Advisors, LLC

Jan 7, 2015
Good Morning, Peter:
Thanks again for your classroom lead instruction for the Series 66 Exam. Passed on January 6th with a score of 84. The test was definitely more tricky than other FINRA examinations, specifically the series 7, but most of that is in how the questions are written and not what they are asking you to solve or figure out. Did not see many questions in reference to analysis, had one question about perpetuities but was never asked any questions in reference to standard deviation, or various ratios relating to mean, median, mode which did not surprise me because this exam is intended to be a state “legal” exam.
Best advice you gave that helped me was to read the questions and eliminate the “fluff.” I have had exposure to legal writing having taken and prepared for other legal exams and the best way to miss the answer to a question is to get caught up in reading the entire question and trying to sort facts that are irrelevant to what is being asked. Once a student has read the text and has a decent grasp of the concepts, the best resources become quizzes and the Quick-66 book. No point in trying to over read in order to figure out what you already know. Take more quizzes and become familiar with how the questions are asked.
The exam did trick me some by introducing some terms that we did not cover in class or within the text relating to joint accounts, or estate accounts, but knowing that one or two answers could be immediately eliminated helped tremendously. I scored well in the practice exams within Pass-Perfect, once I started passing them =) ranging from 81-85, so my score was where I expected it to be.
Thanks Again!!
PED - Wells Fargo Advisors

Jan 5, 2015
Peter,
Although I had to cram (got behind trying to understand the USA – state regulatory act), I wanted to reach out to you and thank you again for your review notes and review class. They were both very helpful.
The regulatory was much harder for me than the analysis section (I am a CFA and a former mutual fund portfolio manager) so even as I “flew” through the analysis section, I went back and took ANOTHER mastery exam for the regulatory on New Year’s Day. I still only got a 82. I then studied your notes in great detail (legal guidelines only) and took a “final” Final and then “hung up my cleats” (the college playoffs were on, but I was busy taking the exams).
Good news! I thought the exam was written in a much clearer (less ambiguous) fashion than Pass Perfect. I got a 91! Got a 90 on the regulatory session (my mastery exams ranged from 78 – 82 – took four of them) so that Wednesday class session and the personal review section really helped as well as the ADMONITION, RTFQ.
Got a 92 on the analysis section, consistent with my 94 on my one and only mastery exam.
Yes, there were a lot more of those “four choices” (rather than “just two” on the Series 7) and it appeared to me (although my results did not show it) that more than half of the exam was on regulations.
Thank you again and Happy New Year!
Best,
DPC - Wells Fargo Advisors, LLC

Jan 2, 2015
Passed series 66 today with an 88%! Thank you for all your help!
I was scoring lower 90s on the practice finals so fairly close. I did not get to take the extra questions but went back and re-read the state and federal chapters once I completed the entire book to get a clear understanding on exemptions vs exclusions - which I got tested a lot.
I got a little confused with certain words but could relate it. They used Money Managers which I believe they meant investment advisors. Some other terms that I don’t remember but I took those questions as they were the “10 practice questions”. Everything covered on the text book was pretty much on the exam, just got to really read the questions because they try to trick you. The had questions about agents representing broker-dealers NOT ISSUERS – on exempt transactions which was covered by PassPerfect.
Also reading if question is referring to Federal or State regulations since they are similar.
A lot of roman numeral questions… I or I and IV, etc.
I think if you really get to understand the material – not memorize stuff – you are in good shape as I had some knowledge in every question they ask so every question I was able to eliminate at least 2 answers immediately.
Thanks again!
SL - Wells Fargo Advisors, LLC

Dec 30, 2014
I passed, 76! Thank you, Peter. Your help was invaluable! I look forward to recommending others to your great work.
CB - Foreside Funds Distributors LLC

Nov 24, 2014
Just wanted to thank you for your excellent internet course and the virtual classroom was outstanding, although I missed one important session due to knee surgery.
I took the test this afternoon and made an 84 on it, I got a 78 on the 50 reg questions and 90 on the other 50 questions. You contributed a lot to my success. You and others tolerated my numerous requests for help with no signs of impatience.
SPD - First Allied Securities

Nov 24, 2014
Peter,
Just a quick note to say thanks again. I passed the series 66 today.
Your review sessions helped me pass the 7 and 66 within three weeks.
I squeaked in a 77. Some of the wording threw me a little but very close to the pass perfect material. There were no options questions for calculating, only one questions related to options which was buying a call to lock in a price if market prices increase.
I got a number of suitability questions for older individual needing advice. Also some trusts questions in reference to following the direction of the trust. One specified that the beneficiaries wanted the adviser to follow their investment strategy which contradicted the trust document.
I never used my calculator. Thought I would have gotten some bond questions but didn't. Didn't get anything covering balance sheet, net income or rate of return. (Was really ready for those).
I'm happy it's over! Have a happy Thanksgiving.
MDB - Wells Fargo Advisors, LLC

Nov 24, 2014
Hello Peter,
I passed my 66 on Friday…score was 77.
Thanks, your webinar helped.
Difficult test. I was getting high 70s and one 80 on Pass Perfect finals.
The exam read very close to the wording on the PP finals. There seemed to always be two correct answers and they were very close in correctness.
Mostly short winded questions.
MR - Wells Fargo Advisors

Nov 21, 2014
Series 66 - Take 2:
I sat again for the 66 this morning. My 73 the first time around turned into an (drum roll please) 82 this time!
I was so pleased. Thanks for all your help and encouragement on this!
Economic Factors and Business Info - 80% (4 out of 5)
Investment Vehicle Characteristics - 73% (11 out of 15)
Client Investment Recs and Strategies - 90% (27 out of 30)
Laws, Regs and Guidelines - 8% (40 out of 50)
I appreciate all you did to get me through this....62 year old grandma of five! :)
I love my job and thought I couldn't do this, but, boy, did I prove that theory wrong! I learned so much and am ready to head into retirement with some head knowledge I didn't have before.
Series 66 - check! Never again! Thanks again !
CW - Arvest Asset Management

Nov 19, 2014
Hi Peter,
Just wanted to drop by to say I passed the Series 66 today! I took 7 finals: 77,81,85,83,74,87,91. My exam score was an 84! YAY! There were about 5 questions on futures/forwards. A few on options.
Nothing on YTM/YTC/CY/NY! Heavy focus on what DEFINES a Broker Dealer and what EXEMPTS them. A few on solicitors for IAs… about 4 questions on options. I honestly didn’t feel great about my questions during the exam and was super surprised at my score. I guess that’s just from confidence in what I knew for sure and eliminating the obvious wrong answer. There was ONE question that tripped me up on the math. One where it has a 90% participation, 15% cap etc…. Well, none of the answers were close to my calculation, so I just put the nearest answer (which was about 8k off). Anyway- loved your class and the study workbook.
Thanks again!
TM - Wells Fargo Advisors, LLC

Nov 18, 2014
Thanks so much for all your help during the course…I got an 88% on the exam, woohoo!!
It was very similar to the questions we went over, actually some were nearly verbatim. I was scoring between 83%-90% in PP, so it was in the range. Your course definitely helped to clarify and deepen my understanding of the content of the exam!
SSM - Wells Fargo Bank, N.A.

Oct 30, 2014
PASSED with an 83%!! Last four Pass Perfect finals were 87, 83, 81, 94! 83% on the PP extra question bank. Nothing strange on the exam and I felt very prepared, same as I did with the series 7. No questions on Sharpe ratio. Several questions on insurance, variable annuity, Life- Whole, Universal- wanting to know the item that Variable and Universal Life did NOT have in common. Several questions on Futures and Forwards contracts---if someone believes the stock prices are going up, but does not know if and when he will have the funds on the next 6 months, what can he do to avoid risk and not use his existing money or something like that. Also, lots on client recommendations/suitability. If someone diversifies by buying multiple stocks, they minimize all of the following risks EXCEPT? Financial, Business, Market or Liquidity…Several options questions and I was asked to calculate a perpetuity…
know the laws and regulations is my advice also! Just memorize and READ THE FULL QUESTION with ALL answer choices. Your review and cheat sheet helped a great deal also, Peter! Thanks for answering all my questions. I am so happy to have my series 7 & 66 behind me!
MM - Wells Fargo Bank, N.A.

Oct 27, 2014
Hi Peter – I passed the Series 66 on Friday afternoon. They have completely re-vamped the presentation of the test. There were no questions about personal bankruptcy. They did ask the CAPM questions, Insurance questions and JTWRO/Tenancy in Common questions.
I thought I had done well on the test and expected a high score, came away with a 77 – and was surprised, but just fine with that! Thanks for your help.
LB - Stifel

Oct 23, 2014
I passed the Series 66, and I wanted to thank you for being part of your prep course last week. I passed with a 78, and I did not think I had passed. Maybe I just had an exam that did not play in to my strengths. My last 4 PassPerfect practice finals were 7,87, 84 and 90. If I had not passed, I do not know how I would study differently.
I did not see stop loss on exam, and very limited options and bonds. I scored 86 on finance, and 70 on regs/laws.
Your suggestion to look at longer answers when in doubt helped. Also looking for key words like suitability in answers helps.
BC - Wells Fargo

Oct 21, 2014
Hi Peter:
Just wanted to send you a note to say a sincere 'Thank You' for all your patience and assistance in getting me through the 7 and 66.
My 7 score was 85.
My 66 score was 77, very close to retesting. The average 66 PP score out of five tries for me was 85.
Every single 66 question was tricky. It seemed to be a strategy of weeding out the wrong answers first and then guessing on the remaining two answers that both seemed to be correct. I finished 12 minutes before time ran out, reviewed my questions but didn't change any answers.
When I got home I pulled out my law test questions from the CPA exam. It was very straightforward, not like the 66. The CPA law used the same jargon as in the study materials. The 66 had a nasty habit of substituting different wording for commonly used vocabulary and concepts.
TR

Oct 21, 2014
Hi Peter!
I PASSED! I scored an 80 on the exam, which is on average what I was scoring on the practice finals. I had a lot of questions on Asset Allocation as well as questions regarding referrals. The options questions were more literal and I only had one question where I had to use a calculator.
My breakdown was :
40%-Economic Factors and Business Info. 80%- Investment Vehicle Characteristics 73%- Client Invest. Recom. & Strategies 88%- Laws, Regs & Guidelines
Hope this helps! Thanks so much again!
CP - Wells Fargo

Oct 11, 2014
Peter,
I passed the series 66 with a 76!!! I took 4 finals and did the half of the extra questions provided. The 4 practice finals were 82 to 85. The test was super tricky and the answer chooses seemed very vague, meaning there seemed to be always 1 correct answer and 1 almost correct answer. I had 50 questions around Laws and Reg guidelines, 30 questions on Client Investment Recommendations and Strategies. I did notice a couple repeat questions around the same topic noticeably around Present Value and Rates of Return. I would say to anyone just if it seems right go with what seems to be right and eliminate answer choices rather than look for the right answer. I hope this helps and thank you for all your help!
RC - Wells Fargo Advisors, LLC

Oct 11, 2014
Hi Peter-
Just wanted to let you know I passed the 66 with an 85. Practice exams ranged from 86-91 and I got an 85 on the extra questions that Pass Perfect sent out so I think that's the best predictor of where you're at before you take the actual exam.
There were quite a few questions that were almost verbatim to practice questions. The questions about who needs to register and where were just like the questions we discussed in our review session.
There were some strange/difficult questions too. One asked about CAPM and asked which component is used in determining CAPM. There were also a few questions about estate accounts which weren't very clear.
All in all, I felt very prepared. Thanks again!
AF - Wells Fargo Advisors

Oct 10, 2014
Good Morning Peter,
I recently attended your Series 66 review class and yesterday I took the test and scored an 82 (which was less that I was expecting but I’ll take it anyway.) I didn’t see anything crazy. My finals were between an 85-92 so I was expecting an 85-ish.
So I just wanted to send you a thank you for your time and effort in the review. I think it helped!
BMY - Wells Fargo Advisor Solutions

Oct 7, 2014
Very pleased to say I passed my 66 with a score of an 86!
I was scoring between 80-84 on practice exams, a lot because of the way I was reading the questions. The best advice Pete gave that I agree with is to be aware of repetition with questions and read all of the answers. I am the type of person that sees an answer and immediately wants to go with it. A lot of the questions involve choosing the best answer, and multiple may be right.
I took the review course for the 66 and my 7 and can confirm that I heard Pete’s voice during both exams on some of the questions saying “RTFQ, forget the coupon, buy low sell high”. It all seems simple but the full understanding I got from hearing it out loud made all the difference.
KJ - Wells Fargo Bank, N.A.

Oct 7, 2014
Hi Peter,
I passed the 66 with a 91! I was scoring between 71 and 87 on [PP] finals
I was pretty surprised at the score considering some of the questions were VERY tricky, they asked me a lot of question about insurance and I am SO glad that I have an insurance background that helped me answer them.
Again, your review course was invaluable and I think that just like the 7 Pass Perfect gets you more than ready to pass the exam.
Muchas Gracias!
LR - Wells Fargo Advisors

Oct 6, 2014
Peter,
I got a 76 (whew)…I was getting 80, 81, 84 on finals and actually on my last one before the exam I got a 91. I think my biggest obstacle on the actual exam was the “vagueness” of the questions. I also went back through and changed a few questions, which I probably shouldn’t have done, but that may have helped me too.
I would say that again tell your future students about getting too familiar with Pass Perfect!! I am just glad I passed and it’s done! But like I said the questions I thought were very vague!
Thanks,
JS - Wells Fargo Advisors

Oct 6, 2014
Pete,
Passed the 66 with an 82.
Scores were ranging in the 80s. My low was 81 high was 87 so it was in the ballpark. My “extra questions” ended up at a 76.
Nothing out of the ordinary. The questions were similar to the way we discussed. Quite a few had several right answers but had to find the “best” answer. Most of the questions were relatively clear which was a pleasant surprise and they almost all specified whether or not it was referring to USA or a Fed Act.
Thank you for the tips during the review.
Regards,
JO - Wells Fargo Advisors, LLC

Sep 15, 2014
Hello Peter,
I passed today with a 79! First try! I honestly thought I had failed it was very hard! The wording of the questions were so confusing at times. My pass perfect tests ranged from a 73 to a 79. The extra question data bank really helped a lot and I actually had 2 or three verbatim questions from there. Other than that the only tip I have is to make sure you aren't memorizing questions on the pass perfect tests and that you actually know the material! Thanks!!!
AK - Wells Fargo

Sep 12, 2014
I passed! I got a 78 on my exam. Your review class really helped. I felt most of the questions were on the Uniform Securities Act either on registration or on prohibited practices. I had one question on options and it wasn't math related it was just asking if you bought 100 shares of xyz what would you buy to protect incase of adverse movement. Some of the questions seemed to have 2 correct choices so I had to read carefully. I knew I got one question wrong because it kept asking the same type of question about the present/future value. The way it asked was very confusing. Using the "Late" helped and really understanding the registration requirements.
JLS - Wells Fargo

Sep 3, 2014
Peter,
Just wanted to say thanks for your help. I took the exam this morning and passed it. I was so nervous about the law that I focused a lot of energy on it and did fine. My weak subject ended up being recommendations which I didn’t think was an issue. Anyhow, I don’t have to worry about it anymore.
Thanks again,
CR - Wells Fargo Advisors

Sep 3, 2014
I passed the 66 with an 83!!!!! Thanks for the excellent training class!!!
[when asked if anything was weird on it] No…you really had a lot of the same things on your training as the actual exam!!! That is what helped me soo much!
Thank you soo much!! After passing the 7 and the 66 I am glad this is finally over!!!!! And again thank you for your help!
MW - Wells Fargo Advisors

Sep 2, 2014
Hello,
Just wanted to let you know that your classes were very helpful. I passed both the 7 and the 66 with an 82%.
I really appreciated your tricks on remembering. I practiced creating my cheat sheet each day the week prior to the 7 so that I would have that memorized. It was very helpful for me as one of my biggest challenges with the 7 was running out of time on the practice finals. At 52 and 30 plus years from taking classes, I’m a little slow.
The 66 was very tricky so I appreciated your warning on that. Many of the answer choices seemed almost the same. Really taking the time to break down the choices and look for those key legal words was important.
Thank you and I’m so happy to be done! KC - Wells Fargo Advisors

Sep 2, 2014
Peter,
Once again, as with the S7, your class was very instrumental in my passing my [#66] exam. I received an 90% on the S7 three weeks ago and an 87% on the S66 last Friday. Big focus on insurance. Nothing otherwise unexpected. Keep up the good work!
Best,
ZH - Wells Fargo Advisors LLC

Sep 2, 2014
Hi Peter,
Just letting you know I passed the 66 with a 92, and all down to the excellent prep you provided. I averaged a 91 on the PP finals – so right on point. Similarly, I averaged about an 88 on my series 7 practice finals and got a 90.
There was nothing really weird aside from a question on the disadvantages of deferred compensation. Three options questions, although nothing involving numbers, one insurance question, two on DCF and one on Sharpe, and the rest was heavy Uniform Securities Law.
If you ever want to turn your pedagogic talents to NYS Bar prep, I’m sure you’d be warmly supported - I know it would have made my summer of ’09 much easier.
Best,
WH - Wells Fargo Advisors LLC

Aug 28, 2014
Peter thank you for the class this week. I was only able to do mon and tues.
I passed today with a 83.
It was along the lines as Pass perfect but I think they try to confuse you a lot more with 2 answers that are almost the exact same but they use weird wording. I took 14 finals in pp and my scores where from 66-82 with the median score 77.
CS - Wells Fargo Advisors

Aug 28, 2014
Peter,
Thank you for your help with the review sessions. Just passed the Series 66 this morning with an 83! Thought you might like to know your review and the Quick 66 were very beneficial to my success.
[when asked if anything was weird on it] Nothing that I hadn’t witnessed in practice. Just tricky wording, harder choices. My PP scores were actually a bit higher than the real test. I was testing in the high 80’s to around 90 in the practice. I think the pass perfect training does a great job teaching the material and showing how to apply the material, but the practice questions have a lot more information and detail than the actual test. The real thing forces you to draw conclusions to test your knowledge. Which makes sense. Thanks again!
Best Regards,
JP - Wells Fargo Advisors

Aug 21, 2014
I took the exam and passed with a 76. My last 4 practice exams were 91,90,91 & 87. For the most part I couldn't tell when they gave me the same question back again but, within the last 10 questions I got the same question about 3 questions apart after I got one wrong. It was the one about when registration runs out in the state. I thought the study material went both ways on that one. I can't find it right now but I printed out two question explanations, one that said fiscal and the other said December 31st. Anyway, I changed that one and it may have been the difference.
I am very happy it's done.
I thank you very much for all of your help.
SP - MetLife Securities

Aug 5, 2014
Made it …. 86
My final 3 PP scores were 88, 76, 90 I believe… so I was right in the range.
I had several questions relating to discounting of bond payments.. I had a few questions actually show up twice, but I didn’t change my answers.
Nothing too weird, just strange wording which made the questions seem more difficult than they were.
I had one question that asked if the debt/equity ratio was 1, what did that mean. The way they worded the answers made it seem more difficult than it was.
I had one insurance question, instead of just saying term, whole, variable, universal, it gave each one a long name trying to confuse you. (however each one would have the word whole or term or universal etc)
I had two futures/forwards questions, one asked what the buyer was obligated to do at a set date in the future. The other one referred to the type of contract standardized or custom.
One question referring to a 80 yr old client who didn’t make much income, the agent was recommending that he buy speculative stocks then selling them, and then buying more spec stocks and selling them, over and over. What is this an example of? (was the question) excessive trading
Also a question about an agent telling his clients to buy and sell a security to give the appearance of trading (market manipulation)
Thanks for your help!
JW - Wells Fargo Advisors

Jul 28, 2014
77 pass.
Information and questions worded very very different from your practice questions. Harder test than 7. Lots of ethical questions, 3 options, 2 annuity, 2 life insurance, 3 on NPV! 2 on CAPM, 2 bond, 3 derivative, 8 - 10 RIA specific, lots of situational where office of IA and where RIA's of firm worked, very little BD, 6-8 Agent,
4-5 issuer,
1 stop and stop limit,
7-8 Customer situational
2 IA affiliate
1 about a client dying and instructions lest in 3 possible scenarios, crazy question.
Thanks for the training!
JTC - Raymond James

Jul 22, 2014
Just wanted to let you know that I passed the Series 66 exam today. I was in your virtual class from June 30-July 2. Thanks for the class.
I thought the Series 7 was tough but, this was such a messed up test. Wow, I understood the concepts, was getting decent exam percentages on the practices and still this was a very difficult test. I wish they would just ask the questions and not twist and turn things. I only went back and changed one question when I took the Series 7 but, with this one I changed quite a few, not sure if that helped or hurt me but, I passed and that's all that matters.
My last scores were all in the mid-80's and I squeaked by on my 66 with a 75. I guess I will always wonder if my changes at the end of the exam were a positive or negative. I really thought that many of the questions were so different than the Pass Perfect questions.
Thanks again for your help,
LH - Wells Fargo

Jul 8, 2014
Hi Peter,
I got 90% on my 66. Thank you again for your help. I got 47 out of 50 in the Regulation Chapter. The best thing is to understand the concepts because the questions can be tricky. I don’t remember much of the exam. Most of the questions were not too long to read so it helped.
Thank you again.
CB - Wells Fargo

Jul 7, 2014
Hi Peter,
Thanks for the 3-day class! I took the test on Thursday and passed with an 81%. The test seemed very different to me from the practice questions (besides a handful) and I was very worried I would fail about halfway through. I am guessing that the extra 10 unscored practice questions they threw in were the ones that probably sent me for a loop. There were a lot of questions on the regulations (it felt like 80%). There were also a lot of questions on insurance (whole, variable, universal) but maybe I just had so many because I was getting them wrong.
I think one of the biggest things from your course that was helpful was learning that the test was smart because I ended up going back and changing some answers which I do not usually do. The only suggestion I would have for your class would be to make it so the slides just pop up regular and aren’t fancy because I think my connection was slow and it was hard to follow when the words on the slide came up with the special effects. If anything, I think having the class was helpful because it makes you review all of the material and stay focused the last week when you might just take practice questions and forget about topics you reviewed weeks before.
Again, thank you for the class and have a great week!!
MB - Wells Fargo

Jul 7, 2014
Peter,
Thank you for the class sessions last week, they really cleared up some issues. I took my test this passed Thursday, and am happy to report that I passed with an 83%! To be honest, there isn’t too much that I remember specifically from the exam to pass on other than, there were at least 2-3 questions that were word for word from the practice tests, and that I was a little surprised, but there were about 5 total questions that I got regarding futures/forwards (surprised because I thought there would be less). Otherwise, considering the exam layout, my 1st 10 questions were easily the hardest, and I actually don’t think that they were topics/questions that I remember studying that material at all (I apologize for not having more detail to pass on with that to help with your training classes). And as for the “wordiness” of questions being longer/more difficult in the middle of the exam, on my test at least they seemed to be evenly dispersed throughout the entire thing.
Thank you for all of your help.
AM - Wells Fargo

Jul 3, 2014
89.
Highest practice score was 86% I believe. No, everything on the test was very straight forward! I saw at least 10 questions that you covered in the additional practice test on the actual exam, one of which was verbatim! I had 0 questions on bonds, or yields….alot of state stuff, not so much federal. I finished with 1 hr left so I read the exam again, and again thinking that I had done something wrong! A LOT of stuff on suitability through inheritance or life expectancy scenarios, as well as trusts. Minimal stuff on insurance – lots of options questions. I didn’t use the calculator once throughout the exam, and didn’t use any of my notes that I wrote down. Without the class, and the additional practice material…I don’t know how anyone passes! That training was so complete and thorough that I don’t know if they could have asked me question that I couldn’t at least have a shot at!
thanks Pete!
MM - Wells Fargo

Jul 3, 2014
Hi Peter,
I just wanted to let you know that I passed with an 80 on Saturday the 28!
…my [practice] final scores were anywhere from 80-86.
I did not feel confident throughout the entire testing, there were only 3-4 that I was 100% positive in answering, entirely due to the fact the answers were clear and direct and in ENGLISH! The rest were purely lawyer speak, and I had it narrowed down to 2 answers, although I knew the answers to the questions, understanding THEIR answers was quite difficult.
I don’t think there were any questions really that weren’t at least touched upon in the study program.
I had questions as such on:
Strong theory
Registration
Fiduciary responsibilities
Is Fed covered advisor registered with SEC or IA under 1940?
Momentum, DCA, Fixed annuity, I can’t remember exactly what the question was, but I remember thinking that I didn’t think we studied that deeply into the subject for a question like that.. ( keep in mind I was traumatized! Lol) Perpetuity mathematical question.
Nothing about bonds prices or rates, inflation deflation.
I had one about inflows and out flows
Comparison of Corporation to LLC
Thank you for your help.
Have a great summer! I know I will!
JAC - Wells Fargo

Jul 2, 2014
Hi Peter,
I wanted to let you know that I was successful at the series 66 exam.
I received a 80, the last practice test I scored 90 but my [practice] scores were mainly in the mid 80s. I had a lot of questions on Net Present value.
Even though I wasn't able to attend your class because I was told I couldn't, I did download the workbook and the cheat sheet. It was extremely helpful!
Thank you for all your help for both series 7 and 66 exam.
GB - Wells Fargo

Jun 25, 2014
Hi Peter,
I took the 66 yesterday and passed with a 79.
Once again, like the 7, I did not take all the exams on the Pass Perfect training site, nor did I ever take the finals. Fortunately, I was not being monitored like most of my co-workers. I’ve heard they are not allowed to sit for the exam until they pass and complete all the exams with a minimum score of 80. The tests seem to overkill on EVERYTHING that is in the book and not on the test. So, when I take them, they tend to create some doubt, so, I don’t take them all and rather focus on your handouts. I read your handouts, over and over. Works for me! Plus a lot of prayers. Thank you for your help.
CL-J - Wells Fargo

Jun 6, 2014
Peter,
I passed! I got an 84! I'm so happy right now!
It was a very tough test and I couldn't have done it without Pass Perfect. I had a few other people in the office try other test prep programs...this was by far the best. It was so close to the practice exams, and my score was pretty much right on point with my practice finals.
The beginning of the exam started off fairly easy...the wording is a bit different than PP. Around question 30 I started freaking out because I was so unsure about my answers, but I calmed down and just broke down the questions and applied everything I learned from PP. It REALLY made a difference. I only marked about 9 or 10 for review because I got hung up on a few for several minutes. When I went back at the end (I had about 10 minutes left), I stuck with all my original answers because they seemed like the "best" choice. (That's another thing...a lot of these aren't clear cut yes or no answers.)
There were tons of solicitor questions.. I used my calculator ONCE for a EIA question. You needed to know formulas, but just the concepts behind them. The experimental questions were fairly easy to point out because I had NO idea what they were asking me.
Then the last 20 questions were a joke...just easy. The best advice I could give anyone else would be to calm down, look at what the question is asking you, and trust your instincts and everything you learned from the practice finals...don't ever be discouraged because the questions are worded a bit differently. Don't second guess yourself, it will only get you in trouble.
Thanks again for everything.
BS - Merrill Lynch

Jun 6, 2014
Pete,
Passed 66 this morning; can't thank you enough for the FREE study guide and words of encouragement. I will certainly reach out to you as my primary contact for any future licensing. Some feedback from the actual exam for future test takers: Options-no math, all concepts. 1 question on futures, 1 question on forwards. Relatively straightforward with basic concepts. I had 4-5 questions on net present value, future value, and present value-no math all questions were geared toward test taker knowing the components in calculating each respective formula. Regulations for USA and 1940 were all relatively straightforward, highly recommend reviewing the 'extra' pass perfect 265 review question bank, had 10-15 questions verbatim or close derivative of those questions. I scored 48/50 on regulations, no major emphasis on Excluded vs. Exempted, lots on jurisdiction, vacation homes, and secondary residences.
I only scored a 78 which was really surprising considering I was averaging 93% over a 20 final sample size on pass perfect. I had the exact same experience on the 7-low 90's final exams and an 80 on the actual exam. If I can stress anything to test takers, don't waste time memorizing formulas, dates, and timelines; the 66 was much more general than I expected.
Regardless, pass is a pass! Back to the real world
BWB - Wells Fargo Bank, N.A.

May 7, 2014
Thanks Peter. Passed the 66 last week!
Received an 80% total with:
5 of 5 in Business,
10 of 15 in Investment Vehicle,
28 of 30 Recommendations/Strategies,
37 of 50 on Laws, Regs.
The Laws and Regs were a challenge. The manner in which the questions were written caused me headaches.
There were a couple of question on Net Present, Future Value that I was making complete guesses on, but overall I at least felt like I knew what the question was asking... I was thrilled with the result.
Thanks again,
JW

Mar 16, 2014
I passed!!!! I got an 80. [nothing weird on it] Very convoluted the way they ask the questions though. I have to say Pass Perfect helped me MUCH better then Kaplan.
DF - Columbia Management

Mar 8, 2014
Hi Peter,
I wanted to let you know that I passed the 66 with an 83% yesterday. This test made the Series 7 (which I had passed 3 weeks prior with an 81%) seem like a remedial exam. I really studied hard , took 4 finals 82, 78, 90, 84, but found the test questions to be very convoluted, wordy, and just poorly written.
A lot of content from Fixed Income, NPV, a lot of questions comparing LLC to Corps, s corp, c corp.
Just really surprised by the way they ask questions. Not black and white like PP.
Without Pass Perfect and your review, I wouldn't have passed. Thanks again and I will most definitely recommend you!
AS - Wells Fargo Advisors

Mar 6, 2014
Hello,
Passed the 7 last month with an 83 and just passed the 66 Monday with an 82. The 66 is possibly the most difficult test I have ever taken. I found that I had to diagram the actual legal question on the scratch paper to find out what they were actually asking (what state truly applied, exempt, excluded, IA, IAR, BD, etc...)
Also I did have three or four questions on option strategy (protecting a position) and calculating futures contract profit/loss. I don't remember futures calculations in material, but I focused most of my attention on the USA/FSA. I think I read your review material four or five times and there were quite a few questions on Canadian IA with clients visiting the states and a scenario in which the customer lived in a state that IA wasn't registered, but only 8 months of the year (with the other 4 in the state in which BD was registered). In this question you had to conclude if BD needed to be registered in the additional state or if they were exempt due to de min or exempt because they resided part time in the state in which BD was registered, or if they just needed to be registered in both states. Lastly I had a couple convoluted questions about what admin had authority in a mail forwarding situation.
My first few finals were in the high 70's, scored one at 66, then the last four I took were 80,81, 83, 82.
Thanks again for your help. I would say on this test I just kept hearing you say "RTFQ"!
JG - Wells Fargo Advisors

Mar 5, 2014
Hi Peter,
Well, I took the test on Friday and there was a computer glitch at the end and just found out that I passed with an 84. The exam was brutal compared to the 7. One "basis" question, but lots of vague USA questions where there were multiple correct answers...just had to find the most right. Lots on NPV formula but no need to use the calculator.
My average was 84.667 on the 6 practice tests with a mode of 86. The PP materials definitely prepared me. Thank you, Peter.
DO - Raymond James Financial

Feb 28, 2014
Hi Peter,
Just wanted to let you know that I passed the 66 yesterday (87!!). Thank you so much for the material and the web class. I am so happy to have only had to take this test once.
I took a practice final before studying to see how I’d do. I got a 63, and was happy to know I only had to increase my score 12 percentage points to pass.
The other finals I took looked like this.... 84, 85, 83, 87.
I don’t think the questions were weird, but they did seem to be worded a little differently. I didn’t get the brownie question, thank goodness.
I had to wait an hour to start because the testing center lost power the day before and everyone they sent home was back... with a vengeance. They were very busy... I felt like I might have lost some mojo because of that, but was happy to see I passed.
I thought the 66 was more difficult than the 7 due to the lack of math questions. I could answer options questions all day long, but to have to stop and read “every word of the question and every word of all possible choices” was kind of a drag.
After congratulating me, my manager asked when I plan on taking the 9/10. I guess we will be seeing each other again online soon...
GG - Robert W. Baird

Jan 23, 2014
Passed the 66 this morning with an 89.. Last couple finals were 88 and 91. Taking multiple regulations mastery exams helped a lot getting used to flipping back and forth between state and federal regulations questions. No real surprises, but that test felt like a root canal compared to the 7. I think reading thoroughly, but not allowing yourself to over think it is the challenge. Thanks for the help.
SS - Wells Fargo Advisors

Jan 21, 2014
Thank you for all your help with the testing phase of the 7 & 66!!
Great news is I passed the 66 today
Here’s my PP Final Exams (last 8)
85%..75%..87%..88%..86%..82%..83%..83%...
I scored a 77% on the 66 today (squeaker… but it’s a P)
There were maybe 5-10 questions that were of similar nature (language) to Pass Perfect, but for the most part it was much different wording.
What I didn’t really see too much of was the “miss a question” and get it asked again. That happened maybe 3-5 times, and I even missed a few on purpose to get them to kickback to me to answer (ones I knew without a doubt).
I only had about 7-8 questions where I definitely did not know the subject (few items and I wish I could remember them that you didn’t cover), but the 20+ I missed… who knows why (I probably applied common sense when I shouldn’t have).
Thanks Pete for answering all my emails – appreciated it!!
PW - Wells Fargo Advisors

Jan 21, 2014
Hi Peter,
Snuck by on the #66 by the skin of my teeth. 75%.
I aced the Client Investment/Recommendations/Planning stuff, but that is my background as well.
Regs were over the top!
There was, what I would say, a fair amount on variable annuities (3-4) and almost nothing on 529, Coverdell, trusts, no fixed income or equity questions per se,
One on forward vs. futures contracts, and no option questions. There were a few situational questions, but those were easy.
I was all over the map on my [practice] scores, 71, 73, 79, 84, 79, 74…. …. So I think it would be fair to say my average with PP was about 75% so that was right on.
I wanted to be more confident, but the material is just tough and your advice to really dissect the question was paramount to success.
They really do throw in extra garbage in order to trip you up.
The last time I took it I got a 73% and one thing I did was just continue to take the finals over and over and read through every question again after the results were tallied. That helped secure what I knew. I also took paper notes on what I didn’t. So for the most recent test I wrote just a page of notes on what I missed on the above tests. I probably had about 15 pages of notes from those.
Hope that is helpful info.
Warm Regards,
NIZ - Wells Fargo Advisors

Jan 17, 2014
Dear Peter,
Thank you again for the cheat sheet! It was immensely helpful! I passed with an 80%! I have to say the S 66 was harder to me than the S 7; mostly due to the wording. I honestly thought when I hit the submit button that I would be coming back for a second try. Following is my take on the exam:
• There were a lot of USA question.
• A lot of situational questions, “Is this leagl, legal if XYZ, legal if ABC, never legal”.
• Not a lot of options and almost no math. I needed one piece of paper for scratch paper.
• There were some phrases I wasn’t sure what they meant, “covered securities” … does that mean Federal Covered… I had never seen it without the “Federal” before.
Thank you again so much… I couldn’t have passed the S 7 or the S 66 without your help!!
Sincerely,
SO - Wells Fargo Advisors

Dec 24, 2013
Peter,
Thank you for your help with the review class last week. It was very helpful. I took the Series 66 on Saturday and passed with a 89.
I did have the question about the IAR going to see their client in the hospital and asking for approval by squeezing his hand. I just started laughing in the test.
Thanks again.
JED - Wells Fargo Advisors

Dec 20, 2013
Peter, I just wanted to say thanks for the prep materials, and wanted to let you know I took the 66 yesterday and passed with an 81.
I did get access to the secret questions, and I would say that was very helpful. I will say though, that the test had some very confusing questions that I don’t remember seeing in the study material.
It seems the test tries to throw you off by using language you don’t see in the study material. As you’re studying there is a tendency to “memorize” the type of phrasing in the material and then on the test, it’s stated differently, so decoding the question is half the challenge.
I was scoring in the mid- to high 80s on the PP tests, so that seems to be in line. I believe the PP study material was very helpful overall. No way I could have done this just reading a book.
Thanks for your help with everything!
CF - Wells Fargo

Dec 11, 2013
Passed with an 84. No surprises. Consistent with the PP.
Thanks for your help.
JER - Wells Fargo Advisors

Dec 9, 2013
Got an 82 this morning. Material covered the test very well. Thank you for all of your help.
TH - Oppenheimer

Nov 7, 2013 Hi Peter,
I wanted to let you know that I passed my series 66 with a 79%.
The questions on the laws and regulations were confusing as expected but I was baffled by the number of questions on NPV, IRR and CAPM. Almost 5 -7 questions on those.
Thanks and regards
IS - Morgan Stanley

Oct 2, 2013
Hey Peter - we spoke Monday night regarding my concern that my practice exam scores were declining (I noted that they went from the mid to high 60s to the low-mid 80s, and then back down to the mid-high 70s the night before the exam).
I wanted to let you know that I took the exam yesterday and passed with an 84. I wanted to thank you for instructing me not to worry when we spoke on Monday as well as your assistance throughout my time studying.
PassPerfect was a great resource and I would recommend it to anyone taking a FINRA exam.
Take care,
ED - UBS

Sep 5, 2013
Hi Peter,
Thank you for your cheat sheet. I passed the 66 today with an 85. My finals were between 84-90. I felt the exam was harder than the finals. There were lots of B/D, RIA exemption and registration questions. The scenarios used were a bit more complex than the smart 66 finals. Gift tax, corporation tax, trust tax questions were asked. DCA had about 3 questions. Nothing on strategic/tactical asset allocation, which was surprising for me. Lots of focus on prohibited practices like excess trading, selling away, using unpaid interns to solicit business and such.
I am so happy that I attended your class for the 7 and got your cheat sheet for the 66. Thank you!
CL - Wells Fargo

Aug 30, 2013
Hi, Peter. I was on your review call August 23 and used the workbook you sent with the slides along with the extra questions from Pass Perfect to review for the S66 exam. On my finals I scored a low of 78 and high of 86. On the 244 extra questions final I scored an 89 so felt pretty confident going into the REAL TEST today. I was very relieved to achieve a passing score of 85 to have this test DONE!
Thanks for your review and study aides. I didn't use the book again after your call, but did study from your workbook slides and they made a huge difference in my confidence.
DW - Wells Fargo

Hey Peter,
Just wanted to let you know I tested yesterday and passed with an 81. Thanks for such a great review!
...it was pretty straight forward but the extra questions that were sent helped out tremendously because they were very similar to the actual exam questions.
Best regards
DW - Wells Fargo Bank

Aug 28, 2013
Peter, I was on your call Friday and took my test this morning AND PASSED!!! Thank you for your expertise.
I did a lot worse than I was doing on the practice finals (I made a 76, which is the closest to failing one of these tests I’ve ever been)! BUT, I felt it really prepared me for this exam. Nothing too weird on the test. I felt things weren’t worded quite as convoluted on the actual test, so it was beneficial to have prepared for the worst.
Thanks again,
LMG - Wells Fargo

Figured I would send you an email letting you know that I passed with a 76%, thanks for your help in the class!!! Smart scores were pretty much the same a little higher on some. But averages out to almost exactly what I got. Nothing weird, was the same legal jargon that was on the smart exams.
AJP - Wells Fargo

Aug 12, 2013
Just wanted to let you know that I passed the S-66 this morning. This was NOT a possibility without the help of my Pass Perfect training. I looked at STC exams and they were awful. PP concepts, and [its] structure helped me [to] grasp the material...[this] was the only way for me to get through these horrendous exams. It is life changing - [this is the] the only way that I can describe it.
Thank you for all of your help along the way. I have been telling everyone I know that they cannot take an exam without PP.
Have a great rest of the summer.
PK

Aug 6, 2013
I passed my 66 exam this morning with an 83. Previously I have used Kaplan Education for exam studies and I have to admit that YOURS is better. The study notes that you sent us contained quite a number of exact questions found on the exam that I took today.
MLA - Wells Fargo

Aug 5, 2013
I passed the 66 on Thursday! Got a 76%. Overall I knew Regulations like the back of my hand but struggled with Client Investment and strategies. Got a 73% in that category. There were a lot of similar questions from pass perfect on the exam which helped too. Thanks for all your help on the 7 and 66!!!
ARA - Wells Fargo

Aug 2, 2013
Peter,
Just wanted to thank you for your time earier this month. I was a part of your Series 66 training and it was very helpful. I took and passed my test yesterday and am excited to start my new career.
I got an 81%. I was actually scoring higher on pretty much all of my practice finals. I found those to be easier than my actual exam, for sure.
I thought there was a lot of weird stuff on it. There were probably 5 or 6 questions that referred to topics I'd never even heard of. Started off simply, middle was very difficult, end was easy again, similar to the 7.
Thanks again,
JM - Stifel

Aug 1, 2013
I passed today with an 88!!! You were right – it’s all about RTFQ!!! I scored 86, 88, 90, 91, 91, 92 on my practice exams and the real thing was pretty darn close. Thank you for all of your help! I was surprised by how many Insurance questions there were. A lot of the regulation questions were similar to the practice ones. The beginning and especially the last 25 questions were pretty easy. The middle was tough. It took me a full 2 hours to complete.
Thank you again and I would recommend you to anyone. The 7 and the 66 were my first securities exams and I passed on the first attempt on each.
Take care!
BP - Wells Fargo

Jul 26, 2013
Hi Peter,
I took my 66 yesterday and passed!
I thought it was much harder than the practice tests on Pass Perfect which surprised me. I only got a 75 so I barely passed. I was scoring in the mid to low 80s on the Pass Perfect practice tests….
There were some questions that totally threw me off…..one was about an Act of 1978 and then just the way the questions were written it was very clear attorneys wrote the questions. Thank you for your help and a great study session last week!
CY - DA Davidson & Co.

Jul 9, 2013
Peter,
I PASSED! Once again thank you for reaching out to me the other day. It is doing things like answering an email on Sunday afternoon, of a holiday weekend, that sets Pass Perfect above the rest. The questions and answers where very difficult to comprehend for me. There was several questions dealing with equity index annuities and really understanding the point to point, high water mark etc… of that topic that I did not feel very prepared for.
I made a 77on the actual 66 test. My very first practice test I took I made a 77 (which was my highest out of all 7 I took). After that I was all over the board between 70-75. I was also sent an email a while back of another test bank through pass perfect where you took 250 question exams at a time. I was able to take one of these and made a 68 on it. But, I remember seeing at least 10 questions on the actual final that came pretty much word for word out of those 250 question test bank I took!
RCB - Wells Fargo Bank

Jun 14, 2013
Peter,
I passed my Series 66 exam yesterday! I got an 80. And my last 4 scores on pass perfect were 83, 80, 85, 80. So, yes the scores were very close.
Thank you so much for all your help in the class and after the class. I really appreciated your quick responses and explanations for all the questions I sent to you through e-mail. Thanks again.
CBM - Wells Fargo Advisors

Jun 7, 2013
Good Morning Peter,
Thanks so much for your help and helping with recording session. I passed the 66 J
Have a great day!
Thanks,
TAB - Wells Fargo Advisors

May 30, 2013
Peter,
Thanks for your assistance and for the cheat sheet. I took the 66 yesterday and scored an 85. I felt very prepared for the exam, and found it to be easier than the 7 – and I think that is because I used STC for the 7 and Pass Perfect for the 66. I will only be using Pass Perfect for now on!. I finished in a little over an hour, and felt good about most of the questions. There were only a couple questions that I felt completely unprepared for (one was Modern Portfolio Theory), but overall felt very prepared and very confident that I would pass. I feel like the Pass Perfect system does a great job of giving you a lot of repetitious practice on each of the topics that will be covered, so that you really get a good grasp on what the topic is about. I did “graduate” from the program, meaning I passed each section, 4 of 6 final exams, and the secret bonus section as well. I put the time in, but Pass Perfect really prepared me to pass! I think it would be very difficult to fail this exam if you “graduate” from the Smart 66 course.
Thanks again!
RCB - Wells Fargo Advisors, LLC

82.. and it works for me : ).
Nothing weird, I was surprised .. it only took me an hour.
There was a lot of questions of "Modern Theory" and that threw me a little but other than that it was pretty much what you went over in the crash course.
Thank you again.
PW - Wells Fargo

May 21, 2013
Phew. 87. The last time I felt like I knew nothing. This time I could almost always narrow down to 2 at the very least. Thanks for the material and session.
BD - Morgan Stanley

May 14, 2013
84!!!!! Whoohoo!!! Now you want have to hear from me until I decide to get another license!
Thanks for all your help
CL - Raymond James

Apr 11, 2013
Peter,
I passed with an 86. Your class and Pass Perfect were great. Thanks.
TW - Morgan Stanley

Apr 9, 2013
Hello Peter,
Long time, no contact! Sorry I haven't kept in touch. Anyway, I would like to let you know that I re-took the Series 66 last Friday, and passed with a score of 77. Not as great as some of my practice test scores, but in the end was just happy that I was finally able to surpass this. The biggest difficulty was just the major fact that it took me a while into the test to really get myself relaxed a focused, being that this was my 2nd try, I was really committed into reading every question and answer choice properly to ensure I would get every question right (of course to pass I couldn't get more than 25 incorrect). Overall, I would like to thank you once again, for all of your help, and your programs help which not only helped me with this test but the Series 7 as well. I'll be sure to use your program again, where the studying would be needed for another securities exam.
JA - Morgan Stanley

Apr 8, 2013 Hi Peter, I hope you had a nice weekend. I passed the Series 66 exam on Saturday and received a score slightly lower than my Pass Perfect scores (about a 5 point difference). There were a few questions about Modern Portfolio Theory that I didn’t review as much with the P.P. program, but overall the information was not a surprise and I felt very comfortable while taking it. Thanks again for all of your support. SG - Wells Fargo Advisors, LLC

Apr 3, 2013 Peter, I passed with a 78%. I was scoring between 74 to 85 [on the practice exams]...it's not so much WHAT the questions are asking, but HOW they are worded...many legal terms.... Thanks for your help... MR - Wells Fargo Advisors

Apr 1, 2013 Peter, Just wanted to make you aware that I passed the 66 on Thursday with an 81! Thank you so much for your help, the 4-day course that I took with you was very helpful in truly understanding what we read through the Smart 66 program. You painted a picture that was easy to understand and comprehend. I have worked with both the STC and your programs and there is no doubt in my mind that your program is the way to go. Thank you so much. JA - Morgan Stanley Wealth Management

Mar 25, 2013 I passed!!!!! Yeah!!!!! I got a 75!!!!! Thank you for all of your help, I greatly appreciate [it]. I will definitely recommend you. I did have about 3 option questions….there were no mathematical ones though….I had 2 asking about obligation or rights…and one about protective hedging…. I honestly didn’t see anything too odd….I felt comfortable the whole time…I was actually quite surprised I missed as many as I did…. I think I had about 10 to 11 that I marked to go back and review because I was stuck between 2 answers…. There were some tricky questions about s-corp versus Corp and the legal stuff….but going through Pass perfect questions and your lessons really helped I think learn what was missing from Kaplan. Thanks!!! KLJ - Merrill Lynch

Mar 22, 2013 Just got done ... ‎81% yippee!!! Thank you for all your help!!! LAF - Thrivent

Feb 27, 2013
Peter. Thanks for your help with both the 7 and 66. I just passed the 66 with a 77 this morning, or as you say, an A+! Very tough exam (I thought). In fact, they did ask questions with more than two possibilities from a list. Just FYI for future classes of yours.
Take care.
SJM - Wells Fargo Private Bank

Feb 26, 2013
Hi Pete,
I passed the Series 66 yesterday (whew). I thought some of the test questions were very strange, confusing, and obscure, but I was able to pass with a little bit of a cushion (84%).
Thanks for your help!
JP - Wells Fargo

Feb 19, 2013
I passed! Thanks again for your help!
I got a 79%. I think they stuck all of the guinea pig questions in the middle because I was feeling pretty shaky between questions 40 and 80. There were so many questions that were worded differently than the practice questions…
I felt like there were more questions on the test than in the practice tests that had two “technically” correct answers. It really liked giving me those.
AW - Barclay's

Feb 13, 2013
Passed!!! 76 Very difficult though!!! Thanks for your help
LEA - Morgan Stanley

Feb 12, 2013
Hi Peter. Just wanted to let you know that I passed my 66 exam yesterday (made an 89) –Hallelujah! No big surprises, but I wish I had spent more time understanding the different rules/requirements for Brokers vs. IA’s. I started getting confused regarding which exemptions applied to each, and/or rules for advertising, etc.
Also had several questions on life insurance; definition of NPV (there were several questions on that topic). Very few questions on options (2-3 very elementary questions with no calculations).
Thanks for all of your help – I’ll be sure to send my colleagues your way.
LJ - Wells Fargo Private Bank

Feb 1, 2013
Hi Peter,
I attended your virtual training last week. I took the exam yesterday and passed. Thank you! It seemed to be the push I needed.
I took it twice using the STC material. 64 then 65. I was scoring 80's and 90's on my practice exams (obviously, I am very good at memorizing). At that point, it was brought to my attention my former profession was probably holding me back and they suggested I switch to the Pass Perfect.
In the event my background helps: I am also a certified paralegal with 10 years in Estate/Trust Administration, I also prepared the 706's for the firm I previously worked for. About 3 years ago, I changed professions.
I excelled on the Laws, Regulations, and Guidelines. The concept of the "best" answer was a big hurdle for me. I tended to over analyze and read more into questions than I was really being asked. I was constantly looking for the "correct" answer.
It was a struggle to let go of the information I learned with the STC material and switch to the Pass Perfect, as the verbiage is very different (in a good way). Pass Perfect was much more in depth. What helped the most is if I answered a question wrong, the change in the wording of that question was a huge help.
I scored the lowest on Client Investment Recommendations and Strategies. But I passed and happy to not have to study any longer! Thank you again!
AMN - Wells Fargo Advisors

Jan 29, 2013
I PASSED!! Whew! Got a 75 and I was getting 80-89 on the practice tests so my barely passing score surprised me. I have a bit of a problem with test anxiety though. Anyways, thank for the class and materials. I definitely think it helped!
I didn't have to do any sort of calculations and you were definitely right for saying to focus on the regulation. The test questions for regulation were a bit tricky! Thanks again :)
KMP - Wells Fargo Advisors

Dec 26, 2012
Hi, Peter,
I wanted to pass on to you that I did take the 66 again on the 18th and passed it!
Just wanted to thank you for the studies as I concentrated only on that material and I think that helped me more than anything.
Best regards,
DK - Wells Fargo Advisors

Nov 13, 2012
Hi, Peter:
I hope this email finds you well.
I wanted to take a moment to thank you for Series66 class; it most definitely helped me pass. I appreciate the advice that you gave me.
The Pass Perfect Study material was the reason that I passed. Best Wishes,
MKK - Ameriprise Financial

Oct 12, 2012
As promised, I am letting you know that I passed the 66 with an 82.
Nothing weird, just the usual ambiguity, for which you prepared me well!
Your class was time well spent, but more than that your prompt email responses to every one of my questions was very helpful. I have copied my supervisor on this email so he will have this feedback for others at JP Morgan Securities. All the best & Thank you!
EF - JP Morgan Securities

Oct 1, 2012
Peter, I passed the exam with a 78. I saw two cap m questions on here. The options questions I saw were just about strategies. Barely any debt questions. Overall I took my time and before answering each question I asked myself itf it was a state or federal law, and it really helped. Thanks for all your help, Peter.
MG - Wells Fargo Advisors

Sep 25, 2012
Peter, just wanted to let you know I passed today! Thanks again for all your help!
I got an 80....nothing weird. Although I was disappointed to get almost nothing on bonds...lol.
ED - Merrill Lynch

Sep 9, 2012
Yay! I passed 88%. :) so happy. Will definitely recommend this program.
HC - Merrill Lynch

Sep 5, 2012 I received an 80 on it and that was what I basically was receiving on my practice tests/quizzes [using Smart 66].
Also, just to point out that I took this before using the STC study guide and failed. The material on the pass perfect definitely surpassed my expectation in preparing me for this exam and I definitely am suggesting it to my co-workers.
NB - UBS

Aug 23, 2012
Peter, I took the Series 66 yesterday and passed with an 80!!! I was originally scoring in the mid to high 80’s on my finals, but after I took your class my scores went up into the 90’s. I had a lot of questions on who would be considered a B/D, IA, Agent and IAR and how they would be registered. I also had two questions on Modern Portfolio Theory that I didn’t recall reading over in the materials. I would have to add that this was my third time taking the test. The first time I made a 74 and the second time I made a 72. I didn’t know who else to turn to, but Peter. Thank you so much for all your help in putting it all together for me and helping me differentiate State and Federal law. I would definitely recommend anyone who is going through the licensing program to reach out to you.
KLN - Wells Fargo

Aug 13, 2012
Truly amazing. Failed back in July w/ a 73. Are you kidding me? 2 damn questions, ouch. Thought I could handle it myself using Smart 66 material but was continually delivering practice scores in the high 60s with deficiencies in USA and Federal Law. Couldn’t “get” the subtle differences despite spending a ton of time on the material. Called my wife, frustrated as hell, and she recommended I call “the guy that taught the S7 course you took a couple of months ago”. I called Peter at 6pm the night b/f my exam in a panic. He talked me off the ledge and offered a private tutoring session from 8-10pm the same night. Can’t thank him enough for being available and walking me through the material in an effective manner. Couldn’t be more pleased w/his help. RESULT: Passed w/82.
RW - Stifel

Jul 31, 2012
Hi Peter, Just wanted to let you know I took the 66 yesterday and I passed! Got an 89. (I'm the one who was answering all of the questions during last week's calls haha). Thanks so much for your help!
FY - The Ayco Company, L.P.

Jul 30, 2012 Peter, I just wanted to let you know that I passed the test today with a 78. You are fabulous at what you do. I found myself through out the test quoting many of the things you said through out the training class. "Don't fight it". Thank you so much for what you do in helping so many make sense of everything. I am proof that your training class helped my pass, after taking the class I increased my scores everytime I tested. Thank you for everything..... LR - Wells Fargo Advisors

Jul 6, 2012
Hi Peter, Passed 66 this morning. That’s a tough test. Thanks for your support. [I received] A 77, and happy to make that. Good bit of confusing legal language. And a number of questions with references to IPOs/Issuers in them.
SM - Wells Fargo Advisors

Jul 5, 2012
Hi Peter –
Just wanted to let you know I took the Series 66 exam on Tuesday and I PASSED with a score of 79! Thanks for the training class, I really think it helped.
ELT - Virginia Asset Management

Jun 24, 2012
86!
I read the book and took the online tests that I downloaded into my computer.
I found taking the tests multiple times was the best way to learn. Book was overwhelming, but I got a good understanding of where items were in the book.
When I took the practice test, for the ones I had no idea about, I made flash cards and used the book for reference. I studied the flash cards and then I down loaded the practice tests again and took them. Scores went for low 60s to 80s on the tests.
Spent one week studying about 6 hours a day.
I was surprised I did so well on the test because a lot of the questions I was able to narrow down to two choices which I thought could go either way. So I guessed and then did not change my answer.
Thanks for the help.
ZMR - Oppenheimer & Co.

Jun 15, 2012
Peter, I passed yesterday with an 85% . .. woohooo Thanks for your help,
BMH - Raymond James

May 15, 2012
Peter, I passed with an 82! Thanks again for both cheat sheets for 6 & 7. They certainly helped. Keeping you in mind for future series test. Thanks again!
TRC - Wells Fargo Advisors

Apr 3, 2012
Peter, I ended up passing the Series 66 with a score of 78 on Friday.
The 3 pages in the Pass Perfect book that show the side-by-side between the federal laws and state laws was crucial. I memorized just that section for my cheat sheet and it really helped.
Thanks for all your help with the cheat sheets for both exams… Half of the battle is being able to scribble down that info so you can refer to it when you take the exam. It was extremely helpful.
I’ll be sure to reach out if I come across any more licensing exams in the future.
BW - Wells Fargo Advisors

---

Series #65

Feb 14, 2024
Pete,
I PASSED! And then immediately took a personal day yesterday. Thanks again for all your help. This time I was super confident going into the exam because of last weeks tutoring.
SD

Nov 16, 2023
Pete,
I took your Series 65 three-day course in mid-October via PassPerfect. You asked us during the class to let you know how we did. Just following up to report I passed my 65 today.
Thank you for your help! I re-watched all three days at least three times, as a supplement to the PassPerfect readings and practice exams. This proved to be a winning strategy.
Thank you for your help and expertise!
PA - Athene

Jul 5, 2023
Peter –
I PASSED!
So I went through the practice tests via Solomon Prep and frankly, failed many of them. I just kept taking practice quizzes though and studying (YouTube was a huge help).
The exam did not have as many calculations on it as I thought there would be and there were more questions from Ch. 1 & 2 than I thought there would be, very few on options and not many related to ERISA.
Thank you for your help.
SD

Jun 29, 2023
Hey Pete,
Just wanted to let you know I passed my exam. Thanks for all of your help getting me prepared! Your tutoring sessions were invaluable to my success today. Thanks again and have a great day!
ML

May 12, 2023
Hi Peter,
I just got home and making my way through my list. Thanks for reaching out to check on me.
I took the exam this morning, and I PASSED!!! ??
I cannot thank you enough for all your help. Our firm will forever be using Pass Perfect and YOU as a personal tutor for any new hire or current employee that wants to take the exam. I will also be referring anyone that comes my way needing to take any exam offered by Pass Perfect.
This is absolutely one of the happiest days of my life.
AC -

Apr 6, 2023
Pete,
Just wanted to let you know I passed! Thank you for your help,
MR - Western & Southern Life

Apr 18, 2022
...I did the trick! I did 1-40 first then 80-140 then break, then back to do 40-80. I must say, the questions were incredibly similar to PP! No YTC or YTM calculation questions the 2nd time around too.
Have a great week and again thank you for all the help!!!
CH - Liberty Group

Feb 23, 2022
I forgot to tell you..I passed!
I did four finals I never scored any higher than a 65. The actual test was almost all suitability and maybe 10 questions on actual analysis where I had to use formulas.
Thanks for your help!
JG - Raymond James

Apr 2, 2021
I passed!!! That test was much harder than I expected. Only had maybe 4 math questions. Maybe 3 or 4 options questions and lots of stuff I have never seen. Stuff about balance sheets and retirement stuff definitely. I knew a good bit, but there were many questions I had no idea. Tried to use common sense.
CC

Jan 8, 2021
I passed! Thank you for your help!
I was passing the PP finals high 70s, so I was a nervous wreck. The exam had some questions that were pretty tricky but I felt PP prepared me well.
There weren’t too many “I, II, IV” questions on the exam. Some questions I had no clue at. Also, I was able to eliminate 2 answers right off the bat for a 50/50 shot.
Thanks again!
GK - Wells Fargo Advisors

Dec 23, 2020
Hi Pete,
I passed! Your info really helped!
MK

Jun 2, 2020
Hi Peter, I hope all is well with you. I took my Series 65 this past Friday and passed!
[I used] Kaplan Book; Kaplan Q Bank; Your cheatsheet online and the notes from our session; and the cheatsheets I created for myself with acronyms and phrases to help me remember
I rewrote my notes out repeatedly every day until test date. I did 8 practice finals. All scores on those were between an 82 and 88. I wore a mask during one of my practice finals. I found the test to be easier than the practice finals. I took my time. No weird questions. It pays to be prepared!
Thanks for all your help, I appreciate it.
JK - Ameriprise

Mar 16, 2020
Good Morning Peter,
I PASSED MY SERIES 65 EXAM ON Saturday!!! AND I just wanted to thank you for all your help.
I never got above 68% on the practice finals . And I only had the online material for 9 days before I sat for the 65 exam. But I had attempted the 66 exam 3 times.
I was so exhausted from testing that “NOTHING” stands out to me now. It’s all a blur in my rear view mirror!!
CC - Raymond James

Sep 24, 2019
Hi Peter,
I passed yesterday! It’s over!
[needed] to calculate an exchange rate from a foreign currency (Brazilian something). A lot of...verbatim as in the PP finals. Some [questions] seemed too easy to be true (what is a demand deposit account otherwise known as)...some...about charitable remainder trusts, and unit trusts, that I haven’t seen before-perhaps experimental. I marked 8 questions for review but didn’t go back to look at them. I just hit submit.
There were others that I had to work through hard. I kicked the power outlet in the middle of the test and thought I was going to need to restart! Luckily I didn’t have to. All in all, I feel that pass perfect prepared me well. I probably over studied, but don’t regret any of it, haha. Onto regular life activities now.
Thank you for all your help.
JS - Raymond James

Jun 13, 2019
Thank you! It was an extremely difficult test for me! You really had to focus on every question and answer. It took me all the time I was mentally exhausted!! I’m moving on now to bigger and better things like making some money!!
Appreciate your help!
I would tell people studying for this exam that you absolutely have to know this material inside and out or you will not pass.
Thanks again!
LH - Securities America

Mar 24, 2019
Peter,
Finally, I passed S65 exam!!!
Thank you for your online course materials Information.
Best,
LK - Citigroup Global Markets

Nov 10, 2018
Thank you very much! I passed my Series 65 on the first attempt using STC study materials and your cheat sheet. Your summary was very useful - thank you!
KJ - Wells Fargo Advisors

Oct 2, 2018
[after asking the student about the score the obtained – the response:]
That’s the weird thing. I just get a pass[ing grade]. No score. They said that it has happened before. It was a lot more on economics then I expected. And the wording on the test was very difficult to understand, you have to really understand the concept. I thought it was a really hard test. There were at least 20 questions that I feel was 50/50. Really glad I did all I could to pass it.
Thank you very much for your help peter! I really Appreciate it.
DL - USI Securities Advisors

Sep 26, 2018
Hi Peter,
Just wanted to let you know that I passed the test! I scored a 79. I really took my time reading the questions in the beginning and then started to run out of time so had to fly through the last 70 questions. I found it much more direct this time around. Maybe that’s just from taking so many practice tests? Only missed 4 questions on the Laws/Regulations, and Economic Factors was my worst subject (which I already knew). So glad it’s over ?
Thanks for all your help!
DB

Mar 16, 2017
I PASSED
Got a 74..ugh..there was a prob 6 formulas to do and 5 options..my two worst sections
Did well on recommendations and laws
Well, they asked me to calculate YEN! That was fun..lol
A lot of the questions were similar to pass perfect and the first question I got was the actual pass perfect question which set my confidence high
thank you for all that you did for me
JD - Citizens Financial

Mar 14, 2017
I passed with a 76!!!
I am so relieved to be done. I struggled with the Pass Perfect. There were a lot of formulas. I did do some additional tests from STC. The exam seemed very brief.... the questions were very short, did not seem lengthy as it was the other times I had taken it. A lot of S Corp, LLC, risks. A few calculations on Alpha and Total Return. Only took me two hours. Just glad to be done.
Thank you,
KF - Voya Financial

Feb 20, 2017
Peter,
Just wanted to let you know I passed! 72. LOL. Getting 78-84 on finals. But still, some of the answers were not what I expected more in the middle section. Beginning and end were almost right on. It was brutal nonetheless.
Thanks so much for your help. I'll be looking you up if I take the 7!!
JM - Prudential

Dec 9, 2016
Hi Peter,
Thank you for your help! Thank goodness I'm finished with it.
I got a 76, which even though I passed, annoys me because I was getting way better on my practice exams! I'm just not a good test taker. But nothing out of the ordinary was on it.
There was maybe one or two questions where you had to pick I,II,III, or IV.. so that was something I noticed. How they ask questions are so ridiculous, it takes effort to just understand what they're asking let alone figure out the answer lol! They didn't ask me to find the YTM or YTC, there were barely any option questions, they asked about futures a couple times, never mentioned forwards, brought up the def of derivatives, calculate annualized rate of return, obviously rules and regs (which I got a 81 on), ADRs at least twice
I'm relieved I passed, some questions were more than fair then I got to some questions where I feel like they just wanted to mess with me because how they asked them sucked! I really appreciate your help and I'm glad I found you!
JM - UBS Financial Services

Nov 20, 2016
Hi Pete,
I passed my test this morning! I got a 74. I marked a bunch for review but didn't end up changing any answers! I was getting high 80s on TC. I definitely felt Training Consultants questions were worded more difficulty, but were a great prep.
I was surprised there were very few questions that were structured with I,II,III, and/or IV.
Basically, nothing on the Fed market activities, not a lot of retirement plans. ... A lot on limited partnership interests, financial statements, different types of market ricks, efficient market theories, financial statements and premium/discount. I wish they let you see that questions after, but I am just happy its over.
DR - Oswald Financial

Sep 19, 2016
Pete is the best. Passed 65 two weeks ago with a 73 and I couldn't have done it without him. He's head-and-shoulders above competitors in the same field -- and believe me, I was no easy subject, and I had several failed tutor "marriages" before finding him. He knew the test, he knew the material, he calmed me down when I felt like after 6 weeks of studying I was plateauing. It's not magic-- if you're willing to put in the work, this is the guy you want in your corner. Whereas others seem more interested in stringing you along and getting you to sign up for another "package of sessions, Pete is all about you and your results. Bearer bonds 4eva!
RG

Jan 14, 2016
Hey Peter,
I passed! Think it had a large part to do with the last minute study material you provided me. It gave me some information from a different perspective which was nice.
Thanks again for the help!
DK - Centaurus Financial, Inc.

Jul 2, 2015
Thanks for all of your help. Passed with 82 yesterday. I will be in touch soon about Series 3.
MH - BPV Capital Management, LLC

May 11, 2015
Hi Peter!!
I passssssED! You are AWESOME and worth your salt :)))- Whatever you do don't stop Keeping It Simple!!
[I scored] 73 which was spot on to my average scores. I did have about 5 or 6 formulas but nothing as complex as those in the book. One take away; when two answers seemed alike there seemed to always ONE WORD in the question that cleared the seeming discrepancy.
What we went over during our last session was extremely helpful. When you had me stick to "concepts" vs detail.
Thanks for your help-
AA - Merrill Lynch

Apr 8, 2015
Passed! 79%.
Yes. Very similar [to the Pass Perfect materials]. I did see a question from the old material that I did not see on the pass perfect. I would say that the passperfect practice test were harder. The last practice exam I took I got an 82 but looked some up.
It’s obviously not the exact same wording but I really took my time broke the question down / backed into it.
Large emphasis on ERISA & IA-1092…
How is inflation is affected by outside factors…… probably 4 questions on this. Worded differently each time.
3 questions on T-Bills.
Thanks for the help.
TG - Capital Wealth Planning, LLC

Dec 4, 2014
Peter,
I passed, it was close (73%) but it's done.
Thanks for all your help and patience the past couple of weeks!!!
Regards,
JG - Wells Fargo Bank

Oct 1, 2014
Hi Peter
Thank you for your help. I passed yesterday. I got a 79 which was in line with most of my [PP final] scores.
CLN - Wells Fargo Bank

Sep 30, 2014
Peter,
Just wanted to let you know I passed the Series 65 on my first try with an 85%. Your cheat sheet and review was invaluable, it really helped cement the concepts. Remembering to "RTFQ." saved me on a couple trick questions.
My PP tests ranged from 83-88 so it fell right in the middle of the scores. One questions, had one of the answers as "LEAPs," don't remember ever learning anything about what a LEAP was in Pass Perfect. no idea if I answered that one right.
There was one question about Yield to Calls worded in a very confusing manner, something about if you bought a bond and held it until it was called, what value was the same as the sum of the interest distributed if it had been held to maturity. The answers were yield to maturity, current yield, nominal, coupon. Might be missing a word or two but that one had me stumped. Just was getting tired and couldn't wrap my head around what they were driving at with the question.
Everything else was on topics we went over, only a couple that I completely blanked on the rules regarding B/Ds, securities exemptions and IAs, the rest I am sure were not picking the most correct of the right answers.
Thanks again!
JFE - Wells Fargo

Peter - as always thank you for your guidance. I scored a 78%. No surprises. Happy New Year!
Thanks
BV - UBS

Peter: Finally took this Series 65 this morning and passed. Got an 83%, thanks for your help!
Nothing too weird, as you say, definitely written by lawyers. More than a few questions through me off with the way they were worded, but still scored 109 out of 130.
KC - Hedgeye Risk Management

Hey Peter,
I passed my exam yesterday with an 83% and above 80% on all four parts!
Thank you and I also appreciated your cheat sheets, investment company recaps and options help. The options were very straight forward and there were not multi-strategy questions. However, there were questions with buy stop, sell limits, etc. Also, Pass Perfect helped me understand Equity Indexed Annuities versus regular annuities. There were several questions on that.
In general, this time I really tried to understand the material and not just get the questions right. The last time I took the exam I just banged through questions. It made for a much better testing experience.
Thanks again!!!
KR - Taylor Cottrill

Hey,
I passed with an 83 which is pretty much what I was getting on the finals. The test was worded a little different and I was hoping for more fun questions on bonds that required some arithmetic, there were none.
Thanks for the cheat sheet it helped.
PT

I passed with an 86. THANK YOU for everything!! The class really helped and I would strongly recommend it to anyone taking the test.
My score was higher than all of my practice tests. I think my practice tests were in the 76-84 range. I felt much more comfortable taking practice tests than I did today. It didn't "feel" like an 86.
There wasn't any really weird other than just how the questions were worded, etc. They asked a lot of questions on IA definitions and exclusions from the definition of IA. It seemed to be really heavy on everything we covered the last two days in class.
NAP - Wells Fargo Advisors, LLC

Thanks! Nothing weird but i did have a Brady bonds question. Can't remember specifically now but it surprised me a little. I made a 78 which is what I was averaging on the pass perfect tests so they are pretty dead on!
MKP - Wells Fargo Advisors

I passed the exam. Thank you for all your help. Frankly, you couldn't have been more helpful, other than being right next to me so I could just ask you questions. Although, frankly it would have been difficult for you to beat the immediacy of your responses. Thank you a thousand times over. I'm still elated that it's finally over with and I can move on to nights without a study manual and test questions.
I'll recommend you to anyone and everyone...I will be certain to get your name out to those who are looking for extra help.
CS - JP Morgan Chase

Peter,
I passed the 65 today, 76%! So happy this is over with! 1 yield question...Only 1 option question, several tax questions, several annuity & LLC questions. Law & strategies were my strongest areas, over 80%. I only used my calculator to figure out 3 questions! Thanks for your help!
PH - MSSB

Thank you again Peter, I passed the Series 65…75… Yep, studied too hard. The cheat sheets are great. Glad to be done with it. Thanks again
PD

Peter, I’ve looked forward to being able to tell you this for a while now. On Friday, I passed!!I made an 80!
The Smart 65 really helped a lot. I took so many quizzes and finals and I know that is what put me over the top. Thanks for your help!
LK - Morgan Keegan

Hey Peter, Thanks for your class. I wouldn't have passed without it. I was given 5 days after to study and pass the 66 which I failed with a 73% but I was able to take the 65 2 days later which I did not study for and passed with flying colors. So again, thank you!
BG - Wells Fargo Advisors

Hi Peter, Great News! – I took my Series 65 Exam yesterday and passed. I got an overall score of 84 which made me very happy and relieved.
I wanted to take this opportunity to thank you for all your help. Taking the Pass Perfect Virtual Training Class was very helpful. Also, I found the Smart 65 Web Program very helpful in passing the exam. Per your suggestion I took 9 final exams. My first practice final exam I got a 72. The scores gradually went up and the I achieved 79,79,80 and 81 on my last four practice final exams.
My 84 overall Series 65 Exam Grade was broken down by sections as follows: Economics -73%, Investment Vehicles – 83%, Client Investment Recommendations – 87%, and Laws and Regulations – 87%. I was surprised I scored that high on the Laws and Regulation section since that was the lowest score (normally in the 70 to 80 range) on my practice finals but maybe it was just the luck of the draw on test pool of questions. Also, FYI, I had a lot more questions on the exam on margin accounts (5-6) and corporate balance sheet/income questions (4-5) than what was normally on the practice final questions. I think there’s no substitute for taking 9 or more practice finals then reviewing the wrong answers on each practice final before taking the next final. Reading the question and all the possible answers carefully and trying to eliminate at least 2 out of the 4 answers if you’re not sure also helped me.
I think I put in a total of 50 to 55 hours in exam prep between your 12 hour virtual training class, taking 10 practice final exams, and spending 45 to 60 minutes before each practice exam reviewing the answers I missed before taking the next practice exam.
I had already made up my mind that I wasn’t going to take this exam more than one time – it was either pass it or retire and start “Big Dave’s” Coffee Shop. Ha Ha! Thanks again,
DW - Raymond James Associates

Pete. Thanks for your follow up. I got an 83. I thought the test was very hard. I think your study material and class was a worthwhile investment. Thanks for your support!
MM - Raymond James

Peter: I was at your class at Broker’s International in February.
Test today:
1. Economics and Analysis - 95%
2. Investment Vehichles - 96%
3. Investment Recommendations and Strategies - 84%
4. Ethics and Legal Guidelines - 82%
Total Score - 87%
PASS! Thanks again so much for your help.
BC - Brokers International

Hello Peter.... Thank you for the email... Yes I did pass the series 65 exam... I was hoping for more than an 85%... but that is all I got on it.
BT Brokers International

Hi Peter,
I took the test Saturday morning around 8 and was finished 17 minutes early with an 80%...thanks for all your help! What a weight lifted…hope you had a great weekend.
MW - Stifel

Hello Peter
Thank you for all your support. I am sure you all ready know this…I passed the 65 last Monday with a 76 not much margin. Had a lot of questions covering Ratio’s and income and balance sheets. Got 90 percent on the investment recommendation part. Had very few tax and estate questions.
Thanks again.
JS - Raymond James

---

​Series #24

Feb 9, 2024
Pete,
Wanted to let you know that I successfully completed the S24 today! Thanks for all the help and support.
MP - Fidelity

Feb 5, 2024
Hi Pete. Thank god it’s over! Thankfully passed and a lot of credit to you
TM - Cantor Fitzgerald

Dec 19, 2023
Good afternoon,
I just wanted to reach out and say you are the best! Your class was extremely helpful and after a couple of previously failed attempts, I was successful! I passed yesterday and just wanted to let you know. It was the first time that during the test I felt prepared and confident in my ability to pass. I had previously used Kaplan and Solomon and would miss by a couple of questions.
Happy Holidays!
Thanks!
JH

Dec 5, 2023
Peter – I took your virtual class for the 24 on Nov 13-16th.
I passed yesterday and just want to say thank you for all your help.
Going through the virtual class, getting questions explained and getting assigned the “owl module” really helped.
I actually flunked the first time back in September (only used Kaplan, didn’t watch the lectures and exhausted the QBank without understanding the questions). I used almost all of the time the first go around.
This go around, I felt much more confident within the first 50 questions, I was planning to take a break but felt on a good roll so didn’t take a break until 130 questions. I had a very good feeling when I hit the submit, if I didn’t pass I would have been very surprised. I finished with a 112 minutes left.
Thinking back, I don’t think there was anything that I had not seen, maybe a couple of questions where I just did not know the answer. There was surprising amount of foreign/international questions and was expecting more on net capital requirements/haircuts.
Thanks again Peter!
BE - Morgan Stanley

Nov 2, 2023
Hi Peter!
Thanks for your help and for the class. I passed my exam on Monday!
It was my second go...
I was actually using Solomon materials and had used them to pass my SIE, 6, 63, 65 & 7. When I first attempted my 24, my Solomon test scores were in the 60’s and I got a 63.
This time when I used pass perfect, my test scores were still in the low 60s and I had the Matterhorn. I think the most helpful thing was the slides because it really condensed all that information.
Thanks again!
JT - Western International Securities

Nov 18, 2023
Hi Peter,
I passed my exam today!
Thank you!! Going into it I felt great because I was scoring mid 80’s on the practice finals. They had several questions on net capital content, and like you had said- a lot of “how many days” type of questions. The part that threw me off and made me nervous is the vocabulary they used. There were several questions that were verbatim what I saw in the practice finals, but the corresponding answer choices were completely different. It’s like they tried to be as cryptic as possible. Instead of saying “apple” for example, it would say “a round, red piece of produce with a stem,” if that makes sense.
I’m glad it’s over!
Thanks again! □
NW - Thrivent

Oct 9, 2023
Thanks Peter! I found the questions very similar to the ones in PassPerfect, so it was a littler easier, some were the same… maybe 2-3.
I felt very confident that I passed, but still didn’t believe it…lol… finished in 3 hours and I used the final hour to review the questions. Thank you again!
DM - Wells Fargo

Oct 9, 2023
Pete,
Just passed the 24 this morning.
I appreciate your class and guidance, it was all a big help.
Felt much better going in second time around. PassPerfect test questions were a lot closer to exam questions than Kaplan.
Nothing funky or out of the ordinary. Text and class covered plenty.
Thank you again for all your help!
CM

Sep 1, 2023
+Just letting you know that I’ve passed the 24!
I didn’t think I passed when I clicked the submit button.
They asked A LOT of questions that had DPP as the example type of investment. They also asked a few timing questions that the choices were ‘calendar’ days vs ‘business’ days. Most of the questions were asking application of concepts and not the rules/laws so only memorization of them wouldn’t have worked. There were also minute details that we didn’t cover in the 4-day class, probably in some obscure paragraph in the reading.
I absolutely think the PP materials and your class was the reason why I passed. I primarily used Kaplan for my first attempt, scored a 67. I didn’t look at materials for 4 month then had your class and passed
Thank you again for your excellent recap session and constant support throughout my preparation process.
EP - Ameriprise

Jul 10, 2023
Peter,
I passed my Series 24 on Friday! Thank you, thank you, thank you for class. I came to class 3 weeks ago and then listened to the full output again last week. I did 15 practice questions and kept thinking about some of your funny comments throughout the sessions. I truly know that I passed because I went through your class and also used Pass Perfect (tried Kaplan, did not end well last time!).
I have a huge weight lifted off my shoulders and just wanted to express my gratitude!
JK - Wells Fargo

Jul 5, 2023
I passed!
I was very nervous when I hit submit. It was a weird feeling I was surprised to see the pass. It gets harder than the last attempt I had. No real surprise questions but a lot of ambiguity.
It felt like pretty much every question was a judgement call of one choice over the other, so the exam definitely demands sufficient knowledge of the material because a lot of times it felt like it came down to what was the best answer, but many times I felt there were multiple right answers.
In my opinion there were about 20 questions that I felt very confident in one answer but the rest I felt I had pick the best answer.
The pass perfect material was very helpful. It definitely helped to do all 15 practice exams leading up because I noticed my scores getting better every time and then I was consistently passing on the latter attempts. It definitely preps you for the difficulty so that when you are in the exam you are not a deer in the headlights.
The trainings were also very helpful because some material is more difficult to grasp than others so having a more personalized instruction of it allowed me to take more time to learn the material which certainly put me over the hump.
Thank you for all your help
CM

May 23, 2023
I passed the 24 on Sat morning. You mentioned that you wanted us to let you know how we did.
No, I was not sure I was going to pass when I hit the button. I had reviewed all of the slideshow slides, taken all of the exams, did all of the chapter quizzes in the “owl” website, and did every question that was in the data base on the other pass perfect website. I knew all of the straight definitions, but when it came to the first 5 questions, I thought I was in trouble. I feel that most of the questions were more situational and, as you mentioned in the review that there could have been two answers, I was unsure on quite a few. I think I flagged 35 questions and went back to them. I do wish I could have seen what my score was and what I got wrong, but at the end of the day when you see “pass” you don’t care by how much.
I think the class was useful… but if I could make changes to the type of questions, I would use more of the types they use on the exam, like the “situational types”.
Thank you for your help throughout the process!
LR - WFA FINET

May 22, 2023
Hi Peter,
I passed the Series 24 today (first try) using pass perfect.
I did not know for sure that I would pass when I clicked the button. That abbreviated Series 24 book was key to me passing this exam. I read that thing over and over, and took notes on it. Funny, that same book helped me pass the 7 back in 2001. The 157 page PDF from the 4 day class was super helpful too. I don’t remember seeing anything unusual. I used my calculator once during the entire exam. Little to no calculation questions.
Thank you!
JR - Fidelity

May 17, 2023
Hi Peter,
FYI- I passed the 24 today. Thanks so much for your help. First try!
Oh- I felt pretty confident all along. Seemed much easier than the Pass Perfect exams. I couldn’t get out of the low 60s on those.
CS - SVB

May 2, 2023
Hi Peter,
Just wanted to let you know I passed my S24 exam last week, happily on the first try. Thanks for the class! I’ll be honest that I felt like I knew the info going in & then thought I was failing it while taking it, but I think that is common with these tests. Thanks again for everything.
TG - Voya

Mar 25, 2023
Hi Peter,
I passed the 24 today! I hate the way the questions are written on the exam (obviously, not English majors!), but I persevered.
Your class and the Owl databank were helpful. I completed all 12 practice finals and averaged an 80.
The test was miserable. I was confident going in based on my practice scores, but I wasn't sure when I pressed the button. There were so many questions and answers that I thought were poorly worded.
Thanks for your help. The class was awesome!
SM - T Rowe Price

Mar 1, 2023
Hi Peter,
I passed the S24 exam today! Thank you so much for the prep sessions!
Take Care!
MT - Vanguard

Feb 8, 2023
Hello Pete,
I passed! The material was on point with the actual test and I will recommend Pass Perfect to anyone taking this test. The material was difficult ..but so was the test! I feel this material perfectly prepared me for the exam.
Thank you for all of your help!
CT - TIAA

Dec 17, 2022
Passed the 24 today. Your class was very helpful. Appreciated your insight on test techniques.
JE - Dimensional

Nov 30, 2022
Thank you for the help Pete! I wanted to let you know I passed the Series 24 yesterday and it was due to your exam question bank and specifically the detailed answers to the questions!
RS - Franklin Templeton

Nov 1, 2022
Hi Peter,
Took it again yesterday and passed.
Certainly could have gone the other way but I was much more prepared/confident this time. A lot more than the 7 and details to remember / concepts to understand.
Can’t stress enough completing the 12 tests and reviewing the wrong questions both during the practice test and after. Followed by going back to the Power Point and looking at the questions we did during the class.
Both this time and last some questions around Advertisements (MF and non MF specific - TV Ads 1st draft to finra and final draft question)
Few questions around foreign BDs – what they are allowed/not allowed
A few questions on retention of complaints (years / readily available, and location)
Nothing on peg orders or orders in general
Thank you for the help and guidance.
MB - Fidelity

Aug 5, 2022
PASS! Wooooooooooooooooo
Actually, I wasn’t sure at all that I ‘d passed. Tons of Qs that were on topics I knew well but were just really complicated – came down to 50/50 guesses.
LOTS of Qs on disclosures for research analysts and underwriting firms (ugh).
Handful of slam dunks (“within how many days…”) but really a lot of judgement Qs.
Nothing that I hadn’t seen before, which is great.
TONS of stuff I studied for wasn’t asked about, which I guess is normal.
Glad to have it behind me!
Thanks for your help!
JA - Fidelity

Jul 18, 2022
Hi Peter,
Just wanted to let you know I passed the series 24 this morning.
Thank you for your help during the review class! It definitely helped me focus on what was needed for the test. I had maybe one calculation problem and the majority was on what course of action you would take as principal in different scenarios. But no surprises based on what you went over. I was making mid 60s and low 70s on the finals.
Thanks again!
DK - Wells Fargo

May 24, 2022
Peter has played an instrumental role in helping me pass my exams! As lengthy as the series 9 and 10 content can be, Peter gave me the tools to pass both on my first attempt!
I first worked with Peter 5 years ago on my series 24. At the time, I was using a different program which I didn’t find success with. A colleague then recommended Peter and I am so glad they did. He broke down concepts for me and I went into the exam feeling ready and I passed. So when it came to taking my series 9 and 10 this year, I knew immediately to connect with Peter and work with him 1:1 again. His ability to break down complex topics continues to impress me and he makes the studying process go so much quicker! Thank you Peter for all your help and giving me the resources to feel confident going into my exams!
RVM - Fidelity

May 23, 2022
Hi Pete,
Just wanted to let you know, I took the test last Friday and I passed!! Have to admit, when I pushed that last button to get the results, I had no idea if it was enough. That was a tough one! So glad to have gotten through it on my first attempt though. The course really helped!
LM - Woodbury Financial

May 19, 2022
I passed! Thanks for everything Peter. It was WAY harder than I thought – the questions were worded so differently than the practice exams and in some ways hard to discern what topics they were testing. I had to go through everything twice, second time a little easier to understand what was being tested. But geez I took over 3 hours! I ended up watching the recordings of your classes a few times and that seemed to be the best help for me. Anyways thanks for everything.
KB - Hilltop Securities

Mar 31, 2022
Hi Peter,
Just wanted to let you know I Passed the 24 today!
I thought this was definitely the roughest of all the times I took it.
They were all over the place, none of the same questions from past tests. I could always rely on a few “lay-up” questions…..like Maintenance Requirements, Green Shoe, LULD…etc, but none of those.
So, anyway…..thanks for all your help.
I truly appreciate your feedback and tutoring.
TG - WFA

Mar 13, 2022
Hi Pete,
Well I don't know what you are going to do with all your free nights and weekends now that you helped me PASS the 24!!!!
I just wanted to say a TREMENDOUS thank you for all the late night emails and early mornings and dealing with explaining my same questions over and over again although truly not intentional. You really were there for me through thick and thin, because you responded so quickly, right when I needed help.
I just want you to know how much I appreciated the going above and beyond I just might be hitting you up for help on the 66 and 4 after I get weekend breather :) anyway just wanted to say a big thank you.
LB

Jan 22, 2022
Hi Peter
I took the 24 earlier today and passed! Thank you for the excellent virtual class.
I think 60-70% of the questions were either straightforward or you could get there with some logic and the process of elimination.
The remaining were tricky, that took effort to try to recall details…. And some were total guesses!
Thanks again. And have a great rest of the weekend.
RV - Fidelity

Jan 5, 2022
Pete!
I’m excited to share that I’ve passed the 24! You are a LEGEND. I think back to the several licensing exams that I have taken, and I’ve loved using Pass Perfect and having you lead the live reviews – the process WORKS. I’ve passed them all first attempt, and even though the material can feel daunting, the live review helps bring so much together, and when it is game time, the practice finals are amazing preparation for the real deal.
I appreciate the passion you have for teaching the material, and grateful to you for helping me prep for the 7, the 10, and the 24 over the years! Whenever I hear anyone is planning on taking an exam, I always say go talk to Peter Gibowicz!
Thank you!
JN - Charles Schwab

Dec 22, 2021
Hi Pete,
I appreciate all your help last week in live review. I just wanted to let you know I passed my Series 24 exam yesterday. Thank you again and make it a great day!
I felt pretty confident when I hit the submit button. I expected more questions about trading and financial accounts. I only had one calculation. It seemed mainly focused on questions about the responsibilities of a principal pertaining to different scenarios.
MK - TIAA

Nov 29, 2021
I passed!
Thank you again
One thing that helped me that I will pass on... read the answers and look for things that are:
Same kind of meaning - rule those out and look at the other two
I hope I never have to sit for that one ever again!
BI - TIAA

Nov 22, 2021
Hi Pete,
Reporting back – I passed the Series 24 following your class. I found it helpful. I think you kept the pace fast and interactive to make it interesting. I had taken about 5 practice tests going in, and I think that was a sweet spot for timing of the class. (I took the exam on Nov. 17th about 6 days following the class).
I was also on a bit of a marathon program, having to take the SIE, Series 7 and Series 24 in a consolidated window for a new role overseeing Fidelity’s marketing for Asset Management and Fidelity Institutional.
I went through all 12 practice tests. I was averaging in the mid-70s for the 2nd half. I got a 69 on my last test the night before the 24, which was stressful! Not a lot of sleep that night. I definitely think the PassPerfect program overprepares you, which is good. I wouldn’t trade that. It did mess with my head a little that Hooty the Owl had nothing to say to me at the end of my practice tests (with the 7, he was like, “you’re ready!”) □
Thanks for your help (and happy it’s over)!
EB - Fidelity

Nov 16, 2021
Hi Pete,
I passed my 24 today. Just want to say thank you for the incredible help last week and promptly answering my questions as to why I got questions wrong. It truly helped me a ton.
CZ - Hilltop Securities

Aug 11, 2021
Hello Pete,
I just wanted to reach out and let you know I really enjoyed the class and found it extremely beneficial in helping me prioritize my weaker subject areas for the 24. I passed the exam on my first attempt (can’t say the same for Kaplan when I studied for the Series 4). You’re a phenomenal teacher, especially considering the % of the material that was just multiple choice questions to the class. I used Pass Perfect for my 7 and 63 when I entered the industry as well, so I just wanted to take the time to say thank you for your contribution to helping people like me pass these exams without wasting time and energy on multiple attempts.
TL - TIAA

Aug 2, 2021
Peter,
I ended up passing yesterday. You were right about The pass perfect practice exams. They did a good job at preparing me for the exam.
Thank you! I did all 12 practice exams that were in the exams textbook. Was averaging 71-78 on the practice exams. I found the practice exams covered the material very well, especially exams 8-12. Overall I didn’t find anything too weird on the actual exam, only weird parts were the use of vocabulary in some questions/ answers but if you know the topic it was fairly easy to deduce what was correct and what was wrong.
Thanks for the tips and advice!
CT - UBS

Jun 30, 2021
Passed!
I was unsure if it was pass/fail to be honest since I marked so many for review.
The concept question scenarios were very long (some even required you to scroll down to read all of the answers) so I think that made questions seem more difficult.
No math questions.
Thank you!
KG - Wells Fargo

Jun 29, 2021
Hi Peter,
I hope you’re doing well. I passed the Series 24 exam today and I wanted to thank you again for the opportunity to review the material through your class.
Nothing weird on the actual exam. I would say that the way questions are phrased on the exam differs from the way Pass Perfect does theirs, but nothing huge, mostly word choice. There were only a handful of questions that I legitimately wasn’t sure of when I submitted my answers, but I felt confident on a majority of the material I saw. Take care and have a great rest of your summer!
MG - TIAA

Jun 26, 2021
Hi Pete,
I passed the exam yesterday.
I was incredibly nervous. There was a handful of straightforward questions that I knew cold. Some in the beginning which helped set my confidence and a few at the end. But many obscure questions that took time and reasoning to get the closest possible answer. I got through the exam with about 40 mins to spare but marked many to review. I took a break to get water and snack and unfortunately it took a while to clear Prometric security to get back into the test room. They were jam packed yesterday. So I only had time to review about 1/3 of those I marked and I made just a few changes. Then I ran out of time and it began calculating my score which was so nerve wracking. I was SO relieved to see PASSED!
I think the lesson for me was to take my time to think through each question. I did not do well with quick recall in the class. And then trust my first instinct. I also found it really helpful to do practice tests 10-11 untimed with immediate feedback on the questions. Your guidance sorting out the bid-ask market and limit quotes that I was overthinking was a big help too.
Thanks!
KY - TRowe Price

Jun 22, 2021
Passed!
I will say, thought the Practice Exams were helpful but there were definitely a lot of questions were I was able to eliminate the obvious wrong answers but had a real tough time picking between the other two. The minutiae and slight differences of what was being asked was absurd!
There also seemed to be several obscure questions that I either don’t remember seeing on the practice exams or in the material or just forgot. Maybe those were the uncounted test questions.
Either way, appreciate the help and guidance over the last week!
MC

Jun 22, 2021
Good morning,
Thanks so much for everything! I passed yesterday
There were 23 questions that I was not confident in. I can’t remember what they were, but nothing too unusual
TC - Wells Fargo Advisors

Jun 15, 2021
Wanted to reach out and let you know I passed the 24 last Wednesday. Thank you for all the help. The PassPerfect Program and your cheat sheet helped a lot. Got at least 5 answers off the cheat sheet.
Did every final and read every explanation of every question, except the handful I knew by heart on those last few finals. I hit the 65 and above range starting with the 5th final.
The wording on the real thing was a lot different. Some of their questions were really long with really long answers as well. That is what really took up some time. I’m a slow reader. I would write down A, B, C, D and cross off the letters I knew were not correct to narrow it down without having to read every answer over and over again.
CI - Fidelity

Jun 10, 2021
I finally passed Pete! Thank you so much for all your help! I thought I was not going to pass it, and I agree with you 100%, this exam is so tough especially for ESL people!
MA - Fidelity

Jun 9, 2021
Passed! Wasn’t an easy ride.
Foreign Finders, Invetment Advisors, Regulation Sho
Pass perfect def a good source for preparation!
TS - Stifel

May 14, 2021
Passed! Thanks for your help.
I took 11.5 exams. I spent too much time on the chapter quizzes. I took a few early on timed which was useless and time consuming to review per your point. I think my scores were between 58-68 getting better as I went. I have exposure to research banking and trading and wealth management as part of my job so I had a lot of context for the material.
Nothing weird. More questions than I expected on days until... also a bid ask with bonds that I never came across in the study material.
JM - UBS

Apr 30, 2021
Hi Peter,
I PASSED, thank you for all of your help and encouragement. I really had no idea until I saw PASSED on the computer, lol!
HK - TRowe Price

Apr 30, 2021
I passed! Thank you for all of your help with studying. I really appreciate it.
AW - PruCo Securities

Apr 28, 2021
PETER!!
I passed the 24 yesterday!!! Thanks so much for all your help with my crazy one off questions!!!!! The practice tests are definitely the one thing that helped me pass!!! Thank you sooooo much!!
VM - TIAA

Apr 27, 2021
Hi Pete,
I passed the S24 yesterday. I am guessing I scored around an 80.
I didn’t tell you I have only ever used PassPerfect, starting in 1997 when I took my S7. There is another popular company many of my colleagues used, and it was rare to see them pass on the first attempt.
The first time I took the 12 finals, I scored from 55 – 67. (2 @ 55, 1 @ 59, and the other 10 from 61-67). After the reset of the exams, I only re-took the 5 exams with the lowest scores. On the retake I scored: 73, 74, 75, 75 & 79.
The morning of the exam I went over the wrong answers from the 5 retakes, and although I refused to admit I felt well-prepared, I was in fact, well-prepared.
The 4-day review with you definitely helped. Thank you for the time and effort you put into the material.
I appreciate you, and your support.
CC - LPL

Apr 13, 2021
Peter,
I took the test on Monday....... and I passed! The review sessions were very helpful, in addition to the training you provided on the Trading Markets. Also, the suggestion you gave me to keep taking the practice exams up until the test day, was just as helpful.
I have already suggested the PassPerfect study material to my colleagues.
RG - Shareholder Services

Mar 22, 2021
...passed the 24 today - nothing out of the ordinary -- I took 12 PP finals over the last week and did another 6 / 7 leading up to today
Locked in on your document as well - in between.
your training was outstanding - thank you -
MC - Merrill Lynch

Mar 17, 2021
Hi Peter,
Just wanted to let you know I passed the series 24 yesterday!!! I completed your training class last week so thanks a bunch. □□
KL - Ameriprise

Mar 10, 2021
Peter,
I took the test on Monday morning and PASSED!
Took a nosedive on Practice test # 12 on Sunday, causing me great concern. Not sure what that was all about! So, quite a relief when the word PASS showed up on Monday.
Thank you SO MUCH for all of your assistance and support!
JD - Nuveen

Mar 2, 2021
Thank you Peter! I am so relieved the test is now behind me. I appreciate your support and feedback.
I took the 11th practice exam and scored a 67. My highest score was a 71 on one exam and the rest were between a 59 and 67.
I could not take another exam after number 11. It was feeling like torture - no offense. I did not want to push the test date back. I could not go another day thinking that I had to keep studying and wait additional days to take the test.
Nothing weird on the exam. It was no where near as technical as the practice exams. The test felt much easier than the practice tests by a decent margin. However, I am grateful to have been prepared for a tougher exam.
Thanks again,
FN - Wells Fargo Advisors Financial Network

Feb 9, 2021
Passed - thx for your help
Pete - Pass Perfect is probably the reason why I passed. The nature of the questions are built to avoid memorizing them. A perfect example of this is the multiple questions on when a transaction is settled. Its asked so many different ways and in methods aimed at making sure you don't memorize the question - that it's virtually impossible to not come out of it understanding the content. Was it overkill? Perhaps but I'm fairly confident I walked out of there somewhere between an 80%-85% after never achieving over a 74% on a practice test on my first take (and that was across STC, Kaplan, Training Consultants, and Pass Perfect).
My regime was such that I had (1) read the STC manual twice (2) took every STC practice test twice (3) took every Training Consultant test and then (4) all 12 Pass Perfect Tests and then took 6 of them over again. The first 12 I averaged a 68%, the second 6 (the ones over again) , a 79%. This was the first test I had taken of this caliber in 15 years so I had to create a system to keep my cool during the testing. These tests feel like they are designed to punch you in the face and without a frame of reference, you can quickly succumb to mild hysteria and eventually giving up (basically people freak out); without realizing your probably closer than you realize. I essentially circle every question I'm not 100% certain of. Over the course of my studies this went from 120 to 100, to 90 and then 80. It never got lower than 80 but I was finding that if I just got 50% of those right, I would pass. My average on the ones i circled worked out to be somewhere near 55%-57%. Come test time, I only circled 60 questions. At question 100, I was only at 35 or 40 so I knew I was going to pass.
TP - Compass Point

Jan 11, 2021
Aaaahhhh!!!!
I PASSED!! This is the BEST day ever.
Nothing too weird, there were a few bond questions that I’ve never seen- around interest specifically. I wish I remembered more around the question. Once I answered it I hit next, took a couple of deep breaths and moved on. When I hit end I hit “no” a couple of times before actually submitting it. I sat there and reminded myself changing answers wasn’t the option and there is nothing more I can do to pass it.
I felt VERY confident on all questions but 15ish. I wrote those down to come back to them later if another question came up. I also changed my answer twice after marking 2 for review. Both were fail to deliver questions and I know I 100% changed it to the right answer. Both were around fail to deliver and buy-ins (so thankful I hit that hard this weekend). That is a long answer to: Yes I was nervous to end the exam, but only because I felt like I finally hit a point where there was literally nothing more I can do if I failed. Luckily- I did everything I needed to in order pass. □
I spent a lot of time in the exam reading a question, closing my eyes and picturing the question in my practice exams/note cards. I think taking the time to ground myself before every question gave me the confidence I needed.
Thank you so so much for you all your help! You were a huge part of my success. Thank you.
NW - Ameriprise

Dec 29, 2020
Thanks again for your help Pete. I passed this am. As you know they don’t tell you the score but I am going to assume it was a 100.
I took all [practice] final exams and the highest I got was a 70 and the final few were mid to high 60s. I then had the exams reset and took them again starting with the last 4 and passed them all with a scores of 72, 77, 77 and 75. The exams what pretty straightforward.
Happy New Year and thanks again for your tutelage.
CG - Merrill Lynch

Nov 16, 2020
Pete,
FYI, I passed.
I took the first six [practice exams] (55-59), and started but didn’t finish the twelth.
This test seemed easier than May. I was better prepared, but there were fewer questions where I had no idea. No particular surprises on the content itself, your guides were very helpful.
Thanks for your help.
KM - Wedbush

Oct 23, 2020
Hey Pete! I passed the 24 this morning. 1ST attempt. Not a single math question on the entire exam. Thanks for the help. It pushed me to the finish line! Glad it’s behind me. On to making some dough!
BH - Wells Fargo Advisors

Sep 29, 2020
Thanks for your guidance, I did pass the test yesterday
I did take all the Finals and averaged 64.75%, read the book and took all chapter quizzes at least 2 times with an average score of 72%. Test was a blur but basically same concepts as your Finals with hardly any computations. Thanks again
LB - Wells Fargo Advisors

Sep 25, 2020
Passed!
Your class was a big help! The biggest impact was following your advice to take all of the tests untimed. Having the instant feedback was so much more helpful (duh!)
This was my second time taking the test. Scored a 67 the first time, but I had only taken [practice questions] 1-9, and I took all of them timed. Had I taken all 12 of them untimed, I might have passed, but before taking your review class, I didn’t even think about how beneficial untimed tests would be. Being able to receive instant feedback as well as taking 30-40 questions in a sitting was so much more beneficial.
Before the second test, I took 10, 11, & 12 and then had you reset. I then went back and took the 5 tests that I did the worst on the first time around, and averaged 70% on them. I also took 11 again after resetting and scored an 84% on that.
There wasn’t anything necessarily weird about the exam, but most of the questions were more comprehensive on the actual exam than the pass perfect questions. You couldn’t just “know the rules.” You had to actually understand how they would be applied in given situations. Obviously the more you know/understand the rules, the better prepared you will be, but the questions were definitely a bit different on the actual exam.
Thanks again for your help!
SA

Sep 24, 2020
THANK YOU SO MUCH
This one was very straightforward. No math at all. Very IPO heavy and yesterday helped a TON!
NM - Raymond James

Sep 16, 2020
Peter – I PASSED!!! Thanks for all the support and help.
ES - Invesco

Sep 8, 2020
Hi Pete,
Thank you for your quick response. The reason I never got back...is because I only had 2 days till the test which I took today and passed. I have had you 1 on 1 before and just like then I found your tips about the taking of the test and the idea of understanding concepts not memorizing answers just as important as the material.
JF -

Sep 8, 2020
I passed... thanks so much Peter for the support. The questions were much aligned like pass perfect. I felt well prepared.
Nothing weird...not a lot of margin questions. Also the business days vs calendar days threw me off a bit...
We should only use pass perfect for the series 24
ST - Ameriprise

Aug 4, 2020
Hi Pete,
Just wanted to let you know I took my exam this morning and passed! I took all 12 exams once and then 7 of them a second time. The first go through I was scoring about 68-73%. The second time was 79-88%.
Thank you so much for all of your help and guidance!
EW - Wells Fargo

Jul 20, 2020
I passed Peter thank you for your help. I did all the practice tests and then some. Your material got me to where I needed to be to pass. I wish I would’ve started with you guys.
Nothing out of the norm compared to the tests. I had no net capital questions and only 1 margin question that I can recall.
There were so many questions where there were 2 answers that could’ve been correct and it was a challenge to figure out the most appropriate one. It was very difficult but I felt prepared. Thanks again.
TM - Penn Mutual

Jul 18, 2020
Hi Peter,
I was a participant in your class last week & tested for the 24 today. I passed the exam & felt very confident throughout. Thank you for all your help in preparation. The virtual class along with the 12 finals had me very prepared for the exam.
NF - Principal

Jul 9, 2020
Good news.... passed today. Thanks for the great sessions and advice.
I took all [practice] tests twice :). Scored first round mixed 70s and high 60s. Second round all 80s.
Felt good about my knowledge going in. Was shocked how difficult selecting some answers.
One final point.... I went over your notes several time ! Took them as good luck to the test.
AS - Charles Schwab

Jun 26, 2020
Peter,
I just wanted to let you know that I took my exam today and passed. I figured you wanted you would like to know how you how your students fare.
It's a miserable exam, as you know, but I will say that your class and taking all 12 PassPerfect final exams definitely helped.
Thanks for your help.
CM - T Rowe Price

Jun 19, 2020
Peter, I passed the 24 today. Thanks for you help. The exam needed no calculator. Many questions had the pattern where you eliminated 2 answers and then it was 50-50 with 2 bad choices. The format was mostly interpretive and goofy.
CL - E Trade

Jun 11, 2020
Pass!
I took 11 of 12 final practice exams.
Nothing odd.
No calculator needed.
Had an hour of time left.
NS - Nuveen

Jun 5, 2020
I passed!!! Thank you for the coaching.
Yes, took all 12 finals, with a scoring range of 70 - 76%.
Several “dates” and “time period” questions. Lots of Underwriting material covered. no math.
SG - Raymond James Financial

Mar 16, 2020
I passed the 24, Peter, although I was fairly certain I would not right up until my results were displayed. Very difficult exam. Much harder than all of the practice exams, of which I completed all 12. But that does not matter. All behind me now. I was consistently scoring in the upper 60s with my single best score being 70.
Also, a clear majority of the questions involved the application of my body knowledge on a situation or scenario. Only a few questions involved the testing of specific facts. This proved to extremely challenging for me as I focused on cramming as many facts and figures in my head prior to the exam. I felt for sure I had failed until it said “Pass”.
Thanks for your teaching!
GU - Wells Fargo Advisors

Jan 29, 2020
I realized I never replied to your question. I used Kaplan for the training and online question bank. I also purchased the Pass perfect online question bank. I really wanted to pass and I did pass on 12/30 so I had a great New Year’s Eve!
Thank you – I did use your cheat sheet as well! (But not while taking the test!)
JB - Ameriprise

Jan 19, 2020
Hi Peter,
I took the exam on Friday and passed. Thank you again for all of your help. The class was great and was very relevant to the exam. It was a big part of helping me pass the exam.
Best regards,
PW - Wells Fargo Private Bank

Jan 3, 2020
Hi Peter,
I just wanted to let you know that I passed the series 24 exam last week and to say thank you. It was great advice when you told us to just keep taking the practice exams over and over; and over again. And to read all the explanations of the correct answers and not take the timed exams. When I first started taking the practice exams, I was getting in the 60s but over time I started getting into the 70s and then the 80s.
I wish I knew what I scored…but the person at the test center told me not to wish for that since the only time you get your score is if you failed.
This was the second time around for me; first time around I spent much less time trying to pass the exam and in fact didn’t read through all the materials.
I still thought the exam was difficult, mind you. A lot of information that I doubt I will ever use at work and can look up if I ever need it. But thank you for your wise advice. I hope I don’t have to take any more exams other than continuing education, but I would highly recommend your class for anyone who needs to!
PF - Raymond James

Jan 3, 2020
Morning Peter-
Thank you! I’ve placed way too much energy this year for this exam. Previous I had taken in April and May and received a 67 both times!!! This was with another vendor and while it was good material and the question bank helped I found that there were several questions on the actual final that I did not recognize.
The PassPerfect material definitely helped me hands down. I took the 12 final practice finals 3 times (I know a bit much but as I took time off to study I was almost there an needed to get back to our busy work time of the year). First round in the 50s; second round 10-12 points higher for most finals but only one with a 72; third round was after busy season at work so still retained most information and got 3 finals in the 70s. The final 4 round of attempts was about 2 weeks before the exam and that included Christmas in the mix and was able to take 6 finals of the 12 (retaking the ones I did poorly on before) and you can see below with the screen shot – 66,72,73,79,75,74.
I sat for the final and felt I had prepared as best I could with all the information that we needed to know. Felt good thru most of the test there were some where you could bring the answer to 2 and really had to determine which was the BEST answer even though both were correct. I don’t feel I had many surprises that I can recall. I only changed one answer (my process is never to go back and change my answers in a test unless completely certain). I used another question to confirm something I had correct and went back and updated a separate question.
I have a friend at work that is planning on taking this exam in the next month or so and shared my feedback with how PassPerfect prepared me for the final so I hope I was able to help someone not have to sit for the test more than once like me.
The one piece of information that at first I couldn’t see doing was to keep the tests in the review mode. It was taking me forever to stay focused and it would take me anywhere from 4 to 10 hours just to complete a final. So for the satisfaction to complete a test I liked taking it in test mode because I knew I could check off my list that I completed a test in the am and I would review my incorrect questions and that felt good.
However, I realized that that was not the best way to study and really listened to you to take them in the review mode. That I would have to say was a game changer for me to stop focusing on how many tests I could complete and focus on getting what I could get done in the time I had and keep plugging away. Even if the answer was correct I still read the explanation below because there was another piece of information that helped link to another topic or something not get confused with. For me I would say that was the biggest help...I believe this method brought me over the edge to be comfortable with all this information. Which by the way like you said you might not even see on the exam but there could be 1 question.
Thank you for telling me to take one more final instead of reviewing because you were correct if I spent ½ hour or time on something it could have been too much time as I didn’t even see that question on the exam.
Thank you again for all your help! Sorry such a long message it’s early and I’m reflecting on my entire process of this journey of the exam and so happy that it is completed!!!
Happy New Year!
HD - Fidelity

Dec 30, 2019
Peter,
Thanks again for your help. I think you had more faith than I did, but I did pass. I really didn’t feel confident. It was harder than the first test.
Thanks.
KF - Fidelity

Dec 23, 2019
Peter
I passed! I can’t believe I passed. The first 40 questions there were so many new ways of asking about topics we had covered and there were many topics we didn’t cover. But thereafter the test was reasonably straightforward. Anyway, I am so elated I am shaking. Thanks so much. Your support put me over the top! I cannot tell you how much I appreciate your patience with me.
All the best to you and yours for the holidays.
JS - SVB Wealth Advisory

Dec 22, 2019
Hello Peter! I passed series 24, first attempt thanks for your help! is not an easy exam there where some moment I felt that I was falling but thank God no. My pass perfect avg score [on the] practice tests were 77 on my second attempt.
Here's my advice for the future text taker.
1. Do ALL 12 pass perfect practice exam, don't get frustrated if you don't get 75% the pass perfect exam prepare you for the real one, read the explanation and understand the concept behind the rule.

2. If possible take [a] three to five minutes break in the real exam.
3. Go with confidence is not an easy exam, but is possible to achieve.
4. Dont worry if the questions are no the same or similar to the practice exam there's a reason for it.
5. Read carefully, only one or two words in the question will take you to the right answer.
Good luck to everyone and Happy Holidays and Happy New Year!
PM - Citi

Dec 18, 2019
I passed -- was probably a bit over prepared-- which is fine.
100 questions (63%) I was totally sure of, the other 60 I marked for review and was pretty sure of--narrowing down to two choices. Upon reviewing, I kept 50 as-is and I reread the remaining, and changed 10. (which were probably the 10 experimental questions.) Less than five questions were verbatim. No calculator or white board was really necessary,
The review course addressed the logic behind the topic which was critical, as the exam required you [to know] the rules and were able to apply them to specific situations.
Thanks again for your help and support!
JH - First Allied

Dec 16, 2019
FYI- Passed. Thanks for all your help.
Before it told me I passed I wasn’t sure. SO not an easy test for me.
I did 10 finals on the book. Did 9 on the web. Failed the book.
Got [average 72 on the web finals]. The test felt harder in some ways.
EB

Dec 11, 2019
Good afternoon Pete
The material prepared me well for the exam. Below are some bullet points to help your future test takers.
1. Avoid getting overwhelmed. Take one question at a time and skip it if you don’t know it right away
2. Plenty of time given. I actually went over each question twice just to double check.
3. I had about 20 questions that were verbatim to the practice questions.
4. The online webinar was the biggest help. If students can afford it, and there is not a time limit. Take the class with you half way through then take another as a final review. The webinar made my studying easier.
5. Everything in the online webinar was on point.
6. I scored 60-81 on my first round of questions, then I took 5 more after reset and got mid 80’s.
RP - Schwan Financial

Nov 26, 2019
Hello Peter,
I passed! Thank you for your help!
I’m glad that is behind me. The pressure was no fun.
Happy Thanksgiving!
BB - Wells Fargo Advisors

Nov 20, 2019
Hi Pete,
Hope you are doing well and having a nice week! I was in your class last week.
Thank you so much for your class as it was helpful because I took the exam on Monday and passed. It was my first try. I didn’t really recognize any of the questions asked and several answers always seemed right.
I was not confident that I would pass while taking the exam. I did get the exact question regarding OBA with the cash payment.
I thought your class was very informative and really appreciated it.
Thanks and have a great holiday!
LF - Invesco

Nov 19, 2019
I passed!
I took 11 of the 12. All open book.
I really started using them to learn – so the first 4 or so were me learning, versus having studied ALL the chapters. Maybe even going into 5-6.
I started the class with you around Final #5-6. Finals 9, 10, and 11 were after the class. Final 9 I felt like I was being a little sloppy. Final 10 felt VERY hard. And then Final 11 I slowed down and felt better, so I was hopeful going in! Nothing weird – nothing on AI:NC! And no calculator needed at all.
Thank you!
JL - Fidelity

Nov 19, 2019
Hello, Peter
I passed the 24 yesterday. Thanks for all your help! The class was great.
Thanks,
SR - Wells Fargo Advisors

Nov 19, 2019
Hi Peter, I took the Series 24 yesterday and passed!
Yes, I finished all the practice tests…..ending with #10 on Friday, #11 on Saturday and #12 on Sunday. I did many quizzes in each category last month before I started taking the exams. I took all the exams in the mode to view the answer right away except for one of them. I did like the OATS/reporting chart that was part of the webinar materials – that helped put everything together for me!
Also, many of my collegues at work use Kaplan. While I was waiting for my Pass Perfect materials (they were delivered around 9/23) I read through a Kaplan book my co-worker just used this Fall. And I also took an in-person Kaplan class (2-days) on 10/28 & 29. I much prefer the Pass Perfect material and like the way it’s written and laid out. I like the sense of humor sprinkled throughout the Pass Perfect book too!
There were a couple questions on the exam I didn’t recall reading content about or seeing a term they used and assumed they may be one the 10 ‘test’ questions they include. Nothing weird, just a lot of information and like everyone says scenario based situations where one of two questions could be the answer!
TD - TIAA

Nov 18, 2019
Just passed the 24 and couldn’t have done it without PassPerfect and Peter. The material, study guide and final exams are formatted perfectly to pass the actual exam.
It’s a difficult exam with very subjective questions and answers which PassPerfect and Peter properly prepared me for. It’s obviously important to memorize a significant amount of information but to pass it was also necessary to comprehend the information. Passperfect’s textbook along with the explanations on the quizzes and finals were a huge help.
I also did extra tutoring with Peter and the 4-day class which in my opinion were crucial.
AK - American Portfolios Advisors

Nov 4, 2019
Hi Peter-
I passed the 24! Read the big binder through once, then used the quick book exclusively with the databank and book of tests. Did every databank final, all 12. I added notes to the quick book- like added pages to the index to make finding stuff faster as I was looking for rationale.
Thanks for all your help!! I’m moving on to the 53 now.
JS - Raymond James

Oct 29, 2019
Hi Peter – Thought I’d let you know that I passed the series 24 test.
I went through all the exams and then reset and redid 3 that I had gotten the lowest scores on. By the end of the 12 I was getting in the low to mid 70s. My redos of the 3 were in the low to mid 80s.
Lowest score I had on any of the tests the first time was a 59.
Nothing weird on the actual and no questions that just gave you just a rule #.
Thanks for the help and thanks to Passperfect.
Have a great day!
SH - Principal

Oct 21, 2019
Hi Peter,
Just a quick note to let you know I passed the test this morning!
I was a little leery of a virtual session because one of my colleagues said a live session was the way to go. But I thought the IM format you used - for answering questions and raising your hand, etc. - probably helped to keep things on track by preventing situations where some participants might eat up valuable time debating things that didn’t need to be debated. Your class was great. You do a nice job with the delivery, and added some structure to my thinking around a number of topics that made the content easier to remember.
I can’t say I was particularly confident going in this morning but things went my way....
I took a lot of the practice quizzes but only 5 of the exams. The two most recent were the highest at 66 and 66. The first three were in the mid to high 50s. Separately I made and used a lot of flash cards as part of my studying.
Nothing unusual on the exam...the questions were all very similar to the practices questions I thought.
All the best!
RM - Fidelity

Oct 21, 2019
I just wanted to share that I passed the first time today. I thought it was actually harder than the practice tests. I put a ton of hours studying and redoing the practice tests and think I fell into the memorizing the material and answers more than “understanding” the concepts etc. my test had zero calculations, very little dates, numbers or answers like 3 months vs months etc and a ton of just general concepts.
I thought your material was extremely helpful to learn... but I was freaked out not getting more cheat sheets or slides etc. it was just ...read the ppt and do the questions.
Now I get it. The 24 is all about general concepts and knowing the material. Great job facilitating and getting us through it. I know this stuff isn’t easy to teach and keeping the attention for that long. Nice job.
Thanks,
ES - Fidelity

Oct 4, 2019
Nothing weird on the test, I felt totally prepared and was confident going through it. The Pass perfect questions were right in line with what I saw. I changed one answer and marked a total of maybe 20 for review. Never touched my calculator. I did take all of the finals, twice actually, my scores were 47-65 on the first set and then 67, 66, 60, 75, 72, 64, 76, 76, 65, 70, 76, 75. I made flash cards from the little summary book and that helped a ton.
Thanks again!
LS - T-Rowe Price

Sep 29, 2019
Pete,
I wanted to say “thank you” for the virtual class. That class and being able to study the slides leading up to my test was the difference maker. I was able to pass on my first attempt and I attribute a lot of that to the materials and classroom. Just a quick run down of how I approached it for the benefit of other students:
-Read the materials cover to cover once. Didn’t go back to them or refence them again.
-Took the Passperfect/BullBear review course.
-Took 10 of the 12 final exams in the last few weeks leading up to the test.
-Took quizzes for some of the categories I was scoring poorly on after each exam I took.
-Used the power point study materials to review again after the review course and after exams on areas I wasn’t getting.
-Ultimately I put in about 75 hours, which is about what they recommended.
Thanks, again, Pete.
RN - Mercer Allied Company

Sep 26, 2019
Peter, finally passed!!! Thanks for all you help.
Nothing jumped out as foreign... most of it you covered. The wordy question were tough though.
PP definitely is better than anyone else! Thanks again!
EC - The Investment Center

Sep 17, 2019
Hi Pete,
Just wanted to let you know that I passed yesterday! I took almost 8 Final exams and several quizzes, read through the book of course...my practice exam scores were mainly 60 and above with a couple in the 70s after your review. I was the one who took it 15 years ago but the old noggin is not so good at remembering. There was a lot of new stuff I think too.
The only weirdness on the exam was the wording of the questions and answers which really threw me off. You know how you can ask the same question several different ways? Their word choice didn’t seem straightforward. Otherwise, I think I had only one question which I made a calculation to get the answer. Other than that, all the material we covered did the trick.
I probably wouldn’t have been able to do it without your review class. So thanks very much!
CA - Cetera Advisor Networks, LLC

Sep 10, 2019
Peter...thank you for your assistance. Nothing too bizarre on the test and grateful to be done! Thanks again.
MM - State Street

Aug 9, 2019
Good Evening Peter,
Thank you so much for all your help during the 4 day class, and with great excitement I'm happy to say that, "I passed."
I did take all of the practice finals and my lowest starting out was 52 and highest a 65. I would say the scores could have been higher, if I stopped second guessing myself. So, I drilled down by retaking quizzes on the areas I scored low on. I wouldn't say there was anything weird on the test that I can think of, but not alot of trading market questions.
Also, now we dont get a break down of how we scored in each section by passing, to my understanding only if you dont pass.
Thanks a million
JA - MML Investors

Aug 8, 2019
Peter – Thank you for all of your assistance with this exam! It was so valuable.
Could not have done it without you / Pass Perfect.
Thanks so much!
RS - TIAA-Cref

Aug 7, 2019
Peter,
PASS! Thanks for the class.
I took all the practice finals and averaged 59%. Needless to say, I was nervous going in. I kind of data-dumped the brain last weekend so I don’t remember much I don’t recall anything weird, but can confirm there were no “Is it I and II or I, II, and IV, or II, III, and IV or only IV” questions luckily.
Thank you,
KR - Ameriprise

Jul 29, 2019 Peter,
I passed the test.
I did do all of the finals. My avg for the 12 was 73.5. I scored 75 or higher on the last 6 tests but only got in the 80s once. The exam is kind of a blur. The thing I remember is thinking that I didn’t know what I would go back and review if I failed because I didn’t feel the material covered the questions I really didn’t know(if that makes any sense). I think I passed because I really knew what was covered in the material.
Thanks for your help!
MP - Nuveen

Jul 24, 2019 Pete,
Just wanted to let you know I passed, but the test was, frankly, very different in content than what Pass Perfect laid out. MUCH more heavily broker oriented, very few questions on capital adequacy and not that many on investment banking.
Thanks for all of your help.
RG - Wells Fargo Advisors

Jul 22, 2019
Hi Peter,
I took [the #24] previously in December and had used Kaplan materials. I felt as you described – that I was in the wrong test even after studying for months.
I retook the test on Saturday and passed! I redid all of the exams then went over several concepts in the book where I needed reinforcement. What a relief!
JW - Koss Olinger/b>

Jul 18, 2019
I passed the exam!! Thanks for all of your help!
"I could not imagine trying to pass the Series 24 without Pass Perfect and their materials. Take ALL 12 final exams, along with the four day class to go through the workbook with Peter, and you’ll be all set up to pass! If you are trying to decide between training vendors look no further. Pass Perfect is the best!"
Thanks again Pete! I can finally get back to normal life!!
SC - Wells Fargo Financial Network

Jul 15, 2019
I passed!
As I mentioned in the live session I used TC training materials and failed. I bought the databank for pass perfect because I heard the questions are closer to what I saw on the test.
Thank you for everything!
ZR - T-Rowe Price

Jul 1, 2019
I’m so happy! It was a lot of work and studying, but it was worth it bc I passed.
Nothing weird but I would tell everyone to just study their butt off. It’s a very tough test.
Thank you for your support and encouragement!
SB - Wells Fargo Advisors

Jun 28, 2019
Hey Peter,
I took my 24 test on Tuesday and passed it on the first try.
I ended up doing 10 out of the 12 finals all within one week and I got to the point that I was not seeing any improvements in scores plus my eyes were getting pretty burnt out. I averaged in the mid 60’s. The last day I just reviewed most of the answers I had incorrect.
Nothing different on the exam than what we went through.
Thank you for all the info and the class. I recommend that you tell everyone in your class about your cheat sheet as I found it to be very helpful to help categorize topics in my head.
RR - Securian Financial

May 20, 2019
Peter,
I just wanted to let you know I attended your class last week and took my exam today. I passed! Prior to using the PassPerfect material and your training sessions, I used Kaplan. I unfortunately failed the exam while using Kaplan as the real exam felt foreign. While taking the exam today I felt prepared and confident about passing.
I unfortunately wasn’t able to complete all the PP Finals (I only got through 6). I was scoring consistently 65-68 on 1-5 and then on Final #6 I got a 75% the night before my actual exam. The material was much more in line with the actual exam compared to Kaplan in my opinion. Thanks again, I definitely made the right choice on switching!
Thanks again and keep up the good work!
AM - Nicolet Wealth Management

May 3, 2019
Hello Peter,
I passed the 24.
FYI there were ZERO questions on margin requirements for long or short accounts. No SMA for example. No excess margin can you demand it sent out
There where ZERO questions on capital requirements for broker dealers.
They asked 4 questions regarding what are you MOST concerned about....and all answers are pretty valid.
Quite a few lengthy scenario based questions where they tell a story...the questions were very long (at least say 20% had some sort of “story” you had to figure out). So I used ALL of my time and still didn’t review about 40 of my flagged questions. I flagged over half the test and really thought I had failed....very grateful I guessed right on at least half those flagged.
Thanks for all your help!
RG - Wells Fargo Advisors

Apr 17, 2019
Good Afternoon Peter,
Just wanted to thank you for the review class…I have a feeling that pushed my over the hump. Took the 24 on Monday and passed, thank god!
This was my second try. Unfortunately I severely underestimated how hard it was the first go-around. I read most of the PP material but had only done the first 2 practice finals before sitting for the test. This time around, I did what you said and started working my way backwards through the tests starting with test 11. I finished test 8 Sunday evening and took my exam Monday. Scores were in the 60’s. Only thing that I recall being frustrated with on the actual exam was there seemed to be a lot of “number of days” questions. “How many days do you have to do this and that?” 10, 15, 30…blah blah blah. Also on the first exam that I sat for, I remember getting about a dozen true/false questions which was cool (50/50 odds, right?!). But for the exam I took on Monday, there weren’t any true or false at all! It seemed like the exam, overall, was harder the second time around.
SS - LPL Financial

Apr 17, 2019
Hi Peter - Great news. I passed the test yesterday!
I have to tell you though, it was gruesome. The entire time I thought I was going to fail. I felt comfortable on only about half the questions. Also, I saw about 15 questions of which I've never seen before and had no clue what they were asking. Maybe one of those 10 extra ones were in there.
Anyway, it took me about 3 hours to get through, then I spent the remaining 45 minutes to go over the +30 questions I flagged. Maybe I got an exceptionally hard mix of questions, but it felt much much harder than any of the practice exams.
That all said, if I hadn't taken the 11 practice exams each twice and reviewed your class notes 3-4 times there is no way I would even have had a fighting chance. So thank you for that. However, I would definitely warn your students this thing is brutal, and they better spend the time or they'll fail. And I've taken the 7, 63, 66, 79, 86 and 87, so I'm pretty well versed on the difficulty.
JB - UBS

Apr 15, 2019
Thanks- I passed!...did all of the practice exams, never scored higher than a 66 on any of them, but was consistently in the 60’s for the last 8. When I completed the real exam I felt exactly as I had on all the practices so was worried that I’d fall short. Thankfully not!
Thanks again, good stuff!
LW - T Rowe Price Investment Services

Apr 15, 2019
Peter,
Hey Peter, I passed! I can’t thank you enough for putting up with me. You and your material saved my job! I did take all 11 on the first pass through, UNTIMED □. After the reset, I took one more on Friday, just to stay fresh in the material and supplemented it with the quizzes on each chapter. I was getting into the 80s toward the end of the practice exams. Just a note that I had already been through the material with my failed Kaplan attempt, so I went about things slightly different.
The exam itself wasn’t overwhelming this time, because of your materials. It still seemed to add another layer of critical thinking on most of the questions, beyond what you have in your material. No math on this exam, again.
I did feel your material prepared me very well for critical thinking. I will definitely recommend you without hesitation to any who inquire.
AA - Thrivent Investment Management

Mar 26, 2019
Hi Pete,
Took the Series 24 class two weeks ago. I passed the test today. No surprises. Pleased how much many of the questions looked like PassPerfect questions.
Thanks for the help in the class. It was perfect to do 2 weeks out from the test.
DB - Fidelity

Mar 19, 2019
Hello Peter,
I passed the Series 24 this morning, thanks for your help your class was helpful. You seem to have your process down
AR - Wells Fargo

Mar 18, 2019
Hi Peter,
I just wanted to say Thank you. I took the 24 this weekend and passed. I’m sure glad that’s over! Your class and the Pass Perfect software made it so doable.
I did all the quizzes before listening to your class. By the way, I was muted on the call but I did appreciate your sense of humor. You made the 16 hours bearable(haha!). I did all 11 finals over the last two weeks. I found the test to be extremely vanilla compared to the pp finals. I was scoring in the low to mid 60s up until last two when I scored a 66 and 69. I was nervous because I never took a test before where I was scoring so low, but I trusted what you guys advised. They were very focused on # of days for all the rules. That’s what stood out to me. Otherwise, it was pretty straight forward. Nothing on Net Capital rules at all, which surprised me.
Thanks again,
TS - Wells Fargo

Mar 15, 2019
Once again, thank you for leading the online class over the past 4 days. Not entirely sure that I would have passed without your comments. Now as to feedback,
As in prior comments, there were no questions asking me to compute any figures. However, there were several questions along the lines of “Given the following market in which ABC is quoted at XXX.YY – ZZZ.WW [4 x 5], what does the market look like after a customer submits Order Q.” There were not any large discernable patterns that I can remember, but there did seem to be a significant number regarding Rule 144 and 144A. There were a few regarding general registration procedures and a handful regarding U4/U5 related material.
HS - Fidelity

Mar 13, 2019
Hey Peter, just wanted to let you know that I passed today. That test really sucked, and while I didnt get a number, it took everything I had to pass. I would not have been able to do it without the last couple days of help to carry me through, so thank you very much. I can confirm, people really need to know their investment banking facts.
Pass perfect is fantastic, if I ever get conned into another one of these I will be back.
Anyway, thankful to never have to do this one again,
Thanks again, all the best!!
PS - First Brokers Securities, LLC

Mar 13, 2019
Peter,
It was harder that I thought it would be, but I managed to pass the 1st time.
I had gone through all 11 exams on line and on paper and was getting scores in the mid 80s. Nothing surprising on the test as far as content, but the questions were incredibly confusing in their wording.
Thanks again,
KK - UBS

Feb 22, 2019
Hello Peter,
I thought since I passed and thought it was due to Pass Perfect’s awesome material, I’d give you feedback.
Thank you for making the class bearable and answering all my questions that I had until I understood them. The class helped reinforce the stuff that I didn’t understand.
I was nervous at first because after doing exams 1-9 I did not get anything over than a 57. Then I took practice exams 10 and 11 and got in the low 60s. I ended up re-doing 2 ½ exams more where on 2 I scored a 65 ish.
The exam was very close to the practice questions in general ( I can not depict any specifics). I would recommend pass perfect to others and your class. Thought the text explained things in an awesome job and I liked when they would say things like (duh or very human comments). These comments on different rationales for laws and regulations actually helped me remember and think more logically.
Oh by the way I studied 4 hours a day for a month straight that was my study time.
Thank you.
JC - The Investment Center

Jan 29, 2019
I passed! No doubt that the class helped. Thank you! There were some things I hadn’t seen before, but of course once the stress wore off, I couldn’t remember what it was.
KH - Woodbury Financial

Jan 24, 2019
Peter,
Quick note to tell you I passed my 24 yesterday.
I took all finals. In fact I took all 11 tests 5 times. Then had them reset Monday and retook tests 7 through 11 one more time. Averaged 96% on those with a 98% on final 11. Spent some time in the military so I have that ‘we are going to doing it again, again and again’ type attitude.
Actually test was very close to the what Pass Perfect tests. The test has some zingers in there that I don’t remember, I put them under the 10 extra questions.
Thanks for all your help.
ML - RBC

Jan 24, 2019
Passed on Friday –
Grades were 68 – 76 [on practice exams] – questions were generally close.
Thanks
PW - Nuveen

Jan 14, 2019
So different than I expected. But I passed! I wish I could find out what I got wrong. BTW there were at least 5 questions that I saw on my practice tests at some point.
I am really glad I opted for surgical tutoring and not a couple day class. First time I have done this without a class.
Not too many fact based questions but I nailed those that were on the test. 144A, 2 144 including days to deliver, at least 2, maybe 3 AML Two questions focused on sharing in accounts of family members, several account opening questions.
Did not need the calculator once. Hardly anything on margins. It was kind of strange. I marked about 70 for review, changed about 5 and took about 3 hours. NOT that many ALL ARE TRUE EXCEPT questions. Two DPP questions. Not one Net Capital question.
When they were easy, they were very easy and when they were hard, they were really tough to narrow down to one. Two Reg S questions. One reg A question. Nothing on crowd funding. No lender/buyer question but would have gotten that one! One OBLOSS question. Several questions on advertising. One social media question. Only one true suitability question. Two trading halt questions. And now I hope to forget it all!
Thanks again for your support and help along the way.
MS - Fidelity

Jan 7, 2019
Hi Peter,
I passed on Saturday! I wanted to thank you for your guidance over the past week of studying. I found the question bank/practice exams very helpful in passing the exam.
I will 100% recommend your program to others.
Thanks again!
SD - Eaton Vance

Dec 29, 2018
Good Afternoon Pete:
Just a quick note to let you know that I sat for, & PASSED, my Series 24 exam this morning… 
Thank you so much for your help… I took your virtual class earlier this month and I don’t think I would have been as successful without it!
nothing weird [on the actual exam], or anything that I wasn’t at least somewhat familiar with, or aware of… There certainly wasn’t anything that we didn’t discuss in at least some capacity during our class.
I completed 14 Practice Final Exams, in addition to SEVERAL chapter practice exams, prior to sitting for the exam today. And, upon completion today I still had a little more than 1 hour & 45 minutes remaining… definitely had plenty of time!!
I hope you have a Happy New Year!!
KS - Associated Bank

Dec 22, 2018
Phew. Thanks for the help.
Got a new title out of the deal—President
Much appreciated.
MK

Dec 16, 2018
Good Afternoon Pete,
I am happy to report to you that I successfully completed the series 24 exam this morning.
I thank you for your help because I could not stomach the thought of a third attempt.
I was surprised at how few Net capital questions and limit order questions there were. It felt like there were lots of b/d supervision questions. I don’t think there was anything out of the ordinary. I can only recall less than a handful of times where I was completely stumped. I felt so much more prepared this time around than the first time. For the record, I used Exam Zone the first time. They were really good for the 7 and 65 but not so much the 24.
I took 10 of the 11 finals. My scores were:
81, 79, 66, 71, 72, 76, 76, 77 then I skipped to test 10 and 11 and got 71 and 73 respectively. I think my scores on the first two were high because of the repetition of questions that aligned with the chapter quizzes.
Apparently those scores were good enough to get me through.
Thanks again for your time and help. I hope you have a terrific Christmas and holiday season.
I have another colleague in my office who is looking to take the 24 and I am going to suggest she take your class.
BG - Cetera Financial Group

Nov 26, 2018
Peter
I passed my series 24 test tonight !!!! Your virtual class was amazing :)
Thank you so much. Everybody is happy and smiling and celebrating!!!!!
I took all the PP finals online.
I intentionally scheduled my exam at 4pm rather than early in the morning, so that I could take 2 of the PP finals on exam day, and still leave time to review all the questions/answers in your printout of class notes before the test.
I took 2 exams per day leading up to the test, ran 2 miles a day for a week to clear my head of negative thoughts.
The key for me was doublechecking a couple questions toward the end that I wasn’t sure on and going back and reading the question again.
I had time to read every question at least twice to make sure I understood what they were asking.
One of these days I hope to meet you in person and shake your hand. Great job training us.
Thank you again!!
AM - Cetera Financial Group

Nov 15, 2018
Yes, today. Passed. No score just said Passed.
Nothing too weird off the live review path, so much of it is scenario based, which is really hard to study for.
I was anywhere from 65-73 on Finals (actually had like 4 69s), did all 11 exams.
Thanks for your help!
RS - Arvest Wealth Management

Oct 26, 2018
Hello Peter,
I am happy to let you know I passed the Series 24 exam today and the virtual review course was a big help.
Before taking the online class I was scoring mid 50s in the final exams. My score rose over 10 points immediately after the review and eventually I was able to consistently score between 72 and 76 on the practice exams.
Thanks,
JD - Wells Fargo Advisors Financial Network

Sep 19, 2018
Passed with an 88%! Thanks for your help!
GS - Sandler, O'Neill & Partners, LP

Aug 14, 2018
HI Peter
Just wanted to let you know that I passed my Series 24 with an 80%!
I took 9 of the 11 in the online databank and got 67, 66, 67, 68, 69, 66, 66, 76, and a 71. I did see topics on the test that I hadn’t seen in the materials, but it was mostly about customer accounts and branch rules. Also, when I dropped down from a 69 to the two 66s, I stopped taking the finals and read your Quick 24 book. I then took the last two finals and my scores jumped considerably!
I kept hearing you saw “Read the full question!”, “Which one is not like the others?” and I chose longest answer when I didn’t have a clue!
AL - T Rowe Price

May 21, 2018
Hey Pete,
Just wanted to say thank you again. I passed my test on Friday! I mentioned this wasn’t my first take, but I felt a lot more prepared for this run after using the PassPerfect materials and your class.
I got a 74. I was only getting in the 60s on the finals, but I did them before I took the class. Nothing weird in my opinion. The general test taking practice you mentioned of writing down the question number and topic to help on other questions was a huge bonus. Seems like common sense, but I am so far removed for the college years and taking tests that the reminder was great, and definitely helped!
JG - Global X

Apr 17, 2018
Passed!!
Prior to the class I had taken 9 of the 11 Pass Perfect practice exams and was consistently scoring in the mid 60’s. After the class I got mid 70’s on the last 2 practice exams and got a 74 on the test yesterday.
Thanks again – your class really helped.
DD - Mass Mutual

Apr 2, 2018
Morning Peter,
Thank you for the help! I passed with a 75 on Friday!
I took 14 practice exams and most scores were around 65 until the day before the test I got a 71 which was my highest score. The study material was very helpful and I saw a handful of questions on the test that were right out of the practice exams.
JK - Ameriprise Financial

Mar 2, 2018
I passed with a 71. There were a lot of questions that I was un-familiar with and didn’t think I passed it. My last 4 finals were 77, 70, 70 and 68. I ended up completing 15 finals. Thank you for being so accessible and quickly replying to my questions!
RZ - Wells Fargo Advisors

Mar 15, 2018
Hi Peter,
I passed with an 83! :) Thanks for all your help!
KM - Raymond James

Mar 9, 2018
I passed! 86% THANKS for all of your expert guidance. I will recommend working with you to anyone taking these tests!
Best regards,
EH

Feb 28, 2018
Hi Pete. I PASSED today!!!
I got a 70. I was scoring (after our session) in the low to mid 60's so I was definitely nervous going in to it. Nothing weird. The material was everything that I had studied :)
Thank you for all of your help!!
LA - Raymond James

Feb 27, 2018
Hi Peter,
I wanted to thank you for your help in my passing the series 24 yesterday. It was the toughest test I had taken since taking Calculus II back in engineering school. My scores on the practice tests ranged from 60-67% and I limped over with a 73%, but passing is passing.
I would strongly encourage others take your class in addition to focusing on the practice exams.
DM - Wells Fargo Advisors

Feb 23, 2018
Hi Pete,
Just wanted to let you know that I successfully passed the 24 this morning with an 83!! This was my second attempt at the test after failing the first time with a 64.
I think it’s important to note that what you are scoring on the finals is very indicative of what you will score on the actual exam.
After I took the test the first time, I scored a 60 on the first two PP finals (4 points away from my actual score on the test). It was only until after your class that I began scoring in the 70s with my highest being a 78 (4 points away from my actual test score).
Your online class absolutely put me in a position to pass this test. The handout that you provided is laid out in a way that neither the book nor quick 24 provide which I think is a better way to learn “trading markets” and “investment banking” which are the tougher chapters on the exam. For reference my first round of scores were 60, 60, 68, 67, 66, 64, 76, 78, 73, 71, 76. I retook the ones I didn’t pass and got 74, 77, 88, 83, 85, 87. I used Kaplan test prep for the first go around and regret it enormously (not up to date, questions are not similar).
Thank you so much for your amazing program- highly recommended!
MR - Raymond James Financial

Feb 9, 2018
Good Afternoon Peter!
First, I wanted to let you know I passed my Series 24 yesterday with an 82! Your class really helped to solidify all of the information. I retook all the exams and was scoring between 72-82 on all of them; prior to your class my practice exams ranged from 58-65.
JA - Kestra Financial

Feb 9, 2018
Hi Pete,
I wanted to let you know I took my Series 24 this morning and got a passing score of a 79%!
Your online review really helped to put some missing pieces together for me, I cannot thank you enough. On my last five finals of the first round I scored two 71s, two 73s, and a 66%. On the second round of taking them again, I was scoring in the 80s as expected because of recall.
Thanks again for all of your help.
KR - Raymond James

Feb 2, 2018
PASSED!!!!!!!!! Score of 82!
Yes, [Pass Perfect material] is closer to the actual exam than other vendors I have used.
I found the actual exam to be more difficult than the practice finals. Again, a few times, I was torn between 2 answers, but chose the longer one if I really had to guess.
Thank you so much for all of your wisdom and support!
MV - Voya Financial Advisors

Jan 26, 2018
Hi Pete,
First, thanks you for a great review course. It was very helpful and you were interesting, thorough and very knowledgable. It added quite a few points to my ultimate test score.
Took the exam this morning and got a 78. My first 5 practice exams were in the mid 60’s and the last 6 were in the low to mid 70’s. The actual exam was a bit less challenging than the practice exams.
I don’t think I would have passed without taking both the review course and all 11 practice exams.
Thanks again!
FR - Wells Fargo Advisors

Jan 20, 2018
Peter,
I got a 74. I would say that 95% of the questions were something I saw on the practice finals… There were probably 7-10 I had never seen before (makes sense since there are 10 non-graded questions). On the final practice exam I took I got a 66. I think it's safe to say you can add 5 to 10 points on the past perfect test scores for real exam. That was also similar to my experience with the series 9 and series 10 when I used your materials.
The areas I was struggling in I really focused in on the last 2 days. They also happened to be the most heavily weighted. Which is why I got between a 70 and 80 on those two pieces.
I truly love your program. [The Pass Perfect] test questions are always far more in depth than the questions on the test. I am completely saying that in a complementary fashion. If I can figure out the weeds, I can certainly tell what the flower is. Once the principle of the theory is down, [Pass Perfect] tends to drill down even further which is what I think gives a better grasp of the content. I will be signing up this week for the study materials for my next exam through your company.
WB - Raymond James Financial Services

Dec 14, 2017
Hi Peter,
I meant to email you at the time – I took the S24 exam on Nov. 20 and passed with a score of 75. In case there’s any anecdotal value to whether my prep served as a%

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Series #9/#10

Series #10
Jan 4, 2025
I passed!!!
I think it helped me using both companies. Study with Pass Perfect and take practice exams with STC to get an understanding of the wordage of the question. I think if people just follow your study plan and trust the process they will do fine. There was nothing weird on the actual exam from what I studied. I could kinda tell when they started to get into the experimental questions because they kept asking the same questions over and over and wording them differently.
Thank you so much for the help!
OH - Wells Fargo

Series #10
Dec 16, 2024
I PASSED!!!
Good morning Peter,
Sorry to get back to you so late.
I was on question 60 when I realized I had 2 hours left. Better pick up speed. Finished and reviewed all marked questions. Then I started going over all the questions again. I was at 66 when the system timed out on me. I did not want to push the button to finish. I wanted to use all my time.
I didn’t know if I passed or not until the “Pass” showed. I’m never that confident especially after 2 failures. I studied so hard and was testing in the mid 80’s. The last final I took I scored an 89. I felt good with that and prayed I was ready.
Questions were on par with the Pass Perfect material although FINRA likes to throw you off with different terminology. I appreciate your help so much. I definitely don’t think I would have passed without your help. Some of the little diddy’s you gave helped me. Stuck in my head.
DS - Wells Fargo

Series #10
Jun 27, 2024
Good morning Peter,
I wanted to let you know that I took the exam yesterday and was pleasantly surprised that I passed it! First attempt! I didn’t feel fully prepared, but figured I’d take it and then I’d have an idea of what I was up against should I need to take it again. Thankfully, that is not the case.
Thank you again for your help in passing the Series 9. I really appreciate it.
JB - Raymond James

Series #10
I think that Pass Perfect + your tutoring is 100% the reason why I passed, Pete! I'll take it the grave LOL. STC was garbage, and the questions were too short and misleads the test for you. Pass Perfect sets the most realistic expectations for the test. I actually had 5 questions similar to one's i reviewed with you (mainly MSRB), so without you, I would've missed those questions!
KM - RobinHood

Series #10
Mar 9, 2024
I passed the exam this morning!! ...very relieved!!
As far as the exam a couple of my takeaways:
* the exam questions didn’t test the depth of knowledge on different topics as much as pass perfect practice test.
* a majority of questions, were questions positioned like “as BOM, what would you do..” in certain situations then apply different content (e.g., lending money to a client, a RR participates in an offering from another BD, eligible new issue participants, municipal issues)
* records keeping (FINRA 3yr, 6yr, lifetime, MRSB), order entry (what’s included/not included), confirmation Qs were heavily tested
* there was a good amount of Qs that were easier to narrow down to 2 but many of those I made note that I could go b/t 2 answers - like “good answer vs better answer”
* I didn’t really need calculator.
* fortunately for me, I didn’t get to many reg T scenarios - I think just 1 or 2 where you needed to figure out the initial deposit per Reg T or impact to minimum maintenance
Even though the depth of knowledge on things like new issues, in a way you still needed to know the information because in some situations you’d still need to recognize exempt securities and transactions, or certain specifics.
...surprisingly I finished with only 5 minutes left. I probably spent a lot more time mulling over Qs I was a little conflicted on 2 possible answers. Ultimately, I didn’t go back to them and change what I selected though.
The one on one sessions were absolutely helpful in helping better grasp the materials.
There were still some areas I felt iffy about but the prep definitely helped my preparedness.
Thanks again!
RB - Merrill Lynch

Series #9
Jan 30, 2024
Peter,
Hope you are doing well!
I wanted to let you know that I successfully passed the Series 9!!! Could not have done it without YOU!
Thank you, again, for your continued support, encouragement, and engaging energy!
With Sincere Appreciation,
DL - Fidelity

Series #9
Jan 29, 2024
Good morning Peter,
I passed S9 on 01/27/24 on the first attempt.
Thank you so much you’re your amazing class and support!
NN - Schwab

Series #10
Dec 16, 2023
Hello, Peter!
Hope you are doing well. I wanted to reach out and say, “Thank You”, I passed the Series 10!!! You contributed to that in a big way and I am extremely appreciative of your support!
DL - Fidelity

Series #10
Dec 16, 2023
I PASSED!!! You were awesome. I just needed time to study and take practice exams. Pass Perfect exams were way better than Kaplan, by the way. I know I nailed the test even though they don’t give you the %. Thank you for ALL your help and Happy Holidays!
CS - Merrill Lynch

Series #9
Dec 12, 2023
Just wanted to let you know I passed!!! Thanks for your help.
I flagged 19 that I wasn’t 100% confident on, but was between 1 or 2 (but I also took the exam at 3 pm today and I’m normally a 8 am gal so I was overthinking more than I usually do). Your material was SO helpful…your exam prep was by far the best review course I had ever taken. Your way of teaching is exactly how my brain operates and I really thank you for your help!
MS - Northwestern Mutual

Series #10
Dec 12, 2023
Hey Peter,
I just wanted you to know that I passed my 10 today. SO glad to have it done.
Thank you for your help.
As much as I enjoyed working with you, I hope you wont take it personally, but I hope to NEVER see another Pass Perfect test again….
Have a great holiday.
IC - Fidelity

Series #10
Dec 4, 2023
Hi Peter!
Just wanted to update you, I passed my S10 on Friday 12/1! Thanks again for a great review class last week! I will say, during the exam, I took longer than I did on any of the finals (3.5hr) and felt really unconfident through the exam. I took a lot of notes assuming I'd have to retake it! I greatly appreciate all of your help!
NC - Fidelity

Series #9
Nov 27, 2023
Hi –
I passed the Series 9 this morning. Thanks for your class, I wish I would have had that presentation about a week sooner than I did, but it was all very helpful!
Also the data bank questions/finals which I did not previously have were a huge help.
I thought I had a chance when I went in the door and when I clicked for score since I was above 70 on every final that I took (even if I miserably failed the options chapter every time). I did not think anything was outside of the study materials, but felt a couple of questions were on general retention times - not specifically options record retention times. It’s all a blur now
MR - Fidelity

Series #9
Nov 21, 2023
Hey Pete,
I passed this morning!!!!! 3rd time is a charm.
I can’t tell you how much a appreciate your help. The live cram course was incredibly helpful & I WILL be using Pass Perfect for my 10 & look forward to your Series 10 course……after I take the holidays off □
Thanks again so much!!!
VW - Raymond James

Series #9
Nov 20, 2023
Thanks for the review class 11/6-11/7
Passed the Series 9 on 11/8
Woo!
I felt pretty good when I submitted then it spun for a few seconds telling me passed.
I marked about 12 for review and went back and just kept my first answer on all them.
I finished with about 20 minutes left. I felt like I passed when I was done.
Passperfect questions could not be made any better imo, they are spot on.
AH - Fidelity

Series #10
Oct 30, 2023
Good afternoon,
I was a student in the series 10 review course last week and just got out of my proctored exam… passed!!! Thank you so much for your help. The review was a tremendous benefit!
I would have been shocked to see a fail (though it’s a long 15 seconds waiting on the p or f!). Recently on pp final exams scoring in the ~75%+ range for reference. Only thing that really stood out was how many “distractors” were included in the answers.. things that were completely out of left field that left you wondering if you were being tricked by a one-off or not.. I also didn’t have to use a calculator a single time throughout.
RF - Fidelity

Series #9
Oct 20, 2023
Hello!
My name is Payton and I took your series 9 class in the beginning of October.
Took the test yesterday and passed! Officially a 9/10. Thanks again for a great class and helpful tips.
I think I knew [that I passed], I only had about 10 that I was between 2 answers on, but those tests always make me nervous when clicking submit! Heart rate goes up!
I don't think anything too crazy different than what we went over.
Can't thank you enough for all the tips, it's amazing how much really stuck with me:)
FM - Fidelity

Series #10
Oct 4, 2023
Peter – I passed. Thanks for the help and Go-Co-No.
I felt so much better taking it this time than with the Kaplan material.
PS - Fidelity

Series #10
Sep 30, 2023
Pete,
I passed the S10 this morning. The live review was definitely helpful.
I felt pretty confident when I clicked submit. The live review helped quite a bit. Luckily I was heavily tested on the topics I was familiar with. I got mad at a few questions because I felt they were worded weird or had weird answer choices. However, even the questions I didn’t feel confident in, I felt like I could narrow down to 2 answer choices. PassPerfect definitely covered all the tested topics. I wasn’t surprised by anything.
Thank you!
JJ - Fidelity

Series #10
Sep 26, 2023
Hey Peter,
Just wanted to let you know I passed my S10 yesterday! Thank you again for all of your support in my journey to conquer the S9/S10! You are the best!!!
You know you are always nervous when you hit the button and honestly, this was one tough cookie of a test. The things I really spent time on, particularly around Margin accounts, I didn’t get a single question on …Nothing on 144, nothing on Reg D. Really surprising actually.
Couple on day trading and had several questions on time documents need to be retained for both FINRA and MSRB because of course, they are different.
Just a smattering of rule interpretations and what I can do vs. type of products and oversight required.
Thank you again for everything!
TC - Merrill Lynch

Series #10
Sep 8, 2023
Hi there, Peter!
I passed the Series 10! Thanks so much for all of your help.
Just some observations on the exam: Timeframes for things… super important. “How many days/months” questions all over the exam.
Calculations… not so much. Pulled out the calculator once. Probably didn’t even need a calculator on that one, either, but I didn’t want to get a question wrong because of bad mental math.
No questions on margin calculation. Did have one question about what would be able to satisfy a house margin call, but didn’t ask for any calculation.
All in all… Pass Perfect did great with prep questions… but just a tad bit calculation heavy compared to the real exam.
Thanks again for your help, Peter!
JD - Fidelity

I hope this email helps you in some small way here. ? Series #9
Sep 1, 2023
Hey Pete, I passed my 9 yesterday, thanks for all the help!
Nothing on Ratio, butterfly, Condor, Iron Condor. Lots on communications and on picking the appropriate strategy: buy a call vs put or spread vs straddle. Almost no math except for an un-economical option recommendation (as the bom you would, answer: not approve) and one question on which strategy had the lowest gain potential – 4 credit spreads
5 Stars on that review class and spot on with the info you provided.
KH - Fidelity

Series #9
Aug 30, 2023
Hi Peter,
I passed series 9 after taking your class. Thank you so much for such an informative class.
I kind of had a feeling that I passed. Nothing unusual on the exam. I had lot of questions on spread, identify condor/iron condor, communication to public (which one is correspondent vs. sales lit.)
The questions were LONGGG and super wordy. I think I had about a min left before I submitted the test.
NM - Bank of America

Series #10
Aug 14, 2023
Pass!
I did feel confident when I clicked the button to score it.
I marked roughly 8-9 questions for review and when I went back I decided to not change anything and go with my first answer. Two of them were questions I had never heard the idea before, but applied reasoning.
Interestingly, I memorized that chart and quite a bit of your cheat sheet, brain dumped it and only had to refer to it 3 times for questions. There just weren’t many. More focused on the business conduct and supervising accounts.
Interestingly enough, the highest score I got on my practice test was a 72. However I did score in the 80/90 range on the quizzes.
I’m sold on your style of presenting material. I could really relate to your delivery and I liked the questions during your virtual session vs just simply going over the info and making notes.
Thank you again for your knowledge and support.
SD - Wells Fargo

Series #9
Aug 14, 2023
Peter!
Again, your class ensured that I passed the test the first try! I was struggling … really struggling … with the quizzes and finals. Once I took your class and had my answers reset, things started to make more sense – I made a dumpsheet of information that helped things click and I passed the Series 9!
Thank you for making it possible!
SR - Fidelity

Series #10
Aug 11, 2023
Hey Peter!
Just wanted to let you know that I passed the 10 on the first go around last week, after the crash course!
Thanks for all your help!
AH - Charles Schwab

Series #10
Aug 11, 2023
Hi Peter,
I hope all is well!
Just wanted to let you know that a passed the Series 10 yesterday! Thank you for all of your help. Going in I was pretty nervous because I didn’t get above a 65 on any of the 13 practice finals but somehow I pulled it out.
Thank you again for the review session!
MH - UBS

Series #10
Aug 7, 2023
Hey Peter!
Just wanted to let you know that I passed the 10 on the first go around last week, after the crash course!
I felt like the test was seeming really easy, so thought I had passed. I didn’t’ want to get ahead of myself though because lots of people told me that the 10 will trick you to think you are doing well and thn fail.
I will tell you the majority of the questions were situational. 2 answers correct, but one was better. For the non situational questions it was a lot of time questions. How long to file something and how long to retain items.
Thanks for all your help!
AH - Schwab

Series #10
Jul 31, 2023
Hi Peter! I was in your series 10 class last week. I wanted to let you know that I passed my series 10 exam today on my first try!!! Thanks for all your help and awesome resources!
PH

Series #10
Jul 14, 2023
Hey Peter, I hope you are doing well!
Good news, I passed the 10. Lots of questions on client communications, and oddly multiple questions with either a super long question and short answers, or super short questions with long answers. Most of the language was excessive but by following your suggestions, RTFQ and start at the bottom of the answers, things went well. Also lots on E-Z registrations. Thanks for your guidance.
I felt confident that I passed before submitting the exam.
Nothing too odd, but I did have a question on the dribble rule that didn’t give an option for the correct answer (within 90 days, 5k shares or 50k value). I assume I was missing something on that question. Also, the test kept disguising questions as “elderly” questions when in fact they were on other topics; ie. The do not call list, reg S-P, suitability (class A, B, C 12b1), rule 147 question, etc. So lots of “cutting out the fat” and realizing what the question was really about.
Also, the acronyms came in handy big time- had several on GO CO NO, and a few on Peter Gibowicz Digs Me, ABC vs PDM, You call your mother b/c you need to yell, etc.
Thanks again for your help!
JD - Fidelity

Series #10
Jul 10, 2023
Passed Peter □
Nothing weird -all as expected and I was confident on completion
Thank you!
LH - Wells Fargo

Series #10
Jul 9, 2023
Hi Pete! I passed my 10 today! Your review sessions helped me put it all together! Thank you
AF - Fidelity

Series #10
Jul 6, 2023
Hi Peter –
Thank you for facilitating the Series 10 class last week. I got a lot out of it and passed my exam yesterday! I think that it would be helpful to have the Owl Bank questions prior to the class, but regardless I passed!
EK - Fidelity

Series #10
Jul 5, 2023
Hi Peter, I passed the 10 this morning!
I definitely did not feel confident pressing the next button to see if I passed. YOU NAILED it during the virtual training in saying that there is more than one right answer you just have to find the BEST right answer. I had a lot of questions on New Issues. I felt more than I did on MSRB, however, maybe it's because New Issues is what I struggled on.
Thank you!
JT - Wells Fargo

Series #9
Jul 3, 2023
I took and passed the 9 on my first try on Saturday. Nothing too surprising on it, I felt pretty confident when I pressed submit.
NS - Raymond James

Series #9
Jun 24, 2023
Hi Peter!
Just sending a message to let you know I passed and your class was extremely helpful for me. Thanks for all the informative information this week!
BM -

Series #10
May 4, 2023
Good Afternoon Peter,
I was in the Series 10 review class last week, and you had asked us to let you know how we did. Good news—I passed!! Thank you for going over all the material and for the little tips and tricks to remember things, it was super helpful!!
My scores were pretty good all things considered, and I actually felt more prepared for this exam than I did for any of the other ones I have taken (SIE, 7, 63, 66)! You helped clear a lot of things up for me for sure, the review class was extremely helpful. I felt pretty good about it, but I still had anxiety waiting for the result to load! There were a few terms I didn’t know what they meant (I cant even remember what they were now), but tried to make my best guess and got through it. There was maybe 1 margin question that I can remember. Seemed to have a lot of 529 questions, records retention, u4/u5, as well as more than expected questions on retail comm, advertising, sales lit etc, definitely seemed like a lot more than I was running into in the passperfect exams. Your RTFQ was in the back of my mind during the exam, and there was several times I went back and read it again to make sure, and noticed I had read it wrong the first time so that definitely saved me!
Just very happy to have passed my first time around, thank you again!
MG - Fidelity

Series #9
Apr 29, 2023
Hi Peter,
I wanted to say thank you for your amazing Series 9 prep course. I passed on my first attempt.
JE - Merrill Lynch

Series #10
Apr 28, 2023
Thank you again for your Series 10 course this week. I mentioned during the course that I previously failed the 10, I took it about a month ago and failed with a score of 69%. So close, but so far, haha. BUT, I took it again this morning and passed. Just wanted to give you the update. The course this week and having access to the DataBank was beyond helpful in strengthening my weak areas and getting through the test.
I felt very confident that I had passed, especially considering my practice exam scores before failing were in the low 60s and were in the 70s the second time around. There definitely were a few questions that I was very unfamiliar with and not sure how to answer, but for the most part the course and practice exams were very close to how the actual exam was.
SG - Fidelity

Series #9
Apr 25, 2023
Good Morning Peter,
Just wanted to share that I passed my S9 yesterday. Thank you so much for all of your help … could not have done it without you!!
TC - Merrill Lynch

Series #9
Apr 24, 2023
… I felt very confident that I was in good shape when I got to the end. There were maybe 2 questions that I had not seen any material. I had a few questions that I can recall on position limits, tax treatment (sales proceeds vs. basis) and quite a few on a good recommendation given a scenario.
Your class was very helpful… thank you!
RM - Merrill Lynch

Series #10
Apr 17, 2023
I passed!
I felt pretty good about it. Regulatory CE was not updated to annual which threw me off a bit.
Must know customer complaint filing for both FINRA and MSRB.
Reading full answer list is definitely key.
Thank you for everything, Pete!
ML - Merrill Lynch

Series #10
Apr 10, 2023
Good Morning! I took my Series 10 exam on 3/31/23 after taking your 4 day class that week and PASSED!!!
Thank you so much! I could not have done it without you =o)
JB - Fidelity

Series #10
Apr 5, 2023
Peter! I passed the 10 this morning! Thanks so much for all your help!
JH - Fidelity

Series #9
Apr 4, 2023
Hey, Peter!
I took your class last week and relied heavily on the pass perfect quick book and I passed!!! They were both integral in my success so thank you!!
KS - Fidelity

Series #9
Mar 28, 2023
Passed yesterday ? Thanks for the help!
LH - Wells Fargo Advisors

Series #10
Mar 25, 2023
Hey Peter –
Thanks again for the class and education for the Series 9. It was tremendously helpful leading up to taking the test. Prior to your class I was getting 72-76% on practice questions. After I had a jump to 85+% and never dropped below that. – Great news... as I passed the 9!
100% knew I was passing. Put way too much damn time and effort to fail but the class elevated my scores and confidence tremendously to feel that way when submitting for the score.
Nothing that was weird that stands out. The concepts and questions were in line with the exam.
MC - Charles Schwab

Series #10
Mar 23, 2023
Passed the exam this morning. Thanks for all of your help on both the S9 and S10. Great study program!
CA - Merrill Lynch

Series #9
Mar 16, 2023
I knew I passed but I had 6 marked for a review.
Taking the last 3 past perfect exams timed made a big difference. I was scoring in mid to high 80’s on the 2nd rd of exams after your review course.
I’d say for the exam, very few calculations needed to be done. The wording was very different and as long as you RTFQ it was 75% obvious.
There were 3-4 strangle questions which threw me off a little at first but answer was obvious after running through in my mind. The limited calculations we were easy but wordy questions with lots of distractions.
I felt like there were a couple more questions on OEX & buy writes then I had seen in my practice exams but working through, pretty easy.
Overall, I think if someone takes the practice exams, your review class and the practice exams one more time, I don’t see how they can’t pass.
I was done in 1 hour 10 mins. Most of my practice exams were 45-50 some of that was repetition of questions because of the review handout over lapping with practice exams.
I think there was one condor and I ratio question which were exactly like the practice tests.
ML - Merrill Lynch

Series #10
Feb 28, 2023
Hey Peter,
Wanted to send you a quick note to say that I passed the 10 last Friday. ?
I did feel more confident at the end of the test, although there’s always a bit of trepidation before seeing the word, “pass” – haha! Felt much more prepared on this second attempt and felt I had a better understanding of the material this time around.
After the reset of the databank I was able to pass 6 out of the 9 finals I took and it paid off. Really appreciate the advice and the info from the review class.
Many thanks,
AM - Fidelity

Series #10
Feb 27, 2023
I passed the Series 10 today! Thanks for all of your advice and assistance with studying.
When I clicked the button I was more than 80% sure I passed…I was tracking the questions I was on the fence about and market less than 30 questions out of the 155. I was still a nervous wreck. Nothing out of the ordinary stood out. Mastering the practice exams really prepared me and got me over the hump.
TP - Wells Fargo

Series #10
Feb 8, 2023
Hello Pete,
I passed! The material was on point with the actual test and I will recommend Pass Perfect to anyone taking this test. The material was difficult ..but so was the test! I feel this material perfectly prepared me for the exam.
Thank you for all of your help!
CT - TIAA

Series #10
Jan 31, 2023
Peter,
Just wanted to drop you a note and say thank you for all of your help last week…. I passed! Really appreciate everything you walked us through. I can’t recall any questions per se, but there were very few questions that I did not recognize… Thank you again!!!
SW - Merrill Lynch

Series #9
Jan 30, 2023
Thanks for the class, Pete! I have successfully passed both exams, this class was definitely very helpful in passing my Series 9.
CH - Fidelity

Series #9
Jan 23, 2023
Hi Peter,
Just wanted to thank you for last weeks review class on the S9. I took my exam early this morning and Passed.
I appreciate your help and knowledge!
ZD - Fidelity

Series #9
Jan 2, 2023
Thank you for this and I passed the Series 9 on Friday! □
I kept a tick sheet of questions I was unsure of. When I was done, I tallied over an 83% score for the exam, so I knew I would pass it. There were a couple questions that I had no clue on, but assuming those were possible ‘extra’ questions. Only a few calculations that I had to do, but definitely easier than PassPerfect practice exams.
Have a great year and thank you again for the great course!
SS - Fidelity

Series #10
Dec 29, 2022
Woot Woot!!!
Thank you for your help with the review class. I got a lot out of it and have recommended it to my peers.
Happy New Year!
EW - Bank of America

Series #10
Dec 9, 2022
Hey Pete – Just wanted to shoot you a note to let you know that I passed the exam yesterday! It was ROUGH but thanks to you and Pass Perfect. I made it! Big thanks to you for the review. That really got me over the hump.
Hope you have a great weekend!
BM - Wells Fargo

Series #10
Dec 6, 2022
Thank you so much for all your help, the class and (most of all) your patience!! Yesterday was my exam. I passed!
Thank you, again and again!
Have a great Holiday Season!
PK - Wells Fargo

Series #9
Nov 28, 2022
Good Afternoon Peter,
Thank you so much for your class, I passed my 9 today !
I did take all 12 exams in the Data Bank. I generally averaged around 65% on them ultimately receiving a 75% on exam 12. I completed the exam with 27 minutes remaining, I did use the additional time to review a few of the questions I had marked. I did feel very confident once I hit the final submit. This was second attempt at the exam , I used a different vendor for my first attempt. I am more of an Auditory learner so your class was very helpful!
Thanks again!
MC - Merrill Lynch

Series #9
Nov 28, 2022
Peter, I wanted to let you know I passed the 9 today first try.
The test questions were a joke compared to the questions in the Pass Perfect material. I had 38 minutes left when I finished. Thanks again and I will be with you soon as I am starting the 10 pronto.
NC - Fidelity

Series #9
Nov 23, 2022
Good Afternoon Peter,
Thank you so much for your class, I passed my 9 today!
Have a great Holiday!
MC - Merrill Lynch

Series #10
Nov 23, 2022
Hey Pete,
Thank you for all your help in making that difference this time and helping succeed. I wish I could say I felt I crushed it but I think some of that was nerves knowing it was my third attempt and having those fails. There were some questions that I didn’t see the first couple of times which threw me off for sure. Very long story questions that had multiple elements to them (the rule, suitability, and if the RR acted correctly)
I also did notice a couple of things this time around, I had a lot of situational questions that covered both MSRB and FINRA this time around. So scenario's around "you are the BOM" which I didn't recall the prior attempts, they had a lot of focus on political contributions and employee supervision in those.
I also didn't have a lot on 144/144a/Reg. D material, I think I had one 144 question. There was also a big emphasis on the questions for AML regulation. Those were the things that stood out, I only went back and changed two answers that I saw in later questions and made me realize I choose the wrong of two subjective answers on one, and then there was a number of days question that I got an answer to later in the exam.
Thank you again Pete!
PJ - Fidelity

Series #9
Nov 22, 2022
Good afternoon Peter,
Well……I took the 9 this morning and I PASSED!!!! I am so happy.
I felt ok but still was not sure. Absolutely no margin questions, strategies and a lot of BOM/ROP questions.
Thank you for everything, I truly appreciate it.
SF - Wells Fargo Advisors

Series #9
Nov 10, 2022
Pete:
I passed the 10 today.
It's been a long year since moving my business and passing these two tests to open my own office.
I’m appreciative of people like you who’ve helped me over the last year.
ET - Raymond James

Series #9
Nov 2, 2022
I forgot to let you know I passed! And I only had TWO questions that required any breakeven or spread calculations.
I was pretty confident when I submitted the exam for scoring. There was one super weird question that I had no idea what they were even asking – but the rest I was prepared for. TONS of questions on options strategy – what strategy would you choose if the customer is looking to hedge, etc. And a ton on disclosure documents and BOM/ROP. Surprisingly quite a few on types of orders – market not held, etc.
JL - Wells Fargo Advisors

Series #9
Oct 24, 2022
Good morning-
I just wanted to let you know that I passed the Series 9 on Saturday.
I had a pretty good feeling about passing. I actually had more than enough time – got through the exam in about an hour and then circled through the ones I checked. Definitely felt like I had a lot of questions where two choices could have been right. I had zero margin questions which I was happy about. Felt like I had a lot of VIX questions. Only three or so questions where I needed a calculator.
Thank you for all of your help. Pass Perfect definitely was the difference for me in taking the exams. So glad I am done!!!
MR - Wells Fargo Advisors

Series #10
Oct 17, 2022
Passed.
Only two surprises were the lack of math and the style of how the questions were worded.
Literally never did a calculation. It took maybe 30 questions to pick up the voice of the exam and pick up a little speed on questions.
Thank you for having me well prepared!
CK - Raymond James

Series #9
Oct 10, 2022
Hey Pete,
Thanks again for the class last week. It definitely helped. I was able to pass the Series 9! I took it this afternoon. Just letting you know.
Have a good rest of your day.
SB - Fidelity

Series #9
Oct 10, 2022
Happy Monday!
Ok,
I PASSED!!!
I only passed one final exam, the others I was scoring some high 50’s and lots of 60’s, too close for comfort but…
Took the 9 on Friday morning. Many questions left me wondering if I had chosen the right answer but for the most part the questions were much easier than the pass perfect questions! I was actually doing many options that were B/E only or tax basis. So no need to even write down a t chart! Most complex question was to find the spread with the least amount of gain of the 4 presented.
Despite getting to Prometric and them forgetting about me, then running out of computers, then giving my dry markers, ha! Quite the ordeal.
Thank you again for all of your help and encouragement!
SP - Raymoned James

Series #10
Oct 10, 2022
Peter,
Thanks again or the class last week.
I passed today & felt extremely confident when taking the test today.
Thanks Again,
CM - Charles Schwab

Series #10
Oct 10, 2022
Hi Peter –
I’m happy to report that I passed the 10 this past Friday. I appreciate your assistance with the many questions I had while studying!
VV - UBS

Series #9
Oct 7, 2022
Hey Pete – passed the 9 today so completed my BOM journey. Thanks for the tips/tricks offered during the review sessions. They were great!
EK - Fidelity

Series #9/#10
Oct 5, 2022
I took your Series 9 review class in August and passed the 9, last week I took the review class for the Series 10 and passed the exam today.
Thank you for the great review sessions!
SF - Fidelity

Series #9
Oct 5, 2022
Hi Pete!
I passed the 9! The class really helped me. Most of what you went over was on the exam. I so appreciate your guidance.
Thank you,
NB - Wells Fargo

Series #9
Oct 2, 2022
I passed! I felt pretty good about it before I hit submit. Thank you for the help!
RR - Robinhood

Series #10
Sep 28, 2022
Hi Peter,
Thanks for all your help on the S10 with your class. It was awesome and I am glad I passed the S10 today. I will be starting the S9 study next week.
There was nothing weird that stood out but I felt well prepared from the class and final exams I took preparing. I had a dump sheet with a few dates that was great for answering a few questions. I felt the actual exam was much easier because it was high-level vs. the Pass Perfect Exams. I felt like I had passed before hitting the button because I was confident in my answers and marked the one’s I was not confident with. I had plenty of time to finish and took a 5-minute break.
AY - Fidelity

Series #10
Sep 28, 2022
Hi Peter!
Wanted to let you know I passed the Series 10! I am off to do the 9…thank you so much for your help and your class!
SK - Fidelity

Series #10
Sep 6, 2022
Hi Peter, thank you so much for the training course the week of Aug 22nd.
I took my 10 on the 31st and passed!!!
DS - Bank of America

Series #10
Sep 2, 2022
passed .... 3000 question in 8 days, and I managed to pass lol
I felt confident, but I was extremely anxious due to other things going on (I needed to get this done this time around).
I really appreciate the help and the guidance – extremely useful.
RP - Fidelity

Series #10
Aug 31, 2022
Hi Peter,
I wanted to let you know that I passed my Series 10 exam last Saturday; thank you so much for all of your help during the review class last week!
I didn’t “know” for sure that I had passed it, but I felt like there was a very high chance that I did.
In general, I felt that the live exam was actually a little easier than the PassPerfect practice exams. There were a few questions that related to topics or material that wasn’t covered in the PassPerfect course, and there were a few questions where the answer seemed very highly subjective, and we had to figure out which was the “best answer” out of more than one answer that could be correct. But for the most part, I felt that your live course and the practice exams really did a great job of preparing me to take the exams, and I felt highly confident going into them.
AS - Charles Schwab

Series #10
Aug 31, 2022
Good morning,
Highest score I made was a 64 on the final exams. And I didn’t finish all of them. Totally did not utilize the material the way I should have and that’s on me!
I truly didn’t think I stood a chance but, those exams helped so much along with briefly reviewing material from your class the morning of the exam.
Lots of questions were almost identical, lots of triple negatives and knowing the difference between the capabilities of the licenses was very commonly asked in many different ways.
Very few to no margin, maybe 3-4. Didn’t need a calculator once. That was surprising.
Bond yields more common, used your acronyms and was fine.
SP - Raymond James

Series #10
Aug 17, 2022
Pete,
I passed my Series 9 exam!!!!!!
Truthfully – I thought I totally bombed the exam! I thought “these questions are too easy, I must be doing something wrong”. I clicked some questions so I could go back and review but I ran out of time and was not able to double check those questions. The rule at the testing center is I’m not allowed to write ANYTHING down until I clicked on the first question; so writing out my cheat sheet ate up a lot of my testing time. At the end, with 45 seconds left on the clock, all of the “review” questions remained untouched – what was answered wrong remained wrong and what was answered right remained right (blessing in disguise?
I really can’t remember any weird questions.
Thank you SO very much for all of your help and I will keep in touch for the Series 10. Thanks again!!!!!
DE - Wells Fargo Advisors

Series #10
Aug 15, 2022
Good afternoon, Pete – I trust this finds you well.
A few weeks ago, I attended your Series 10 review class. I am reaching out with great news to inform you I passed my Series 10 exam August 2nd, and to express thanks for your shared insight and knowledge on the subject.
Although I was initially surprised by the fast progression of the content covered, I had strong takeaways for recall. I appreciated your memory tricks and sassy quips throughout class – kept it light amidst heavy material. I only used Pass Perfect to prepare, completing the reading, 1 quiz per chapter, and 11 full finals and extremely thorough reviews of each exam.
I am grateful to have attended your class immediately before sitting for the exam. Thank you for sharing your time and expertise. I look forward to attending your Series 9 review class in the coming month(s).
Have a wonderful week!
VD - Fidelity

Series #10
Aug 11, 2022
Pete,
I PASSED the 10 this morning. Thanks for your help along the way.
I felt confident during the exam that I was passing. There was enough information in each question to allow you to eliminate at least 2 sometimes 3 right away. Nothing weird stood out, most were scenario based with a few maybe 10 point blank. The wording in the questions was straight forward but the wording in the answers were a little tricky. Overall not too hard (once I used the Pass Perfect material)!!
Thanks again.
LS - Wells Fargo

Series #10
Aug 1, 2022
PASS! Wooooooooooooooooo
Thanks for your help!
JA - Fidelity

Series #9
Aug 1, 2022
Hey Peter,
Just wanted to let you know I passed the exam last Friday. Thank you for your help!
EM - Merrill Lynch

Series #10
Jul 18, 2022
Hey- I took my test this past Saturday and passed. I didn’t use my scratchpad or calculator once. It seemed extremely easy. And I wasn’t scoring that high on the practice material at all.
MR - Wells Fargo

Series #9
Jul 18, 2022
Peter,
I passed my series 9!!!! Thanks for all the help
LS - Wells Fargo

Series #10
Jun 28, 2022
Hi Peter
Just wanted to reach out as I was in your S10 class last week. Passed on Friday just before the long weekend thankfully!
I felt pretty good about it with a handful I wasn’t completely positive on, but the usual, choosing between 2 answers and having a best guess based on all of our baseline exams. I’d say I felt pretty confident about passing when I submitted, had failed the 66 once in the past and definitely felt a lot worse submitting then so did not have that same feeling.
Thanks for all the help!
MG - Fidelity

Series #9
Jun 28, 2022
Hi Pete,
I hope all is well on your end and good news…(drum role) I passed the Series 9 this morning.
Thanks for your being in touch and sharing some resources including the video, those were helpful…If you’re WIDE, Exercise! Ha!
AM- Fidelity

Series #10
Jun 12, 2022
Hi Peter,
Just wanted to let you know I passed my test. Thanks again for your help this last week!
MW- Fidelity

Series #9
Jun 10, 2022
Hi Peter,
I was in your virtual series 9 review session this past Monday and Tuesday and I just want to say THANK YOU! I passed the series 9 this morning and your review class was a huge aid in my passing. I hope you have a great weekend!
When I scored myself I don’t think I KNEW I was going to pass but only because I was so nervous! However, I felt fairly comfortable with most of the questions and really there were only a few that I was lost on
KS- Charles Schwab

Series #10
Jun 7, 2022
I passed! Two hours in :)
Thank you so much for all your help!!!! Now onto the 66!
GN- Wells Fargo

Series #9
Jun 6, 2022
Pete:
I passed my 9 last Friday. Thank-you for helping me get through this.
You do a nice job.
ET- Raymond James

Series #9/#10
Jun 4, 2022
Hi. Pete.
Just finished 10 exam. And I passed. Thank you for your lecture and help!
YD- Fidelity

Series #9/#10
May 31, 2022
Hey Pete,
Just wanted to let you know I passed the 10 on Saturday! I took all the prac finals and once I reset I was scoring 70-81%. I finished the actual exam in about 1.5 hours and even though I was reading all the questions I just flew through it. Pass Perfect definitely prepared me so wanted to thank you for the help.
MS- Fidelity

Series #9/#10
May 24, 2022
Peter has played an instrumental role in helping me pass my exams! As lengthy as the series 9 and 10 content can be, Peter gave me the tools to pass both on my first attempt!
I first worked with Peter 5 years ago on my series 24. At the time, I was using a different program which I didn’t find success with. A colleague then recommended Peter and I am so glad they did. He broke down concepts for me and I went into the exam feeling ready and I passed.
So when it came to taking my series 9 and 10 this year, I knew immediately to connect with Peter and work with him 1:1 again. His ability to break down complex topics continues to impress me and he makes the studying process go so much quicker! Thank you Peter for all your help and giving me the resources to feel confident going into my exams!
RVM- Fidelity

Series #10
May 19, 2022
Peter,
Just wanted to let you know I passed the S10 on Tuesday!!! It was so hard…and I am so relieved to finally be done with testing, thanks for the assistance with both the S9 and S10, I appreciate it.
TW- Fidelity

Series #10
May 11, 2022
Hi Pete,
I passed the series 10 yesterday! Thank you for your help, I found the class to be very beneficial.
RA- Fidelity

Series #9
May 5, 2022
Hi Peter –
I took your class Monday/Tuesday, and while I was doing relatively well studying on my own, I still had some inconsistencies in a few areas that was causing some variations in my early practice exam scores (76 to 67, to 80, to 63). After taking your class (even just the first day), I was able to apply some of the tips you supplied, and the low scores immediately went away. You cleaned up some of my trouble areas and really helped me see some of the options concepts a little differently.
I’ve had some different experiences passing exams through my career. For my Series 7 and 24, I didn’t feel confident when I hit submit that I had actually passed. They were literally “hold your breath and hope for the best” moments. For my Series 10 last month, I used the PassPerfect materials for self-study, but couldn’t line up with a review class. I felt much more confident (the materials were really great), but still had some anxiety (quite possibly exacerbated by it being my first FINRA exam in 11 years).
Compare that to my Series 9 yesterday, and I felt 100% confident when I hit submit that I would pass. I never had a doubt, and knew that I had crushed it before seeing the official “Pass”.
Just wanted to say thanks.
MP- Fidelity

Series #9
May 4, 2022
I passed!!!
Thank you!!
My Series 9 was this morning and I was totally prepared to fail! I didn’t get to take many of the finals and was failing them in the 60’s. I had a conference out of town last week and didn’t feel like I had enough time to properly study, I needed another week. I also haven’t slept much in 3 days, worrying and cramming. It was too late to move the test so I just took a shot and I passed! I had a lot on me to do it now…
Most of my test felt like supervision and conduct, which I felt strong on.
I’m in Fixed Income Institutional Sales, we don’t do options, so the strategies were killing me….Thank God it’s over!!
DG - Raymond James

Series #9
May 3, 2022
Hey! I passed and got a perfect score ?
Thank you SOOOO MUCH for your help!
I wasn’t sure when I clicked submit, I felt good as I was answering the questions but there were a lot of tricky questions, phrases, etc. and while I felt like I read it through well, there’s always something you miss and that was definitely something in the back of my head.
Also: way more spreads than I thought and I got tax questions (cost basis, sales proceeds, etc.)
On to the 10!
SK - Fidelity

Series #9
May 2, 2022
Hi Pete,
I passed my 9! And I passed the 10 last month. Thank you so much for all the help and time you took with the review classes, and thanks for the review material as well. You are a huge resource to us!
Thanks again,
AP - Fidelity

Series #10
Apr 22, 2022
Hi Pete,
Wanted to give you the good news…I passed the 10 this morning. Man, that was brutal! Thank you for all of your support.
MG - Fidelity

Series #9
Apr 21, 2022
I PAAAAAASSSSED!!!!!!!!!!!
Thank you so very much,
ST - Citi

Series #9
Apr 11, 2022
Thank you, Peter. I passed the test today! I specifically heard your voice from the tutoring and the review class when answering some of the questions.
PS - Fidelity

Series #9
Apr 7, 2022
Hello,
I wanted to let you know that I passed the 9 today – you’re right, I probably did get a 99%!!
Thank so much for the info you shared in the class and the video- huge help. In fact there were are least 5 questions that I may have struggled on had I not heard it in your class.
Also, all of the scores on my first set practice exams were terrible – the best was a 70% and then plummeted to the 50’S. But after your class I reset all the tests and took 4 more and got 80’s on them! I appreciate you – you certainly made a difference in my score.
KW - Fidelity

Series #10
Apr 6, 2022
Hi Peter,
I wanted to let you know I passed the 10 (and the 9). I was pretty nervous but listened to your guidance about practice exams etc. I was barely averaging 70 on the practice tests (did all 13 a second time) and still managed to pass. I am a superfast test taker but forced myself to go slow and caught myself a couple times hitting the wrong action (except!). I still finished in under 2 hours even marking a handful of questions for review.
Thank you for all of your help in getting me to the finish line!
MD - Merrill Lynch

Series #9
Apr 4, 2022
Hi Pete
I passed!! I can't thank you enough for your help and support!!
CT - Wells Fargo

Series #9
Mar 29, 2022
Pete-
I passed! Thanks to my secret weapon- Pete!
Nothing weird- a lot more subjective and situational questions than I thought. But I think the databank tests are key in that they almost force you to know more than you need to know to pass.
Thanks for your help.
KH - Raymond James

Series #9
Mar 22, 2022
Hi Pete,
Thank you, again for all your help around the series 9. Just wanted to reach out and let you know that I took my exam last Friday and passed!
JW - Wells Fargo Advisors

Series #9
Mar 21, 2022
Good Afternoon Pete,
I PASSED THE 9 Saturday!  on to 10. I plan to start studying for the 10 tonight. Thanks for the assist.
CR - Merrill Lynch

Series #10
Mar 11, 2022
Good Morning Peter!
Wanted to let you know I passed my S10 on Wednesday. I couldn’t break through high 60’s leading up to exam date, but the day before I scored 78! Definitely helped with my confidence.
Thank you for the access to the material you reviewed; it was very helpful.
Have a great weekend!
KM - Merrill Lynch

Series #10
Mar 10, 2022
Hi Peter,
Thank you so much for your class, I know it helped me pass my 10 today!!
KG - Fidelity

Series #10
Mar 8, 2022
I wanted to update that yesterday I passed my S10!
This was my third time taking the exam. I had been using Kaplan before and didn’t see half of the information that was provided on PassPerfect or in your class.
I did all 13 practice exams and then did 4 or 5 of them over again. The first time around on the practice exams, I was getting 50s-60s. The second time around I was getting 60s-75s. I would definitely say that is what helped. Doing the questions together in your class also was extremely helpful.
Thanks again for the class and helping me pass,
KC - Morgan Stanley

Series #10
Feb 23, 2022
I passed my Series #10 - yipee!!
Thanks for everything!
CB - Merrill Lynch

Series #9
Feb 22, 2022
Hey Peter,
Just wanted to let you know, I passed!!! SUCH A RELIEF!!! Thanks for all your help, patience, and for the review, that was so helpful and I’m so grateful!!
TW - Fidelity

Series #10
Feb 14, 2022
Hey Pete! Passed my 10! Your class helped me significantly! Thank you!
I knew when I clicked the button that I passed! It was a lot easier than Pass perfect’s tests which is awesome!
Thank you again for all of your help!
CH - Merrill Lynch

Series #10
Feb 10, 2022
Thanks for the help! I did pass today which was great. Absolutely nothing on the test regarding margin or bid ask - definitely all supervision and some odd responses on product timing etc. just happy it’s done :-)
Thanks again!
KS - JP Morgan

Series #10
Feb 7, 2022
I PASSED!
With 22min to spare lol, I was definitely sweating – its finally over! ?
Thank you again for your time and support!
KL - Fidelity

Series #10
Feb 4, 2022
Peter;
Happy Friday! I passed ?
Thank you for your patience and help with getting me ready for this test.
Have a great weekend!
JR - Raymond James

Series #10
Feb 3, 2022
Peter,
I hope your week is going well.
I wanted to write and let you know that I passed my 10 yesterday.
Thank you for all your help!
CE - Raymond James

Series #10
Feb 3, 2022
Hi Peter,
FYI, I passed my series 10 a couple of weeks ago. Thank you so much for your support and wonderful training, it was absolutely integral in my success. Take care.
DH - Fidelity

Series #10
Feb 2, 2022
I passed!!
I felt pretty good about it but honestly wasn’t sure I passed until I got the results. Some questions did feel really easy but others threw me for a loop
Thanks for all your help!!
CA - Fidelity

Series #10
Feb 1, 2022
Hi Pete
I wanted to thank you for all of your help!! I passed today!!
CT - Wells Fargo Advisors

Series #10
Jan 24, 2022
Peter,
I passed the exam over the weekend.
Nothing too crazy on it. Questions were similar to Pass Perfect Finals.
Thanks for your help!!
BK - Fidelity

Series #10
Jan 22, 2022
I passed yesterday
Thank you for a great prep class. It made a huge difference
Have a good weekend
NV - Fidelity

Series #9
Jan 5, 2022
Hey Pete,
Took the 9 today and passed. Thanks for all your help!
KJ - Charles Schwab

Series #10
Jan 5, 2022
I passed!
So yes I did all 13+1 finals was scoring in between a 67-72
I did about 10 timed and about 4 with instant feedback
Pass perfect was actually harder, there were a few questions that I had never seen before but I chopped that up as to it being the non-scored questions. Overall it was mainly on supervision new accounts and msrb. Only a couple of questions on new issues and trading markets. Also saw a few 529 question related to the actual buying of the investments.
Without taking all those finals though I wouldn’t of had been prepared
MW - Merrill Lynch

Series #9
Dec 29, 2021
Good morning Peter-
Thank you so much for your all your help in preparing me to PASS the Series 9 Exam yesterday! The test was a bit challenging, but the virtual class slides along with, the Pass Perfect databank questions DEFINITELY help to prepare me. As for the exam itself, there were a lot of Suitability Concept questions and very little options questions. It is without a doubt a very “tricky” exam and you have to: “read the FULL question.” Thank you again for all your help and therapy throughout the process!
Next up…Series 10.
MB - Morgan Stanley

Series #10
Dec 18, 2021
Good afternoon Pete!
I am excited to say I PASSED the Series 10 exam!!!!
I followed your tips regarding not using the timed exams, studying the material lightly and concentrating on completing all 13 finals!! I was tempted to go back and reread one of the sections but glad I did not and followed your advice on practicing the material.
Your review was awesome
AJ - Fidelity

Series #10
Dec 13, 2021
PETER!
I meant to send this e-mail earlier but kept forgetting, until my supervisor was taking your 24 review course today. I PASSED MY 10! After failing it three times with Kaplan and Training Consultants, the fourth time using Pass Perfect and your live course is what got me to a passing score.
YOU ROCK!
KS - Charles Schwab

Series #9
Dec 3, 2021
Hi Peter, I passed! Thank you for your help!
SB - Fidelity

Series #10
Dec 3, 2021
Hi Pete,
I just passed the Ser. 10.
I couldn’t have done it without you.
Thank you so much for the awesome class, slides and support.
Have a nice weekend.
BP - Fidelity

Series #10
Dec 2, 2021
Hi Pete
Thank you for always providing quick feedback to me and dealing with my constant questions.
FYI – passed the 10 today. Felt the practice exams were a great representation of the exam. While felt bit insecure going into the test based on my practice exams, quickly gained confidence once in the exam.
Thank you for all your assistance in helping me get passed the 9 & 10.
RH - Fidelity

Series #10
Nov 27, 2021
Hey Pete,
Happy Thanksgiving, I hope you enjoyed your time with family.
I wanted to write to let you know I passed the 10 this morning and credit your review course to my success.
Wanted to give a big THANK YOU to you and see if you offer anything similar for the series 9 which I take next.
All the best and talk to you soon.
RB - Fidelity

Series #9
Nov 10, 2021
Hi Peter,
passed the S9. Thanks so much for the class you taught.
DR - Fidelity

Series #9
Nov 4, 2021
Hey Pete,
I passed the series 9 this morning!
Thanks!
DH - Fidelity

Series #10
Oct 29, 2021
I PASSED!!
The class really helped. I only marked 5 questions for review and did not change them.
Also, I was jotting down on the note pad the subject matter of the question as you suggested and what I found that it gave me confidence that I was answering the questions correctly. It brought clarity to the purpose of the question.
And I read up instead of down a few times. I took two of the hours and paced very well.
DL - Merrrill Lynch

Series #10
Oct 19, 2021
I PASSED!! Thank you!
CB - Citi

Series #10
Oct 19, 2021
Passed! Thanks!
CJ - Raymond James

Series #10
Oct 16, 2021
Hey Peter,
Happy to share I passed my 10. Didn’t feel great about a lot my answers during, but Ill take it.
PH - Fidelity

Series #10
Oct 16, 2021
Hey Pete I passed. Thank you for all your help. It was the difference maker for sure.
JW - UBS

Series #10
Oct 8, 2021
Hello Peter,
Tested today and passed. So happy to put this one behind me, it was my 5th time!! Each time I used a different method, which may have been my problem. I scored 64, 66, 67 and 66. The first 3x were in 2019. For my 4th test, back in July I used Kaplan.
I truly believe the class is what got me over the hill this time, Thank you! I started scoring in the 60s with Pass Perfect and was around low 70s when I took your class last week. I made it to 80 yesterday after resetting my test bank. On to series 9, and will only use pass perfect!
Thank you!
KJ - Charles Schwab

Series #9
Oct 8, 2021
Hi Pete-
Just cuz you said to let you know, I passed the Series 9 this mornin’.
To confirm your comments made, my firm bought me Kaplan materials. As I started to talk to folks, ...the branch manager really encouraged me to just get the PassPerfect and I’m SO glad he did. All through the test, there were like, 5 questions I might have picked up from the Kaplan material and the rest were covered with PP. So appreciate you – you’ll see me around for the 10 material but again, glad to have 9 DONE and eternally grateful I used PP.
Cheers!
TT - Charles Schwab

Series #10
Oct 6, 2021
Hey Pete,
I passed the 10 this morning! A good amount of questions that I hadn’t really seen during the exams, a lot of 529 questions but I felt pretty good hitting the submit button.
I wished they told you your grade, but I'm good with a pass result.
Thanks for all your help!
DH - Fidelity

Series #10
Oct 1, 2021
Passed. Thank you for everything
Honestly it’s still a little blur but a lot of questions on the definition of an office vs remote vs satellite. Nothing on syndicate or any short margin questions, a few more document retention dates and delivery timelines for securities. The rest was very similar to your material
DK - Raymond James

Series #9
Sep 15, 2021
Went through 8 finals, didn’t pass any, took the class and passed the last 2 I took. The exam is only 60 questions, other then that I felt extremely prepared
AB - Fidelity

Series #10
Sep 14, 2021
I PASSED THANKS TO YOU!
TD - RobinHood

Series #9/#10
Sep 14, 2021
Hello Pete
I passed the Series 9! I am so excited I have both the 9 & 10 over with and I have my life back. ?
Thanks again for all your support – it truly made a difference.
NT - Fidelity

Series #9/#10
Sep 9, 2021
Hi ya Pete!
Hey wanted to thank you for your classes. Passed both the 9 and 10 first time out. Couldn’t have done it without your classes. I appreciate it.
Thanks again!
JW - Charles Schwab

Series #10
Sep 2, 2021
Hi Peter,
I was in your Series 10 class last week M-Th 12-4 and I had my Series 10 last Friday.
You had asked me to email you and let you know what I got on the ‘last exam in pass perfect’ and how I did on the real thing. So to follow up on that, my last exam in pass perfect I got a 68 on and I did pass my series 10!
A side note, I took your Series 10 and Series 9 classes after completing all the material. Both Classes gave me 8-10 point boosts in my practice finals for both tests. And I loved seeing that improvement.
Lastly, I really enjoyed your classes and I liked how, even in a virtual environment, you were able to make it funny at times and the classes were very engaging. So Thank you very very much for your time in those classes, I don’t think id have the same success without them.
TD - Fidelity

Series #10
Aug 20, 2021
Hey Peter,
Just wanted to pass along that I PASSED my series 10 yesterday!! Thanks for the help! You for sure gained another advocate for anyone else I know who needs help with the 9/10!
CC - Robinhood

Series #10
Aug 18, 2021
Hi Pete,
Just wanted you to know that I tested today and passed!!
Nothing weird, I was convinced that I failed it just because there were a lot of judgemental questions and on the practice test I always seemed to make the wrong judgment call. Also adding to that uncertainty was the fact that this was my 2nd attempt at the test, I used Kaplan the first time. Pass Perfect's material and the class notes aligned with the subject matter of the questions.
Thank you for everything you did to assist me on this journey!
SD - Merrill Lynch

Series #10
Aug 14, 2021
Thank you, Pete! I'm excited to share that I passed the Series 10 this last week! Your tip to spend more of my time taking practice exams vs re-reading the material and taking extra quizzes made a big difference.
I was testing from 64 to 79% with 5 passes out of the first 13 exams. I took time to read the answer explanations whether I answered correctly or not and that helped a lot.
Your class helped me to remember some concepts a lot better. Thank you for greatly reducing my test anxiety!
CW - Charles Schwab

Series #10
Aug 13, 2021
Hey Pete,
I wanted to thank you for your help, I passed the exam!
I finished 12 of the finals and only half of the questions on final #12. My scores where between 65-72.
The pass perfect material really helped me prepared and what we went through as well. I did not see anything different on the exam. Going through the exam I felt very confident.
DM - Robinhood

Series #9
Aug 1, 2021
Passed! Thank you so much for all of your help, Peter! I thought the 9 was far more challenging than the 10!
AK - Fidelity

Series #10
Jul 28, 2021
Hey Pete,
I passed the 10 yesterday. Thanks for the help. Following your direction made perfect sense to me and reaffirmed on how I should approach the test. Thanks again!
Nothing weird on the actual exam stuck out to me. Everything seemed pretty similar to what I saw on the finals.
For the most part my [practice] finals ranged from 62-69. I didn’t pass one. I felt some of the PP questions were worded a little bit more confusing then the actual test so I can say, I got some easy questions wrong on finals because of how it was worded but it helped me to be on the look out on rules/regulations that had specific wording to them and not. Thanks again.
EP - Fidelity

Series #9
Jul 27, 2021
I PASSED! Thank you for all of your help throughout these past weeks. Now, onto the 10!
CJ - Fidelity

Series #9
Jul 22, 2021
Thank you
I did [go through all 12 final exams] – Monday was my first day back in the office and I took an untimed practice final through the day between meetings and scored a 56%...bad decision…but the 12th and last final I took I got an 80% so that brought my confidence back up. I was mostly scoring high 60’s through but I started writing flash cards on key concepts and that really helped solidify my understanding of everything.
The Pass Perfect tests were pretty dang close to what I experienced on the actual test – getting exposure to a ton of questions through the 12 finals is what really did it for me I think.
Thanks again for the class you facilitated, it definitely helped ?
MC - Fidelity

Series #10
Jul 21, 2021
Hi Peter,
Thank you so much again for your help! I passed my S10 on Friday.
Just got back from celebrating.
Thank you again,
AP - RBC Wealth Management

Series #10
Jul 16, 2021
Morning Pete,
The 10 is officially in the history books. I got that piece of paper that says pass! Thanks again for everything, as quite a few of your tips and the info we went over were incredibly helpful.
You are the man!
JC - Robinhood

Series #9
Jul 13, 2021
Hey Pete,
I passed my Series 9 today. Couldn’t have done it without PassPerfect
AM - JP Morgan

Series #10
Jul 13, 2021
Thanks for all the help Pete. I did pass the 10 today and I am glad to get that behind me. Thanks again.
I did go back and take the exams I did the worst on and got 70+ on all of them. Thanks for the tips.
BC - RW Baird

Series #10
Jul 13, 2021
Hi Peter,
Passed. Thank you for all your help. Very hard exam! Wording is much “wordier” than the Passperfect questions. Some semi- similar, some very different. Just as others say and you said, you can narrow down to 2 correct answers, but man, choosing between them is very tough. Anyway, PP and PG are absolutely fantastic in prep.
SC - Merrill Lynch

Series #9
Jul 13, 2021
Thank you Pete for the information.
I took the test yesterday and PASSED!!!
KA - Fidelity

Series #10
Jun 28, 2021
Omg! I PASSED!!!
Thank you sooo much for your review, guidance...
AM - JP Morgan

Series #10
Jun 25, 2021
Passed it!!!! Thank you for all of your help. The review classes really helped out a lot!
BL - Raymond James

Series #10
Jun 11, 2021
I passed. Thank you Pete for all your help
AP - Morgan Stanley

Series #9
May 17, 2021
GM Peter,
I passed! Thank you again for all your feedback.
The practice final exams resembled the actual exam. In some cases, the questions were fairly closed or related.
AP - RBC Capital Markets

Series #10
May 11, 2021
Hey Peter,
Just wanted to let you know I passed.
Test seemed to be an easier version than the first time I took it. Finished with 20 min to go. Very few calculations, no ratio calc’s only one or two on strategy about ratio’s. Test seemed to be an easier version of the finals on line.. Thank you for helping me get through the 9/10…. I would highly recommend you and pass perfect.
JK - Charles Schwab

Series #10
May 7, 2021
I passed!!! I could not have done it without you! Our review today was a god send... a lot of the stuff was from today’s review!
I was really struggling with picking the “best” answer and Pete taught me little tricks on how to eliminate the bad ones and pick from the good ones. Worth every dollar and then some!
Thanks Pete!
NM - Robinhood

Series #10
May 4, 2021
Pete -
Thank you for all the help. I passed the Series 10 this morning.
JZ - UBS

Series #9
Apr 30, 2021
PASS!
I would say that PP training is exactly as tough as the exam. There were about five questions that were long and I had to read them three times to pull out all the relevant info. I marked about 10-12 questions for review and ran out of time reviewing them; only got to about three of them.
No tax related questions. About 5-6 were exact duplicates from the practice exams. Used the what I call “cross chart” from the PP book a ton, very much helps to memorize and write it down ASAP when you start the test. Only one break even question that I used the calculator for. No “EPIC” questions, one or two VIX and one currency that I can remember.
Honestly, I was a little worried after I marked that many for review.
Thanks again Peter
SC - Merrill Lynch

Series #10
Apr 26, 2021
Hi Peter! Just wanted to express my gratitude...I took my Series 10 exam today & PASSED! I took your review class at the end of March which was fantastic! The practice exams were much harder than the actual exam.
I had gone through all of the finals and my scores weren’t great...ranged from mid 60s to high 70s. I was worried. The actual exam was much easier! I even re-read a couple questions because they were so easy! Nothing really weird that I had never seen before.
I appreciate your help so much!
SS - Charles Schwab

Series #9
Apr 22, 2021
Passed it today! Thank you for all your support!
JA - Raymond James

Series #9
Apr 7, 2021
I passed!!!
Finally! I’ve never failed one of these tests before!! I got through 4’or 5’finals
One question - actually two were along the lines of discretion vs non-discretion for time and price. It was tricky because it was like what order is giving rep discretion over time and price - fill or kill, good til cancelled and two others. Also another was about an obvious error and once client notified rep of error, how quickly did they have to notify the exchange - 15 min, 60 min, end of business day or by the following day; price and time (non-discretion) - answers were clients tells rep in writing, orally but only valid for the day etc
Hardly any questions on calculations for gains loss etc.
One was is a synthetic put
A couple of advertising and mailing questions and permission from ROP vs SRO.
Thanks again for your support. Now on to the 10
SD - Raymond James

Series #9
Apr 7, 2021
Peter,
Wooohoooo!! I passed the 9 today!!! Could NOT have done it without the databank drill questions!!
I was making lower 80s to upper 80s on the finals. Then would go thru and do the "chapter questions". The databank with the questions was all i had from Passperfect. I made a ton of notes and studied those as well. I dont even remember the questions lol!!! After failing the 1st time i came homen to make sure that the TC study material was for the Series 9 exam. I also had Kaplan material that wasnt much better! So..now to start on the 10. Will definitely be ordering the study material and databank from Passperfect!! Thank you so much for your help!! Jobsaver!!
JM - Charles Schwab

Series #10
Mar 31, 2021
Hi Peter,
I Passed S9!!! Thank you for all your help on this journey.
Practice finals are the key and sessions with you.
KH - Fidelity

Series #10
Mar 30, 2021
Pete,
The monkey is off the back. I finally passed the S10 today ! Took your advice - took deep breath/stretch break every 25 questions, read question twice, read answers from bottom to top and did not go back and review/change answers !
Review course really helped as well.
Thanks,
PL - Wells Fargo Advisors

Series #10
Mar 29, 2021
Hey Peter,
Passed my Series 10 on Friday! Thanks for all your help. The class was a great overview. I would say most of the questions were scenario questions where you needed to know definitions along with how to apply it.
I went through all the finals. My highest score was a 70. I was getting around 60-70 on all finals. I had plenty of time for the finals and the actual exam. There was not anything too out of the ordinary on the exam. It was focused heavy on what you should do as a BOM. A lot of questions had two very good answers and I had to choose the best one. It seemed like every question had 2 possible answers and 2 bogus answers. I definitely thought it was a lot harder than I was expecting it to be. During it, I was nervous I did not study enough. Not a single calculation question. Most questions were at least 5 sentences long scenarios. I definitely would suggest looking for "buzz words" in the answers. If I saw a word like "front running" or "reverse churning" I would choose that answer over the one I was not sure about. That seemed to work for me!
Thanks again for your help!
DL - Raymond James

Series #20
Mar 26, 2021
Passed.
I took a total of 18 practice finals with the last one being timed. I was scoring the following the last 5 finals 80/67/79/93/78.
Nothing weird on the actual exam relative to your finals.
Thanks for the help.
LG - Fidelity

Series #9
Mar 8, 2021
Hi Peter! Just wanted to say thank you! After failing the Series 9 exam twice, I was able to pass today thanks to your class! I had gone through them all [practice exams], which was very helpful. I almost feel as though some of those questions were trickier than the actual test. My scores ranged from 86-70. They did get progressively better. I also realize the scores were better in the morning!
Nothing really weird that I remember on the actual exam. I did have a few Buy-Write questions, no foreign currency, and no FLEX questions, which surprised me!
Thank you again!!!!!
SS - Charles Schwab

Series #9/#10
Mar 6, 2021
Hi Peter,
I took your Series 9 and 10 classes over the past week and a half. I relied on that and my own knowledge based on having the S24 and 7. I didn’t open the study materials or take any exams prior, and I passed both exams yesterday. Just wanted to say thanks. The course was spot on!
Lol no finals, never took the plastic off the books, never logged into the system once... relied on your class only. You will see on your admin side not one question answered lol... but what was so crazy was some of the exact questions you asked were there just worded slightly differently... great stuff!!
JS - Northwestern Mutual

Series #10
Mar 5, 2021
PASS!
I used PassPerfect and noticed several questions on the exam. I also supplemented study materials and questions through Knopman Marks. If I didn't use PassPerfect, fairly certain that it would have been a different result. Nothing really weird on exam. Just some of the phrases and terminology in vocabulary in questions slightly different. Just enough to make the choice between 2 answers more difficult to choose.
JA - JP Morgan

Series #9
Mar 5, 2021
Peter,
Passed the 9 this week…..yes took all 12 practice tests and scored high 60’s or low 70’s with 2 75s in the middle and an 80 on the last one….practice tests are harder than the actual which is a good thing.
The actual was not a lot of calculation but a lot of scenarios…..client x has this portfolio and this risk tolerance with various income needs/or cost is not an option and wants to do x,y and z….what is the best option strategy to suggest?
Your classes and the pass perfect training tests certainly gives you everything you need to pass the 9/10.
Thank you.
SN - Raymond James

Series #10
Mar 3, 2021
Hey Pete,
Just wanted to let you know I passed the series 10 today!
I was only able to take 4 finals due to time and I was got a 68%, 67%,67% and 65%. I learned a lot during those finals and taking more would have helped.
The test was tough and I am glad it is over!
Thanks for your help with the study prep.
JD - Merrill Lynch

Series #10
Mar 2, 2021
Passed the 10!
...got all passperfect finals done and last 5 ranged between 63% and 72%
Thanks for all of your help!
GG - Charles Schwab

Series #9
Feb 23, 2021
I passed the 9 thanks to you guys. I thought the practice tests that you all provided were much harder than the actual test. I took 14 of the finals and only got in the 70’s twice. I was scared to death but once I took the real test it was much easier. Thanks for helping me prepare.
MW - Raymond James

Series #10
Feb 17, 2021
Peter,
I passed the Series 10. Thanks for all the help
TJ - Ameriprise

Series #10
Feb 11, 2021
Hi Pete,
I wanted you to know, I passed my 10 second time!! This past weekend □ WHEW!
I did go through all the finals and then got through 9 through the reset. That last week, before taking, I would open up a final and new window for a chapter – taking both at the same time. Maximizing my study.
I was getting mid 70’s and a few mid 80’s. I did get two that were 69, that scared me. Learned from them though. Which is why I crossed over with chapters while taking final. I think those were a fluke, I just made errors with exhaustion, wasn’t that I didn’t know the info.
I would say they asked a lot of questions about Annuities. Which was surprising. A few 529 questions, but not what you would think. Not like we studied. It was scenario based. One asked fact, but was nothing I had seen before. I knew answer, as I am pretty good operationally. There were some math, but only a few. I had MANY questions, like.. what would be the most concern for the BOM. It is a blur, lol I just remember thinking, holy cow this is hard.
The test bank prepares us, but the rep definitely needs to really really understand the depth of why things are what they are. As the questions are very wordy and of course a bit different, so with the lack of understanding – they won’t pass.
Thank you for the cheat sheet!
Now onto the 9.
CT - Charles Schwab

Series #10
Feb 11, 2021
Hi Peter,
I PASSED! I’ve been walking on cloud 9 since Friday. Taking 16 practice exams paid off. Back in the books for the series 9.
I’m happy I attended your class and the tutoring session. Thank you!!!
KH - Fidelity

Series #9
Feb 6, 2021
Hey Peter!
I just wanted to let you know I passed my Series 9 exam on Friday. The class was super helpful. The test consisted of a lot of scenario questions. It would give client information and ask what strategy is the best option.
DL - Raymond James

Series #10
Feb 5, 2021
Peter,
Quick update, I Passed! Took the test, reviewed about 20 questions, 1 hour 20 minutes total! Even the woman at prometric commented, “wow, lady, you crushed it!”
Thank you for preparing me!
I was in the mid to high 80’s for my practice exams, and even a couple 90’s sprinkled in :)
The first 10 questions came, and I said to myself, OK, I got this, then 20, then 40, then I was at 60, I leaned back in chair, took a deep breath and said, holy cow, I KNOW THIS STUFF!
My S9/10 are now passed and in the books, and you were instrumental in my success!
Thank you!
JD - Merrill Lynch

Series #10
Feb 4, 2021
Took me a while to take the 10 since the class….I re read the 10 class slides two weeks before taking the test and they made a lot more sense after studying for a while….(I took the class after reading the books and was a little lost). The tests helped a lot too obviously and were my main study material. I passed! Phew! Was a scary moment hitting that button.
Went through all [practice] finals. Mostly mid to high 60s with one 78 and one 75….a lot of the high 60s were due to dumb mistakes though….I felt I knew the material for sure. Weird stuff was a few questions about contents of firm continuing ed…required material….multiple questions where the answers were 15/30 business or calendar days…..I knew the right number and always picked business days?? Required at account opening tax return/bank statement/two other random things???? Ahhh none of the above not an option…. NO calculation questions….A bunch of their trick questions of course.
Anyway your material/class was very helpful Thanks.
SN

Series #10
Jan 23, 2021
Hi Pete,
I passed the Series 10! Thank you so much for all your help. I could not have done it without your help.
I took all 13 PassPerfect exams. I went through every single question I got wrong like you suggested, as well as reviewed the ones I was unsure about. I was scoring mid to high 70s. The PassPerfect questions really helped me with the judgement questions in the actual exam.
There were a couple of interesting questions I was unsure about that may have been experimental (very technical). The exam was heavy on differentiating between FINRA and MRSB rules (e.g. political contributions), what a sales principal can or cannot do, etc.. I noticed a lot of communication, time frames and other concepts that were based on doing what is best for the client (especially trading ahead/trading through/Manning rule). 0 calculations.
Except for judgement/scenario questions, I noticed a lot of questions that were black and white (time frames) that you could answer super fast. Plenty of time to finish the exam. It took me a little over two hours to answer all 155 questions, and about 20 minutes to review about 25 questions I marked for review. I was feeling confident throughout the entire exam.
Thanks again for all your help!
MS - Charles Schwab

Series #9
Jan 19, 2021
PASSED! So I went through the whole program and then had them cleared out and did it again, I didn’t make it through all the finals but got to 7.
The wording on the test was much different than PassPerfect and I did end up getting more questions needing calculations and more margin questions. The test also had two questions on spoofing and I only remember one question on the practice finals about spoofing. I did feel I little like I was under prepared for the test while I was taking and feared I was going to fail just because I felt like I was guessing on a lot of them but I passed.
AH - Morgan Stanley

Series #9
Jan 9, 2021
Thank you for all your help! I passed my 9 today!
AB - RBC

Series #9
Jan 6, 2021
Pete,
Thank you! Your class was exactly what I needed to dot my I‘s and cross my T‘s!
I took my test this morning and PASSED!
I cannot explain the difference I felt as I began the test, understood the questions, and could answer confidently. To the extent that after the first 10, I stopped to think, WOW, so this is what truly learning, understanding, and being prepared feels like.
Have an amazing day!
JD - Merril Lynch

Series #10
Dec 30, 2020
I passed the 10. Couldn't have done it without you!
...weird just plain hard with the subjective questions. Many times I was going on gut instinct vs hard knowledge. I had several times where my choice was 30 days or 60 days (or some similar choices between numbers) and the dates all run together so again gut instinct.
I did have one question that the answer I chose was because the other three didn’t sound right but I had never seen that answer.
I took the full 4 hours and was exhausted mentally afterward.
Your method of simply testing and reviewing my wrong answers did the trick. Although the actual test was harder than the prep exams they were pretty close and got me used to the type of questions I‘d deal with.
Again, thank you for your help.
Have a great New Year!
DM - Raymond James

Series #10
Dec 22, 2020
I passed!
No calculations at all - not one question on 5% markup, accrued interest and not one question on quotes. Got the DNC scripting question again.
Thank you for your help! I was ready end of last week and glad I had it scheduled for today.
Have a good Holiday!
AG - Merrill Lynch

Series #9
Dec 21, 2020
Passed Series 9!! Thanks for recommending the Pass Perfect books. Much better than Kaplan.
So weird, I was scoring on the quizzes 90-100 and on my last 12th final I scored a 74/75. I felt like I could pass even though I didn’t score a single test in the 80s with Pass Perfect (for comparison I scored an 80 with Kaplan over the weekend, who I will probably never use again).
I was expecting to see “designated ROP” on the test, but the whole test only had “ROP” written. Minor issue since I knew what they were talking about.
Everything else in the book was honestly on the test. There were a lot of things not tested because it is only a 60 question exam obviously, but that’s the whole test, not knowing what they will ask forcing you to know everything.
I was stumped on 2 or 3 questions that I just didn’t know at all.
Anyways, thanks again, going to start reading the 10 book tomorrow and hopefully can take it in January.
ER - Morgan Stanley

Series #10
Dec 9, 2020
Pete,
Thank you for all the help on the Series 10. I passed yesterday.
Went through 5 final exams. No easy questions. No calculations. No accrued interest questions except for accretion for tax purposes. My average score on the finals was around 67%. Never felt that I passed until I saw PASS. Lots of confirmation questions.
TM - Charles Schwab

Series #9
Dec 5, 2020
Pete
I just wanted to let you know I passed my Series 9 today.
I had gone through them [practice finams] all once and scored between 65-73 and then you reset them. I did 10 of them for the 2nd time and scored mostly 83-87. They did ask about the spoofing you went over. Definitely a few questions I have never seen anything about, but maybe those were the 5 free questions.
Thank for your support.
KC - Merrill Lynch

Series #10
Nov 23, 2020
Pass
Cannot thank you enough for your class, the quick responses to emails with questions and your perspective on how best to prepare for the exam. Your content and hints were spot on. No way I do this without you and Pass Perfect!
Much appreciated!
NA - RBC Wealth Management

Series #10
Nov 10, 2020
Hi Peter ,
I took the exam yesterday and passed . It wasn’t too bad, I think the hardest parts were actually the questions on document delivery and communications . Probably because I focused on all of the MSRB and Underwriting questions in my studying as those were my trouble spots.
HF - Charles Schwab

Series #9
Nov 6, 2020
Pete just passed the 9. Thanks for the help
RN - Goldman Sachs

Series #9
Nov 6, 2020
Good morning Peter,
I passed my S9 this morning! I did not see any questions that were out of the ordinary. There were a few more cost basis related questions than I anticipated (which is a weak point for me). Also had tough Cabinet trade and CEA questions. But in all, nothing I was not prepared for...thank you for all of your wisdom and guidance throughout the study prep.
OM - Merrill Lynch

Series #9
Oct 23, 2020
Passed! I do have to say they definitely added some tricky twists to the questions!
Maybe one breakeven, one max potential gain question. They had some questions where they were really coming at you from a different angle.
There were 2 position limits questions – interesting. 2 questions involving knowing the difference between a mini contract – easy peasy!
Thanks for the help!
AP - Goldman Sachs

Series #10
Oct 19, 2020
Hi
Took test today, passed
Test was hard
Now on to series 9
CQ - Raymond James

Series #9/#10
Oct 19, 2020
I passed both- plenty of time-
My best exam score was 68 going in-
Thanks for the help
TN - Raymond James

Series #10
Oct 8, 2020
Hi Pete,
I passed the Series 9 today. Thanks for the help!
So I took all 12 practice finals once about two weeks before our class, but did not pass any. I think my scores ranged from 50-68 with an average of Mid-60’s.
I then took the class and retook Final 12 to 5 in that order... I should’ve passed final 11 and 10 that I got a 69 on as I knew the concepts but got tripped on the wording such as EXCEPT etc.
One thing I will say on the exam was that I was surprised with the lack of questions that required some form of math such as mg, ml or be. I think I only had two questions, one was a mg on a long straddle and one was the BE on a stock w/ option.
DG - Merrill Lynch

Series #10
Oct 5, 2020
Pete,
I passed S10 this past Saturday. Your guidance and prep played a big role. I was scoring on average 67% on practice tests, but I felt well prepared when I started taking the actual test.
OM - Merrill Lynch

Series #10
Sep 30, 2020
Hi Pete!
I wanted to let you know that I just PASSED my series 10 today. I think it’s interesting to point out that I never broke a score of 70 on the Pass Perfect final exams. I did feel way more prepared this time around. (I used only Kaplan during my first go)
Thanks for all of your helpful tips!
DC - Charles Schwab

Series #10
Sep 29, 2020
Hi Peter,
I wanted to share the good news I passed my series 10 today and am now a fully licensed general sales supervisor. Thank you SOO much for hosting the class this was a 10/10 refresher.
EW - Morgan Stanley

Series #9
Sep 29, 2020
I passed! There were a couple of wacky questions...But mostly like the content outline says it's gonna be --- more rules & regs, less focused on calculations. Oh & I did get asked about whether minis get counted twrds position limits as regular size options or minis...So thanks for telling me to know minis and jumbos!
NS - Morgan Stanley

Series #10
Sep 25, 2020
I thought I’d let you know that I passed the Series 10 this morning. It was a challenging test and thought I wasn’t going to pass at one point.
! I took every practice final twice so 12 in total. In the first round, I didn’t pass a single one. In the second round, I passed 7 out of 12. I was averaging about a 72-74% on the second round. Reviewing the wrong-answered questions and their explanation really helped me. The actual exam was mostly situational. It helps to really understanding the advertising requirements, PIPE, and discretion.
MB - Wells Fargo Advisors

Series #9
Sep 14, 2020
Pete,
I passed the 9.
I completed the exam book, so all 12 of those, and I did 5 of the online ones. I think I had 2 of the online that were 70 & 73% with the other 3 being higher than 75% (Or whatever the PassPerfect threshold was). The book finals were all over 70 except for 1 that was 69 I believe.
There were a couple on the tax implications but the items on your cheat sheet made it easy to sort out how to determine what the tax implications would be. Your comment on no I, II, III, & IV type questions was a huge help. I would recommend sharing that. Aside from that, there seemed to be less tricky questions than on the passperfect practice exams.
I’m glad I did the 10 before the 9, since I got the longer exam out of the way first. But I could see the 9 being more helpful for some people. Thank you for all your help with both exams.
MS - Raymond James

Series #9
Sep 13, 2020
Passed. It was harder than I thought, but then I got an 86 my 12th practice final and didn’t think I did that well...Thank you. On to the series 10
CR - RW Baird

Series #10
Sep 10, 2020
Hey Pete,
I passed the 10! Thank you for all your help and guidance. So glad that’s over
I was behind on the practice exams. I took 7 and the highest score I got was a 61. I relied heavily on the practice tests teaching as I went and making flash cards. I read the material in the big book, but really focused on the skinny book [Quick #9/#10] the week before the exam. I think that material was very helpful.
I thought the exam was very similar to the practice exams. I had a couple of text message questions which I thought was interesting since that seems to be so new to firms. I also had to deploy the “longest” answer wins on a couple where I was torn b/w two answers. It seems like you either know the answer right away or can narrow down to 2 where it could go either way.
TS - Wells Fargo

Series #10
Sep 8, 2020
Thank you so much for all your help….you prepared me to take on this challenge and win.
Much appreciated—you’re like the Godfather of the SERIES 10
DW - Wells Fargo

Series #9
Sep 3, 2020
I successfully passed my Series 9 last week! I took your virtual class for the 9. The material from the slides was the perfect study guide.
I took all of the finals twice! When I started taking the finals, I was getting in the low 60’s. The last round of testing I was doing high 70s, low 80s. Definitely believe that Pass Perfect has been a huge contributor to my success in passing my exams. I started last year with the SIE, 7TO, and 63. All PP.
ML - Charles Schwab

Series #10
Sep 1, 2020
Hey! Just wanted to let you know I PASSED and I really feel like the course was a huge help. A friend of mine will be in it at the end of the month I believe, and will def be recommending it to others who are studying for their 10!
Thanks again Pete!
AB - Merrill

Series #9
Aug 31, 2020
I passed!!! Thank you so much for everything.
Regarding the test there were a lot of questions on indexes but nothing that through me for a loop. PassPerfect does a great job at preparing and the one hour of study with you gave me the confidence I needed.
Thanks again!
SW - Fidelity

Series #10
Aug 28, 2020
I passed!!! Thank you for your help!!
I went through all 12 and then 1-5 [again]. Didn’t have a “green” passing until the last one. Was scoring 66-72 on all the earlier tests (the earliest ones were 61-64). You were right about taking the practice tests and understanding wrong answers.
Very surprised that there were no formula questions with the exception of one leveraged minimum margin. Most of questions were scenario questions to apply the answers. Bank lending money to RR, RR lending money to girlfriend....Several records retention, order tickets and confirms,...
Again-thank you for your help!
RT - Raymond James

Series #10
Aug 10, 2020
Peter,
I passed!! Your session was very helpful and much appreciated.
Did 9 [practice] finals and made between 55-67, took final 9 yesterday and got 56. There were a few weird ones, but nothing too far off what we covered.
The 10 is a BEAR. Thanks again.
DR - RW Baird

Series #10
Aug 10, 2020
ONLY 6-7 [practice exams completed with scores of 56-62]. Lots of CE questions... MSRB stuff. Hardly any calculations. I’m glad it’s over. You were great and really funny. Best to you!!!
SP - RW Baird

Series #9
Aug 10, 2020
Hi,
It’s Susan Graziano from the Series 9 review class last week. Just wanted to let you know I passed the test.
I had been through 8/12 finals, and I thought I would finish all 12/12 by early Saturday (Took the test on Sunday, which was odd!!), so I asked that they be reset.
Before reset, I was making mid- to high 60s. After the reset, I made a high 60, then 4 or 5 high 80’s! I really reviewed the book in between, so that really helped.
I had a fair number of scenario type/recommendation questions. I was familiar with almost all of the questions, but they were asked in a different way - understandable. I was disappointed that there weren’t more MG, ML, BE questions!
SG - Raymond James

Series #9
Aug 7, 2020
Peter,
Wanted to let you know that I passed the Series 9 this morning. I am confident I scored well despite that being a mystery. There was an emphasis on discretionary accounts and using discretion to place/execute orders. Not many questions on calculating option losses and gains, market makers, and order book officials.
Most of the questions were situational and require you to implement the content you learn. Your courses were very helpful and key to my passing result. Hope you have a great weekend!
Thanks,
MB - Wells Fargo Advisors

Series #10
Aug 3, 2020
Peter,
I passed the 10 this morning - thanks for your help last week.
Definitely felt PassPerfect material was critical (compared to STC). Tons of questions asked as "what should you as BOM advise/instruct the RR to do?" Many ?s about settlement & heavy tilt on MSRB.
Keep safe.
AA - Charles Schwab

Series #10
Jul 31, 2020
Peter!
I passed… I literally had 7 to 8 questions written down that didn’t have the appropriate answer but all of that went away when I saw “passed”.
Pro Golfers Don’t Miss (Peter Gibowicz Digs Me), Pop needs a Vodka, and even most recently when you told me the story about the guy you trained in New York. You mentioned he failed because he changed his answers. I had 30 mins left on the exam, I changed one answer and was reminded by the story. I submitted it immediately and passed.
hank you so much for your help. I don’t know if you realize it but you have helped me pass the series 7, 66, 9, and now the 10. I continue to highlight the training course you do on power point and how much that helped me pass my exams. Needed to go into overtime for the 10 but it was well worth it.
I honestly don’t think I would have passed all the exams without your help. Thank you so much.
DA - Wells Fargo Advisors

Series #10
Jul 21, 2020
I passed! I went through 7 exams on my next go round and my scores were all 70 and above, except for one. There was nothing weird on the exam. Your class really helped give me the confidence to pass.
Thanks for all of your help.
SW - Fidelity

Series #9
Jul 13, 2020
Good Morning Peter,
I PASSED :) :) :) :) I was very relieved.
I took test 11 and 12 the night before the exam and scored in the 60s. The day of the test I took 3 practice exams and scored a 67, 78, 81.
On the test it kept referring to “exercising” as “assigning” which made me stop and think b/c I was not use to that verbiage. It was very heavy on questions that were “as a BOM what would you recommend” based on client scenarios, investment objective and risk tolerance OR what would be your first concern.
TS - Wells Fargo Advisors

Series #9
Jul 9, 2020
Good Morning Peter,
Just wanted to first thank you for prepping me for the Series 9.
There was only one question on the whole test that looked like a foreign language...
They also used the word assigned almost every time versus the word exercised. They really wanted to trip you up on if you were the writer.
Honestly, based on the prep you all provided, if I were scored, I bet I was close to a 90%.
See you back for the 10!
DW - Wells Fargo Advisors

Series #9
Jul 8, 2020
Pete,
Took my 9 exam today and passed. Thanks for the class over the past two days.
The word “assigned” was used extensively throughout the exam. There were also lots of procedural questions and “as the BOM, you would...” questions. I only had 2-3 actual calculation questions, only 1 spread question, 1 straddle question, 3-5 communications questions, 1 EPIC question. It seemed like the questions were longer and you really had to boil down the non-essential information in the questions and the answers to get the right choice. I had 4-5 questions about suitability decisions on given strategy scenarios.
Thanks,
LS - Wells Fargo Advisors

Series #10
Jul 2, 2020
Peter,
I wanted to let you know that I passed my Series 10 exam this week. Completing all of the practice exams and taking your class were both major factors. I took all of the Pass Perfect finals and my scores ranged from the 60’s through the low 70’s. Then I requested to have them reset and did another six exams and scored in the high 70’s on three of those and 80’s on the other three.
I felt prepared and the actual exam questions all looked relatively familiar. The exam touched on a lot of the topics from your class. Thank you.
ML - Merrill Lynch

Series #10
Jul 1, 2020
Peter,
Just wanted to give you an update. I passed my series 10 last week. Your class helped prepare me.
I took 6 finals – scores 65-69. The exam had a lot of questions around 529, more than I would have expected.
AR - Merrill Lynch

Series #10
Jun 30, 2020
Hi Peter,
I just wanted to let you know that I passed!! The class helped tremendously. I was so nervous but there were only a couple questions that truly got me hung up. I did not change any answers this time, and my last few practice exams were 81, 79,76,81. I took my time and RTFQ. Thanks again!!
CM - Wells Fargo Advisors

Series #9
Jun 26, 2020
I passed my Series 9 exam today. Nothing weird on the exam. Wearing the mask wasn’t too bad. Scratch paper and pencil were provided to avoid sharing a white board.
ST - Wells Fargo Advisors

Series #10
Jun 18, 2020
FYI- I took the exam on Tuesday and passed! Thanks for the review class!
KD - Raymond James

Series #9
Jun 10, 2020
I passed the 9 today. Just one more left.
The 9 had a lot of index questions, passperfect/you helped prepare me for that.
The mask was okay, I wear reading glasses and they kept fogging up. The 9 is short, I can image the 10 will be more of a challenge with mask.
Yes hedge, collar, and income. Your class was spot on. A little more difficult in the question, however I was prepared to figure it out. I took all the finals, highest was 72, then I reset it and took 8 more highest was 78.
AR - Merrill Lynch

Series #9
Jun 6, 2020
Good morning Pete,
Hope you are well. I passed 9 last month...there was nothing really weird on the 9, your class made me fully prepared for the test.
DS - Merrill Lynch

Series #9
Jun 5, 2020
Peter,
On Monday I passed the 9!!!! Thank you for all your help and support. The Pass Perfect material was the only material that was similar to the actual test.
JS - Merrill Lynch

Series #9
May 31, 2020
I passed the S9 yesterday Pete!!! Another successful pupil all the way at the end of the world in South Dakota..
I went through all of the PP finals twice. First time around, started off in 70's and 80's. Second time around mostly 80's. I have used PP for Series 6, 63, 65, 7 and now 9 and 10. I feel the questions as they are asked are very similar. Also, PP questions are a lot more difficult but help the learner truly understand the concept.
Very little calculations on the exam. The only thing I wrote down was the options chart as it is on page 132 in the book and added more to it for spread, straddle, combo, and wrote down the synthetics. I felt this was all that I needed to reference throughout the test.
Other than that and reading the question and answers quickly first, then re-reading slowly to make sure there was nothing missed and know what they were asking, I had plenty of time to go through, and go back to check marked questions. Your review courses helped me clear up some concepts that I struggled to comprehend.
Thanks for your help in the review courses and I love the Quick books!
SD - Wells Fargo

Series #10
May 31, 2020
Hi Peter. Class was done at 3pm/ct and took the test at 330 pm/ct. PASS!!! The last 4 days, I believe, were HUGE to me passing. I did not see a lot of the challenging stuff around MSRB and Markets as I was preparing for. A TON OF “YOU’RE THE BOM, HOW WOULD YOU HANDLE THIS”….
FYI- First question out the gate was a taxability questions around OID’s and taxability. INSANE!!!
...took 4 mocks (2 on the paperback), so 6 total. Nothing really weird or outside of the prep course. Maybe, I lucked out, but the test was a lot easier and more situational than the mocks. I was ready for a lot of GO-CO-No and syndicate type stuff. So, I had to walk it back once I realized I was getting peppered with a lot of “how would you handle this” stuff. I could easily weed out to answers for the most part and just dissect the 2 possible correct answers. They do try to trip up with one word being subjective.
Anyway, thx again!!!
KC - Fidelity

Series #10
May 28, 2020
I passed my 10 today – thank you! I was on passperfect every day for many hours!
I failed all 12 Practice Exams in round one – then I reset and had 2 exams 72, 73 and 6 exams all in 80’s
Nothing out of the ordinary [on the actual exam], the final exams were spot on. Despite getting high 60’s low 70’s on the tests; I feel as though the test preps were drasitcally harder than the exam… as expected!
BK - Wells Fargo Advisors

Series #10
May 28, 2020
Pete,
Wanted to take the time to thank you again for your expertise during the virtual test prep. I was able to reschedule my test quite timely and passed the 10 last Sunday.
You really helped to make challenging topics more simplistic
SK - Wells Fargo Advisors

Series #10
May 16, 2020
Hi Peter,
Quick note - I passed! Felt it was the easiest of all the FINRA tests I’ve taken? God’s grace or because I was prepped. Maybe both. I’m grateful and burning my books shortly □□
Thank you for your help prepping and cheerleading.
Best,
PK - Wells Fargo Advisors

Series #9
May 11, 2020
Hi Peter,
There wasn’t anything on the exam that wasn’t in the study materials. Nothing was tested on FLEX options, CAPs, condors, or LEAPs which was interesting. I am in the Minneapolis area. The Prometric center required a mask be worn at all times. Otherwise the testing experience was similar to what it was in the past. Got to use scratch paper and a pen like normal.
I made it through 10 practice exams. I got a 70 or better on 8 of them I believe. They certainly did the job though as I felt that just about every question on the actual exam mirrored a question I had seen on the practice ones.
Now it’s on to the Series 10!
Thanks again,
EE - Wells Fargo Advisors

Series #10
May 2, 2020
I PASSED!!!
Yes I did get through all 12 finals. My first 6 exams I scored all in the mid 60’s. Finals 7 and 8 I scored 70 and 72. Had a minor setback on Final #9 scoring a 66, but my last 3 finals I got 72, 76, and 74.
There were quite a few questions that were intentionally trying to trip me up. They kept throwing in “calendar” days instead of “business” days. Also I saw a lot of multiple right answers and I had to pick the best answer. There were questions that were similar to the PassPerfect Finals but the only difference was different sets of answers to choose from (they weren’t so obvious to choose the correct answer) ALOT of process of elimination and choose the best answer between the remaining.
RTFQ really helped because there were instances where one word would change the entire question/answer. I also marked for review at least 20 questions that felt I was guessing on, and used the whole exam time to go back and review and changed a few answers with 30 seconds left (VERY NERVE-RACKING!).
AM - Morgan Stanley

Series #9
Mar 26, 2020
I was prepared to go through math problems and some analytical questions. I felt prepared knowledge-wise, confident that that I could clearly complete the exam in less than the time allotted. I made sure to get a good night's sleep, prepared my day as normal and ate a healthy breakfast.Prior to hitting the start button, as I planned, I purged all of the formulas I could think of regarding Basic/Advanced and the various Option Strategies on to the dry eraser board. I pressed "Start" and, please believe me when I say this, NONE of my questions had any math...I mean ZERO questions. As I was going through the exam, I honestly, in my heart was like, "WHERE in the world was this discussed in the materials?!!!" I couldn't begin to recall any one question that I saw on the exam. After I completed the exam and pressed whatever button it is to complete the exam, I thought having 30 seconds on the treadmill can feel like a lifetime; the 7 to 12 seconds it takes for the "pass or fail:" to appear on the screen took FOREVER! After I passed the exam, and proceeded to sign out, I had to confirm with the proctor that what I read was correct and that I actually passed.
Everyone I spoke to ALL stated there was a ton of break-even questions, or option strategy calculations. Again, I had no calculations on my exam. I studied the Kaplan material several years ago, and did NOT feel comfortable with the material. Years prior to that, I received the STC materials (twice) and that material was just as unhelpful as Kaplan. I purchased with my own money the PP materials and although my exam was not (in my humble opinion) anything I personally remembered reading, I believe the PP materials and taking the Virtual Courses with you tremendously helped set me up to deduce down to the best answers available. Prometric no longer provides the percentage breakdown of where your performance stands with each section as what was provided to me when I took my Series 7 in 2009. You either pass or fail. However, the feeling of pressing the "complete" button still puts a pit in my stomach waiting for the results.
Thanks Pete
TH - Charles Schwab

Series #10
Mar 2, 2020
Hi Peter,
I just thought you should know that I passed the Series 10 on Thursday.
But nothing “weird” really. A lot of questions on timeframes, so I’m glad I put every timeframe on a flashcard and went over those an hour before the test. So glad I did. It really was not as difficult as the finals. I felt really prepared.
Thank you so much for all of your help.
CC - Wells Fargo Advisors

Series #10
Feb 24, 2020
Just wanted to let you know that Thursday of last week I took the Series 10 Exam and passed!
Passing scores [on the practice exams] were mainly in the 70s. The highest I had was a 77% on Final 10 Exam. Nothing weird to report. The study program prepared me well.
Thank you for all of your help on the 9 and 10 exams!
JR -Raymond James

Series #10
Feb 12, 2020
Peter,
I just wanted to thank you for all your help with my Series 10.
In the past I have consistently used Pass Perfect study materials and was successful in all my Series Exams. This time I used Kaplan for my study materials and was not successful in passing the Series 10 (2 attempts).
Your virtual training and the way the course materials were presented is far superior to the other products available. Everything that was discussed during the virtual training and inside the workbooks was similar if not exact to what was presented on the exam. My only wish is that I had used Pass Perfect and your virtual training to start with it would have saved me 2 months of anxiety.
Thank you again for your support!

EF - DA Davidson

Series #10
Feb 7, 2020
Thanks Peter, just passed the S10 2nd time around! Your review course made a difference!!!!!
LH - JP Morgan

Series #9
Feb 3, 2020
Good Morning Peter,
I wanted to thank you for the excellent review of the material covered in the Series 9 virtual class.
Prior to the class I was averaging about 67% on the practice exams online, after the class I was averaging 82%. I am excited to let you know that yesterday I successfully passed the Series 9 exam!!!
The content delivered allowed me to have a deeper understanding of the material and helped to make some connections in areas that needed improvement.
I would highly recommend the virtual training to anyone and everyone who is looking to pass their exams. I appreciate the time and will be attending the course for the Series 10 as soon as I can read through the book.
Thank you again.
AB - Merrill Lynch

Series #10
Feb 3, 2020
I passed the Series 10 on Friday! Woo hoo! Thanks so much for your help with this exam, as well as the S9 a few months back.
I thoroughly read through the binder of printed material prior to the virtual review classes, but I was only able to get through 5 of the practice exams online. My practice exam scores were 62%, 64%, 63%, 71%, and then my last practice exam on Thursday night (after completing the 4 days of virtual review) was 79%. So I felt confident going into the test on Friday.
I took about 3 hours to complete the exam, which is about how long I anticipated (I was taking 2-2 ½ hours for each practice exam).
Have a great week!
JR - RW Baird

Series #9
Jan 21, 2020
Peter,
I wanted to let you know I passed S9 today, first attempt.
MG - USAA Financial Advisors

Series #9/#10
Dec 27, 2019
Good morning Peter –
I passed both my 9 and 10 while using you guys! Thank you
I passed all of the series 9 online pp exams and book exams with scores ranging from 75% - 95% but the roman numeral questions through me off on the practice exams vs. the real exam – I also did not read the 9 book ( I really enjoy options and felt pretty confident in the material.)
As for the 10 I read the entire book cover to cover, and participated in the 4 day webinar with you, and even with all of that, I failed all but 1 practice exam online with scores ranging of 55-71% on the first 8 practice exams I took and then finally on the day before I took the actual exam I scored a 78% on my last practice exam - The actual test was more so critical thinking rather than memorization which helped me.
From my experience – the pass perfect practice exams were almost too different from the real exams but they did help a lot with different ways to think about the question at hand.
MB - Wells Fargo Advisors

Series #10
Dec 23, 2019
Passed S10 this morning. Lots (4 plus questions) on social media that I didn’t cover much of in my practice exams but beyond that it was roughly in range of the practice exams in difficulty and subject matter. My highest practice exams were 71, 70, and then the rest below 65s.
Thanks for the help and happy holidays!
CW - Fidelity

Series #10
Dec 23, 2019
Peter,
I took the series 10 exam this morning and passed. It took one attempt, thank goodness. Thanks for your help on the 9 and 10.
KB - Raymond James

Series #9
Dec 22, 2019
I meant to tell you – I took the test a couple weeks ago and passed – took 36 finals in all!
I was above 80 on all 12 [practice exams]. There were one or two very weird questions – like things I had never seen before – had to be the test ones. Other than that, Pass Perfect prepared me well – it was faster than the others, finished with about 15 min left.
Glad to be done with everything – this was the last hurdle. Thanks for your help.
JW - Merrill Lynch

Series #10
Dec 17, 2019
Peter,
I just sat and passed the S10 Exam
I did 5 quizzes for each topic (25 total) and I completed 11 of the 12 Final Exams.
There was definitely some “curve ball questions topics” on the exam; but honestly don’t remember them all.
I do feel your live review was very helpful and I’ll be sitting in your S9 live review Jan 6-7.
Thank you.
MG - USAA Financial Advisors

Series #10
Dec 16, 2019
Dear Peter,
I just want to let you know I passed my Series 10 today! Really can’t thank you enough for preparing me for the test. Without you I wouldn’t pass. Much appreciated in everything you do.
AC - Raymond James

Series #10
Dec 10, 2019
Good afternoon Peter-
I passed the Series 10 last week, thanks for your help.
There were just a couple of weird questions I had never heard of. I assumed they were the "test" questions, but since I had no clue it didn't matter. You told me to go through ALL the finals, then have them reset and go through them again.
After I finished cursing you [HA!], I finished the finals, and had them reset after your class. My scores went from the 60%-74% numbers I shared with you to consistently over 80% on 8 finals. I started the 9th, threw my fate to the wind and sat for the test.
JS - Raymond James

Series #10
Dec 9, 2019
Phew…that was awful.
There weren’t any calculation questions, accrued interest, offering price, etc. I finished an hour early which made me very nervous. I went back through the 20+ questions I had marked, there were about 5 answers I changed, which is always nerve racking. Sure would be interested to know what the actual score was.
Maybe we’ll meet again one day for the 24…yikes!
Thx for your help!
KD - Merrill Lynch

Series #10
Dec 3, 2019
Peter, I passed the exam today! Thank you so much for all your help. I'll see you January for the Series 9 class.
JT - USAA Financial Advisers, Inc.

Series #10
Nov 27, 2019
Peter,
I passed the Series 10 on Monday.
I took 10 of the 12, just ran out if time to take them all. I did them all untimed like you suggested. Nothing unusual with the exam it felt slightly less tricky than the practice exams with PassPerfect. Meaning with PP it always seemed like 2 answers fit, in the actual exam it seemed clear that only 1 answer worked, at least to me.
I appreciate your help, great class I will recommend to my fellow Schwabies who need help passing that exam.
PB - Charles Schwab

Series #10
Nov 20, 2019
I passed!!!!!!!!!!!!!!!!!!!!!!!!!!!
Your class was definitely helpful, thank you again.
CW - Bank of America

Series #10
Nov 13, 2019
Hi Pete,
Just wanted to let you that I sat for the S10 exam yesterday and passed! The Pass Perfect material helped me be very prepared. I think by the time I got to question #80 I knew that I was going to pass the exam.
I had completed 3 of the finals that were in the book and another 6 that were online. I was scoring around 68%-72%. There really wasn’t anything weird on the real exam. I felt like I was over prepared.
Thanks for all your help!
AM - Merrill Lynch

Series #9
Nov 11, 2019
Hi, Peter,
I took my S9 on Friday and passed—woo hoo!
I wasn’t able to get through all the finals, but I did take 9 or 10 of them. I did pretty well on a few, but then was in the 60s on a few… It took me nearly the full 90 minutes to complete the exam, which surprised me a little.
I don’t recall any really strange questions, but I will say that taking the practice finals online in the “open book” format was probably the most helpful way to study, personally, as far as thinking through the question and thoroughly reading the question and what it’s asking. I hate those subjective questions they throw in there (where all of the answers are correct but ONE is “most” correct) and I did have a couple of those.
Thanks again - Have a great week!
JR - RW Baird

Series #9
Nov 11, 2019
Passed. Thanks for your help.
As for some feedback on the exam – only one option strategy question more complex than spreads (it was a ratio problem). Probably 7 max gain/max loss/ b/e type questions. 5+ questions on correspondence/advertising etc. 2 questions on order types. Gain/Loss questions were less than 5.
They only said “pass” – no grade given.
Thanks again for your help.
CW - Fidelity

Series #9
Nov 7, 2019
Pete,
I took the 9 today and passed. Thank you for the review course, well worth it.
A couple things to share with you, there were a fair amount of questions on trades/erroneous trades, I would say about 3 or so. Not a lot on spreads which surprised me as I thought there would be more. Nothing on trading responsibilities of the various traders on the floor, OBO, Market Makers or anything like that. Not a lot on calculating loss or gain on options either. A few questions on taxation and I would say about 3 or 4 questions on sales literature, correspondence and advertising. They were tricky with the literature questions because they all had an institutional client involved in them.
Hope this helps and feel free to pass this on to anyone who asks. If you do a review for the 10, I’ll be back for that.
Thanks again.
SD - Wells Fargo Advisors

Series #10
Nov 6, 2019
Hi Pete,
Thanks for all your help!
Took the test this morning and passed!
I got through 10 of the finals. A few of them I scored in the low 70s, and a few in the mid to high 70s.
There were a few questions I had to guess, and I may have read something on them ahead of time, but didn’t recall. I’d like to assume those were the “extra” questions.
I felt like from a difficulty perspective it was somewhere between the [Pass Perfect} quizzes and the finals. I seemed to breeze through the exam – I got it done in a little over 2 hours.
My confidence level was higher than when I took the 9. I am glad I haven’t ever had to retake an exam, but if there was one that was close, it was probably the series 9 (wish I knew exactly how well I did instead of just the “Pass”!). The “K” [Kaplan] training program didn’t prepare me for game day like PP [Pass Perfect] and you did. When I was in there, I was in the zone, and things felt familiar to me with the practice questions I took ahead of time.
Again, thanks for your help!
JN - Charles Schwab

Series #10
Nov 4, 2019
Peter
Passed the 10 today. Was harder than I thought but your class and pass perfect material prepared me to win. I was so nervous when I hit submit but if anyone asks you I aced it. Lol.
I went through the finals twice and was scoring low to mid 70s second time around. Some of the language in the questions was making my head spin but process of elimination and reading the full question got me to pass. I’m assuming the weird questions were the 10 non scored
EK - Citi

Series #10
Oct 24, 2019
Peter,
Passed my Series 10 and finally done!
Thank you for all the help!
KR - Merrill Lynch

Series #9
Oct 24, 2019
Peter,
I passed the series 9 this morning. Your content was very helpful.
KB - Raymond James

Series #9
Oct 9, 2019
Passed the exam today! There were several questions that were almost identical to the ones in the Finals on PP.
One question on Buy/Write that I totally had to guess on, but most of the questions I felt pretty confident answering.
Thanks again for your 2 day class…I keep saying “scary scary” “you know me…” “if you know one side you know the other” to myself…it was all really helpful to help understand conceptually.
CW - Merrill Lynch

Series #10
Oct 4, 2019
Victory! That was way better this time around.
Unfortunately I ran out of time and was only able to do 8/12 of the final tests, passing half of them.
The material on the test seemed MUCH more familiar to me this time around compared to how I remember my first run through it. Overwhelming majority of it was covered on your material.
The trickiest part with the test material was I had a few questions that were pretty specific in the nature of the question, but the answers were all quite vague with more than one clearly being technically correct. So I just had to really read through the question several times in attempt to get a sense of what piece of information they were testing. So really just an example of what you were mentioning with thoroughly understanding the question. In fact, many of the questions were very similar to the PassPerfect practice exams, which proved to be incredibly helpful.
Thanks again for all the help Peter.
TG - Charles Schwab

Series #10
Sep 30, 2019
Peter,
Just a quick note to say thanks for your help last week. I passed the 10 on Friday.
Nothing too crazy.
I took 5-6 practice tests in July and did not pass the exam. Admittedly, I was rushed didn’t prepare enough. I took the test as more of a practice than anything. I was scoring mid-60s on the practice exams and just missed passing the actual exam (2-3 questions).
This time around I passed one practice test with a 70 and one with a 75. I have no doubt your review session put me over the top.
Thanks again.
MK - Wells Fargo Advisors

Series #9
Sep 20, 2019
I PASSED THIS MORNING!
It was all weird. Most were touching on topics that I had not read before. I just chose the most logical answer and when I couldn’t do that, I picked the most complicated answer. The last (first) test I took was almost all familiar, not so much with this one. I was totally surprised when it said I passed.
SR - Wells Fargo Advisors

Series #9
Sep 20, 2019
Thanks again for the last minute help. Bulk of questions on supervisory oversight.
KB - Merrill Lynch

Series #9
Sep 19, 2019
Hi Peter,
I wanted to let you know that I took the Series 9 today and successfully passed it.
Took all 12 [practice] finals in the book (scored 70s) took a few online finals (scored 80s). The real exam had questions around institutional communications that popped up more times than I expected. Other than that it was business as usual. Now I’m on to the 10.
Thank you for all your help!
AM - Merrill Lynch

Series #9
Sep 11, 2019
Passed! Thanks for the overview course.
Not a whole lot on the test around Hedging, Spreads, Straddles, Strangles, break even, max loss/gain, etc..
AO - Wells Fargo Advisors

Series #9
Sep 6, 2019
Passed S9 today!
Only 1 tax Q. Had to know what to do with premium for cost basis.
Nothing on spreads/butterfly/condor.
Only 3 Q I had to calculate.
Majority on communications and supervision.
JO - Merrill Lynch

Series #10
Sep 6, 2019
PASSED!!! Thank you!
Had a couple of [practice exam] scores in the high 60's but the literally my last 7 exams were:
71
70
70
70
70
70
72.
It would be nice to know what score that translated into on the exam but PASS is all you get.
Noting really outside the consistency of what we covered. But MOST of their question - seemingly 90% - would ask "which of the following is TRUE. Very few "which is false" questions. I felt as though there were far less MSRB questions than I studied. Then again - my brain is a little fried to so take all that with a grain of salt!
Thanks for everything!
BC - Wells Fargo Advisors

Series #9
Aug 29, 2019
Hello Peter
Passed the 9 today, nothing unusual or different then study materials. You were right, mid 60s in practice tests, take em all. I did do a full reset yesterday as you have to reset all tests. Took three more scored in 70s, felt better
Thanks for your help, classes and materials
TS - Cetera Financial Network, LLC

Series #10
Aug 26, 2019
It did not feel like it, but I passed the series 10 
I took every practice test twice and then about 8 of them a third time; I was scoring 76-81 on the last round.
There wasn’t a single time I used my calculator and there were no questions that they asked for anything other than A, B, C, or D.
JM - Wells Fargo Advisors

Series #9
Aug 15, 2019
Passed!
Thank you for your help!
I was much more prepared than with Kaplan.
Now the series 10
KR - Merrill Lynch

Series #10
Aug 14, 2019
Hello Peter
Passed today, [the Pass Perfect] practice tests sure made it easy, thank you.
Took all of the practice tests, only passed one, the rest were mid 60s. Then I did a Full reboot of the practice tests. Went through them all, I believe lowest was 71, highest an 82. Nothing at all out of the ordinary. It was easier then [the PP] practice tests; any one of them. Maybe because I took so many was quickly able to decipher the questions on actual test and narrow. Finished the first go around in less then 2 hours with 7 questions that I was not sure about, still was not when I finished and rechecked em. Went back through the whole test again, changed one answer still had over a half hour left.
Thanks again
TS - Wells Fargo Advisors

Series #10
Aug 13, 2019
Hi Peter,
I just wanted to say thank you! I passed my 10 yesterday. I already passed my 9 last year- so I’m done!
KP - Wells Fargo Advisors

Series #9
Aug 13, 2019
Pete
I am sooooo Happy tell you I passed my series 9 today!
Now on to the series 10.
LK - Wells Fargo Advisors

Series #10
Aug 11, 2019
I passed the 10 yesterday. Just wanted to thank you for your help and assistance.
I feel like my test had a lot of munis it was a good mix of everything but they sure love the change words around. I highly recommend pass perfect i think it is the closest to the test.
Thank you again
KC - Morgan Stanley

Series #10
Aug 1, 2019
Passed the Series 10 yesterday.
I was clearly better prepared this time (pass vs 68), but the first time I took the test there were so many questions that just left me scratching my head and I read the study material twice before I sat for the first exam.
Thank you for the help. The class made all the difference.
WM - Wells Fargo Advisors

Series #10
Jul 30, 2019
Peter,
I wanted to let you know I passed my series #10 today. The interactive course and multiple exams was huge help!
Now onto the 9!
I went through all the PP Finals...my scores ranged from 60 to 86. Honestly most of the scores ranged in the 60s. Exam 12, I scored the 86, which was a nice boost for the confidence. Nothing real weird on the exam. The hardest part is training your mind to read the entire question and break down the question. They ask similar questions to the practice exam just in a different terminology. I am glad I have it behind me.
LG - Raymond James

Series #9
Jul 29, 2019
Passed the 9! Thanks for all your help!
AY - Raymond James

Series #10
Jul 24, 2019
Hello Peter!! I am happy to report that I passed my 10!!
1. It was SOO HARD!!
here is the topics that I saw:
1. A lot of questions about the syndicate/ IPO process of both MSRB and Finra : I saw most questions about how there is a conflict of interest when the rep solicits on behalf of the issuer. What he can and cannot do when he is that position.
2. Questions about supervisory process for the registered Reps: scenarios of what type of decision making a supervisor is supposed to take.
3. Questions were very in depth and required a lot of reading through before actually answering the question.
Thank you for all your help!!
VS - Morgan Stanley

Series #10
Jul 7, 2019
Hey Peter,
I took the Series 10 exam this morning. I read through Kaplan and Pass Perfect materials. I watched the Kaplan videos and took your class. This helped me recognize errors in the Kaplan materials that would’ve hurt my score. I took all 12 practice exams and never scored better than a 69%.
With all that said… I passed! Thank you for your help because I couldn’t of done it without the class.
JF

Series #9
Jun 29, 2019
Hi Peter,
Thank you for the reset and I am happy to let you know I “PASSED” my series 9 this morning!!!!
Oh boy they do not make them easy but I guess I deciphered enough correct ones!!!!
So happy I took your advice and put the 10 to the side and got a win under me.
KC - Morgan Stanley

Series #9
Jun 26, 2019
Hallelujah!!!!! Finally !!!!!!! I passed the 9!!!!!!
Took this morning!
Nothing too weird, some of the wording just threw me off that I had to read 3-4x before processing what they meant.
There were a few others on erroneous trades and rule 144 that I thought were odd.
I will remark that the last set of questions that we went through were very helpful as similar questions came up. So doing not only the pass perfect but those [from the] her test were quite helpful.
□
Thank you for all your help. Hopefully I will breeze through the 10 but may be calling again!
JS - Raymond James

Series #10
Jun 25, 2019
Hi Peter,
I just wanted to reach out and let you know that I passed my 10! I found your review class to be extremely beneficial and your tips certainly helped me throughout the exam.
I took half of the practice exams with an average score of a 69. I was surprised to see so many questions on taxability of discount bonds, but other than that nothing stood out as different or something I had never heard of.
MJ - Fidelity Investments

Series #10
Jun 14, 2019
Hi Peter!
A quick note to let you know I passed the Series 10 this morning. Of course, no grade - but who cares, it's a pass!!!!
I did something probably a little unique. I did 6 finals on the computer and completed 6 finals on the app. I didn't have huge amounts of dedicated time chunks I could sit and take the test all the way through. I did the next best thing and answered final questions on the app when I had breaks and could
My scores ranged from low of 65 (only failed two exams 65 & 69) to a high of 94 (the anomaly) most were mid 70's to mid 80's.
Nothing really stood out to me on the exam - there was one question that didn't look familiar - can't remember the topic, but didn't waste time - chose an answer and moved on...it was only one question. No roman numerals - which I was sad about - I use them to eliminate wrong answers. Best part - besides one question - I can't say any of the questions were material that hadn't been included in either the book or the class. On to the 9 in two weeks...
Thanks for the class and tips/insights!
HS - Charles Schwab

Series #10
Jun 14, 2019
Passed the 10 this morning
Thank you for ALL your help!!
[The Pass Perfect] Practice Exams really helped me understand how to Read (RTQ) and the respective Answers. What had frustrated me for so long is that when I did not “recognize” the question, each time I took a new exam, I was not confident in how to answer it. What I learned was that the questions can be asked in so many ways. Don’t try to memorize answers, but rather learn how to see and understand the question being asked…. You can’t succeed through Rote Memorization…
Thanks again for all the Tips… they helped!
TB - Wells Fargo Advisers

Series #9
Jun 13, 2019
Thank you for all your help. I passed!! Such a relief.
CR - Charles Schwab

Series #9
Jun 12, 2019
Hello Peter!!
I am happy to report that I passed my 9 yesterday!! Pass Perfect made all the difference!
Again Thank you!!
VS - Morgan Stanley

Series #10
Jun 12, 2019
Hello,
Just wanted to say thank you for all of the help and everything! I really appreciate it! And wanted to let you know I PASSED!! And yes the questions were very similar. Definitely glad I worked on memorizing the record retention requirement timeframes. So thank you again!
KO - Fidelity

Series #10
Jun 6, 2019
Peter,
Hello. Hope you are doing well. Just wanted to let you know, I passed my Series 10 on Tuesday and was promoted today! I took all 12 practice exams 3 times. Started out making 40s and my last go around was making mid-70s. I was well prepared!
Thanks so much for your training!
MH - Wells Fargo

Series #9
May 22, 2019
Hey Peter,
I passed the Series 9 exam this morning, and you were a big help. PassPerfect is soo much better than Kaplan.
Thank you!
SG - Fidelity

Series #10
May 2, 2019
Peter,
I PASSED!!! I can’t thank you enough! I couldn’t have done it without you and PP!!
There wasn’t anything out of the ordinary on it. No calculation questions at all.
KL - Morgan Stanley

Series #10
May 1, 2019
Hi Pete, I passed the series 10 this morning! Just wanted to let you know.
I took the first three [practice] exams after our classes last week and was getting mid 60s. I used the explanations in the exams to guide further review. I was running out of time so I jumped to exams 9, 10, 11 where I was getting mid 70s. I felt like I knew the material very well but for me it was more about test taking skills and the later exams help with that.
As for anything weird on the exam...nothing to speak of...just how vague the answer choices were. There were probably 30 or so questions where I knew exactly what they were asking and could tell you the answers but when I saw the given choices I could boil down to a blind 50/50 guess.
I thought your material and online class were fantastic and the practice exams were on point!
Nice work and Thank You!
NB - Merrill Lynch

Series #9
Apr 30, 2019
Hi Peter-
Thanks for the help! Nothing super weird. I’d say there were 12-14 questions that were flat out similar to pass perfect test prep.
After the first 20 questions, I knew I would pass.
Thanks for the support!
WW - Raymond James Financial

Series #10
Apr 27, 2019
I just passed my series 10!
the $350 question was there and I remember you said that! I was getting scores over 80 percent once I reset the questions. Your material is better than STC's.
I enjoyed your live class.
JB - Wells Fargo Advisors

Series #10
Apr 26, 2019
Thank you so much for a great class! I left early today so that I could go take my exam......and I passed!! I did take all of the final exams from the test bank. Scores were usually in the 60's.
68, 62, 63, 70, 67, 69, 72, 72, 64, 80, 78, and 68. Nothing unusual except that the questions were so familiar that I knew I passed when I finished. I had only 5 that I had marked for review and I didn't even go back to them because I was that confident. I finished in just under 2 hours.
LM - Charles Schwab

Series #9
Apr 26, 2019
I PASSED!
I did retake 5 tests and was scoring in the 80’s so that helped me feel better.
OMG I can have a life again! Nothing out of the ordinary pretty straight forward, options, strategy, incorrect trades, discretionary accounts, times to trade and exercise.
Thanks for all your help, it is very much appreciated
LL - Wells Fargo Advisors

Series #9
Apr 23, 2019
Hi Peter,
I passed the exam!
I took all of the on-lines quizzes, 9 paper finals and 12 computer finals, and was scoring mid 70s at the end. I also reviewed your class notes a few times and didn’t rely of memorizing the charts. There were a couple of questions where I was baffled but don’t remember the specifics.
I found the Series 9 challenging. Used the entire 90 minutes.
Your systematic approach to the material really helped me tie up a lot of loose ends.
Thank you!
KS - Wells Fargo Advisors

Series #10
Apr 11, 2019
Just passed the 10, thanks for your help...
This time I had gone through about 8 of the practice exams and a good number of the chapter tests for the ones I was weak on. The largest difference that I noticed was wording for the questions. The exam was harder to decipher what they were actually asking. Changed some marked answers at the end that might of pushed me over the edge.
Highest score on PP practice exams was a 71. Practice exams and your class was definitely the thing that got this terrible test taker across the finish line.
Thanks for all the help
JF - Raymond James

Series #10
Apr 1, 2019
Peter,
I passed the series 10 test.
I did take all of the exams, it was tough to do but I got them done. I never got higher than a 73% on the exams but I felt as though they were adequate in preparation for the exam. Nothing out of the ordinary.
Thanks for your help. The preparation was spot on.
RS - Charles Schwab

Series #9
Mar 27, 2019
Hey, Peter. Good news… I passed my Series 9 exam last week!
It was weird there was very little option strategies and taxation questions on the real exam. I was anticipating that being the hardest part. More questions on recommendations than expected. Some questions were exactly the same as practice exams. I can’t remember which ones but there were a couple that were similar or almost the same. I cried when I pressed enter and saw that I passed, and did not see my final score. I was making 80s or higher on most practice exams except for a couple that I made 60s. Now on to the Series 10!
Thanks again for your class. I think it really helped me a lot! MH - Wells Fargo

Series #9
Mar 18, 2019
I did 10 of the finals and my scores were not the best, I’m not going to lie! I had a few 76%, three 70% and then the rest failed. I was so nervous.
The test was much easier than the study materials. There were not so many options calculations and questions I did get that involved calculations were not complex. It was mostly supervision type questions which were not bad if you did a ton of tests like I did. I was frustrated with the dry erase markers they gave you which didn’t allow me to write everything I wanted to write. They were thick so you couldn’t write small enough to make the chart I wanted to make. This threw me off a bit and wasted about 15 minutes because I was flustered and had trouble thinking. Overall it was not too bad, now on to the 10!
JL - Raymond James

Series #10
Mar 8, 2019
Hi Peter,
Success!! I passed the Series 10. Thank you for all of your assistance. The materials and the review course were very helpful in my preparation.
I took nine practice exams and was scoring low 64 and high 79. I took many quizzes over and over ultimately scoring 80s and 90s. Nothing weird....pass perfect info was great preparation.
Thank you again for helping folks like me prepare for this exam.
CF - Charles Schwab

Series #10
Mar 6, 2019
Hi Peter,
I want to thank you for your tutoring and classes with Pass Perfect material. I passed my S10!
I was very frustrated trying to keep FINRA and MSRB rules separate but I’m glad I did and it was thanks to your help. I think the highest I ever scored on the practice tests was 69%. However, I spent three days prior to my test reviewing my notebook from your class, I feel that made the difference..
Thank you again!
AD - Raymond James

Series #10
Mar 3, 2019
I passed the series 10 this morning. They didn’t tell me my score, but I passed. I had taken the test before and received a 68%. This time around, there were fewer questions where I had no idea what they were asking. That was a huge improvement and one I attribute to your class.
Thank you again for your class.
TC - Merrill Lynch

Series #10
Mar 2, 2019
Hi Peter,
I passed my series 10 test this morning!! Your content was all on the test.
Thanks a million!
AG - UBS Financial Services

Series #10
Feb 21, 2019
Hey Peter,
Thanks to your book and exams, I just passed the 10!
Tough exam!
SB - Raymond James Financial Services

Series #10
Feb 19, 2019
Took it today and Passed.
Easier than the passperdect training tests. I did about 6 of them and didn’t pass any of them. But I think all the PP tests for all the series (I’ve done 66, 7 and 9/10 all in the last 9 months) are all more difficult and more detailed than the actual exams. Definitely good material. Thanks for your help on the 9/10. Enjoyed your classes.
SW - Charles Schwab

Series #9
Feb 19, 2019
...there were only a few option calculation questions. I remember one question - which was a basic break even questions. There were a couple of margin questions - how much margin is required. There were a lot of strategy questions . .. what would you recommend for a client who wants x, y, z. There were several hedge questions - What options position to take if your client wants to hedge.
There were NO synthetic options questions. There were a couple of VIX questions. One you needed to know that the VIX was related to the SPX; another was whether the VIX should be purchased or sold given a direction of the market. There was another VIX where the answer was the last day to exercise a VIX contract
There were no specific bull & bear questions.
Nothing on foreign currency options.
Nothing which invoked knowing Debits Widen / Credits NarrowA couple of questions where straddle was the answer.
Many questions about advertising v. sales literature
I went through your Workbook Slides with Answers yesterday and early this morning as a refresher on all areas other than calculations, and picked up a couple of correct answers this morning from your slides.
Thank you for you help.
DB - Raymond James

Series #9
Feb 13, 2019
Hi Peter,
I passed my Series 9 this morning. I was having low confidence up until the day of the class. The class was very helpful. I trusted the process and had my scores reset and started scoring in the 70s and 80s.9
Thanks again for everything. Some of the terms of the test were surprising to me. I marked about 10 answers for review, but ended up changing only 2. Happy to have it behind me.
JS - Raymond James Financial Services

Series #10
Feb 12, 2019
Thank you Peter for your help – passed the S10
I did this twice – first time around, I completed all the material and all of the finals – high 60s, low 70s and scored a 64.
I then did a review, took your Virtual class, and finals and was scoring in the high 70s, low 80s and was successful.
This time around, I had more MSRB questions – and overall advertising/communications, etc. I actually didn’t have any math questions – no ex dates, no settlement dates, interest earned, etc.
Some of the wording was difficult, but I think process of elimination for me made the difference.
TW - Merrill Lynch

Series #10
Feb 12, 2019
Pete,
Thank you SO much for all of your help. Your class was invaluable. I’m happy to report that I passed. I could not have done it without the study materials/databank test materials.
Thank you again!
JK - Wells Fargo Advisors

Series #9
Feb 11, 2019
I took your class in the series 9 last Thursday Friday; took it this morning and I passed. I just wanna say thank you so much. I would not have passed without your class. It was absolutely awesome.
AM - Hilltop Securities

Series #9
Feb 11, 2019
Hey Peter,
Just wanted to let you know that I passed my Series 9 this morning, thanks to your class! The test was really pretty close to the Pass Perfect practice tests. The only difference I noticed was they were a tad more situational instead of straight to the policy. Example: “A registered representative approaches you as the BOM (or the ROP), with situation XYZ. What would you do?” and the answers were policy related.
So you had to know what the BOM can do what the ROP can do, and what the policy is in relation to the situation whether it be approving the account opening, fixing a customer req error, or whatever.
There was also, on my test, not very many “strategy” related questions where I had to do a lot of math, they kept it pretty simple that I felt I could do in my head relatively quickly. I really felt pretty prepared (I took like 20 practice tests) after looking back at how the test was in comparison to the practice tests.
Thanks again, looking forward to your Series 10 class at the end of March.
CC - Wells Fargo

Series #10
Jan 26, 2019
Thank you very much for helping me "get" the material! :) Not sure I would have gotten over the hump without the tutoring.
Onto the 31...
JW - Wells Fargo

Series #9
Jan 25, 2019
Hi Peter,
Thank you. I was able to pass the exam.
The first time I took the finals, my highest score was a 71% and lowest approximately 55%. I had the questions reset and my scores ranged from 65%-80%. I would guess that my average score in the second round of exams was approximately 73%-75%. Of note, I only had one breakeven or unrealized gain/loss question which I found interesting (it related to strategy around a short stock-long call position). I would state that the vast majority of the test surrounded ROP or BOM responsibilities and the appropriate action that they should take regarding option accounts/scenarios presented.
Next up, the Series 10!
JC - Wells Fargo Advisors

Series #9/#10
Jan 22, 2019
Hi Peter,
Just wanted to follow up with you – thanks for your help and the quality product that you provide. As a FL Bar licensed attorney I never expected to take so many securities licensing exams. But at this point I’ve got a 7, 9, 10, 24, & 66 with all credit to you and your product/service. You guys obviously have the insight into these exams on tap.
Thanks again. All the best.
RW - Raymond James

Series #10
Dec 22, 2018
Hi Peter
Thanks so much for your help. I passed
Happy Holidays
MM - Merrill Lynch

Series #10
Dec 21, 2018
Hey Peter
Thanks for all you help this week. I passed. I did not take all the finals. Only finished 3.5 of them. I think the best I got to as a 62ish. I was pretty surprised I passed.
I’ll be on your series 9 class next month.
CS - Merrill Edge

Series #9
Dec 12, 2018
Hey Peter,
I just wanted to let you know I passed the S9 yesterday. Thanks for your help!
One or two questions were identical to the practice exams. Your review session definitely helped too.
Thanks again! On to the S10.
JB - Merrill Edge

Series #10
Dec 6, 2018
Good morning Peter,
I wanted to let you know that I passed on Monday.
I finished all of the finals. My last few were 66%, 72%, and 79 percent.
There was nothing that I spotted from the exam that was unusual. A lot of [consistency] from the material to the exam.
I am glad that is over.
Thank you,
RD - Merrill Lynch

Series #9
Dec 2, 2018
Hey Peter,
I just passed Series 9.
Nothing weird on it. I completed all PP finals and was averaging mid 60s and low 70s on the last few. I went back and reviewed the incorrect answered questions and was able to make improvement. I believe some of the practice tests were more difficult than the actual exam. I really appreciate that because it really helped me prepare.
RM - Raymond James

Series #9
Nov 28, 2018
Hey Peter, letting you know that I passed the series 9 last Monday.
I really appreciated some of the memory tricks you shared, DWCN etc.; they helped a lot. As you know they will no longer tell you the score, but I feel pretty confident, after failing the first time, that I scored in the upper 80s or better. I finished in plenty of time and I was so confident in my answers that I didn’t bother to review any. Side note, the online timed practice exams helped me get comfortable with the time pressure.
MM - Merrill Lynch

Series #9
Nov 23, 2018
Thanks for your assistance- I passed the series 9 exam.
[Practice] Scores were high 70s low 80s. I took all of the finals which helped a lot.
Nothing weird- your cheat sheet helped a lot. Very little computation.
AD - Morgan Stanley

Series #10
Nov 21, 2018
I wanted to reach out and thank you for your help. This past Friday, I passed the Series 10 exam. There is no question in my mind that utilizing the online data bank questions made all of the difference this time vs. the first time that I took the exam.
So again, thank you for your help and I wish you a Happy Thanksgiving!
WB - Raymond James

Series #9
Nov 8, 2018
Hey Pete,
Took the test this morning and passed, thank you for helping me get there!
Thanks!
WF - Fidelity

Series #10
Oct 28, 2018
Peter,
I passed the 10 yesterday and believe that I couldn’t have done it without your class. Thanks for all your help. I would highly recommend it to others.
Thanks again.
JT - RBC Wealth Management

Series #9
Oct 12, 2018
I passed!!!
For some reason it did not list a score, only “Pass.” Nothing weird on the exam. I think Pass Perfect prepared me much better than my Kaplan materials.
Thanks again!
CV - Charles Schwab

Series #10
Oct 12, 2018
Hi Pete,
Just wanted to let you know I took the S10 exam on Monday and passed (no score given anymore, just a pass/fail indication). It was brutal but I made it through with your help. Thank you!
CC - Wells Fargo Advisors

Series #10
Sep 7, 2018
No bragging score (73), but anything over 69 is all I ever wanted ;)
My score was exactly the same as the average of the last 3 finals.
Nothing weird. It feels like there were more than 10 experimental questions. Maybe that’s just me…. Lots of very long, paragraph style situational qs. More math than I anticipated. All in all I’m glad it’s over.
JS - Raymond James

Series #10
Aug 14, 2018
I passed the 10 today!! 77 -Nothing too weird. It was tough
Thanks for ALL of your help!
BW - Wells Fargo Advisors

Series #10
Aug 10, 2018
Passed test today. 92! I was getting high 80’s then finally 2 in the 90’s on practice exams.
Have to say the test was quite vague in their questions at times and there were quite a few things I never heard of. So a lot weird. In fact I marked about 20 for review! Now I didn’t change my answers. Thank goodness!
Thank you.
CG - Wells Fargo Advisors

Series #10
Jul 28, 2018
Hi Peter,
Just a quick update, I PASSED ?! The whole test was very abstract. I scored the same as the PP, low 70s. Not great, but I’ll take it.
Is there any way to get your autograph on my “Quick 9/10”? It was a gospel for me.
Thank you for everything
CP - Merrill Lynch

Series #9
Jul 27, 2018
Peter,
I just passed my series 9 first try with a 89. I took your class earlier this month and then went on vacation for a week. I then spent 2 weeks taking [practice] tests - the first time thru the 12 test was not great High of 80 low of 64 - and avg. of 71. I had them reset and took 10 of them all untimed and scored High 86 low of 70 avg of 83. My company supplied me with STC I took those test too! Scored in 90’s. They seemed very easy. I felt I knew the material was just unsure I would understand the question correctly because of your tests were very challenging. I will say the exam was easier than your tests.
I was very well prepared! THANK YOU!On to the Series 10!
Thanks
BF - Stephens

Series #9
Jul 6, 2018
Hi Peter
Just wanted you to know I passed the 9! It was still more difficult for me than the 10 but there were similar questions.
I got a 78. Nothing weird really that stood out just worded different. And I have test anxiety.
On to the 65! Thanks for your help! I can keep my job now
MH - Wells Fargo Advisors

Series #10
Jun 21, 2018
Just finished the 10. It read identical to the practice exams. Even saw some that were almost word for word!
Scored an 82.
Thanks for all the help.
PS - UBS Financial

Series #10
Jun 19, 2018
Hi Peter,
Thank you for the work you do in creating exam prep material and conducting the virtual training classes. You have quite the niche ! I’m glad someone loves it and has honed it as well as you have  I would have been even more miserable without the virtual class.
I scored an 80.
Practice tests were low 70s.
(the night before the exam my practice score was 58 ! glad I got that out of my system before the actual test!!)
No roman numeral choices.
Lots of questions on topics covered in the training class but in more or different details. AML, gifts
No math/calculations
Keep up the great w

---

Other exams

Series #3
Hey Peter! Meant to write you few weeks back. Bit of confusion day of exam and the location I booked was 3.5 hrs away. Made it in time and PASSED! Thanks again. Your sessions and cheat sheets were massive help to understanding theory. Thanks again
SS

Series #3
Hey Peter - wanted to let you know I passed the 3 yesterday! A lot of what you taught me during our 2 sessions clicked once I got the hang of things.
I did not 'know' - I had confidence I was doing pretty well in the first half but I got tired sitting there and did have to guess on a few. There were a couple of simple Qs I was surprised I haven't seen before - something I could have easily memorized but hadn't. (I did leave 1 practice test unanswered on STC.
A lot of it was pretty predictable based on the studying though. Your "+ -" charts on the hedging & speculating Qs was a huge huge part of it once I finally understood the concepts and what was happening... it was like I met with you maybe a tad too soon (but you forced me into needing to learn it) and then once I got the bigger concept of long cash is short futures is long basis and all that, the + - and chart and all that were HUGE, and I could cruise through those Qs. And I feel like probably 45% of the test!
TBH - I was getting 70-75% on the practice ones I was doing a few days before yesterday.. so I went in risky... Thank you for your help, and your flexibility!
KS

Series #4
Mar 23, 2021
Hi Peter:
Thanks for your help, I passed Series 4 last Friday March 19th thank God.
I know Series 4 is not as popular as the Series 9/10 but in case someone is stdying the exam is challenge but not impossible.
More that three question of margin calculation
Many ODD question
Mini options
Option position limit
Foreign Currency
and Mini Options.
My pass perfect scores started in the mid 50's and ended in 80 or low 80 after third tried.
PM - Citil

Series #6
Sep 26, 2019
I passed!!!
dollar cost averaging
Nothing on puts/calls
Lots of annuity/IRA/ variable annuities/ tax implications/
know the definition of Universal Variable Life to answer
U5
mediation so you had to know how the different areas progress - start at arbitration, then where,
Know that B/D has oversight on reps who leave for two years
Thanks for your help!
CL - Northwestern Mutual

Series #63
Aug 20, 2019
Thank you for all your help. I passed. Will be contacting you for 65 when the time comes!
BB - Thrivent Financial

Series #6
Jun 28, 2019
Thank you so much for your help I passed series 6.
TM - Wells Fargo

Series #4
May 21, 2019
Hey Peter!
I passed my series 4 today. Loved your material. Yea I was in the high 70s/low 80s 7 out of the 8 [practice] tests.
Only had 3-5 questions that required t-chart usage and a couple of margin calcs. The majority of the test felt like complex compliance scenarios throughout units 2-5…if that helps. Felt like I wasn’t quite ready for that, but the material got me through it…lol. It’s done a great job of keeping me from feeling overwhelmed from the structure of the questions I seem to get.
AA - Thrivent Financial

Series #6
May 13, 2019
Hi Peter, Happy Monday! Just wanted to reach out to let you know I passed the Series 6 Top Off on Saturday!
Your study guide really helped me. Thank you so much!
KH - Oswald Financial

Series #86
Apr 8, 2019
I passed!!
Nothing that weird. Nothing on Diluted EPS, Enterprise Value. Felt like zero on Economics. Heavy on returns (ROA, ROE). A lot of questions looking at financial statements and asking for the 'most likely' or 'least likely' explanation for higher/lower valuation, returns..etc.
thanks for all of your help
TF - UBS

Series #4
Mar 22, 2019
I passed Peter, thank you very much for all your help
...very weird, barely any questions to use a T chart, a ton of compliance, position limit questions, and margin heavy items
RS - First Republic Securities

Series #3

Dec 13, 2018
Peter
I passed ! The STC practice exams were helpful and harder than the 3 .. first time taking one of these tests that I felt confident I passed during that brief few seconds waiting to see my results .. I had time left over as well. Interesting they did not share the score on this exam .. don’t know if that is a new policy or just for the 3.
Thank you very much for your help and study guides !
KM - Wells Fargo Advisors

Series #4

Jun 28, 2018
I passed my Series 4 today. I got an 80. I recognized a lot of the test questions...Thank you for all your help!!
AH - Raymond James

Series #4
The test was EXTREMELY different this time, questions were posed more directly rather than in such a complicated structure that last time make it difficult to determine what the actually question was.
I scored 80, which was much higher than my practice scores.
Thank you for your assistance. I know it’s your job, but your willingness to work outside the 1-on-1 time was very appreciated.
IR - Raymond James

Series #4
Feb 27, 2017
I passed the Series 4 today! Thanks for your help. I made a 75. Not one question on synthetic options, but I knew all about them!□
CC - Merrill Lynch

Series #26
Feb 23, 2017
I took my exam yesterday morning. Got a 85. Can you believe it!!
Nothing weird. There were no math at all. Lots of situation type questions.
You were great. Thank you for all your help and encouragement. You really helped me a lot.
Thanks again
GE - Citibank

Series #57
Passed!!! with an 81. piece of cake!!
I thought Pass Perfect did an awesome job in terms of preparation. If you are acing the Pass perfect [finals] you will be fine. I got high 70s/80s on my last few finals and was fine.
Nothing on debt. Heavy on Reg Sho, Reg M, limit display rules, insider trading, compliance
Thank you!
MS - Nomura

Series #4
Nov 29, 2016
88.
Yeah [the materials] seemed pretty close [to Pass Perfect]. Fair amt of series 24 overlap as well. Maybe 2 questions about margins, 3 questions about break evens on option trades
AW - Nomura

Series #63
Oct 1, 2016
I got a 75, my score was consistent with my studies. Nothing weird at all, lots of questions on IA's, IAR's, BD's and Agents and a few ethical questions.
Thank you very much Pete. Your workbooks are EVERYTHING and honestly I think it contributed a lot to my passing.
Have a good weekend!
CF - Maxim Group, LLC

Series #63
Jul 21, 2016
Peter
Thanks so much for the help, passed the 63 today...that one is a pain, folks should not overlook it...I was scoring upper 70s and lower 80s, passed w a 77, as opposed to the 7 - where I was scoring upper 70s and lower 80s and passed w an 86. Regardless, done - thanks so much, appreciated the online work.
Regards
PP - TIAA-CREF

Series #86
Jul 7, 2016
Passed yesterday thanks for all your help!
78 which is good enough for me! There were many qs that were exact same as Stc prep, a ton using exhibits and asking questions about relative performance metrics and the underlying reasons. These were pretty tricky- took a lot of work to unpack everything, each answer choice required separate calcs. Much more In depth than anything I've practiced.
Also one weird one on correlation which required calculation using a graphing equation - had never seen that before.
Thanks again
DS - Raymond James Financial

Series #63
Dec 14, 2015

Hi Peter! Good news I passed the 63 with a 90. Thank you so much for the cheat sheets!
SS - Fidelity

Series #63
Sep 9, 2015

Passed with an 88%. Again, your material in conjunction with the PassPerfect practice questions are the key. I was only able to take one practice exam 87%. So, the actually test was right in line with that.
TG - Merrill Lynch

Series #51
May 4, 2015
Peter, I passed…73, but nevertheless. I was disappointed to see that they still asked apprenticeship questions…2 anyway.
Oh well, it’s done with. Thank you for your help!
Sincerely,
RCT - AllState

Series #3
Apr 6, 2015
Peter,
I got an 85% and a 90% on the regs and a 90% on the hedging/strategy.
What we studied mainly covered each topic with the Regulations. With hedging what we covered is a good portion of it, especially when you add back the hedges. Also, the test focused on t-bond options as well.
RV - SCB Group

Series #63
Dec 1, 2014
Thank you Peter for your help! I passed with an 83%!
My finals on PP probably averaged around 85% and I expected to score around 80%. I felt that the Series 63 prep was closer to the exam than the Series 6 but that may have to do more with the nature of the topics, since 63 is more about the specific regulations.
AW - Wells Fargo Advisors

Series #63
Dec 1, 2014
Peter,
I followed the training guidelines as outlined as best I could.
I took four -Chapter 1 quizzes, two -Ch 2 quizzes, two-Ch3 quizzes, two –Ch4 quizzes and three -final exams (scores ranging 76%-78%-and 79%. I actually think that the each of the PassPerfect final exams where tougher than the actual exam. I’m glad the questions were mostly always different in wording to help me think outside the box. I scored an 83% on the FINRA 63 exam.
I’m glad PassPerfect set the bar high because it helped me strive for achievement.
There were approx 3 questions related to my Series 6 exams about: Suitable investment recommendations to customers about to retire and best investment recommendations – balanced funds, treasury debt, or fixed annuity. Another question was similar, but retired cust received $20k bonus by employer with medium retirement income looking for Best investment advice- the best answer I chose was the customers financially able to invest based on current need vs the customers risk tolerance.
Thanks again for the review advice
Have a great day
JJS - Wells Fargo Advisors

Series #63
Nov 28, 2014
Hey Peter, I just wanted to let you know that I passed! My score was a 75. My pass perfect scores were around the 80-83 range on the finals. Thank you for your assistance.
JD - Wells Fargo Advisors

Series #63
Nov 26, 2014
Thanks for the slides and extra questions. The state exam was a lot more vague and I didn't think it was written very well. I was sweating bullets! However I passed and that's what matters, I got a 77% when I was passing the practice finals in the upper 80% and 90% range. Thanks again for your help and have a Happy Thanksgiving! I'm on to the series 65!
SD - Wells Fargo Advisors

Series #63
Oct 15, 2014
Dear Peter,
Good morning, hope you are doing well! Just wanted to drop you a line and say I passed the 63! I was getting 77-80% on the practice tests and ended up getting an 83 on the real thing---your class was really helpful, I really liked that you sent out the deck with your notes after the class. Thanks so much!
ARG - Wells Fargo Bank, N.A.

Series #63
Sep 12, 2014
Hi Peter,
I want to thank you for your help and inform, that I passed my Series 63 exam.
I got 80% right.
On my PP tests the range was form 79% to 90%.
I believe the actual exam had more understandable statements, but in the same time the answers were a bit confusing.
Thanks again.
OK - Wells Fargo Advisors

Series #63
Sep 11, 2014
Hey Peter,
Thank you for the notes! Took the exam Tuesday……..Passed!
It was very weird! The way they structured the questions was very confusing, but once you understood the concept of the question it made sense.
The questions had a lot of scenarios that used concepts without bringing information from the book. My score was a lot different from the actual score on the test.
I got a high 80 on the final and on the actual exam I got a 73! Like I said, the way they worded the questions makes you think about which scenario would it fall under.
Best,
AO - Wells Fargo Advisors

Series #82
Jul 2, 2014
Peter
I passed (80 % score). Thanks for everything.
Question and answer format was a lot simpler (shorter) but again a lot of the material looked like nothing we had prepared. I was making either intelligent guesses or using my industry knowledge. Very little questions on the securities (equity/debt ) that required calculations. I think there were 3 questions that involved numbers. Nothing on partnerships. Mostly Finra and securities act stuff. Thanks again.
LK - Ice Canyon

Series #63
May 18, 2014
Hi Peter
It is a very good Sunday. I passed the 63 this morning. I got a 73% and was just so happy to pass. Your cheat sheet was very helpful as was the class. I found taking a lot of finals helped me grasp the way the questions were worded. The actual exam was similar to the Pass Perfect in terms of wording though there were a few questions I had to really read several times. I had enough time and didn't change any answers.
I can't thank you enough for all your help and support thru the 7 and 63.
Thanks again
EO - LPL Financial

Series #4
Dec 30, 2013
Hey Peter- just wanted to drop you a line - I passed my Series 4 today !
72, but passing is passing.
Thanks for everything.
MV - Mass Mutual

Series #7, #63, & #9/#10
Dec 2, 2013
I would strongly recommend the use of PassPerfect materials when preparing for any of the Series exams. The materials are very well organized and continually updated. I used the PassPerfect materials for all of my exams (7, 63, 9/10), and found the text to be clear and easy to read, and the practice exams to be very helpful. I also engaged with the virtual training class, which I would highly recommend for anyone, as this really helped pull all the material together and highlight the main themes in each section, to ensure proper preparation prior to the exam. Exams are never easy, but PassPerfect can make the preparation process easier.
DC - Raymond James

Series #3
Nov 15, 2013
86 and 75.
The only issue I had, was time…they seemed to have put all of the hard questions (first 75 or so) at the beginning…the last 30 or 40 questions were all true/false kind of questions.
RL - Affiliated Managers Group, Inc.

Series #4
Oct 16, 2013
75! Thanks so much for your help! Dead Wives Cant Nag was my key as well as the chart! You are a great teacher.
EFM - Merrill Lynch

Series #27
I passed 86%
thank God! plus thank you for your help.
PM - Mass Mutual

Series #63 & 7
Jul 22, 2013
Peter, I have been meaning to get around to thanking you for your support and specialized training which helped me knock out my license exams in short order. I recently passed the 63 with an 80%, shortly after passing the 7. Your techniques and rational helped me focus on what I needed to know, setting me up for success. I learned that these series exam are so random and you need a large margin for error, you help me create that margin for error
SM - Commonfund

Series #6
May 8, 2013
Hi Peter-
I wanted to let you know that I took the Series 6 exam yesterday and passed with a 94. I was very surprised when I pressed the button to say the least.
The test for me was much easier that the material I studied because I was scoring between 71 and 82 when I took the green light test. I guess after I took 7 of those tests the information sunk in!
I have to say that you were one of the funniest instructor’s I ever had…..and I needed to laugh after all that studying.
Thanks again and have a great day!
ARB - M&T Bank

Series #51
Feb 20, 2013
Hi Peter,
Wanted to let you know that I passed 51 yesterday. I am very happy and relieved. Thanks for the assistance.
Not sure what is up with 51 but........
I passed with 71. I was sweating bullets. More than half of the questions were like the twilight zone. I was very prepared and got 88, 97, and 93 on the green lights. I also have CLU and ChFC so I consider myself a decent test taker. I had 20 of the rascals in my career.
Anyway, not sure what Finra is up to here but the test is very different from any and all study material available. No wonder Kaplan doesn't offer it.
At any rate, it's over and I do appreciate your help! Thank God it's over! : ).
BC - Allstate Insurance Co.

Series #51
Feb 11, 2013
Hello Peter:
I wanted to let you know I passed my S51 this morning! I am so relieved! Your tutorial definitely helped to get me through the process. I have to say I was disappointed that I scored so low (I only got a 71) because I REALLY studied the material and felt quite prepared going in. But, thank goodness it's a pass/fail and I don't have to share that with anyone else :).
Thanks again for your help! I am certain Bob will pass on Friday for a clean sweep!
LJ - Allstate

Series #6
Dec 21, 2012
Hi Peter-
I hope this email finds you doing well. I wanted to follow up with you on my Series 6 progress. I took the exam this morning nad passed with an 88%. Thank you for all your help, advice, and insight into the exam; I really appreciate it.
Have a great Holiday!
MG - M&T Bank

Series #6
Dec 20, 2012
Hi Pete-
Just wanted to let you know I passed my exam and got an 89! Thanks for all of your help!
DK - M&T Bank

Series #6
Dec 19, 2012
Passed!!!…With an 86%.
From what I saw, it did seem like there were a lot of questions on advertising, as well as the tax impact of using the exchange privilege within the same family of funds. There must have been 4 or 5 questions that asked about it from different angles.
Only one arithmetical question was asked , regarding finding the NAV using the Sales Charge % and POP, (i.e., x/(100-SC% = POP).
In retrospect, the two greatest benefits of the in-class training were the various mnemonics (esp. “You Call Your Mom ‘Cause You Need to Yell”, did appear on the test, as well as the Cheat Sheet provided.
DS - M&T Bank

Series #3
Nov 29, 2012
Peter,
I passed, 85/83.
|Nothing weird on it] that I recall, but I essentially forgot everything the second I left the exam. I probably should've made a mental note of odd questions, but I just plowed through and got out of there with a passing score. There were a few questions that seemed weird, but I just assumed they were one of the 5 special questions and didn't think much about them.
Thanks,
JM - Lord Abbett

Series #3
Nov 9, 2012
All done with it
Pass 88
Pass 82
They removed the 30 day waiting period, so I took it last weekend.
Thanks for your help!
Glad it is over
ES - Amerex Brokers, LLC

Series #3
Oct 12, 2012
Peter, Everyone passed with 85 percent or better , thanks for your help.
MD - SCB Group

Series #6
Oct 10, 2012
Hi Peter, I passed the 6 with a 92%, thank you for your cheat sheet! I used the PassPerfect study guide and online tests and it was very helpful. I especially love the Suitability Decision Tree, which I think will be even more helpful for the 7. There were so many questions regarding Variable Universal Life, I was expecting more on annuities than life insurance. Thanks!
JJ - EisnerAmper

Series #51
Jul 3, 2012
Passed with 86! Thanks so much for your help. I couldn't have got there without your training and materials.
DB - Fidelity

Series #82
Passed with 82! No pun intended. Thanks for your help sir.
LFD

Series #3
Hi Peter, I passed last Friday with an 82% on both sections – thanks again for all your help!
AS - Tudor Investment

Series #6
Hi Peter, Just wanted to let you know that I passed today with a 91%. Thanks for your help last Friday.
JJ - Oppenheimer Funds

Series #6
Good Afternoon Peter! I was a part the Series 6 review class that you led and I took the exam today and passed! The call was very helpful and entertaining and made learning all of this stuff kind of fun and a little less stressful. Just wanted to tell you thanks and keep up the good work! J
UW - Wachovia Bank

Series #6
Peter, I passed with a 75%. Thank you for all the notes and a great review.
EV - Wachovia

Series #6
Hi Peter!! Just wanted to give you a follow-up on My Series 6 exam. I passed yesterday with an 84. Thank you so much for the review course. It really helped put it all together.
SB - Wells Fargo

Series #6
Hi Peter, Just want to send out an update to my Series 6 exam. I passed with a 77. Thanks again for all your help.
KA - Wells Fargo

Series #6
I passed!!!!!!!!!!!!!!!! I wanted to thank you. I did what you said and got myself out of the red. If you go back and view the history, you can see that I was determined to pass. Thank you again for your support.
EP - Wells Fargo

Series #99

OVER! I passed with a 79 today! Thank you, thank you!
BB - Fidelity

Hi Peter, I passed the exam on Saturday!! Couldn't have done it without the class. I know you only had the two of us, but it was worth it! Got a 78 which ain't bad for a person with an IT Risk background.
Thanks again sooooo. Much!!
GR - JP Morgan

I PASSED.
Thank you for your help with this course and the online materials.
My only comment and this may have been by design is that the format of the sample test questions from the book and the online guide were different from the actual exam. The exam only asked you for one answer as opposed to a choice of more than one. The sample questions always threw me off because of all the different choices and I did not get many questions answered while practicing. This gave me a lack of confidence of my understanding of the material. Anyways, I PASSED.
Thank you again.
RE - Fidelity

Hi Peter, Just wanted to circle back and thank you for the Series 99 training. I sat for the exam this past weekend and scored a 93%. Thanks for all your help…
JF - Fidelity

Thank you for your help, passed yesterday in 52 minutes with a 90%!!
Nothing weird on the test, nothing very sophisticated about bonds yield/call etc, just how much accrued interest… my missed questions were evening spread out across the 3 sections, so I’ll say I was well rounded in my knowledge!
Thanks again
CY - Fidelity

Took my test on Friday, scored an 88%. Thank you for your help!
I cannot really think of anything that weird. It seemed to me that a lot of the questions were common sense. They did ask how you would cover a long if the market was falling. I just sat down, read each question carefully, clicked on the answers and did not look back. You definitely had to know how to think and the classes and the tests and reading the book are necessary. The questions on the quiz's were tougher, in my opinion than the actual test. I thought that I would have liked another week to read the book but found out that questions seemed to me at least to be common sense. Lot of questions were not in the book kind of like what would you do in this situation, what is the righteous thing to do.
JG - Fidelity Institutional

Hi Peter,
Just wanted to say thanks for your help. I received an 80 on the test and the suite of support (material, class & practice test) all contributed to my success.
MM - SIG

Hi I passed with an 81.
Needed calc once (though could have done it in my head); 3 options, not too hard...there definitely were more than a few questions/subjects that weren't covered in the 5 practice finals (though there were 10 additional 'test' questions); very little margin other than some basic questions, no calcs
Thanks for your help.
SS - Fidelity

OMG! I was totally freaking out and was so unsure of myself. I reviewed all of the materials you provided 3 x’s, the Databank exams 3x’s and I went back to the PASSPERFECT binder and re-did all of the section tests and finals again. I did not score as high as I was in the practice exams (82-85%) however I did pass with a 70%. I think my nerves got the best of me L. But a pass is a pass. I spent a lot of time practicing MPG, MPL, calculating REGT, min mait. Req, SMA etc, however none of my questions were any of those I just mentioned. A lot of question about cost basis and mutual funds stuff.
Peter, thank you for the time you spent to go over the 99 Exam prep via the VT training sessions on Aug 20-23.
Regards and thanks,
MB

Good morning Peter,
I was in your Aug 20 – 23 training class for the Series #99 and took the exam yesterday. I passed with a score in the low 90’s. As many folks have stated, the questions on the actual exam are simpler and more straight forward than the practice exams. And, as many folks have said, there were no questions where the answer was a combination of two or more “I, II, III, IV alternatives”. The online test was easy to navigate and was very user friendly. There were a few questions which required very simple math. I forced myself to go slow and I completed the exam in 90 of the allotted 150 minutes. Generally, I think the material covered in the exam matches the study guide and your training session well. Most of the questions were of a basic, fundamental nature, with a few, but just a few, real zingers. And, there were a few (easy) questions which were just memorization of basic facts; the practice exams prepared us well for those. There were a few questions on material I don’t think was in the study guide, but just a few. The FTC’s Red Flag Rule was one example. And, there were some real detailed questions on mutual funds and T-Bills; I’m not certain these details were in the study guide. Mutual Funds and T-Bills were emphasized in the section tests, so I can’t say this was a surprise. The distribution of questions on the exam matches what is advertised: 32% on Basic Securities Industry Information; 48% Broker-Dealer Operations; 20% Professional Conduct and Ethical Considerations.
Prior to your class, I had spent a significant amount of time reading the study guide, taking notes, etc. After your class, I concentrated on doing practice exams (one per day), and studying any questions I missed. Additionally, I did a light review of my notes based on the study guide, but this amounted to only about 5 hours of my final preparation.
Thanks for the training class. I think pre-reading the slides, hearing the info on the slides and answering the questions help re-iterate the material well. Puzzling through the questions, and working with the material was probably the best preparation.
JM - SIG

Peter
Just wanted to thank you for the course materials. If one follows the training materials and takes the practice exams; there should be a passing grade at the end of the test on the screen.
I received a 77% on the test and was very pleased.
Not a hard test at all. Thanks Again
JP - Fidelity

Took your class last week. I passed the test today. 76 overall. Not too many options questions. Very little questions needing calculations.

DM - Ayco Company, L.P.

Hi Peter,
I passed the Series 99 today, with a score of 80%. Your class and the 5 sample exams were very helpful.
Many thanks!
MCH - Raymond James

Hi Peter –
I took my test about a week or so ago. It wasn’t as bad as I thought it would be. The classes covered all that was on the test and then some. Thankfully, there were no Roman numeral questions like they have on the practice tests. Those seemed to get the best of me. Thanks!
TH - Raymond James

Peter, We are all doing very well on the test. I scored a 90 and others scored an 88. One person scored 97 and one scored 93. I heard that it is 14 out of 14 so far.
Personally, I thought the test was easier than I expected. I still know nothing about options but I was willing to sacrifice the points on options. But I was scoring in the 90’s on the practice tests (and so was Kim). None of the questions had more than 1 right answer; I think that had a lot to do with it. Regards,
TR - J.J.B. Hilliard, W.L. Lyons LLC

Peter, Wanted to say I took my series 99 exam last Monday and successfully passed it on my first attempt. Obviously, I owe your study material a great deal of gratitude. 88%.....wanted 90, but I passed and I’ll take it! Thanks again.
MTA - J.P. Morgan Asset Management

Hello, I passed!!! Received an 84 J It was a little different, I was doing awesome on the practice exams and had huge test anxiety so when the questions came up, they caught me a little off guard. The Securities section was the toughest for me – 71% in this category. Some questions I didn’t even remember reading about (TRACE and FOCUS reports) so I went back and reviewed some of that afterwards. As soon as I saw the word “passed”, the rest just fell out of my brain! J
Thanks again for your help and I’m sure glad that it is over with!
MP - Raymond James

Hello Peter!
I just want you to know your class helped me in the confidence category ---I felt better after taking your class—and ………. I took my test on Friday March 23rd and scored an 82%!!! I have to tell you though----it definitely takes more than 24 hours of study time—more like double that!
So thanks again Peter…..
CPS - Raymond James

Hi Peter, I passed the 99 today!!!!!
A 70! Probably the lowest score so far!!! Not a lot of options, but there was a lot of mutual fund ? than I was prepared for. I know enough but some of them I had no idea. I thought how in the &%&^%& did I miss that in the book. A pass is a pass and I’m very thankful for that!
Thanks so much for your help!
DF - Hilliard Lyons

Wanted to pass along that I successfully passed the Series 99 exam last Friday 3/16. Your training material had me more than prepared. I scored significantly higher than needed to pass. Thanks for all your help; it's much appreciated.
I scored a 94. Like I mentioned previously, much higher than required.
The actual exam was significantly easier than the practice exams. Your tests ask multiple questions within one question with multiple possible answers. I don't recall ever having a question like that.
I did have several option questions but they were all in reference to long calls-- the easiest of the option types. They were not difficult.
I did have an interesting cost basis related question associated with exercising an option though.
Another interesting question was related to receiving discounts on MFs purchases. I knew this one from my earlier days processing MFs but don't recall that being in the material.
There were margin questions too but they were very straight forward.
There were definitely questions about debt instruments, but again they were very straight forward.
Also, I never had to use the calculator.
A lot of the questions seemed to focus on what to do when finding yourself in an unethical scenario. I suppose this shouldn't be surprising giving why we are taking the exam. Again, thanks for help.
MW - Fidelity

Hi Peter, I wanted to loop back to you to let you know the class was extremely helpful.
I successfully completed the Series 99 test on Thursday, March 8th and scored a 92%.
Believe it or not the highest score I had on the practice exam was a 76%.
There were a fair number of questions involving the following:
• Options
• Limit/stops
• Margin
Thank you again for facilitating the course.
MT - Raymond James

I PASSED!!!!!!! [93%] THANKS FOR ALL THE SUPPORT
SB - Hilliard Lyons

Good morning – Quick FYI, I did pass the 99 yesterday (Thank you!!). I went through ALL of the exam questions multiple times and was testing in the 90-95% range and scored an 83% on the exam. I was surprised by the specificity of the questions, but I did not have any questions where you had to choose 2 possible selections (e.g. B. I and II). For some of the areas, I think they were digging a little deeper for the answer. Thanks again,
SB - Fidelity

Passed with an 89. Thanks for your excellent virtual class and materials.
LJ - Fidelity

Hello Peter, Good news. I took the test yesterday and scored a 91%. It wasn’t as difficult as I had anticipated. This past weekend, after taking your class last week, I took the 5 practice tests and scored in the 80% range so I felt pretty good going into the exam. They provided the laminated note board and calculator as you had mentioned, but there wasn’t any math that was overly involved which would require them. At the beginning of the exam I was informed that they may include several “test” questions that would not count towards my score or my allotted time. I’m wondering if they’re planning on making changes in the near future.
The options were my biggest concern going in, but there must have been less than 5 that were pretty basic. The same applies to bonds and margin. I wish I could recall the number of questions regarding various topics but I do know that half the test was related to BD operations and the other half was split between basic securities industry knowledge and professional/ethical conduct. You’re class was informative and clarified some concepts that I had previously studied in the book.
SV - Raymond James

Hello Peter.
I just wanted to let you know that I sat for the Series 99 this past weekend and passed! Thanks for all of your help in the study/review class. So glad that is behind me.
I got an 87%....which I was ecstatic with. There weren’t a lot of options or debt questions (can’t remember exactly how many but I would guess no more than 10). I didn’t have to use my sheet or calculator at all. Most questions were based on ethics and client account issues. Every question had either an A,B,C or D answer to them (no multiple answers like A and B, all of the above or none of the above). There were a few similar questions to those in the practices exams but probably less than 10. Total exam took me about 1 hour. After I attended the study/review class I totally just focused on the practice exams. I never opened the book other than to take the final exams. The first time I took the exams I read the explanation for each answer. After that I took all 5 final exams once a day for the next 2 weeks. I didn’t really do a lot of “studying” but just made sure I knew the explanation for every answer on the final exams. It seemed to be all I needed!
LC - Hilliard Lyons

Hi Peter, Thanks for your help with both the in-class and virtual training. I took the exam on Friday morning and passed with a 90. That eclipses all of the score of all the practice exams I took (I took all 5 multiple times).It was pretty straightforward, the practice exams were good preparation. Not too many options questions, maybe 5-6. I never used the calculator and only used the scratchpad to double-check myself. Thanks again,
BL - Fidelity

Peter, Took the exam this morning, passed with an 84. The training was excellent! Thanks for the fast pace and encouragement. Nice Job!
Not many [options questions], maybe 2 or 3. It was harder than anticipated. Lots of 50-50 coin flips maybe 15%? There were many questions on the practice tests where the obvious answer was "escalate to compliance". Not so much in reality.
DM - Fidelity

I passed! Lots of questions on Bonds and mutual funds..very little on options. I got an 83. The ones that we covered were obvious and easy. There were many that were not in any of the tests but didn’t seem too hard. By the end I was getting mid 80’s on the finals Regards,
TK - Fidelity

Good morning Peter, I passed the Series 99 with an 89. I was shooting for top-gun, but do not think that score will get it. I re-read the slide presentation you presented at the firm and went through the practice exams on the disc and website until I could nearly recite them. There were questions that went deeper in to topics where we scratched the surface, in class; so in hindsight—I would have incorporated a review of the text book too. Thanks to you and the Passperfect materials, I passed and can now get back business. A couple [of options questions]; no computation—more definition/application related. I picked up the calculator 1 time.
Thanks again,
JER - Hilliard Lyons

Hi Peter, just an FYI - I passed and a couple of other folks in our class have as well. No reported casualties yet...Thanks for your help. No surprises.
RB - Fidelity

I passed my series 99 yesterday [75%]
Thanks for the help
I am a c student and I am thrilled about it. I found test 5 much more closely related to [the] test. Although, reviewing the first 4 is still important. I don’t know if it was the test I took, but I didn’t have to use the scratch paper or the calculator. I also found less questions than I thought would be there, where it said, “give me anything except”. I found the questions more straight forward than tricky, like I thought they would be. Of course maybe it was the test I got, but that is what my sense was after.
I thought your training was great. I think your strategy to take the pretest and spend about 10 hours was dead on for me anyway.
My testing strategy was basically take your training, take all 4 pre-tests (which I did very poorly on, 40, 53, 60, 63, then took 5 , twice,(got in the 70’s)and basically reviewed all of my misses on them the night before. I spent about 10 hours over a week. 1.5 hours each morning. 730-900am and then 3-4 hours the night before, taking test 5 again and reviewing all of my misses on all 5.
Not too many on options, I would guess 5-6.
32 questions on “Basic Knowledge associated with Securities industry”- I got 65%
48 Questions “Knowledge associated with broker dealer operations”- I got 75%
20 Questions on “Professional Conduct and Ethical Considerations”, I got 85%
74-100 and there were 110 questions.
Again as you pointed out, read the full question and all four answers, there is plenty of time to do that. 2.5 hours(150 minutes was test). I finished in about an hour and 15 minutes.

JB - Fidelity

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